How to write

Nowadays, many people are very casual when writing a loan. If there is a problem, there is regret that it was not written at the time. If a loan clause wants to have legal effect, it should be written in the following format:

The borrowings now have ××× borrowed from the XX yuan to capitalize _____ million _____ thousand _____佰_____ to pick up _____ yuan. Lowercase _____ yuan. The above loan agreement is paid off before the _____ month __ day of 200_____ years. If the overdue payment is not paid, the borrower shall bear the liquidated damages _____. The parties agree that this dispute shall be under the jurisdiction of the _____ People's Court.
Borrower: ××× ID number _______________
Address: __________ Phone: __________
Borrowing date: _____ years _____ months _____ days