Agricultural Bank of China commercial housing mortgage loan cooperation contract

Agricultural Bank of China, the word ______

Party A: Agricultural Bank of China

Party B: ____________________________________

After full negotiation between Party A and Party B, Party A agrees to provide commercial housing mortgage loans to buyers of _______________ projects located in _______________________________ developed by Party B. This Agreement is hereby established in order to clarify the rights and obligations of both parties.

The first one provides a commercial housing loan to the purchaser of the commercial housing of the above-mentioned project developed by Party B. The specific purchaser refers to the borrower who signed the "Commercial Loan Contract for Commercial Housing" with both Party A and Party B.

Article 2 The maximum amount of commercial housing loans provided by Party A for the project is RMB _______________ million. The effective period of the mortgage loan is from ______ years ___ month ______ days. After the period, the unused amount can be renewed with the consent of Party A.

Article 3 Party A shall provide the purchaser of the project with a loan not exceeding the house price or the assessed price _____%. The maximum loan term is no more than ______ years.

Article 4 The amount, duration, interest rate, guarantee method, and liability for breach of contract of each loan shall be subject to the agreement of the Commercial Property Mortgage Loan Contract signed between the Borrower and Party A. Party A has the right to refuse the loan for borrowers who do not meet the requirements of Party A.

Article 5 Party A shall promptly and fully issue loans in accordance with the provisions of the “Commercial Loan Contract for Commercial Housing”, and shall be responsible for lending the loan to the special account for sale in Party A established by Party B.

Article 6 Party B's Commitment

1. The projects developed are legal projects, and the procedures for development and sales are complete. The funds for the special-purpose houses are specially used for the construction of the project, and they are not used for other purposes. The construction of the project is completed on time and in good quality, so that the borrower can Ability to stay on time.

2. Construction and sales activities related to the project deposit and settlement business are concentrated in Party A.

3. The property management unit of the project opens a deposit account in Party A to uniformly handle the collection and payment services related to the property management of the project.

4. Assist Party A in handling the mortgage registration or pre-registration procedures for commercial houses under the mortgage loan, and hand over the files such as the house warrants to Party A for direct control.

5. Before the borrower completes the mortgage registration formalities, it shall assume the repurchase guarantee responsibility for the commercial housing loan provided by Party A, and open a “repurchase margin account” in Party A, in accordance with the ______% of the balance of the commercial housing loan of Party A. Enter the repurchase deposit. When the borrower fails to repay the principal and interest on time, it is responsible for reimbursement on behalf of Party A, and Party A is authorized to deduct directly from the margin account. The specific content of the repurchase guarantee responsibility shall be based on the record of the Commercial Housing Mortgage Loan Contract.

Article 7 Party B shall handle the project quality insurance of the mortgage loan project after the signing of this Agreement and before Party A issues the loan. The first beneficiary of insurance is Party A. The amount of insurance is not less than the maximum amount of the mortgage determined in this Agreement. The insurance period shall be delivered to the project after completion and acceptance, and the premium shall be borne by Party B. The original insurance policy shall be handed over to Party A for safekeeping.

During the insurance period, if the insurance mortgage project is insured, the insurance claim shall be repaid on behalf of the borrower to repay the corresponding loan principal and interest. If the claim is insufficient to repay, Party A has the right to recover from Party B; If the problem is caused by Party B and the part or all of the housing is unqualified and cannot be delivered for use, Party B shall bear full responsibility and pay off the loan principal and interest owed by Party A on behalf of the borrower.

If Party A agrees not to apply for project quality insurance, it shall make an agreement in the "other matters" of this Agreement.

Article 8 In the event of major events such as contracting, leasing, joint-stock reform, joint venture, transfer, joint venture, separation, and change of corporate leadership, Party B shall promptly notify Party A and implement corresponding measures to ensure the commitment of its repurchase responsibility.

Article 9 Party A shall not bear any responsibility for the problems concerning the quality, price and delivery time of the house and the purchaser in the process of selling the house and using the house.

Article 10 In the printing of sales brochures and advertisements, Party B shall obtain the consent of Party A in advance regarding the name or other words related to Party A.

Article 11 When one party fails to perform the agreement of this Agreement, the other party has the right to terminate this Agreement and require the other party to compensate for the loss.

Article 12: Matters that have not been completed shall be settled through negotiation between the two parties. If the negotiation fails, the case shall be settled through the people's court in the locality of Party A.

Article 13 Other matters

Article 14 This Agreement shall be in the form of ______ shares, each of which shall hold ______ copies and shall have the same effect.

Article 15

Party A has requested Party B to have a comprehensive and accurate understanding of the terms and conditions of this Agreement, and to provide corresponding terms and conditions at the request of Party B. The signatory parties have a consistent understanding of the meaning of this agreement.

person A person B:____________

Person in charge: __________________ Legal representative: ______________

Or authorized agent: ____________ or authorized agent: ____________

Signing date: _________________________________________________

Signing location: ______________________________________________