Agricultural quota guarantee company annual summary
This year, we closely focus on the development of modern agriculture and the promotion of modern rural construction by the municipal party committee and the municipal government, focusing on the provision of financing guarantees and supporting intermediary services for leading enterprises in agricultural industrialization, in government leadership, departmental support, bank cooperation, and the company. Under the joint efforts, we have created a new situation in which the guaranteed capital continues to expand, the business operations are outstanding, the system rules are perfected, the risk prevention is stepped into the formal, and the workforce is lean and efficient. Reviewing the work practices of the past year is summarized as follows:
First, the main work and effectiveness have played a role as a financing guarantee platform, and business operations have entered the formality. Since the beginning of this year, we have adhered to the principle of “helping enterprises to solve difficulties, making up for the government, and being accountable to shareholders”, and insisting on policy financing for leading enterprises. Providing quota guarantee support, and operating according to market operation, strict risk control and standard operation, ensuring the safe operation of funds, and embarking on a development path of multi-win, such as enterprises, banks and companies, and achieved good economic and social benefits. By the end of the year, the company has accepted five major industry guarantee projects, such as agricultural product processing industry, trade, service industry, planting industry and aquaculture industry, and has approved projects for review and approval, and provided a total of 10,000 yuan financing guarantee for leading enterprises. Service, currently in the insurance project, the amount of insurance in the amount of 10,000 yuan, an increase of 10,000 yuan over the previous year, is the double of the previous year's balance. Among them, the planting industry, the amount of 10,000 yuan; the aquaculture industry, the balance of 10,000 yuan; trade, the amount of .. million; agricultural products processing industry, the amount of 10,000 yuan. The company has secured a total of 10,000 yuan in guarantee income; it has accrued various risk reserves of RMB 10,000; the guarantee fund has increased from 10,000 yuan last year to the current 10,000 yuan, an increase of 10,000 yuan, and a growth rate of 10,000 yuan. By providing financing guarantee services for enterprises, the number of leading enterprises has been effectively promoted, and the insured enterprises have achieved good social benefits while expanding employment, re-employment and tax increase while achieving better economic benefits. Especially for Wanbao Cereals and Oils Co., Ltd. and Dashan Modern Co., Ltd., which exceed the quota limit, we actively recommend to the Provincial Department of Agriculture and the Provincial Guarantee Company, and participate in the guarantee investigation, provide joint guarantees of 10,000 yuan, and receive provincial, municipal and agricultural Fully affirmed the issuance of leaders at all levels. According to statistics, through the injection of guaranteed loans from insured enterprises, the newly added output value was 100 million yuan, and the new profits and taxes were increased by more than 10,000 yuan. Many new employees were employed, which greatly promoted the development of leading enterprises.
