[Boutique] loan agreement model
Today, I borrowed XX Yuan, a thousand yuan, and × years × months × returned before the date, and the monthly interest is calculated by bank-deposit.
Borrower: ×××
×年×月×日
2. Description
A loan agreement is an agreement between a borrower and a lender that clarifies the relationship of the rights and obligations of the loan. In the private sector, there are also some interest-free borrowing behaviors. For example, citizen A borrows 3,000 yuan from B and returns it after one month. Borrowing between citizens, some have formal agreements, and some are replaced by borrowings. The problem that should be paid attention to when signing the loan agreement is that the interest agreed in the contract cannot be higher than the standard set by the state, otherwise it will constitute a usury loan, the agreement is invalid, and the law does not protect it. If the borrower is required to guarantee, the manner of guarantee, the content and responsibility of the guarantee shall be specified in the agreement.
Part 2: Model loan agreementLender:
Borrower:
On the basis of equal, voluntary and friendly consultation, Party A and Party B reached the following agreement:
1. Party B borrows RMB yuan from Party A.
Second, the term of the loan is the year, from the date of the year to the day of the month.
3. When the loan term expires, Party B guarantees to return the loan, otherwise it is willing to bear all legal responsibilities.
4. Party A shall deliver the loan to Party B within two days after the signing of this Agreement.
5. If Party A fails to deliver the loan on time or Party B fails to repay the loan on time, the defaulting party shall pay the breaching party a penalty fee.
6. This Agreement shall be in duplicate, effective on the date on which both Party A and Party B have signed and affixed the official seal, and both Party A and Party B shall hold one copy.
Party A:
Party B:
Date of signing: Year, month and day
Part 3: Model loan agreementParty A: ×××
Party B: ×××
Both parties have reached an agreement on the following matters and signed this agreement.
1. Party B shall lend to Party A RMB × × × Yuan and deliver it to Party A before × × × × ×.
Second, loan interest
Third, the term of the loan
Fourth, the date and method of repayment
V. Liability for breach of contract
6. This Agreement shall enter into force on x Year × Month × Day. This Agreement is made in two copies and each party holds one copy.
Party A: ×××
Party B: ×××
×年×月×日
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