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Personal Durable Consumer Goods Loan Cooperation Agreement


Party A: _________________________________________

contact number:_____________________________________

address:_________________________________________

Party B: _____________________________

contact number:_____________________________________

address:_________________________________________

In order to support consumers to purchase durable consumer goods, promote economic development and market prosperity, the two sides cooperated on the personal durable consumer goods loan business through friendly negotiation in accordance with the "_________ Bank Personal Durable Consumer Goods Loan Management Measures" based on the principle of equality and mutual benefit. For the matter, the following agreement was reached to honour:

Article 1 Principle of Cooperation between the Two Parties

The two sides pledged to adhere to the principle of cooperation in accordance with the law, equality and mutual benefit, honesty and credit, and do not defraud each other and do not infringe on each other's rights and interests.

The second durable consumer goods loan applies to goods

Party A shall issue personal consumption loans to consumers who meet the loan conditions for durable goods placed in _________ of _________ _________ Road _________, which Party B sells according to law.

Article 3 on name definition

The term "personal durable consumer goods" as used in this Agreement means that the normal service life of a place mentioned in Article 2 of this Agreement is more than two years, and the household durable consumer goods with a unit price of not less than RMB _________ is worth more than RMB _________. A few household durable consumer goods.

Article 4 Party A promises

In order to ensure the smooth cooperation with Party B, Party A promises as follows:

Consumers who recommend Party B to apply for personal durable consumer goods loans and meet the requirements of Party B shall ensure that they have completed the review within ten working days from the date of receipt of all the information of the consumers, and decide whether to agree to issue the loan and inform Party B.

After Party A signs the "_________ Bank Personal Durable Consumer Goods Loan Contract" with the consumer, in the absence of special circumstances, the consumer's purchase of durable consumer goods shall be transferred to Party B within five working days in accordance with the payment method agreed in the contract. The basic settlement account designated by the business outlets.

After Party A transfers the loan funds, it shall promptly fax the receipt of the payment transfer voucher, the “Personal Loan Payment Voucher”, and the “_________ Bank Personal Durable Consumer Goods Loan Application” to Party B, and Party B shall deliver the goods accordingly.

Party A guarantees to provide Party B with timely information on the operation of consumer personal durable consumer goods loans and other funds.

Article 5 Party B's Commitment

In order to ensure the smooth cooperation with Party A, Party B promises as follows:

Party B shall cooperate with Party A to make a loan application form, loan information list, loan publicity materials, etc., and cooperate with Party A to do marketing activities.

Party B guarantees that the goods purchased by consumers at the place specified in Article 2 of this Agreement conform to the relevant national quality standards and the legality of the sale of the goods. If the consumer and Party B have disputes over the goods purchased and sold, they shall be resolved by the consumers and Party B in accordance with the current national laws and regulations, and have nothing to do with Party A.

After the consumer holds Party A’s purchase of personal durable consumer goods from the payment transfer receipt, “personal loan payment certificate”, “_______ bank personal durable consumer goods loan application” and their personal valid identity documents, Party B will check the transfer back. After the fax is consistent with Party A's fax, it will handle the delivery procedures for consumers.

Party B shall open a basic settlement account in Party A, and the sales fund settlement shall be entrusted to Party A for processing.

Party B guarantees that all loans issued by Party A to consumers shall be paid for the payment of personal durable consumer goods referred to in Article 2 of this Agreement, and shall not be used for other purposes.

Party B shall promptly provide Party A with relevant market information on sales policies and prices of durable consumer goods to facilitate Party A's loan decision.

Article 6 Trade Secrets

Both parties have a duty of confidentiality with respect to the other party's business secrets that are known during the cooperation process. If any party causes losses due to the disclosure of the other party’s trade secrets, the leaking party shall be liable for compensation.

Article VII Change or Termination of the Agreement

In the event of any change or failure of any content of this Agreement, the parties undertake to enter into a supplementary agreement through friendly negotiation, and the Supplementary Agreement shall have the same legal effect as this Agreement.

During the term of the cooperation, the parties agree not to terminate early. If, for objective reasons, one party needs to terminate the agreement, the other party to the contract should be notified in advance to jointly reach an agreement on the rights and obligations of both parties after the termination of the agreement.

Article 8 Dispute Resolution

In the event of disputes between the two parties in the process of implementation, they shall first be settled through friendly consultations. If the negotiation fails, either party may sue in accordance with the law in the people's court where the loan bank is located.

Article 9 Term of Cooperation

The term of cooperation for this Agreement is one year and shall be counted from the date of entry into force of this Agreement. After the expiration of the cooperation period, the two parties may negotiate further whether to extend the cooperation period.

Article 10 Agreement enters into force

This Agreement shall come into effect after the signature of the signatory of both parties of Party A.

Article 11 Number of copies of the agreement

This Agreement is made in two copies, and each of the parties shall hold the same legal effect.

person A person B:___________

Legal representative / person in charge:_________

_________Year _______Year ______Day _________Year ______Year ____

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