We have perfected various rules and regulations, and the Code of Business Conduct compliance is a high-risk guarantee industry. The operation is the quota, the management is the risk, and the focus is on the management risk. Without systematic and comprehensive rules and regulations, it is impossible for scientific business operation procedures to ensure continuous and steady development of business under the premise of controlling risks. Since the beginning of this year, we have continued to improve the corporate governance structure and improve internal rules and regulations as the top priority for strengthening corporate management. First, in strict accordance with the "Company Law", the company's shareholders' meeting, the board of directors, and the board of supervisors were established according to law, and the chairman's responsibility system under the leadership of the board of directors was implemented, and the guarantee business department and the integrated business department were established according to business needs. Second, the company has developed a series of business operation rules, management methods and rules and regulations with reference to the domestic risk management experience of the guarantee company and the banking industry. It has successively formulated the Measures for the Administration of Guaranteed Funds, the Measures for the Work of the Guarantee Review Committee, the Measures for the Management of Human Resources of Guarantee Companies, the Operational Procedures for Guaranteed Business, the Measures for the Risk Control of Guaranteed Companies, and the Rules for the Implementation of the Investigation of Guaranteed Projects. "Detailed Implementation Rules for Guaranteed Projects", "Measures for the Administration of Anti-guarantee", "Implementation Rules for the Management of Guaranteed Projects", "Administrative Measures for Archives of Guaranteed Companies", "Financial Management System for Guaranteed Companies", etc. Third, in the operation process, emphasis on standardization management, and constantly improve the text of the warranty business operation specification. The company has formulated the “Operation Process of Guaranteed Loan Business under the Agricultural Policy Financial Cooperation Agreement of Xiangfan City”, from the “Guarantee Application Form” in the customer consultation stage to the “Guidement Form of the Guarantee Investigation Report” and the “Guidelines for the Guaranteed Project”. The "Guarantee Approval Form", as well as the "Guarantee Letter of Intent" and "Official Letter of Guarantee" have been continuously improved to make business operations more standardized and orderly, and effectively prevent operational risks. The fourth is to establish a separation system for separation of insurance. All links of various departments are independent of each other. The company implements a personal responsibility system in the vertical direction and a departmental review responsibility system in the horizontal direction. Each guarantee project review has different departments at the same time, through the system to standardize the project process and approval process. For the project risk prevention, the company has established a whole-process monitoring system including pre-warranty assessment, insurance control, post-warranty inspection and tracking, until the guarantee responsibility is lifted, and strictly operates according to business processes. At the same time, it promoted the “project evaluation system” and specially hired many experts from the accounting, finance, legal, mechanical, agricultural and animal husbandry science and technology to participate in the project review, including the establishment and implementation of project guarantee measures, contract drafting and signing, project dynamic tracking and management. And the entire process of review, decision-making, etc.
The basic scale of guarantees has been continuously expanded, and the capital composition is rich and diversified.
At the beginning of the company's establishment, the guarantee capital was only 10,000 yuan. According to the policy that the guarantee institution's financing guarantee balance for individual enterprises should not exceed the actual registered capital, the guarantee company's guarantee balance for a single leading enterprise should not exceed 10,000 yuan. After communicating with the Agricultural Development Bank, the Agricultural Development Bank gives special support to the guarantee company. First, the capital is enlarged according to the highest: multiple; second, the amount of financing guarantee for a single enterprise is raised to 10,000 yuan. However, this amount cannot meet the capital needs of the leading agricultural industrialization enterprises, especially the provincial leading enterprises, in the process of development and growth, and cannot play its due role. Moreover, the size of the funds of 10,000 yuan is far from the funding gap stipulated by the CBRC that “guarantee companies that cooperate with banks need to register capital of more than 100 million yuan”. To this end, we first established the goal of expanding the guarantee fund to reach 10,000 yuan. First, lay a good government card, seek government policies for funds, rely on the government to expand the scale; second, strive for government attention and shareholder support, and urge the units that have already subscribed for funds to arrive early; third, strive to expand shareholder subscription and expand shares, The preferential policies for fees and charges are guaranteed; the fourth is to use the policy secondment funds to supplement the scale. This year, the Provincial Department of Finance made a very clear stipulation on the construction of the guarantee system with the number file "Implementation Opinions on Using the Provincial Financial Funds to Further Support the Construction of the SMEs' Guarantee System". Our guarantee company has the qualifications and sufficient conditions. Special funds will be added. At present, the actual capital of the guarantee company has reached 10,000 yuan. Among them, the currency capital is 10,000 yuan, and the land is substantially 10,000 yuan. The end of the year can exceed 10,000 yuan.
Actively participated in the work of the government center and received attention and support.
