Agricultural Bank of China Joint Loan Agreement

In order to better implement the national industrial policy, concentrate funds, ensure key points, and support the healthy development of enterprises, the Bank of China Agricultural Bank, ____________ provincial branches, ____________ local banks, ____________ county branches negotiated and decided to jointly issue loans to ________________________ . In order to ensure the safety of loans and improve the efficiency of loan use, the current agreements on the responsibilities, obligations, quotas, issuance, recovery, management, interest-raising and penalty interest of the parties are as follows:

First, the loan amount

In ____________, the ____________ loan ____________ million was issued to ____________; the loan amount of the head office, the general branch, the local bank and the county branch was borne by ___________ million yuan, ___________ million yuan, and ___________ million yuan.

Second, the scale and fund raising

The head office, the ____________ provincial branch, the ____________ local and county sub-branches all give priority to the loan scale and funds to be provided, and provide loans to enterprises in a timely and reasonable manner. Neither party can reduce the amount of funds and scale that should be borne by any reason, and ensure that the loan is fully invested.

Third, loan issuance and recovery

In order to simplify the formalities, the issuance of joint loans is done by the bank to conduct preliminary examinations. And the endorsement of the clear comments, the line of inspection and approval of the line, entrusted the bank to sign a loan contract with the borrowing enterprise. After the loan is issued earlier, the account opening bank is responsible for management and recovery. After the loan is recovered, it will be handed over to all levels of the line according to the original proportion.

Fourth, the interest and the way

After the account bank collects interest according to the prescribed interest period, the interest corresponding to the designated general bank, provincial branch, and land bank shall be paid in full within three days. The principal will be recovered in the same way, and the head office will pay the management fee for the account opening bank according to the interest income, and the entrusted management fee will be returned to the bank by the head office.

V. Management and supervision of loans

The depositary bank conducts an economic proactive analysis of ____________ every six months, and reports the head office and provincial branches in writing on the actual use of the loan, the economic benefits of the enterprise, the security of the loan, the progress of the project construction and the use of the funds. Land.

6. The penalty for the loan

During the period of enterprise borrowing, problems such as overdue, overcrowding, and misappropriation of loans occurred. The head office, provincial branches, and local banks jointly entrusted the bank to implement credit sanctions, and 70% of the penalty interest will be paid to the head office according to the share of the joint loan. , provincial branches, local banks, 30% reserved for the bank.

7. Matters not covered in this Agreement shall be settled jointly by the ____________ of the Joint Loan. In case of special circumstances, the bank should report to the head office immediately.

8. This Agreement shall become effective upon signature by the ____________ Joint Loan Bank. __________________________ each one.

Agricultural Bank of China Head Office of China Agricultural Bank

Signature of the person in charge: ____________ Signature of the person in charge: ____________

Agricultural Bank of China Agricultural Bank of China

Signature of the person in charge: ____________ Signature of the person in charge: ____________