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The loan officer turned to a personal summary


Unconsciously, I have been working in xxx company for nearly half a year. I know that I have not lost my time in the past six months. I have been very fulfilling. I like the feeling of fullness. Here, I am gradually growing up, and my business is slowly becoming familiar with it.

I was placed in the position of the loan officer of the Ministry of Finance. Although I have learned a lot of theoretical knowledge about fundraising and financial management in the school, I have no idea about the practical operation. I feel uneasy in my heart. The work is not as difficult as imagined, nor is it easy to imagine. Although the leader just arranged some very simple tasks, such as running a single order, it is to check the wire transfer, check, sort, sign, deliver to the bank, and then sort and distribute the receipt. However, it is not easy for a novice to complete this daily running order without any mistakes and complete smoothness within a limited time. Especially after the younger brother Yu Wei handed over the work to me, I watched the things of the city and realized that I was not meeting. Therefore, I can imagine the way I was busy at the time, often a slap in the face, busy in the office, or rushed to the bank on a bicycle, or busy until the dark has not come back. I also made a lot of mistakes, which made me very upset, but it was these mistakes that taught me how to get the job done. Now summed up, I feel that at least five points must be done to do this job: one must have a sense of responsibility, the other must be careful, the third must know how to co-ordinate, the fourth must be prioritized, and the fifth must be flexible. I also recognize that as a business-level operator, the loan officer is directly providing financial and financial services to the business department. It should be as familiar as possible with various trade financial instruments and business characteristics of each business unit. On the other hand, the loan officer is the company and the bank. The communication window should have good communication and communication with the bank personnel and establish a big company image.

Of course, when various bank settlements became familiar and fluent, xxx allowed me to learn to do my back-office work and gradually take over various banking businesses. Our company has a variety of financial services in various banks, such as the highest amount of credit, Yincheng, domestic certificates, Quartet agreements, l/c, l/g, bills, short-term securities, etc., which really opened my eyes. Although I am still only doing some simple operational aspects such as data preparation, contact delivery, etc., I also have the intention to increase my understanding of various businesses and improve my ability to analyze and solve problems. In addition, I also traveled to almost all the banks in Hangzhou, where I have business contacts, and I have met a lot of counters and credit department personnel, and have gained a lot of insight. Not long ago, Yu Wei and I also made a preliminary division of labor. I assisted in dealing with the bank that Zhu Hong was responsible for. This is a good opportunity for me to exercise.

In the past six months, I have been in harmony with my colleagues and leaders. The work in all aspects has been carried out smoothly. My brother Yu Wei has given me many unreserved help. The company arranged a dormitory for us and gave us a lot of care for the new employees. I am also very satisfied. I like the current state of life and work rhythm. More importantly, I saw the future and expectations of life here. I know that there are many deficiencies and immature places, and I have a long way to go. I hope that I can grow up quickly, set off the company's girders, and realize self-worth while creating value for the company.

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