Since its establishment one year ago, the company has closely focused on the central work of party committees and governments at all levels, such as serving agricultural industrialization and promoting modern agricultural development, and actively carried out financing guarantee services. It has provided financing guarantees for many agricultural product processing enterprises. , accounting for % of the total. The leaders of the Baokang County Party Committee and the county government knew that we accepted the loan guarantee project of agriculture, agriculture, processing, trade and other agriculture-related enterprises in the county, and after the completion of the secured loan of nearly 10 million yuan, they immediately expressed their position, and the guarantee project of the guarantee company, the county finance Will provide interest subsidy support; at the same time, it is decided that the county guarantee company's 10,000 yuan funds will all be invested in our guarantee company. This year's production of pigs has become a hot spot related to the supply of national “vegetable baskets”, related market prices, and social stability, which has attracted the attention of party committees and governments at all levels. The municipal party committee and the municipal government made a decision on the construction of the “Million-headed pig growth project”. We promptly submitted to the municipal party committee and the municipal government the “Opinions on the use of guarantee platforms to support the development of pig production”, which was valued and affirmed, and the municipal government decided. The city supports the addition and expansion of the 10,000-year-old pig breeding enterprise in the family year, which is guaranteed by the municipal guarantee company, the city financial interest subsidy, and the municipal agricultural development loan of 10,000 yuan. At the same time, in order to improve the guarantee ability of the guarantee company, the municipal government enriches the capital of the guarantee company with its reserve of industrial land valued at 10,000 yuan, so that the guarantee company's guarantee ability for a single enterprise is raised from 10,000 yuan to 10,000 yuan.
Established a risk prevention and control mechanism to prevent operational risks from becoming institutionalized.
We always take the risk of prevention and control as the core of the guarantee work, and each guarantee loan must take counter-guarantee measures. First, the implementation of asset mortgages, rights pledge counter-guarantee. Second, all shareholders of the company bear the responsibility of guaranteeing the counter guarantee. The third is the mutual insurance and joint insurance of affiliated companies or similar enterprises. Fourth, the enterprise risk deposit is charged at -% of the guarantee amount. At present, the "two gold" has reached nearly 10,000 yuan. Fifth, for any non-guarantee measures and circulation-type enterprises, the bank account is managed. The company sends full-time personnel to monitor the use of funds, the purchase and sale of raw materials and finished products, and the collection of goods. Sixth is the separation of trial and protection, scientific decision-making. Standardize the behaviors of the responsible persons in various aspects such as project investigation, project review, project review, project approval, post-war tracking, and compensation payment in each process of the guarantee business, and establish a “horizontal parallel check and balance” constraint mechanism. The seventh is to establish a project responsibility system, strict responsibility supervision and accountability. Each project has a letter of responsibility for the guarantee project, and the first responsible person is the project sponsor. As the company's various risk prevention measures were in place, all the projects for which the secured loan expired were all repaid on time, and the guarantee liability was lifted. There was no modern compensation loss.
Extensively publicizing the role of the guarantee platform and enhancing the company's image.
The first is to use the conference to promote. Taking advantage of the company's anniversary celebration and the third shareholder meeting, the leaders of the municipal party committee, the municipal government and the relevant counties and districts, the municipal agricultural office, the economic commission, the agricultural development, the State-owned Assets Supervision and Administration Commission, the financial bureau, the industry and commerce, the taxation department, and the new and old are invited. Shareholder representatives attended the meeting. In particular, the Mayor of the Government, Mr. Liu Dezheng, made an important speech on behalf of the Municipal Party Committee and the Municipal Government, and also named the “City Agricultural Office and the State-owned Assets Supervision and Administration Commission to further strengthen the guidance, coordination and service of the guarantee company to help solve practical problems; the Municipal Commission for Discipline Inspection and the local taxation Actively help the guarantee company to handle the business tax reduction procedures, and strive for the support of the higher-level financial department; the Municipal Finance Bureau should help establish a risk compensation mechanism according to relevant laws and regulations, so that the participants can more clearly understand the gratifying situation of the development of the agricultural industrialization in the city and understand the guarantee. The company supports the outstanding performance and important role of the leading enterprise's capital guarantee, thus deepening the indispensable position and future development prospects of the guarantee company to support the development of the city's agricultural industrialization. At the meeting, the new and old shareholders also expressed their support for the actual support, increased the injection of shares, and signed on-site contracts to pay 10,000 yuan. The second is to use archives for publicity. The company's file "Opinions on Supporting the Development of Pig Production" was reported to the municipal party committee and government, and was highly valued and approved by the municipal party committee and government leaders, and became an effective guide for applying for loan guarantees in pig breeding enterprises. "Actively playing the guarantee platform and vigorously supporting the development of agricultural industrialization" was published in the municipal government bulletin, which played a positive role in promoting and enhancing the company's image, status, role and popularity. The third is to directly penetrate the corporate propaganda. Since the beginning of this year, the company has organized employees to go deep into the propaganda policies and investigations of many enterprises in the city, counties and cities, and set up questions and answers to provide consulting and business planning services.
