Peony Credit Card Mortgage Contract
Numbering:_____________
Mortgagor:__________________________
mortgagee:________________________
In order to ensure the realization of Party B's creditor's rights, Party A voluntarily shall be ______________________, and its valid ID number or unit registration number shall be _______________________, and the pledge of peony credit card shall be provided to Party B by its own property. Both parties A and B have reached this agreement by consensus.
I. Definition: The guarantor referred to in this contract refers to the peony credit card business card holder unit and the personal card holder.
2. Scope of guarantee: The total amount of debts incurred by the guarantor under the contract of “Peony Credit Card Requisition” signed by the guarantor with Party B as _______________ and the realization of the mortgage by Party B. The above-mentioned debt guarantee is limited to the value determined at the time of the establishment of the mortgage, and the repayment order of the payee's payable by Party A is interest, fee and principal.
3. The collateral provided by Party A is stated in the list of collateral under this contract, which is an integral part of this contract.
Fourth, Party A's statement and guarantee
Party A confirms that it understands and understands the "ICBC Peony Credit Card Regulations", "Peony Credit Card Requisition Contract" and the text of this contract, and voluntarily understands the credit status of the guarantor and the card motivator. Make a guarantee;
Party A confirms the ownership or disposition of the collateral, the mortgage is true and legal, and has performed the necessary approval procedures;
Truly explain the status of the collateral and the existence of defects;
Responsible for the relevant assessment, notarization, appraisal, registration and other matters under this contract, and bear all costs.
5. Party A shall not use the collateral that has been mortgaged as a guarantee for other claims.
6. If Party A mortgages the leased property, it shall inform the lessee in writing that the original lease contract will continue to be valid.
7. If Party A has a dispute over the ownership of the mortgage or changes in the legal representative or residence, Party B shall promptly notify Party B in writing. If Party A fails to perform the obligation, it shall bear the economic losses arising therefrom.
8. If Party A transfers the collateral, it shall obtain the consent of Party B and provide a guarantee approved by Party B. Otherwise, the collateral may not be transferred.
If the value of the transferred collateral is significantly lower than its value, Party B has the right to require Party A to provide the corresponding guarantee within 30 days; if Party A does not provide, the collateral may not be transferred.
9. If Party A’s actions are sufficient to reduce the value of the collateral, Party B has the right to request Party A to stop its actions. When the value of the collateral is reduced, Party B has the right to ask Party A to restore the value of the collateral or provide a guarantee equal to the reduced value. If Party A has no fault in reducing the value of the collateral, Party B can only provide guarantee within the scope of Party A’s compensation for damages. The portion of the collateral that has not been reduced in value is still a guarantee for the creditor's rights.
10. If Party A transfers the proceeds from the collateral, Party B shall pay Party B all the secured claims in advance. The part exceeding the amount of the creditor's right is owned by Party A, and the short part is paid off by Party A.
11. The mortgage is extinguished due to the loss of the mortgage. The compensation for loss of money shall be used as collateral property.
12. If the guarantor fails to perform the debt at the expiration of the overdraft term, Party B may negotiate with Party A to obtain the collateral discount or the price of the auction or sale of the collateral; if the agreement fails, Party B may file a lawsuit with the people's court. After the collateral is discounted, auctioned or sold, the part whose price exceeds the amount of the creditor is owned by Party A, and the short part is paid off by the debtor.
13. If Party A needs to terminate this contract in advance, it shall submit a written application to Party B. After the guarantor has provided the guarantee approved by Party B or the guarantor is canceled, the contract can be cancelled, but Party A The debt of the former guarantor is still discharged.
14. Party A's guarantee responsibility is not due to the modification of the laws, regulations and rules attached to the Peony Credit Card Regulations, the amendment of the articles of association, the changes in the fees or standards of the guarantor's fees, the adjustment of interest rates, and the replacement of new cards by the guarantor in the middle. The number of guarantors increased or decreased, and the credit limit of the guarantor was adjusted.
15. This contract is not invalid due to the invalidity of the Peony Credit Card Contract signed by Party B and the guarantor.
16. The disputes arising from the performance of this contract by Party A and Party B shall be settled through negotiation between the two parties; if the negotiation fails to bring a lawsuit, the People's Court of Party B shall be under the jurisdiction of the People's Court.
17. This contract shall come into effect on the date of signature by both parties, and shall terminate on the date of cancellation by the cardholder. If registration is required according to law, it will take effect from the date of registration.
18. Party A and Party B may separately stipulate additional clauses as the subsidiary files of this contract for the unfinished matters of this contract, and have the same legal effect as this contract.
19. The list of collateral provided by Party A is as follows
Collateral name
Quantity
quality
situation
location
evaluation
Ownership
Use rights
person A person B:
Signature: ____________ Signature: ______________
Address: ____________ Address: ______________
Zip code: ____________ Zip code: ______________
Phone: ____________ Phone: ______________
Signing date: __________ year ________ month ________ day
Registration authority: ________________________________
Registration number: ________________________________
Registration date: __________ year ________ month ________ day
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