China Agricultural Development Bank guarantees guaranteed loan contract
Contract number: ___________
Borrower:_______________________________
Lender: China Agricultural Development Bank _______________
guarantor:__________________________
__________________________
__________________________
The borrower applies for ___________ loan to the lender for ___________ needs, and the lender agrees to issue the loan to the borrower after the guarantor guarantees the guarantee. After the parties have reached consensus, in accordance with relevant laws and regulations and bank loan management regulations, this contract is signed and complied with.
The first major loan content
1. Borrowing amount, purpose, type, interest rate, term:
Amount
use
kind
interest rate
the term
Year of the month
2. The loan under this contract shall bear interest on a daily basis and will be settled according to ______________. In the period of validity of this contract, in case of interest rate adjustment, it shall be implemented in accordance with the relevant regulations of the People's Bank of China.
Second withdrawal and repayment
1. Instalment withdrawal, repayment plan:
Instalment withdrawal plan
Installment repayment plan
year
month
day
Amount
year
month
day
Amount
2. The borrower should submit a specific withdrawal plan to the lender before the withdrawal and provide a written file indicating the reasonable use of the loan.
3. The lender will go through the procedures for the loan voucher according to the withdrawal plan and release the loan within ______________ business days. During the term of this contract, the actual loan date, repayment date and actual borrowing amount shall be subject to the loan certificate.
4. The borrower and the guarantor are responsible for repaying the principal and interest of the loan. When the lender recovers or recovers the principal and interest of the loan in accordance with the provisions of this contract, it can deduct directly from the borrower or guarantor account.
Article 3 Source of Repayment Funds
The borrower applies the following funds, but is not limited to the following funds, and repays the principal and interest of the loan under this contract.
1. __________________________________________________________________.
2. __________________________________________________________________.
3. __________________________________________________________________.
4. __________________________________________________________________.
Article 4 Guarantee Content
1. Warranty Period: From the effective date of this contract until the loan principal and interest under this contract are fully paid off.
2. The guarantor's scope of guarantee: the principal of the loan, the interest, the liquidated damages and the expenses of the lender's realization of the creditor's rights under this contract.
3. The guarantor and the borrower shall be jointly and severally liable; if there are more than two guarantors, the guarantor shall be jointly and severally liable. When the borrower fails to pay the principal and interest of the loan and the corresponding expenses as stipulated in this contract, the guarantor guarantees to pay unconditionally on behalf of the lender within 15 days after receiving the written notice of the loan.
4. The guarantor accepts the lender's investigation and understanding of the status of its funds and property, and should provide financial statements and other information in a timely manner.
5. During the period of this contract guarantee, if the guarantor provides the guarantee to others, it shall not damage the interests of the lender and obtain the consent of the lender.
6. During the guarantee period of this contract, the guarantor's guarantee responsibility shall not be affected or exempted due to the change of the relevant agreement between the borrower and other units and the financial status of the borrower, and the invalidity of the terms of the contract involving the borrower and the lender.
7. The guarantor shall compensate the lender for the loss caused by his own fault and pay the lender a compensation of ________% of the loan amount.
Article 5 Rights, Obligations and Liability for Breach of Contract
1. The borrower must abide by the regulations of the People's Bank of China and the China Agricultural Development Bank on policy loan account management and fund settlement management; otherwise, the lender has the right to stop issuing loans that have not yet been issued, and can recover some or all of the loans that have been issued in advance.
2. The borrower must use the loan strictly in accordance with the purposes stipulated in this contract; otherwise, the lender has the right to stop issuing loans that have not yet been issued, and can recover some or all of the loans that have been issued in advance. At the same time, for the portion of default use, interest is charged at the daily interest rate ___________.
3. The loan was overdue and no deferred repayment agreement was signed. The lender calculated interest on the overdue portion of the loan at the daily interest rate ___________.
4. The borrower shall promptly provide the lender with real and complete financial statements and statistical statements, etc., in conjunction with the lender's investigation, review and inspection; otherwise, the lender has the right to take appropriate credits including stopping the issuance of loans and early recovery of the issued loans. Sanctions.
5. If the borrower has changed its business operations such as contracting, leasing, merging, splitting, and joint venture, it shall notify the lender in writing no later than 30 days before the change, and actively implement the debt; otherwise, the lender has the right to take appropriate sanctions and Preventive measures against loss of loans.
6. The borrower may not provide guarantees for the debts of others to ensure that the policy loans are safe. The borrower shall notify the lender 30 days in advance of any guarantee, and shall not exceed the total net assets. Otherwise, the lender has the right to take appropriate sanctions and preventive measures to protect the loan from loss.
7. When the borrower finds that there is a situation that threatens the security of the lender's creditor's rights, it should promptly notify the lender and take timely preservation measures.
8. The lender shall provide the loan to the borrower in accordance with the second treaty of this contract. If the loan is not provided in time, the borrower shall be paid a ________ liquidated damages per day according to the amount of breach of contract and the number of days of default.
9. For the default behavior of the lender, the borrower has the right to report to the superior bank of the lender; if the lender suffers losses due to the breach of contract, the right to claim compensation from the lender.
10. Borrowers who undertake policy tasks are entitled to the preferential policies of policy loans; lenders may not raise the loan interest rate without authorization, and may not recover the loan in advance without any reason.
Article 6 Change of contract
1. After the contract comes into effect, the parties may not change or cancel the contract without authorization.
2. If the borrower fails to pay off the loan due to objective reasons, it shall submit a written extension application to the lender 10 days before the loan expires, and the lender may decide whether to postpone the loan after the guarantor agrees. If you agree to postpone the repayment, sign an extension repayment agreement.
3. The parties shall not transfer the rights and obligations under this contract to a third party without authorization.
4. During the validity period of the contract, the borrower and the guarantor shall replace the legal representative and, when changing the residence, notify the lender in writing within 10 days after the change.
Article 7 Settlement of disputes
The disputes arising in the performance of this contract shall be settled by the parties through negotiation or through mediation; if the negotiation or mediation fails, the lawsuit may be filed in the people's court at the place where the lender is located.
Article 8 Contract Attachment File
The loan application, the loan certificate, the deferred repayment agreement, the power of attorney, the agreement to change the terms of this contract, and other relevant materials provided by the lender to the borrower and the guarantor are all part of this contract.
Article 9 Other matters
1. __________________________________________________________________.
2. __________________________________________________________________.
3. __________________________________________________________________.
4. __________________________________________________________________.
Article 10 Matters not covered in this contract shall be handled in accordance with relevant laws and regulations and bank loan regulations.
Article 11 The original form of this contract is ___________, and the borrower, the lender and the guarantor each hold one copy. This contract shall take effect from the date of signature by the parties.
Borrower
Borrower official seal
Legal representative
Bank of deposit _____________________
residence_____________________
account number_____________________
lender
Lender's official seal
Signature of the person in charge
residence_____________________
guarantor
Guarantor's official seal
Legal representative signature
Bank of deposit _____________
Signing date: _______ year _____ month _____ day
Signing location: ______________________
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