Borrowing contract example

Lender:
Borrower:
Guarantee party:
The borrower applies for the loan to the lender and hires it as the guarantor. The lender has also reviewed and approved the contract.
Article 1: Type of loan Article 2: Use of borrowings Article 3: The amount of the loan is RMB yuan.
Article 4: Borrowing interest rate The interest on borrowings is one thousandth. The profit is in accordance with the circumstances. If the country adjusts the interest rate, it will be calculated according to the new regulations.
Article 5: Term of loan and repayment Article 6: Source of repayment funds and repayment method
1. Source of repayment funds:
2, repayment method:
Article 7: Warranty
1. The borrower uses the mortgage as the mortgage, and the loan cannot be returned to the lender. The lender has the right to process the collateral. If the borrower returns the loan due to the maturity, the collateral will be returned to the borrower by the lender.
2. The borrower must use the loan in accordance with the purposes stipulated in the loan contract, and may not use it for other purposes, and may not use the loan for illegal activities.
3. The borrower must repay the principal and interest according to the time limit stipulated in the contract.
4. The borrower is obliged to accept the inspection by the lender, supervise the use of the loan, understand the borrower's plan execution, operation management, financial activities, material inventory, etc. The borrower shall provide relevant plans, statistics, financial accounting. Reports and information.
5. When there is a guarantor guarantee, the guarantor has the right to recover from the lender after the guarantor has fulfilled the joint responsibility, and the lender is obliged to repay the guarantor.
Article 8: Liability for breach of contract 1. Borrower’s liability for breach of contract
1. The borrower does not use the loan according to the purpose stipulated in the contract. The lender has the right to recover part or all of the loan. For the part that is used for default, the penalty interest rate is added according to the interest rate stipulated by the bank. If the circumstances are serious, the bank may Stop issuing new loans.
2. If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and add the penalty interest according to the regulations of the bank. If the borrower repays the loan in advance, the interest shall be increased or decreased according to the regulations.
3. If the borrower uses the borrowing to cause loss of waste or use the loan contract to carry out illegal activities, the lender shall recover the principal and interest of the loan, and the relevant unit shall investigate the administrative and economic responsibility for the person directly responsible. If the circumstances are serious, the judicial organ shall pursue criminal responsibility.
Second, the lender's liability for breach of contract
1. If the lender fails to provide the loan on time, it shall pay the borrower liquidated damages according to the amount of the breach and the number of days of extension. The calculation of the amount of liquidated damages shall be calculated in the same way as the penalty interest of the borrower.
2. If the staff of a bank or credit cooperative loses loan losses due to dereliction of duty or uses the loan contract to conduct illegal activities, administrative and economic responsibilities shall be investigated. If the circumstances are serious, the judicial organs shall pursue criminal responsibility.
Article 9: Ways to resolve contractual disputes: The dispute arising from the execution of this contract shall be settled by both parties through negotiation. If the negotiation fails, the parties agree to be arbitrated by the arbitration commission or to the people's court.
Article 10 If the other contract is not allowed to change or terminate the contract as stipulated in the Regulations on the Loan Contract, neither party may change or cancel the contract without authorization. When one of the parties requests to change or terminate the loan contract in accordance with the requirements of the Loan Contract Regulations, The other parties shall be notified in writing in a timely manner and a written agreement shall be reached. After the change or cancellation of this contract, the borrowings and interest payable by the borrower shall still be repaid in accordance with the provisions of this contract.
If there are any unfinished matters in this contract, the parties to the contract shall jointly negotiate to make additional provisions, and the supplementary provisions shall have the same effect as this contract.
The original of this contract is in triplicate. The lender, the borrower and the guarantor shall each hold one copy; the copy of the contract shall be submitted in one form, and the relevant units shall keep one copy.
Lender:
Address: Phone number:
Borrower:
Address: Phone number:
Guarantee party:
Address: Phone number: