Agricultural Bank employee work summary

Agricultural staff work summary

Time flies, it has been two years since I entered the Agricultural Bank. In the past two years, I have liked to go to the big family of the Agricultural Bank of China. There are passions and honors here, there is hard work and sweat, let us enjoy the work while working. . In the past year, I have actively obeyed the work arrangements of the leaders, united my colleagues, and actively performed my duties, and I was able to complete my job well. In addition to work, he actively participates in the learning and business training organized by the sub-branch, corrects the attitude of learning, carefully learns new business and new knowledge, and can better complete the learning tasks and achieve the learning objectives.

Last year, I continued to learn various theoretical knowledge and improve my level of ideological consciousness. On the one hand, I firmly believe in political beliefs, strive to raise my ideological understanding, support the leadership of the Communist Party of China, adhere to the four basic principles, abide by the law and abide by the law, resolutely support the decision of the Party Central Committee, actively move closer to the party organizations, and strive to join the Chinese Communist Party as soon as possible. On the other hand, we firmly establish a customer-centered service idea, let quality service start from me, start from scratch, the banking industry is the service industry, quality service makes us competitive advantage, and only good customer service can be very Good performance. During my work, I actively studied the archives spirit of the higher-level banks and the relevant departments of the China Banking Regulatory Commission, insisted on standard handling in business handling, resolutely put an end to unreasonable charging behaviors, and strictly followed the requirements of various regulations. Standardizing operations is a safe and far-reaching practice for our ABC. Guarantee, in the business process, I strictly follow the requirements of Sanhua and Santie, and explain the patient's understanding and recognition to the customer who can't handle the violation. In my work, I earnestly perform my duties, work hard and work hard, work hard, not afraid of difficulties, study hard business skills, carry forward the spirit of arduous and meticulous dedication, and perform all my duties and duties. High sense of responsibility, customer-oriented service concept, the implementation of quality service work will be standardized implementation of the implementation of the implementation.

During the more than one year of operation, I have lost the tension and sorrow of the beginning of my work. With the care and help of the leaders, my business technology has been continuously enhanced and my work ability has been greatly improved. It is a light road. In order to improve my business quality, I learned various accounting business knowledge and insurance agency business knowledge after work, and obtained the accounting qualification certificate and insurance agent qualification certificate. Looking back on 2019, during this time I learned a lot of things and my quality has improved a lot. In the past year, I have not enriched myself, and I have a new understanding of establishing a correct outlook on life, world outlook and values. I am thinking positively, working hard and diligently, insisting on constantly learning the rules and systems and business knowledge of our bank, improving our own business quality, and applying the learned knowledge to the actual situation. In the creation of Sanhua Railway, it was carried out in strict accordance with the standards and fulfilled the duties of the tellers. In the spirit of serving the three rural areas, we will conscientiously study the thinking of Comrade Hu Jintao, conscientiously implement the principles and policies formulated by the party and the state, serve the people wholeheartedly, strictly abide by various financial laws and regulations, and the rules and regulations of the unit, be devoted to their duties, and seek truth from facts. In the spare time of work, I will earnestly study the financial business knowledge, constantly enrich my work experience, improve my business literacy, and carefully study and disseminate all kinds of files and materials issued, and improve my business ability and comprehensive analysis ability. . Of course, I still have some shortcomings in my work. For example, when the work is tired, there is a slack phenomenon. The level of the teller is only intermediate level. In the future, I will learn to correct my own shortcomings.

For our sub-branch in 2019, it is a year of hard work, a year of pioneering and innovation, and a year of active and progressive progress. For me, it is a year of turning meaning, from the maturity of the green to the maturity, from the oysters become proficient, from the sturdy to become firm. Under the correct leadership of the new branch party committee, our various businesses have developed rapidly and ushered in a new development. In the past year, I have always strictly adhered to the standards of a qualified bank employee, based on my own work, concentrating on business skills, quietly dedicating in ordinary posts, dedicating my own light and heat to our agricultural bank, and making a leap for our agricultural bank. Contribute a force.

Nowadays, the country is implementing a prudent monetary policy. New problems appear to be solved urgently. In the face of severe challenges from all sides, what we can do is to strengthen our own quality and meet the challenges of the future. In the future work, I will continue to strengthen theoretical study, further improve my own quality, demand myself with more stringent standards, strive to overcome various negative emotions, absorb past experience and lessons, improve service quality, and cooperate with leaders and colleagues to do a good job. Work is done, I believe that we will fly higher under the leadership of the Party Committee.

Agricultural staff work summary

In the blink of an eye, it has been full for the second year since entering the bank. In two years, I said that it is not long, and that short is not short. Time has given me a deeper understanding of the bank, and I have improved my business skills through my own learning, leadership and colleagues' education, and I am more qualified for the jobs I have worked on and are doing.

