Summary of the work of the bank branch in 2019

I. Completion of major business indicators in the first half of the year

As of the end of June

The loan balance was **100 million yuan, an increase of **100 million yuan from the beginning of the year, an increase of **%, the completion of the project increase **%, the total amount of loans issued ** pen, the cumulative investment of ** billion yuan; the realization of interest income ** billion , **% of the completion plan.

The average daily balance of loans was ** billion yuan, an increase of ** billion yuan from the beginning of the year, and **% of the same period was completed.

The income of various intermediate businesses is 10,000 yuan. Among them, the financial advisory fee is 10,000 yuan, and the other fee income is **10,000 yuan.

Handling bank acceptance bills ** pen, the amount of *** million, of which 100% guarantee gold and silver ** pen, the amount of *** million.

The number of customers** households increased by **% compared with the beginning of the year, and completed the customer expansion plan**%.

Second, the analysis of the development of various businesses

Loan industry analysis

According to this year's **** financial business marketing guidance, ** sub-branches **** loans focused on **** loans. From the perspective of the industry, in the first half of the year, the wholesale and retail industry put loans ** *** billion yuan; manufacturing industry ** *** billion yuan; other industries ** *** billion yuan.

Loan product placement analysis

In the first half of the year, ** sub-branches invested a total of ** billion yuan, of which ** loans ** billion yuan, accounting for **%; *** loans ** billion yuan, accounting for **%; *** loans ** billion yuan, **%; *** loan ** billion yuan, accounting for **%.

Analysis of loan guarantee methods

In the first half of the year, loans secured loans amounted to ** billion yuan, accounting for **%; guarantee loans ** billion yuan, accounting for **%; credit loans ** billion yuan, accounting for ***%.

Third, the key measures taken in the work

In the first half of the year, the ** sub-branch was deployed in accordance with the planning work conference at the beginning of the year, and actively promoted the innovation of **** loans through various forms, and strived to bring the work to a new level. The main measures are:

Clarify market positioning and adhere to innovation and development

In the first half of the year, the Bank adhered to the development direction of the ** credit business, and exerted its strengths to concentrate on high-quality customer loans, not only consolidating the existing market advantages, but also focusing on the development of new products. Some customers conducted in-depth excavation and focused on establishing new channels for expansion. In the first half of the year, the Bank focused on marketing ***, and the successful marketing loan totaled *** million yuan.

Clear division of responsibilities, forming a **** management model

According to the requirements of **, in the first half of the year, the Bank reconfigured the **** credit practitioners, and selected a group of credit officers with higher ethical standards and strong business capabilities, and established mutual assistance according to the **** model. The **** risk management and control model, which promotes and restricts each other, has laid a strong organizational guarantee for the future development of the **** credit business.

Standardize business process requirements and prevent operational risks

In the first half of the year, the ** branch reorganized the credit business operation process, standardized the requirements of each operation link, and strictly handled the business according to the credit business operation process issued by the head office. A comprehensive self-examination of the bank's bill business, new loan regulations, and low-risk businesses was conducted.

Strengthen business training and improve the quality of personnel

In the first half of the year, the Bank formulated the “Implementation Plan for Employees' Training in 2010”, and determined that every Saturday is a concentrated study day. Under the premise of completing various training tasks, give full play to the frontier advantages of the business backbone, adopt various forms, and organize training in different levels and categories according to operational risks, business theory, and work skills. In the first half of the year, the Bank organized a total of ** business training.

Taking deposit as a breakthrough to comprehensively improve comprehensive benefits

In order to comprehensively improve comprehensive benefits, the Ministry of China has made deposits one of the key tasks of the year. In the first half of the year, the Ministry of Education formulated a plan for annual deposit marketing activities. Clear goals, indicators, decomposition and implementation until the arrival of people, at the same time have formulated corresponding incentives and punishments, take the ten-day notification, monthly summary, quarterly rewards and other assessment methods to stimulate employee marketing passion, the concept of deposit marketing is deeply rooted in the hearts of the people. In the first half of the year, through the efforts of the whole bank, we achieved savings deposits of 100 million yuan and successfully completed the set goals.

Fourth, the difficulties encountered in the work and existing problems

In the market marketing, we found that *************, it is recommended that we can introduce new business varieties as soon as possible according to this demand, so that our bank quickly occupied the blank market.