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Joint equity loan contract


Contract number:

lender:

Borrower:

The borrower develops an export commodity production base, increases foreign exchange income, forms a joint venture, and applies for a joint venture equity loan to the lender. The two parties negotiated and signed this contract in accordance with the "Debt Contract Regulations" promulgated by the State Council and jointly abide by the following provisions.

First, the loan amount

The maximum amount of the loan under this contract is RMB 10,000.

Second, the loan term

The term of the loan under this contract is from the date of the 19th to the end of the 19th.

Third, the use of loans

The loan under this contract is limited to the investment capital of the borrower and the ____ formation ____ factory.

Fourth, the loan interest rate and interest income

1. Under this contract, the monthly interest rate is ‰.

2. During the period of loan use, if the People's Bank of China or the Bank of China adjusts the loan interest rate, the interest rate of this contract will be adjusted accordingly.

3. Loan interest under this contract is calculated quarterly, and the 20th day of the last month of each quarter is the settlement date.

4. Loan interest is charged by the lender on the settlement date from the borrower's special fund deposit account opened by the lender and its branches, or other accounts, or by the borrower three working days before the settlement date Transfer interest to the account designated by the lender.

V. Loan support

1. The loan listed in this contract shall be used by the borrower according to the time specified in the loan application. If there is any change, the lender's consent shall be obtained in advance.

2. The borrower has not submitted an application for change of the time to the lender and obtains the consent of the lender. If one or all of the unpaid loan amount exceeds the time specified in the loan application, it shall be deemed to be automatically cancelled and not used. The amount cannot be used any more.

3. When borrowing a loan, the borrower shall submit the relevant loan certificate to the lender three working days before the actual payment date, and the lender shall grant the loan.

6. Loan repayment

1. Loans under this contract shall be repaid in accordance with the repayment plan listed in the application. Due to objective reasons, the borrower cannot return it on time, and the borrower should apply to the lender for the extension, and the loaner can approve the extension.

2. The borrower repays the loan with the pre-tax profit of the joint venture invested by the loan.

Seven, loan guarantee

1. The borrower uses the company's own depreciation, production development fund and other enterprise funds as repayment guarantees. The borrower cannot repay the loan according to the contract period, and the lender has the right to deduct the loan from the borrower's special fund account.

2. The loan under this contract is issued by the unconditional irrevocable guarantee as a guarantee for repayment of the loan.

Eight, default and default treatment

Default

A default occurs when the borrower has one or more of the following conditions.

The borrower cannot repay the loan according to the repayment plan listed in the application.

The borrower did not use the loan for the prescribed purposes.

The joint venture invested by the borrower shall “close, stop, merge, transfer” for any reason during the loan period, or the joint venture shall suspend the joint venture.

Other misconduct by the borrower.

Default treatment

The borrower constitutes the breach of the preceding paragraph and the lender has the right to deal with it in accordance with one or more of the following provisions.

Inform the borrower in writing to inform them of the breach of contract and oblige to take effective measures within a time limit to correct the breach.

For the borrowing and misappropriation loan that the borrower has not used according to the prescribed purposes, the interest shall be increased by 100% based on the interest rate stipulated in this contract.

If the borrower fails to repay the loan within the prescribed time limit, the lender will charge 30% of the interest on the overdue portion of the loan at the interest rate stipulated in this contract.

Stop issuing the full amount under this contract or the loan balance that has not been used.

Some or all of the principal and interest of the loan under this contract shall be withdrawn in advance, and the lender shall take the initiative to deduct from the account of the borrower's special fund or take other means as the lender deems necessary.

Recover all or part of the loan principal and interest under this contract from the guarantor.

IX. Entry into force, change and release of the contract

1. This contract shall become effective after the signing by both the borrower and the lender, and shall automatically become invalid after the loan principal and interest are fully settled.

2. Except for the reasons for the loan default, if the borrower or the lender asks to change or cancel the contract, the other party shall obtain the consent of the other party. The contract is still valid until the parties have reached consensus.

3. The relevant provisions of the country on which this contract is based have changed, and both parties to the contract shall make corresponding amendments, changes or cancellations of this contract.

Ten, other

1. The loan application for the loan project under this contract is an inseparable subsidiary file of this contract, and the terms listed therein have the same legal effect as the relevant provisions under this contract.

2. The Borrower guarantees to provide the lender with relevant plans, statistics, financial accounting statements and other relevant information on a monthly basis.

3. In the event of a dispute arising from the performance of this contract, the parties shall settle the dispute through negotiation. If the negotiation fails, the parties agree to be arbitrated by the ___ Arbitration Commission.

Official name of the borrower

Signature of the person in charge

Signing date ____

Signing place ____

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