In the past year, as a bank employee, I personally experienced the tremendous changes in the daily work and life that the bank stocks have changed to us. For example, the introduction of concepts such as economic value added and key performance evaluation indicators has enabled the business sector. The business philosophy has truly changed from a focus on the expansion of weight to a qualitative improvement, and the resulting significant changes in job division and income distribution. The introduction of various rules and regulations has put forward many more clear and detailed requirements for the “standardized operation” of our banks. The work pays attention to detail management and refined management, and has more preventive and disciplinary measures against violations of laws and regulations. In particular, the “Special Remediation Activities for Violation of Laws and Regulations” carried out in the industry once again sounded the alarm for us – not only do we have to do “good”, “fast” but also “legal” and “compliance”, not only Knowing that "there is a remedy for the dead", it is also important to "prepare for the rain."

At the end, I signed up and selected the preferred candidate in the industry fortunately being transferred to the local approval team for compliance review. From the individual loan comprehensive post of the Southern District Financial Bank to the previously approved corporate-type credit and personal large-credit business-based examination and approval portfolio review, this span is not too big. But with the education concern of the leaders, the help of my colleagues, and my personal self-study efforts, I quickly passed through the initial incompatibility and quickly integrated into the current role by reading relevant books and interpreting the file regulations.

From the beginning of the first month to the end of July, I completed a total of 109 corporate loan and 3 corporate credit business compliance review work, with a total amount of 47435.2624 million yuan; completed 67 corporate credit rating compliance review, Among them, there are 29 aa grades, 34 a grades, and 4 bbb grades; 332 personal loan receipts, submissions, and decision-making opinions are completed, with a total amount of 64,437,500 yuan. The job requirements of this post have been well completed. The local approval group belongs to the in-house examination and approval department, and it is faced with the operating department within the line, accepting and approving all kinds of credit business submitted by the bank credit management department.

Therefore, setting up an internal customer concept and using the operating department as the customer we serve, providing customers with high quality, efficient and standardized services is the most basic requirement for me as a regulatory reviewer. In my daily business, I always do my best to help the business department work, patiently answer their various questions about the approval, and often communicate with them through various compliant and effective channels to understand the reality of the business department. And issues, report to leaders and special audits in a timely manner, as far as possible to help resolve the contradictions caused by information asymmetry between approval and management, provide a basis for effective decision-making by leaders and special trials, and maximize the benefits of banks. The local approval group is a department with a large daily workload and a busy work. How to improve work efficiency and better fulfill work requirements is a question I often think about. I found in my work that a large amount of working time is consumed in some relatively simple mechanical repetitive labor. For example, in the compliance review work, the calculation of some financial indicators of the reporting unit is relatively simple, but it is necessary to check the multiple units. Multiple financial indicators also cost compliance reviewers considerable time and effort.

I have compiled a form by self-study using the formulas and functions in our commonly used spreadsheet software. I only need to fill in the relevant data in the company's balance sheet and cash flow statement, and the corresponding annual financial indicators. Data such as asset-liability ratio, current ratio, quick ratio, profit rate, principal and interest protection multiple, mortgage rate, guarantee rate, etc. can be automatically calculated and generated, which greatly facilitates work and improves efficiency. I also shared this form with colleagues around me, colleagues in the business department, and strived to work more efficiently. I also shared and shared many related reports within the department, obtained the required data from each other, eliminated a lot of repetitive labor, and made many data more accurate. I optimized some common forms, which is simple and easy to use. The design, input data in the specified location, the computer can automatically generate the corresponding specification page for use.

In addition, I have ideas and methods in the details of many workflows, simplifying processes, improving efficiency, and better fulfilling work requirements while complying with relevant rules and regulations. The work of the approval team is a comprehensive and meticulous task that requires an in-depth understanding of the Bank's various businesses. Strengthening the study of all kinds of archives and systems is the most basic requirement for my performance; actively participating in various regular and irregular trainings, regular meetings and learning meetings organized in the industry and in the department is an overall improvement of my professional quality. .

At the “Yingxiang Future” account manager training class jointly organized by the local branch and the life insurance company, I learned a lot of marketing skills and ways of communicating with others, and understood the importance of teamwork; At the “Bank Advantage Products and Marketing” training class, which was organized by relevant department leaders and relevant business personnel, I have a clear and sufficient understanding of all kinds of credit business of banks, and I know what should be recommended to customers. What are the developments and efforts to promote, and how to handle them, what are the advantages and disadvantages; I have been in the training course of the province's full-time loan approvers explained by the provincial bank's senior loan approvers. Some difficulties and blind spots have some new understandings, such as where the enterprise group should pay more attention to it. For a company's financial statements, it should be analyzed and interpreted from many aspects, from some superficial achievements or poor performance. The true state of the enterprise, reasonable judgment, recognizing the importance of its work and position and the arduous task - needs to be a good "bank assets gatekeepers" With our solid and effective work.

