Entrusted loan contract

Party A:

Party B: Joint Commission of Rural Credit Cooperatives of xx County, Henan Province.

On the issue of entrusted loans, both parties have reached the following agreement after consensus:

1. Party A entrusts Party B to issue short-term loans to the company on its entrusted funds.

2. Party A must open a basic account with Party B and entrust funds to be deposited into the account.

3. Party B may issue the following forms of loans for the entrusted funds:

1. Deposit certificate pledge loan;

2. Discounted bank acceptance bills;

3. Urban real estate mortgage loans;

4. Other loans approved by Party A in writing.

4. Party B may directly issue the deposit slip and the bank acceptance bill discount loan by using the entrusted funds of Party A; Party A shall issue the real estate mortgage loan to Party A in writing; Party A may directly designate the borrower and notify Party B in writing to issue the loan.

V. Entrusted loan interest rate

1. The interest rate of the entrusted loan is 1-1.5 times of the benchmark interest rate of the bank's loan for the same period.

2. Overdue, crowding out misappropriation loans, and paying interest according to the state overdue and misappropriation.

3. The national loan interest rate adjustment, the entrusted loan interest rate will be adjusted accordingly.

6. Party A shall pay Party B the entrusted loan handling fee according to 25%-30% of the loan interest income.

7. With the use of entrusted funds to issue loans, Party B shall strictly review the borrower's qualifications and loan information to ensure that the loan is legally issued.

8. For the entrusted loan, Party B shall try its best to collect the loan. If the credit status of the borrower threatens the security of the payment, Party B shall file a lawsuit with the people's court. After the legal documents become effective, Party B shall apply for enforcement within the statutory period.

9. Party A and Party B shall reconcile on a monthly basis, and Party B shall provide information such as the statement of changes in account funds in accordance with Party A's request.

10. After deducting the entrusted loan handling fee from quarterly, Party B shall transfer the remaining amount of interest directly to Party A's basic account.

11. During the term of this contract, either Party A or Party B shall not unilaterally change or terminate this contract without the consent of the other party.

12. If the entrusted loan is due and the borrower applies for the extension period, with the consent of Party B, it may be renewed once, and the extension period shall not exceed the loan term.

XIII. Matters not covered in this contract shall be supplemented by both parties, and the supplementary agreement shall be deemed as an integral part of this contract.

XIV. Due to disputes arising from this contract, both parties shall resolve the dispute through negotiation. If the negotiation fails or is unwilling to negotiate, either party may file a lawsuit in the people's court of the residence of Party B.

15. The term of this contract is three years, and the expiration of the contract can be renewed with the consent of both parties.

16. This contract shall come into force on the date of signature and seal by both parties or their authorized clients.

17. This contract is made in two copies, one for each party, and two for each legal effect.

"Special Tips" Party B has requested Party A to read all the terms of this contract in detail, and explain in detail the questions raised by Party A regarding the terms of this contract. Party B has already understood Party A's explanation of the terms of the contract and the interpretation of the questions. Understand all the terms and special notices of this contract.

Party A:

Party B: Henan Province xx County Rural Credit Cooperatives Association

Authorized client:

year month day

Pingdingshan City Credit Cooperative, Zhang Yaowei, Henan Province