China People's Construction Bank Loan Contract (Fixed Asset Investment Loan)
Borrower: _____________________________
Loan Bank: China People's Construction Bank ___________
Party A shall apply to ___________________ for the purpose of construction and development, and shall apply for ___________________ to Party B, and shall approve the payment by Party B. In order to clarify the responsibilities of both parties, abide by the credit, sign this contract and abide by it.
1. Party A borrows RMB ___________________ million from Party B and stipulates that it is used for ___________________.
2. The loan period is ________ years ________ months, that is, from ________________________________________________________________________________________________________________________________ Party B guarantees to provide funds within the fixed loan investment quota according to the fixed asset investment plan and credit plan. Party A guarantees that the use of the loan for the prescribed purposes is expected to be:
________ years ________ month ________ million ________ years ________ months ________ million
________ years ________ month ________ million ________ years ________ months ________ million
________ years ________ month ________ million ________ years ________ months ________ million
3. Loan interest shall be calculated based on the annual interest rate of ________% from the date of the loan, and the interest rate shall be calculated on an annual basis. Party A shall not be able to repay the part of the ________ year repayment plan as stipulated in this contract, as an overdue treatment, and add interest ________%.
During the validity period of this contract, if the national interest rate is adjusted, from the date of adjustment, Party B shall calculate the loan interest according to the adjusted loan interest rate, and notify Party A and the guarantee unit in writing.
4. Party A guarantees to return the loan principal according to the repayment plan. The annual repayment plan is:
________ years ________ month ________ million ________ years ________ months ________ million
________ years ________ month ________ million ________ years ________ months ________ million
________ years ________ month ________ million ________ years ________ months ________ million
Party A guarantees that the payment method will be paid on time:
If Party A cannot pay interest on time, Party B has the right to deduct or temporarily suspend the loan from Party A's account.
5. If the loan expires, if Party A fails to repay it on time, the guarantee unit will repay it on its behalf. The guarantee unit has not returned after receiving the notice of repayment of Party B for three months. Party B has the right to deduct from the investment or deposit account of Party A or the guarantee unit, or to sell the property mortgaged by Party A to return the loan.
6. Party B has the right to inspect the use of the loan and understand Party A's operation and management, project execution, financial activities, and material inventory. Party A guarantees to provide reports and materials related to statistics, accounting and finance on a quarterly basis. If it is found that the borrowing is used for other purposes, it will impose a penalty interest of ________% on Party A. Party B shall not be able to supply Party A's funds in a timely manner in the loan index issued, and shall pay Party A the liquidated damages calculated according to the overdue loan interest rate in the unfulfilled time.
7. During the period of validity of this contract, if Party A changes its business mode due to contracting, leasing, merger, etc., Party B must notify Party B to participate in the whole process of research and signing of the capital verification and contracting, leasing and merger contracts, and according to the relevant state. It is required to implement the relationship between debt and creditor's rights.
8. If it is necessary to change the terms of the contract, the parties shall agree to sign a supplementary text of the loan contract.
9. Party A shall fill in the loan application form with Party B, and shall repay the principal and interest of the loan, provide guarantee by means of mortgage or third party guarantee, and sign the mortgage and guarantee agreement. The application submitted by Party A and the agreement signed by the parties are all part of this contract.
X. Other agreements
___________________________________________________________________
XI. This contract shall become effective as of the date of signing, and the principal and interest of the loan will be repaid after it has been fully repaid.
12. The original of this contract shall be three copies. Party A and Party B shall each hold one copy and pay ________ copies to Party B's accounting department and relevant departments.
Borrower: _____________________
Legal representative: _____________________
Loan bank: _______________________
Legal representative or person in charge: _____________
Guaranteed unit: _______________________
Legal representative: _____________________
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