In addition, whenever there is a new issue in the industry, I also seriously participate in regular meetings and study sessions in the department to learn the spirit of the archives and implement them in the work. In particular, I sometimes asked the relevant departments in the industry to explain the difficult points in the business on site, which is a good time for me to learn. Learning system, understanding the system, doing things under the requirements of the system, mastering all-round knowledge, understanding policy changes, industry risks, can become a qualified professional in the post of the approval team. In addition to doing my job, I acted as a propaganda committee member of the Youth League Committee of the Branch Branch and participated in many activities organized by the Youth League Committee. It is the direction of the joint efforts of the staff of the industry, especially the youth league members, to learn from others. This is the direction that I work with other editors of the youth magazine "Youth Style". I organized and collected all kinds of excellent manuscripts, and made appropriate layouts and beautifications of the manuscripts, and put on beautiful illustrations and shadings. Finally, I shared them with you on the website, which was well received by the majority of the members. A large number of masterpieces were selected by the provincial branch "West Lake Weekly" and were known to the province's banking system. The “Standardized Sunshine Service Demonstration” organized by the System Youth League Committee, I actively participated in the preparation of several presentations, and some suggestions and opinions were also approved and adopted by the leaders and colleagues. Organizing articles: recent graduate job search network

The times are changing, the environment is changing, and the work of the banks is changing from time to time. Every day, new things appear and new situations occur. This requires me to change with the situation. Learn new knowledge, master new skills, adapt to changes in the surrounding environment, improve your ability to perform your duties, develop yourself into a full-fledged bank employee, better plan your career, and make the goal of my efforts. Of course, I still have some shortcomings in the handling and operation of some details. I will hone myself in my future work and study, improve myself in the guidance and help of leaders and colleagues, and develop my strengths and make up for the shortcomings.

Agricultural staff work summary

With the increase of age and the increase of various work experience, my requirements for my personal work in XXX are constantly improving. My position is the service window of ABC, and my words and deeds represent the image of the Bank. There can be no sloppy and relaxed work in my work. As we all know, there are two savings offices in Chaoyang Branch, which is the busiest one. I am one of them. Every day, the business of each comrade will reach two or three hundred. The reception of about 200 customers, so this kind of work environment forced me to constantly remind myself to be serious and serious in the work, in strict accordance with the rules and regulations set up in the line to carry out the actual operation. I have always asked myself for the whole year. Under my efforts, I personally did not have a liability accident in 2003. While I am doing my own work, I also use my experience in savings work over the years to help other comrades. What kind of problems do comrades have, just ask me, I will carefully answer them. When I have problems, I will be very open-minded to ask the old comrades. In dealing with business skills, I have a requirement for myself: three people must have my teacher, and they must do everything they can to learn. If you want to help others at work, you must improve your business.

I have a passion for learning new things and developing new business every time. As long as someone needs to work overtime in the unit, I am the first to stand up. No matter what time I work overtime, I have never complained. Because I know that this is also the personal trust of the unit leader. I will also actively use every opportunity to learn new business, do a good job in testing new business, and not delay the work of the entire branch. Under this kind of thinking, I did a good job in every job that the branch office gave. Also praised by comrades.

The Changying Savings Office where I am located is a youth civilization number at the branch level. As Comrade Li Jialin said: It is a big family of mutual respect and love. I often hear other comrades who know our situation. I have never seen such a unit with our comrades here so harmonious. Whether in work or in life, comrades are like a family. There is no contradiction. If there are opinions that are different in work, such opinions mean that the standard of work is constantly improving. I always think that my innate personality determines that I am very suitable for saving, because my temper is very good, and as the work calendar increases, things are more and more learned. Good temper is the first thing that means good service attitude. I insist on asking myself with the standards of Youth Civilization. So I have been working until now, and I have never received a complaint from an outside customer. When there are customers who have different opinions about our work, I can also explain the things that the customers don't understand, and finally make the customers satisfied.

XXX is located in the urban-rural junction and has a dense population. There are several universities and research institutes around the savings office. The cultural levels are different and they serve a variety of people every day. I always remind myself to start from the details. Put all kinds of spirits and requirements issued in the line into practical work, subtle, civilian, and life. Let customers feel the meaning of warmth here.

There are often migrant workers from other places who come to Beijing to handle personal remittances. Some people will not fill in the required receipts. Every time I will give me a detailed explanation of how to fill them out, I will teach them one word at a time. They until they learn to do this. When you leave, you have to ask them to collect the written order, so that they can write it when they remit money next time. When they finish their remittance business, they will continue to thank me. Maybe someone will ask. Personal remittances are just a collection business in the savings office. I can't increase the amount of deposits in the house. Why should I do it with such enthusiasm? I will use XXX to explain another comrade here. "It is not easy for them to come to Beijing. Whenever there is no time, it is appropriate to help them." I think that it is the best service to serve the customers with heart. When I heard the outside customer say to me: Your work is really fast... The fat guy is really good... ABC is good... when it is. I am very happy in my heart. It is not only a compliment to me, but also an approval of my work, and an incentive for my work.

In the new year, I set a new goal for myself, that is, to step up learning, to better enrich myself, and to meet the challenges of the new era with a full spirit. There will be more opportunities and competition waiting for me next year, and my heart is secretly encouraging myself. To stand firm in the competition. Being down-to-earth, your eyes should not be limited to the small circles around you. You should focus on the overall situation and focus on future development. I will also learn from other comrades, learn from each other's strengths, exchange good work and experience, and make progress together. Get better job results.