Sample loan contract
Lender:
Borrower: ________Guarantee: ________
The borrower applies for the ________ production, applies for the loan to the lender, and employs ________ as the guarantor. The lender has reviewed and approved the
Negotiate, this contract is specially made for mutual compliance.
The first loan type ________________________. The second loan use ________________________. The third loan amount is RMB ________________ yuan.
Article 4 The interest rate of borrowings on borrowings is ____ per thousand. The profit is subject to the clearing. If the state adjusts the interest rate, it shall be calculated according to the new regulations.
Article 5 Term of Borrowing and Repayment 1. The time of borrowing is ____ years and ____ months, starting from ____________________, to ____________________ _ day. The loan period is as follows:
Loan term
Loan time
loan amount
The first phase
Before the end of the year
yuan
the second term
Before the end of the year
yuan
Third period
Before the end of the year
yuan
Article 6 Sources of Repayment Funds and Ways of Repayment 1. Source of repayment funds: ________________________. 2. Repayment method ________________________. Article 7 Guarantee clause 1. The borrower uses ________ as collateral and cannot return the loan to the lender. The loan, the lender has the right to deal with the collateral.
If the borrower returns the loan as it is due, the collateral will be returned to the borrower by the lender.
2. The borrower must use the loan in accordance with the purposes stipulated in the loan contract, and may not use it for other purposes, and may not use the loan for illegal activities.
3. The borrower must repay the principal and interest according to the time limit stipulated in the contract.
4. The borrower is obliged to accept the inspection of the lender, supervise the use of the loan, and understand the borrower's plan execution, operation management, financial activities, material inventory and so on. The borrower shall provide relevant plans, statistics, financial accounting statements and information.
5. When a guarantor guarantee is required, the guarantor has the right to recover from the borrower after performing the joint and several liability, and the borrower is obliged to repay the guarantor.
6. Due to poor management and bankruptcy, it is impossible to perform the contract. When dealing with property, in addition to the salary and necessary maintenance expenses according to the state regulations, the loan should be repaid in priority. When the higher authorities decide to close, stop, merge, transfer or cancel the construction of the project, or the contract cannot be fulfilled due to force majeure accidents, the contract can be changed or cancelled, and the liability for breach of contract can be waived.
Article 8 Liability for breach of contract 1. Borrower's liability for breach of contract 1. The borrower shall not use the loan in accordance with the purposes stipulated in the contract. The lender shall have the right to recover part or all of the loan, and the portion of the default use shall be subject to the penalty interest rate stipulated by the bank. . If the circumstances are serious, the bank can stop issuing new loans within a certain period of time.
2. If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and add the penalty interest according to the bank regulations. If the borrower repays the loan in advance, the interest shall be reduced as required.
3. If the borrower uses the borrowing to cause loss of waste or use the loan contract to carry out illegal activities, the lender shall recover the principal and interest of the loan, and the relevant unit shall be subject to administrative and economic responsibility for the directly responsible person. If the circumstances are serious, the judicial authorities shall pursue criminal responsibility.
Second, the lender's liability for breach of contract 1. The lender fails to provide loans on time, and should pay the borrower liquidated damages according to the amount of default and the number of days of extension. The calculation of the amount of liquidated damages shall be the same as the calculation of the penalty interest of the borrower.
2. The staff of the bank and credit cooperatives are wasting waste losses or using the loan contract due to dereliction of duty
Those who violate the law shall be subject to administrative and economic responsibilities. If the circumstances are serious, the judicial authorities shall pursue criminal responsibility.
Article 9: Ways to resolve contract disputes: The dispute arising from the execution of this contract shall be settled by both parties through negotiation. If the negotiation fails, the parties agree to be arbitrated by the ________ Arbitration Commission.
Article 10 Other Contracts may not change or terminate the contract due to the provisions of the Loan Contract Regulations, and neither party may change or cancel the contract without authorization. When a party changes or terminates this loan contract in accordance with the requirements of the Loan Contract Regulations, it shall promptly notify other parties in writing and reach a written agreement. After the change or cancellation of this contract, the borrowings and interest payable by the borrower shall still be repaid in accordance with the provisions of this contract.
If there are any unfinished matters in this contract, it shall be supplemented by the parties to the contract to make additional provisions, and the supplementary provisions shall have the same effect as this contract.
The original of this contract is in triplicate, and the lender, the borrower, and the guarantor each hold one copy; the copy of the contract is ____, submitted...
... and other relevant units, if notarized or certified, should be sent to a notary or forensic authority) to keep one copy.
Lender: ________
Representative: ________
Address: ________ Phone Number: ________ Borrower: ________
Representative: ________
Address: ________ bank account: ________ phone number: ________Guarantee: ________
Representative: ________
Address: ________ bank account: ________ phone number: ________ signing date: ________ signing place: ________
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