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Bank employee work summary year-end summary

In the twinkling of an eye, it has been full for the second year since entering the XX Bank. In two years, I said that it is not long, and that short is not short. Time has given me a deeper understanding of XX Bank, and I have improved my business skills through my own learning, leadership and colleagues' education, and I am more qualified for the jobs I have worked on and are doing. In the past year, as a XX Bank employee, I personally experienced the tremendous changes in various aspects of daily work and life that XX Bank shares have changed to us, such as the introduction of concepts such as economic value added and key performance indicators. The management philosophy of the operating department has really changed from the expansion of the weight-only expansion in the past to the improvement of quality, and the resulting significant changes in the division of labor and income distribution. The introduction of various rules and regulations has put forward many more clear and detailed requirements for the “standardized operation” of XX Bank. The work pays attention to detail management and refined management, and has more preventive and disciplinary measures against illegal and illegal activities. In particular, the "special rectification activities of illegal and illegal activities" carried out in the line once again sounded the alarm for us - not only do "good", "fast" but also "legal" and "compliance", not only do the work To understand that "repairing the sheep", it is also important to "prepare for the rain." At the end of XX, I signed up and selected the preferred candidate in the industry to be transferred to the XX approval team for compliance review. From the individual loan comprehensive post of the Southern District Financial Bank to the previously approved corporate-type credit and personal large-credit business-based examination and approval portfolio review, this span is not too big. But with the education concern of the leaders, the help of my colleagues, and my personal self-study efforts, I quickly passed through the initial incompatibility and quickly integrated into the current role by reading relevant books and interpreting the file regulations. From the beginning of XX to the end of July of XX, I completed a total of 109 company-type loans and 3 corporate-type credit business compliance review work, with a total amount of 4,743,526,400 yuan; completed the compliance of 67 company-level credit ratings. Sexual review, including 29 AA grades, 34 A grades, and 4 BBB grades; completed the reception, submission and decision-making of 332 personal loans, with a total amount of 64,437,500 yuan. The job requirements of this post have been well completed. The XX approval group belongs to the in-house examination and approval department, and all of them face the operation department within the line, accepting and approving all kinds of credit business submitted by the XX bank credit management department. Therefore, setting up an internal customer concept and using the operating department as the customer we serve, providing customers with high quality, efficient and standardized services is the most basic requirement for me as a regulatory reviewer. In my daily business, I always do my best to help the business department work, patiently answer their various questions about the approval, and often communicate with them through various compliant and effective channels to understand the reality of the business department. And issues, timely report to leaders and special audits, as far as possible to help resolve the contradictions caused by information asymmetry between approval and management, provide a basis for effective decision-making by leaders and special trials, and maximize the benefits of XX Bank. The XX approval group is a department with a large daily workload and a busy work. How to improve work efficiency and better fulfill work requirements is a question I often think about. I found in my work that a large amount of working time is consumed in some relatively simple mechanical repetitive labor. For example, in the compliance review work, the calculation of some financial indicators of the reporting unit is relatively simple, but it is necessary to check the multiple units. Multiple financial indicators also cost compliance reviewers considerable time and effort. I have compiled a form by self-study using the formulas and functions in our commonly used EXECL spreadsheet software. I only need to fill in the relevant information in the company's balance sheet and cash flow statement, and the corresponding annual financial indicators. For example, asset-liability ratio, current ratio, quick ratio, profit rate, principal and interest protection multiple, mortgage rate, guarantee rate and other data can be automatically calculated and generated, which greatly facilitates work and improves efficiency. I also shared this form with colleagues around me, colleagues in the business department, and strived to work more efficiently. I also shared and shared many related reports within the department, obtained the required materials from each other, eliminated a lot of duplication of work, and made many materials more accurate. I optimized some common forms and made them simple and easy to use. The design, the data is entered at the specified location, the computer can automatically generate the corresponding specification page for use. In addition, I have ideas and methods in the details of many workflows, simplifying processes, improving efficiency, and better fulfilling work requirements while complying with relevant rules and regulations. The work of the approval team is a comprehensive and meticulous task that requires an in-depth understanding of the Bank's various businesses. Strengthening the study of all kinds of archives and systems is the most basic requirement for me to perform my duties. Actively participating in various regular and irregular trainings, regular meetings and study meetings organized in the industry and in the department is a comprehensive study of my business. improve. At the “Yingxiang Future” account manager training class jointly held by XX Branch and XX Life Insurance Company, I learned a lot of marketing skills and ways of communicating with others, and understood the importance of teamwork; At the "XX Bank Advantage Products and Marketing" training class explained by the relevant department leaders and relevant business personnel of the XX branch organization and the relevant business personnel, I have a clear and sufficient understanding of the various credit businesses of XX Bank and know what should be What are the key recommendations to customers, which are being developed and focused on promotion, and how to deal with them, what are the advantages and disadvantages; in the provincial branch full-time loan approver training class organized by the provincial bank senior loan approvers, I am Some difficulties and blind spots that have always existed in the previous work have some new understandings, such as where the enterprise group should pay more attention, and the financial statements of a company should be analyzed and interpreted from many aspects, from some superficial achievements. Or discover the true state of the company in the poor performance, make reasonable judgments, and recognize the importance and responsibility of your work and position. The arduous task of doing things - we need to be a "gatekeeper of XX Bank assets" through our solid and effective work. In addition, whenever there is a new issue in the industry, I also seriously participate in regular meetings and study sessions in the department to learn the spirit of the archives and implement them in the work. In particular, I sometimes asked the relevant departments in the industry to explain the difficult points in the business on site, which is a good time for me to learn. Learning system, understanding the system, doing things under the requirements of the system, mastering all-round knowledge, understanding policy changes, industry risks, can become a qualified professional in the post of the approval team. In addition to doing my job, I acted as a propaganda committee member of the XX Branch System Youth League Committee and participated in many activities organized by the Youth League Committee. It is the direction of the joint efforts of the staff of the industry, especially the youth league members, to learn from others. This is the direction that I work with other editors of the youth magazine "Youth Style". I organized and collected all kinds of excellent manuscripts, and made proper layout and beautification of the manuscripts, put on beautiful illustrations and nets, and finally shared them with everyone on the website, which was well received by the majority of the members. A large number of excellent works were selected by the provincial branch "West Lake Weekly", which is known to the province's XX banking system. The “Standardized Sunshine Service Demonstration” organized by the System Youth League Committee, I actively participated in the preparation of several presentations, and some suggestions and opinions were also approved and adopted by the leaders and colleagues. The times are changing, the environment is changing, and the work of the banks is changing from time to time. Every day, new things appear and new situations occur. This requires me to change with the situation. Learn new knowledge, master new skills, adapt to changes in the surrounding environment, improve your ability to perform your duties, and develop yourself into a full-service XX Bank employee to better plan your career and make the goals I work hard. . Of course, I still have some shortcomings in the handling and operation of some details. I will hone myself in my future work and study, improve myself in the guidance and help of leaders and colleagues, and develop my strengths and make up for the shortcomings.

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