Solidly built a team of employees, the business is efficient and efficient.
The high-quality employees, the stable and united workforce construction is the fundamental guarantee for the company's sustainable development. To this end, the guarantee company pays special attention to the construction of the talent team. The first is to strictly enter the customs. According to the amount of capital, the staff will be fixed, fixed, fixed, and appointed. All required personnel will be openly recruited to the public. At present, the company's officially recruited staff are financial and accounting professionals. In addition, many experts with accounting, finance, and mechanical aspects were hired. As a guarantee review committee, there are very specialized experts in the agency, and participate in the investigation and evaluation of guarantee projects. Second, the organization of employees in combination with the actual improvement of the company's "Articles of Association", "Guarantee Fund Management Measures", "guarantee business operation process" and other more comprehensive and standardized business operations and rules and regulations to ensure the company's business rules and regulations. The third is to strengthen learning and improve temperament. The company regularly organizes employees to study the national agricultural industrialization policy, learn the theory and laws of guarantee theory, learn the company's rules and regulations, business conduct, and conduct examinations on a monthly or quarterly basis, and incorporate the academic achievements into the employee's personal business bonds for assessment. Through all-round training and study assessment of employees, not only the company's various business operations have shown an encouraging situation, but also the team's ideological quality, business savvy, policy theory level and practical work comprehensive ability have been significantly Upgrade.
First, the main work and effectiveness have played a role as a financing guarantee platform, and business operations have entered the formality. Since the beginning of this year, we have adhered to the principle of “helping enterprises to solve difficulties, making up for the government, and being accountable to shareholders”, and insisting on policy financing for leading enterprises. Providing quota guarantee support, and operating according to market operation, strict risk control and standard operation, ensuring the safe operation of funds, and embarking on a development path of multi-win, such as enterprises, banks and companies, and achieved good economic and social benefits. By the end of the year, the company has accepted five major industry guarantee projects, such as agricultural product processing industry, trade, service industry, planting industry and aquaculture industry, and has approved projects for review and approval, and provided a total of 10,000 yuan financing guarantee for leading enterprises. Service, currently in the insurance project, the amount of insurance in the amount of 10,000 yuan, an increase of 10,000 yuan over the previous year, is the double of the previous year's balance. Among them, the planting industry, the amount of 10,000 yuan; the aquaculture industry, the balance of 10,000 yuan; trade, the amount of .. million; agricultural products processing industry, the amount of 10,000 yuan. The company has secured a total of 10,000 yuan in guarantee income; it has accrued various risk reserves of RMB 10,000; the guarantee fund has increased from 10,000 yuan last year to the current 10,000 yuan, an increase of 10,000 yuan, and a growth rate of 10,000 yuan. By providing financing guarantee services for enterprises, the number of leading enterprises has been effectively promoted, and the insured enterprises have achieved good social benefits while expanding employment, re-employment and tax increase while achieving better economic benefits. Especially for Wanbao Cereals and Oils Co., Ltd. and Dashan Modern Co., Ltd., which exceed the quota limit, we actively recommend to the Provincial Department of Agriculture and the Provincial Guarantee Company, and participate in the guarantee investigation, provide joint guarantees of 10,000 yuan, and receive provincial, municipal and agricultural Fully affirmed the issuance of leaders at all levels. According to statistics, through the injection of guaranteed loans from insured enterprises, the newly added output value was 100 million yuan, and the new profits and taxes were increased by more than 10,000 yuan. Many new employees were employed, which greatly promoted the development of leading enterprises.
