Housing loan contract

Borrower: _________________________

Loan bank: _________________________

Date of signing: ____________ years _________ month ______ days

Party A needs _________, according to the "Units for Housing Loans", it applies to the Party B for loan, and is approved by Party B for approval. In order to clarify the rights and responsibilities of both parties, this contract is signed and complied with.

1. Party A borrows RMB _______________ from Party B and guarantees it for _________. The term of the loan is ______ years _____ months, from ______ years _____ months ______ days to _______ years ______ months ______ days.

2. Party B guarantees to supply funds according to the following terms:

_________ years _________ month _________ day _________________ yuan;

_________ years _________ month _________ day _________________ yuan.

3. Party A guarantees the return of the loan principal according to the following repayment plan: _______Year ______Year ______Day _________ Yuan; _______Year ______Month ______Day _________ Yuan

4. Loan interest, from the date of the loan, the amount of the transferred account will be calculated according to the monthly interest rate _________, and the interest will be settled quarterly. Party A does not return the loan on time, and the overdue part of the interest is _________%. The loan is not used according to the specified purpose, and the interest is _________%.

5. Party B fails to provide loans according to the use plan, and pays three-tenths of the liquidated damages of Party A according to the amount of default and the number of days of extension. Party A cannot pay interest on time, and Party B has the right to deduct or temporarily suspend the loan from Party A's account.

6. During the validity period of this contract, if the state adjusts the interest rate, from the date of adjustment, Party B shall calculate the interest according to the adjusted loan interest rate, and notify Party A and the guarantee unit in writing.

7. If Party A fails to repay on time after the loan expires, Party B has the right to deduct from Party A's deposit account or use its collateral to pay off. If a third-party guarantee is adopted, the guarantee party will repay it on its behalf. The guarantee unit will not return it after receiving the notice of repayment of Party B. Party B has the right to deduct from its deposit account or to protect its own rights through legal means.

8. During the term of this contract, Party A guarantees to provide Party B with statistical, accounting, financial and other statements and other relevant materials on a quarterly basis. Party B has the right to understand the operation and management activities of Party A's production or project and check the use of the loan.

9. When a method person changes, Party B shall notify Party B _________ days in advance, and the changed legal person shall continue to perform the rights and obligations stipulated in the contract of the original legal person.

X. The loan application, mortgage or guarantee agreement submitted by Party A is an integral part of this contract. To change the terms of the contract, it is necessary to reach a consensus by both parties, and sign a supplementary text of the loan contract.

XI. This contract shall become effective as of the date of signing, and the principal and interest of the loan will be repaid after it has been fully repaid.

12. The original of this contract is three copies, Party A, Party B and the guarantor each hold one copy; copy ______ copies, send ___________________.

XIII. Supplementary Terms: ____________________________________________________.

Borrower: _________ Loan Bank: _________

Legal representative: _______ Legal representative: ____

Place of signing: _________________ Signing location: _________________

Guaranteed unit: _________

Legal representative: _______

place of signing:_________________