Car consumption loan contract

Contract number:

This loan contract was signed by the following parties on the premise of voluntary compliance with the “China Construction Bank Auto Consumption Loan”.

The parties promised to abide by the credibility and strictly perform.

The first contract party borrower: __________________________________________________

Corporate legal person business license number: __________________________________________________

address:________________________________________

Borrower's address: ______________________________________

Contact number: office phone __________________, home phone _________________

fax:__________________

Opening a basic deposit account bank: ____________________

account number:______________________________

Lender: China Construction Bank ____________________

address:______________________________

Credit business phone: ____________________ accounting business phone: ____________________

fax:____________________

Article 2 Borrowing Currency The loan under this contract is RMB, the amount is __________ yuan, __________ yuan.

Article 3 The term of the loan period is from _______ years _____ ______ days to _______ years _____ months _____ days. The same maturity date is also applied to the installment payment.

Article 4 Borrowing purposes are used for ______________________________

Article 5 The effective withdrawal period of the loan under this contract is __________ days from the effective date of the contract, and the borrower shall use it once during the effective withdrawal period. Borrowings that are not borrowed by the borrower are considered to be automatically cancelled when the effective withdrawal period is exceeded. The loan amount of this contract is subject to the actual withdrawal amount. Withdrawal refers to the transfer from the loan account to the borrower's account.

Article 6, the monthly interest rate of the borrowing rate __________‰. If the People's Bank of China adjusts the interest rate, it will be executed according to the adjusted interest rate.

Article 7 Interest and Interest Payment Interest on borrowings shall be calculated on the basis of the actual number of days from the date of transfer of the loan to the account, and the quarterly interest shall be paid. The borrower shall pay interest on the loan for each period on each interest payment date. The lender has the right to deduct directly from any of its accounts.

Article 8 The repayment borrower shall pay off all the borrowings according to the instalment payment date stipulated in this contract. The installment payment adopts the declining repayment method, and the calculation formula is:

Repayment amount per period = loan principal / repayment period + × interest rate

Instalments are calculated on a monthly basis.

The specific installment repayment plan is:

Year Month Day Year Month Day Year Month Day Year Month Day Year Month Day Year Month Day Year Month Day Year Month Day Year Month Day Year Month Day Year Month Year Year Month Day Year Month Year Year Month Year Year Month Day Year Month Day Year Month Day, Month, Day, Month, Year, Month, Year, Month, Year, Year, Month, Year, Month, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year, Year The borrower may repay the principal and interest of the loan in advance, in part or in full, on the date of the month, day, month, day and month, but the lender must be notified in advance.

From the maturity date of the loan, the lender has the right to deduct directly from the borrower's account in the order of the principal after the interest.

Article 9 Change and Cancellation of the Contract After the entry into force of this contract, neither party to Party A and Party B may change or terminate this contract without authorization.

If the borrower transfers the powers and obligations under this contract to a third party, it shall, in advance, obtain the written consent of the lender, and the transfer shall take effect after the transferee and the lender re-sign the loan contract.

When any change occurs in the merger, division, contracting, and shareholding system reform of the borrower and the lender, the party after the change shall bear or separately assume the obligations to perform this contract and enjoy the rights it deserves.

Article 10 Borrowing Guarantees For the principal, interest and expenses of the loan under this contract, the borrower shall choose one or two of the following methods to provide the guarantee. 1. Third-party guarantee method guarantee; 2. Mortgage guarantee; 3. Pledge guarantee. And separately signed the "guarantee contract" or "mortgage contract" or "pledge contract" as the contract of this contract.

Where a guarantee is provided by a third-party guarantor, the guarantor shall be jointly and severally liable.

If the borrower sets the mortgage to the lender with the purchased car, the borrower shall go through the car mortgage registration and insurance procedures, and shall specify in the insurance contract that the lender is the first beneficiary of the insurance. During the mortgage period, the borrower shall not interrupt or revoke the insurance for any reason; during the insurance period, if the damage is beyond the scope of the insurance liability, the borrower shall be fully responsible; if the insurance is interrupted, the lender has the right to insurance on behalf of All costs are borne by the borrower.

If the borrower dies or the authorized department announces the disappearance, the legal heir of the borrower's property shall continue to perform the repayment obligation stipulated in the loan contract.

Article 11 The main rights and obligations of the borrower and the lender The borrower has the right to require the lender to issue the loan as agreed in the contract;

The borrower shall return the principal and interest of the loan within the time limit agreed upon in the contract;

The borrower uses the loan according to the contractual purpose, and the borrower may not use the loan for other purposes without the written consent of the lender;

The borrower shall provide relevant information as required by the lender and be responsible for the authenticity of the information;

The lender has the right to inspect the use of the loan;

The lender has the right to supervise the borrower's funds and operations;

The lender shall issue the loan in a timely manner according to the time limit stipulated in the contract.

Article 12: Default and any breach of contract The borrower's occurrence of any of the following circumstances constitutes a breach of contract:

1. The borrower fails to repay the principal and interest and the liquidated damages on time according to the provisions of this contract.

2. The guarantor does not perform the guarantee responsibility.

3. The property or material of the borrower is occupied, requisitioned, sealed up, frozen, confiscated, transferred, destroyed, destroyed, abandoned, and lost.

4. The borrower violates any of the terms of this contract.

After the breach of contract, the lender has the right to take one or more of the following measures against the borrower:

1. Remedy for breach of contract within a time limit;

2. Stop the borrower's withdrawal;

3. Declare that all loans are due in advance and require the borrower to pay off all of them immediately;

4. Dispose of the pledge property and realize the pledge;

5. Withhold the entire loan from any account of the borrower and/or guarantor. If the amount of money in the account is different from the loan currency, the lender has the right to convert the loan into the loan currency at the foreign exchange listing price of the day;

6. Recover loans by legal means. All costs incurred by the litigation activities shall be borne by the borrower;

7. The borrower fails to return the loan in accordance with the provisions of this contract. The lender shall charge interest on the __________ of the daily interest rate from the date of overdue of the loan;

The borrower fails to pay interest on the interest payment date stipulated in this contract, and the lender calculates the compound interest on a monthly basis;

8. The borrower misappropriates the loan, and the lender collects interest on the __________ of the daily interest rate from the date of misappropriation;

9. The lender collects liquidated damages on the overdue loan to the borrower on a daily basis of four ten thousandths.

Article 13 Other agreed matters

Article 14 Notice of notification to any party under this contract shall be made at the address listed in Article 1. Any party changing the address, telephone or fax number must notify other parties in advance.

Article 15 Applicable Law This contract applies the laws of the People's Republic of China.

Due to disputes arising from this contract, if no agreement can be reached after negotiation, the lawsuit shall be filed in the people's court at the place where the lender is located.

Article 16 Entry into Force of the Contract This contract shall come into effect after the signature of the representative of the three methods and the official seal is affixed.

This contract is made in triplicate, one for the borrower and two for the lender, with the same legal effect.

Article 17 The borrower's loan application, withdrawal notice and other documents that the lender believes should be the subsidiary file of the contract are the subsidiary files of this contract and are part of this contract.

Full name of the borrower: ______________________________

Legal representative or authorized agent: ________________________________________ ID number: ________________________________________ Manager: ______________________________________ Lender: China Construction Bank ______________________________

Representative::______________________________ID number: __________________________________