Summary of accounting settlement work

1. Strengthen internal control management, establish and timely adjust internal control assessment indicators

In order to improve the scientific incentive and restraint mechanism, improve the internal control management level of the Ministry, strengthen the implementation of accounting and cashier systems, and adhere to the principle of “objectivity, fairness, practicality, and comprehensiveness” of the internal control assessment of the head office, and develop outlets. The internal control assessment indicators for accounting settlement, and according to the changes and trends of business development, timely adjusted the assessment content of the Bank's bank-enterprise reconciliation, unit settlement account management and post-supervision supervision, and continuously strengthen and refine various businesses. Internal management, through long-term effective internal control assessment mechanism, effectively prevent and resolve operational risks.

Second, strengthen the management of the RMB unit settlement account, successfully complete the two major tasks of the 2019 annual account inspection and the account management system batch migration, and ensure the effectiveness and compliance of the settlement account of our department.

Strictly follow the relevant requirements of "Foshan Shunde Rural Commercial Bank Co., Ltd. RMB unit bank settlement account operation procedures", strictly check the opening, change, filing and other business of the unit account to ensure complete information and complete procedures. At present, our department's stock settlement accounts are shared. In 2019, 270 new settlement accounts were opened, 120 accounts were changed, and 118 accounts were cancelled.

According to the management requirements of the ecif account system of the head office information center, strictly check the integrity and standardization of the account data to ensure the accuracy and timeliness of data archiving. In 2019, a total of 1,250 copies were transmitted through the ecif system.

Successfully completed the annual inspection of the RMB unit bank settlement account and the batch migration of the account management system. After half a year, through the joint efforts of all the staff of the Ministry, the account households included in the annual inspection scope of this year have already completed the annual inspection, and the unit settlement accounts of the 18 business organizations within the jurisdiction have also been successfully transferred. Number of households.

3. Further strengthen the monitoring and management of short checks, protect the legitimate interests of the ticket holders, prevent settlement risks, maintain the payment settlement order, and enhance the settlement quality and social reputation of the Ministry.

We will adopt monthly notifications of the issuance of short cheques by our Ministry, timely follow-up and understanding, control the number of cheques sold, strictly control the quality of account opening, and stop the check settlement business, and take a multi-pronged approach to strictly pay settlement management. At the same time, it also carried out a promotional campaign on the theme of “regulating the behavior of bills and prohibiting the issuance of short checks”, vigorously promoting the relevant laws and regulations of the bills and further expanding the influence. In 2019, our department stopped the unit check settlement business, and issued a total of 51 blank checks. The number of empty checks issued by 2019 was reduced by 17 sheets. The details are as follows: .......... trade secrets omitted

Fourth, strengthen post-supervision supervision and management, further standardize business operations, and prevent cases from happening

In 2019, with the official launch of the 0cr system after I acted, it marked that the post-supervisory work of the Bank has been successfully completed. In order to cooperate with the smooth development of the work of the Head Office, the Ministry has conducted 5 training and exchange meetings, and appeared after the launch. The various issues of the "Establishment of the Post-supervision Supervision and Assessment Measures of the Head Office" will be conducted on a monthly and quarterly basis, and the problems will be announced every 10 days from October, and the key issues will be reaffirmed and standardized during the period. Continuously increase the management and assessment of post-supervision supervision of outlets, and further standardize various business operations.

V. Strengthen the management of cash allocation, RMB collection and payment business and counterfeit currency collection within the jurisdiction to ensure the normal circulation of cash and eliminate the negative impact of counterfeit currency on social stability.

Do a good job in cash management and cash allocation within the jurisdiction, make reasonable allocations in the inventory limit issued by the head office, monitor the monthly average daily inventory amount of the outlets on a monthly basis, and report the assessment of the daily average inventory amount according to the quarter, according to the outlet business. The quantity and demand are constantly updated. In 2019, the inventory limit of each business department of our department was adjusted twice.