We have perfected various rules and regulations, and the Code of Business Conduct compliance is a high-risk guarantee industry. The operation is the quota, the management is the risk, and the focus is on the management risk. Without systematic and comprehensive rules and regulations, it is impossible for scientific business operation procedures to ensure continuous and steady development of business under the premise of controlling risks. Since the beginning of this year, we have continued to improve the corporate governance structure and improve internal rules and regulations as the top priority for strengthening corporate management. First, in strict accordance with the "Company Law", the company's shareholders' meeting, the board of directors, and the board of supervisors were established according to law, and the chairman's responsibility system under the leadership of the board of directors was implemented, and the guarantee business department and the integrated business department were established according to business needs. Second, the company has developed a series of business operation rules, management methods and rules and regulations with reference to the domestic risk management experience of the guarantee company and the banking industry. It has successively formulated the Measures for the Administration of Guaranteed Funds, the Measures for the Work of the Guarantee Review Committee, the Measures for the Management of Human Resources of Guarantee Companies, the Operational Procedures for Guaranteed Business, the Measures for the Risk Control of Guaranteed Companies, and the Rules for the Implementation of the Investigation of Guaranteed Projects. "Detailed Implementation Rules for Guaranteed Projects", "Measures for the Administration of Anti-guarantee", "Implementation Rules for the Management of Guaranteed Projects", "Administrative Measures for Archives of Guaranteed Companies", "Financial Management System for Guaranteed Companies", etc. Third, in the operation process, emphasis on standardization management, and constantly improve the text of the warranty business operation specification. The company has formulated the “Operation Process of Guaranteed Loan Business under the Agricultural Policy Financial Cooperation Agreement of Xiangfan City”, from the “Guarantee Application Form” in the customer consultation stage to the “Guidement Form of the Guarantee Investigation Report” and the “Guidelines for the Guaranteed Project”. The "Guarantee Approval Form", as well as the "Guarantee Letter of Intent" and "Official Letter of Guarantee" have been continuously improved to make business operations more standardized and orderly, and effectively prevent operational risks. The fourth is to establish a separation system for separation of insurance. All links of various departments are independent of each other. The company implements a personal responsibility system in the vertical direction and a departmental review responsibility system in the horizontal direction. Each guarantee project review has different departments at the same time, through the system to standardize the project process and approval process. For the project risk prevention, the company has established a whole-process monitoring system including pre-warranty assessment, insurance control, post-warranty inspection and tracking, until the guarantee responsibility is lifted, and strictly operates according to business processes. At the same time, it promoted the “project evaluation system” and specially hired many experts from the accounting, finance, legal, mechanical, agricultural and animal husbandry science and technology to participate in the project review, including the establishment and implementation of project guarantee measures, contract drafting and signing, project dynamic tracking and management. And the entire process of review, decision-making, etc.
The basic scale of guarantees has been continuously expanded, and the capital composition is rich and diversified.
