An example of a loan contract format

Contract number:

Loan contract

This loan contract is made by the following parties to the contract in _____________________________

Signed in ________ city ________.

Contract parties:

Borrower:_____________________________

lender:_____________________________

guarantor:_____________________________

According to the "Contract Law of the People's Republic of China", the "Guarantee Law of the People's Republic of China" and relevant laws and regulations, Party A, Party B and Party C reached an agreement on Party B's loan to Party B on the basis of equality, voluntariness and consensus. :

I. Borrowing purposes

Party A shall borrow from Party B for ______________. Party A shall not use the loan for other purposes for any reason, and shall not use the loan for illegal activities. If Party A fails to use the loan in accordance with the purposes stipulated in this contract, Party B shall have the right to charge the penalty interest at the rate of _____% as agreed in this contract from the date of misappropriation of the loan.

Second, the amount of the loan

Party A's loan amount to Party B is RMB ________ yuan.

Third, the term of the loan

The term of the loan is ___month, from the _____ ___ date to ____ ___ ___ day. The actual borrowing date and maturity date shall be based on the loan receipt. The loan receipt is the subsidiary file of the contract and has the same legal effect as this contract.

Fourth, the interest on the loan

4.1 The interest on the loan is calculated from the date of the loan and the interest is calculated based on the actual amount of the loan. During the lease term of the contract, the annual interest rate is ______%.

4.2 Interest on borrowings shall be settled on a monthly basis from the date of loan lending. Party A shall repay the loan on time. If Party A fails to repay the principal of the loan in accordance with this contract, Party B shall have the right to levy a penalty of ______% from the date of overdue to the date of actual repayment of the principal. . _

V. Disbursement and repayment of loans

5.1 Party B shall deliver the agreed amount of the loan to Party A on the date of the contract becoming effective.

5.2 Party A must pay the principal and interest in accordance with the contract. The repayment order of Party A under this contract is: the principal after interest.

6. Loan guarantee

Party C, at the request of Party A, agrees to provide a guarantee for Party A's loan under this contract. Party C undertakes and abides by the following terms of this contract:

6.1 Assurance method: The guarantee method of this contract is joint and several liability guarantee, and Party C shall be jointly and severally liable for Party A's debts in this contract. If the contract expires, Party A fails to perform or fails to fully perform its debts, and Party B has the right to directly request Party C to assume the guarantee responsibility.

6.2 Guarantee guarantee scope: the principal and interest of the loan, the liquidated damages and compensations that Party A shall pay, and the reasonable expenses paid by Party B to realize the loan claims.

6.3 Warranty Period: Two years after the date of the effective date of this contract and the expiration of the performance period of this contract. In the case of the extension of the loan contract, the date of the final performance of the contract determined after the extension period shall be the expiration date.

7. Liability for breach of contract

7.1 Party A and Party C shall perform the obligations stipulated in this contract. If Party A or Party C fails to perform or does not fully perform the obligations stipulated in this contract, it constitutes a breach of contract. Except as otherwise provided in this contract, Party A and Party C shall The liquidated damages shall be paid in accordance with the ______% of the loan amount of this contract. If it is insufficient to make up for Party B, the actual losses suffered by Party B shall be compensated.

7.2 In the process of performance of the contract, if Party A fails to repay the principal and interest on time, Party B shall bear the reasonable expenses incurred for the realization of the loan claims, and Party C shall be jointly and severally liable for this expense.

8. Change and release of the contract

8.1 After the contract is in force, the parties may not change or cancel the contract without authorization. _

8.2 When any party needs to change or cancel the contract, it shall promptly notify the other party in writing and reach a written agreement on the change or cancellation of the contract. After the agreement for the change or cancellation of the contract is reached, Party A has already occupied Party B’s loan and interest payable to Party B.

8.3 If Party A fails to repay the principal and interest on time due to objective reasons, it shall submit a written extension application to Party B _____ days before the due date of the loan agreed upon by the contract, and Party B shall decide whether to postpone it after Party A's consent. If you agree to postpone the repayment, sign an extension repayment agreement. _

8.4 During the term of this contract, when either party A or C changes the legal representative, address, correspondence address and contact number, Party B shall notify Party B in writing within ____ days after the change.

Nine, other

Other matters agreed by the parties

___________________________________________________________

___________________________________________________________

___________________________________________________________

___________________________________________________________

___________________________________________________________

X. The solution to the dispute:

The disputes arising from the implementation of this contract by Party A, Party B and Party C shall be settled by the parties through negotiation; if the negotiation fails, the people in the ___________ people's court shall be sued.

XI. Supplementary provisions

11.1 The subsidiary file of this Agreement is an integral part of this Agreement and has the same legal effect as this Agreement;

11.2 This Agreement shall be effective upon the provision of the loan by Party B and the signature of Party C. This Agreement shall be made in triplicate, and each of Party A, Party B and Party C shall have the same legal effect;

11.3_ Matters not covered in this Agreement may be signed by A, B and C. The Supplementary Agreement shall have the same legal effect as this Agreement.

Attached file 1: A copy of Party A’s ID card

Attached file 2: Copy of the ID card of Party C

Attachment File 3: Borrowing Receipt

person A person B:_______________

Legal representative: _________________ legal representative: _____________

Attorney: _________________ Attorney: _____________

ID number: ___________________ ID number: _______________

Residence: _______________________ residence: ___________________

Mailing address: ___________________ Address: _______________

Contact number: ___________________ Contact number: _______________

Party C: ____________________

Legal representative: ___________________

Attorney: ___________________

ID number: _____________________

residence:_________________________

mailing address:_____________________

contact number:_____________________