Borrowing contract model

Lender: __________________________________

Legal representative: ___________________________

Position: _________________________________

address:_________________________________

Postal code: _____________________________

phone:_________________________________

Borrower: __________________

Legal representative: ___________________________

Position: _________________________________

address:_________________________________

Postal code: _____________________________

phone:_________________________________

Guaranteed party: __________________________________

Legal representative: ___________________________

Position: _________________________________

address:_________________________________

Postal code: _____________________________

phone:_________________________________

The borrower applies for the ______________________ production, and applies for the loan from the lender, and the _______________ acts as the guarantor. The lender has reviewed and approved the contract. The three parties have concluded this contract with a view to comply with it.

The first loan type _______________________________________.

Article 2 Use of the loan _______________________________________.

Article 3 The amount of the loan: ________________________________________.

Article 4 The interest rate of the loan is _____ of a monthly interest rate. The profit is subject to the clearing. If the state adjusts the interest rate, it shall be calculated according to the new regulations.

Article 5 Term of Borrowing and Repayment

1. The borrowing time is _______ years _____ months. From _________ days, until ___________.

2. The loan period is as follows:

Loan term

Loan time

loan amount

The first phase

Before the end of the year

yuan

the second term

Before the end of the year

yuan

Third period

Before the end of the year

yuan

3. The repayment period is as follows:

Return period

Repayment time

Repayment Amount

Repayment time rate

The first phase

Before the end of the year

yuan

the second term

Before the end of the year

yuan

Third period

Before the end of the year

yuan

Article 6 Sources of Repayment Funds and Ways of Repayment

1. Repayment source: _______________________________________

2. Repayment:___________________________________________

Article 7 Guarantee Terms

1. The borrower uses ________ as the collateral, and the loan cannot be returned to the lender, and the lender has the right to handle the collateral. If the borrower returns the loan as it is due, the mortgage will be extinguished.

2. The borrower must use the loan in accordance with the purposes stipulated in the loan contract, and may not use it for other purposes, and may not use the loan for illegal activities.

3. The borrower must repay the principal and interest according to the time limit stipulated in the contract.

4. The borrower is obliged to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan execution, operation management, financial activities, material inventory and so on. The borrower shall provide relevant plans, statistics, financial accounting statements and information.

5. When there is a guarantor guarantee, the guarantor has the right to recover from the borrower after performing the joint and several liability, and the borrower is obliged to repay the guarantor.

Article 8 Terms and Conditions

If the borrower is closed or bankrupt due to poor management, it is indeed impossible to perform the contract. When handling the property, in addition to the salary and necessary maintenance costs according to the state regulations, the loan should be repaid in priority. If the higher authorities decide to close, stop, merge, transfer or cancel the construction of the project, or if the borrower is unable to perform the contract due to a force majeure accident, the contract may be changed or cancelled, and the liability for breach of contract may be waived. .

Article 9 Liability for breach of contract

1. Borrower's liability for breach of contract

1. The borrower does not use the loan for the purposes specified in the contract. The lender has the right to recover part or all of the loan, and the penalty portion is charged at the interest rate stipulated by the bank. If the circumstances are serious, the bank can stop issuing new loans within a certain period of time.

2. If the borrower does not repay the loan within the time limit, the lender has the right to recover the loan and add the penalty interest according to the bank regulations. If the borrower repays the loan in advance, the interest shall be reduced as required.

3. If the borrower uses the borrowing to cause loss of waste or use the loan contract to carry out illegal activities, the lender shall recover the principal and interest of the loan, and the relevant unit shall be subject to administrative and civil liability to the person directly responsible. If the circumstances are serious, the judicial authorities shall pursue criminal responsibility.

Second, the lender's liability for breach of contract

1. If the lender fails to provide the loan on time, it shall pay the borrower liquidated damages according to the amount of the breach and the number of days of extension. The calculation of the amount of liquidated damages shall be the same as the calculation of the penalty interest of the borrower.

2. Bank staff, if they lose their loan losses due to dereliction of duty or use the loan contract to carry out illegal activities, they should be investigated for administrative and civil responsibilities. If the circumstances are serious, the judicial authorities shall pursue criminal responsibility.

Article 10 The contract is changed or cancelled.

1. This contract is not subject to the change or cancellation of the contract as stipulated in the Contract Law of the People's Republic of China. No party may change or cancel the contract without authorization.

2. When a party changes or terminates this loan contract in accordance with the "Contract Law of the People's Republic of China", it shall promptly notify other parties in writing and reach a written agreement. After the change or cancellation of this contract, the borrowings and interest payable by the borrower shall still be repaid in accordance with the provisions of this contract.

Article 11: The solution to the contract dispute

The disputes arising during the performance of this contract shall be settled by the parties through negotiation; if the negotiation fails, the following _______ methods shall be adopted:

1. Submit to the __________ Arbitration Commission for arbitration;

2. Prosecuted to the people's court according to law.

Article 12 Others

If there are any outstanding matters in this contract, it shall be subject to mutual agreement between the parties to the contract to make additional provisions. Supplementary provisions have the same effect as this contract.

The original of this contract is in triplicate. The lender, the borrower and the guarantor each hold one copy; the copy of the contract is _______, and the relevant units such as _________________ are retained.

Lender: __________________

Legal representative: ______________________

___________year month day

Borrower: __________________

Legal representative: ______________________

Bank Account: _______________________

___________year month day

Guaranteed party: __________________

Legal representative: ______________________

Bank Account:________________________

___________year month day