At the beginning of the company's establishment, the guarantee capital was only 10,000 yuan. According to the policy that the guarantee institution's financing guarantee balance for individual enterprises should not exceed the actual registered capital, the guarantee company's guarantee balance for a single leading enterprise should not exceed 10,000 yuan. After communicating with the Agricultural Development Bank, the Agricultural Development Bank gives special support to the guarantee company. First, the capital is enlarged according to the highest: multiple; second, the amount of financing guarantee for a single enterprise is raised to 10,000 yuan. However, this amount cannot meet the capital needs of the leading agricultural industrialization enterprises, especially the provincial leading enterprises, in the process of development and growth, and cannot play its due role. Moreover, the size of the funds of 10,000 yuan is far from the funding gap stipulated by the CBRC that “guarantee companies that cooperate with banks need to register capital of more than 100 million yuan”. To this end, we first established the goal of expanding the guarantee fund to reach 10,000 yuan. First, lay a good government card, seek government policies for funds, rely on the government to expand the scale; second, strive for government attention and shareholder support, and urge the units that have already subscribed for funds to arrive early; third, strive to expand shareholder subscription and expand shares, The preferential policies for fees and charges are guaranteed; the fourth is to use the policy secondment funds to supplement the scale. This year, the Provincial Department of Finance made a very clear stipulation on the construction of the guarantee system with the number file "Implementation Opinions on Using the Provincial Financial Funds to Further Support the Construction of the SMEs' Guarantee System". Our guarantee company has the qualifications and sufficient conditions. Special funds will be added. At present, the actual capital of the guarantee company has reached 10,000 yuan. Among them, the currency capital is 10,000 yuan, and the land is substantially 10,000 yuan. The end of the year can exceed 10,000 yuan.
Actively participated in the work of the government center and received attention and support.
Since its establishment one year ago, the company has closely focused on the central work of party committees and governments at all levels, such as serving agricultural industrialization and promoting modern agricultural development, and actively carried out financing guarantee services. It has provided financing guarantees for many agricultural product processing enterprises. , accounting for % of the total. The leaders of the Baokang County Party Committee and the county government knew that we accepted the loan guarantee project of agriculture, agriculture, processing, trade and other agriculture-related enterprises in the county, and after the completion of the secured loan of nearly 10 million yuan, they immediately expressed their position, and the guarantee project of the guarantee company, the county finance Will provide interest subsidy support; at the same time, it is decided that the county guarantee company's 10,000 yuan funds will all be invested in our guarantee company. This year's production of pigs has become a hot spot related to the supply of national “vegetable baskets”, related market prices, and social stability, which has attracted the attention of party committees and governments at all levels. The municipal party committee and the municipal government made a decision on the construction of the “Million-headed pig growth project”. We promptly submitted to the municipal party committee and the municipal government the “Opinions on the use of guarantee platforms to support the development of pig production”, which was valued and affirmed, and the municipal government decided. The city supports the addition and expansion of the 10,000-year-old pig breeding enterprise in the family year, which is guaranteed by the municipal guarantee company, the city financial interest subsidy, and the municipal agricultural development loan of 10,000 yuan. At the same time, in order to improve the guarantee ability of the guarantee company, the municipal government enriches the capital of the guarantee company with its reserve of industrial land valued at 10,000 yuan, so that the guarantee company's guarantee ability for a single enterprise is raised from 10,000 yuan to 10,000 yuan.
Established a risk prevention and control mechanism to prevent operational risks from becoming institutionalized.
We always take the risk of prevention and control as the core of the guarantee work, and each guarantee loan must take counter-guarantee measures. First, the implementation of asset mortgages, rights pledge counter-guarantee. Second, all shareholders of the company bear the responsibility of guaranteeing the counter guarantee. The third is the mutual insurance and joint insurance of affiliated companies or similar enterprises. Fourth, the enterprise risk deposit is charged at -% of the guarantee amount. At present, the "two gold" has reached nearly 10,000 yuan. Fifth, for any non-guarantee measures and circulation-type enterprises, the bank account is managed. The company sends full-time personnel to monitor the use of funds, the purchase and sale of raw materials and finished products, and the collection of goods. Sixth is the separation of trial and protection, scientific decision-making. Standardize the behaviors of the responsible persons in various aspects such as project investigation, project review, project review, project approval, post-war tracking, and compensation payment in each process of the guarantee business, and establish a “horizontal parallel check and balance” constraint mechanism. The seventh is to establish a project responsibility system, strict responsibility supervision and accountability. Each project has a letter of responsibility for the guarantee project, and the first responsible person is the project sponsor. As the company's various risk prevention measures were in place, all the projects for which the secured loan expired were all repaid on time, and the guarantee liability was lifted. There was no modern compensation loss.