Seriously fulfilling the duties of the post, strictly implementing the provisions for the collection and submission of counterfeit currency, strictly complying with the relevant provisions on the receipt and payment of RMB, earnestly handling the incomplete defacement of the RMB, and stopping the circulation of RMB business for the people, promptly picking up the money from the withdrawal and preventing the external Pay an irregular RMB. In the inspection of RMB collection and payment and counterfeit currency collection business conducted by the head office, only the 11 branches of the 11 branches received full marks.

Cooperate with the propaganda activities of the “100-day action” against the counterfeit currency before the Asian Games, and select the outlets with more counterfeit coins and more traffic.

Sixth, strengthen the management of accounting seals, and earnestly implement strict standards, special personnel custody, special personnel use and special personnel responsible

According to the management measures issued by the head office, the relevant regulations on the seal management of our department were reaffirmed and refined, and the application, use, suspension and custody of the seal were further standardized, and the strict regulation, special person custody, special person use and special person responsibility were implemented. . In August of this year, 275 pieces of various accounting seals were banned by our department, and 186 new accounting seals were activated. All of them were strictly activated and deactivated according to regulations. The daily management of the seals was always unremitting, ensuring that the seals were not leaked and lost. .

7. Continue to strengthen inspection and supervision to prevent operational risks of accounting settlement business

Pay special attention to the inspection, clarify the purpose of inspection, and improve the pertinence of inspections. In 2019, a total of 13 inspections of various accounting settlements were carried out, and the number of inspection personnel was input, and a total of one working day was accumulated. Specifically, it includes the year-end accounting finals authenticity check, account use compliance check, accounting file data check, commercial bill acceptance and discount business special inspection, anti-counterfeiting currency work inspection before the Asian Games and exchange business compliance check one time, important blank The voucher and seal management and the deposit risk rolling inspection were each 2 times, and the bank and enterprise reconciliation check was checked 3 times.

Improve the rectification and correction mechanism, follow up on the problems found in the inspection, verify the rectification effect, and submit the rectification report to the relevant departments of the head office.

8. Strengthen team building and improve the overall quality of personnel.

Develop a targeted training program for outstanding business people. Taking the guiding ideology of "advancing with the times, learning style, people-oriented, and practicing internal strength", and adhering to the basic principle of "theory is linked to practice, due to the need to teach and learn to use", the combination of "amateur self-study and post practice" is adopted. The method, by constantly changing the angle and role, strives to rapidly improve the personal business level in a short period of time, and strengthen the overall quality of the accounting staff of the Ministry.

Promote business, promote development, and carry out various business training in a timely manner. In 2019, various business training sessions were carried out. The training included on-line training of ocr system and anti-false data submission system, currency anti-counterfeiting knowledge training, new business training, daily accounting settlement of outlets, and difficult business training.

Nine, other

We attach great importance to it and go all out to actively cooperate with the head office to complete key tasks. In the work of the Bank to access the payment system through direct participant direct connection and access to the check image exchange system in the centralized direct connection mode, a publicity and mobilization meeting was held in time to publicize and promote the XX corporate customers, so that the system was shut down. During the period, we received the support and cooperation of our customers to ensure the smooth transition of various settlement services during the system upgrade.

Responsible, and actively and objectively feedback various opinions and suggestions to the head office. Since the beginning of this year, according to the management methods issued by the head office, the accounting seal management method, the computer statement implementation rules, the long-term account operation procedures and the unit account annual inspection operation procedures, the accounting supervisor management method, the first-level branch accounting and risk management department In consultation with the management methods of accounting settlement management personnel, and in combination with the actual situation, from the perspective of branch management and operation, a total of 51 feedbacks and suggestions were actively proposed to provide decision-making basis for the head office.

Seriously do a good job in reporting daily reports and materials, such as monthly payment business report, accounting excellent personnel training appraisal form, RMB circulation test form and second-level sub-branch accounting executive appointment table, etc. Accurate submission, to ensure no false reports, missing reports.