Extensively publicizing the role of the guarantee platform and enhancing the company's image.
The first is to use the conference to promote. Taking advantage of the company's anniversary celebration and the third shareholder meeting, the leaders of the municipal party committee, the municipal government and the relevant counties and districts, the municipal agricultural office, the economic commission, the agricultural development, the State-owned Assets Supervision and Administration Commission, the financial bureau, the industry and commerce, the taxation department, and the new and old are invited. Shareholder representatives attended the meeting. In particular, the Mayor of the Government, Mr. Liu Dezheng, made an important speech on behalf of the Municipal Party Committee and the Municipal Government, and also named the “City Agricultural Office and the State-owned Assets Supervision and Administration Commission to further strengthen the guidance, coordination and service of the guarantee company to help solve practical problems; the Municipal Commission for Discipline Inspection and the local taxation Actively help the guarantee company to handle the business tax reduction procedures, and strive for the support of the higher-level financial department; the Municipal Finance Bureau should help establish a risk compensation mechanism according to relevant laws and regulations, so that the participants can more clearly understand the gratifying situation of the development of the agricultural industrialization in the city and understand the guarantee. The company supports the outstanding performance and important role of the leading enterprise's capital guarantee, thus deepening the indispensable position and future development prospects of the guarantee company to support the development of the city's agricultural industrialization. At the meeting, the new and old shareholders also expressed their support for the actual support, increased the injection of shares, and signed on-site contracts to pay 10,000 yuan. The second is to use archives for publicity. The company's file "Opinions on Supporting the Development of Pig Production" was reported to the municipal party committee and government, and was highly valued and approved by the municipal party committee and government leaders, and became an effective guide for applying for loan guarantees in pig breeding enterprises. "Actively playing the guarantee platform and vigorously supporting the development of agricultural industrialization" was published in the municipal government bulletin, which played a positive role in promoting and enhancing the company's image, status, role and popularity. The third is to directly penetrate the corporate propaganda. Since the beginning of this year, the company has organized employees to go deep into the propaganda policies and investigations of many enterprises in the city, counties and cities, and set up questions and answers to provide consulting and business planning services.
Solidly built a team of employees, the business is efficient and efficient.
The high-quality employees, the stable and united workforce construction is the fundamental guarantee for the company's sustainable development. To this end, the guarantee company pays special attention to the construction of the talent team. The first is to strictly enter the customs. According to the amount of capital, the staff will be fixed, fixed, fixed, and appointed. All required personnel will be openly recruited to the public. At present, the company's officially recruited staff are financial and accounting professionals. In addition, many experts with accounting, finance, and mechanical aspects were hired. As a guarantee review committee, there are very specialized experts in the agency, and participate in the investigation and evaluation of guarantee projects. Second, the organization of employees in combination with the actual improvement of the company's "Articles of Association", "Guarantee Fund Management Measures", "guarantee business operation process" and other more comprehensive and standardized business operations and rules and regulations to ensure the company's business rules and regulations. The third is to strengthen learning and improve temperament. The company regularly organizes employees to study the national agricultural industrialization policy, learn the theory and laws of guarantee theory, learn the company's rules and regulations, business conduct, and conduct examinations on a monthly or quarterly basis, and incorporate the academic achievements into the employee's personal business bonds for assessment. Through all-round training and study assessment of employees, not only the company's various business operations have shown an encouraging situation, but also the team's ideological quality, business savvy, policy theory level and practical work comprehensive ability have been significantly Upgrade.
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