Credit union work self-summary

I have been working since July XX, and I have been there for one year. Throughout the year, under the careful care and guidance of the leaders and colleagues, I have made great progress in all aspects through my unremitting efforts.

I remember when I was in the graduation interview, an examiner asked me what the rural credit cooperatives were. I suddenly felt dumb and thought for a long time before answering that the rural credit cooperative is a financial institution. In addition, there is no knowledge of rural credit cooperatives. Therefore, when I was hired by the unit, how to get to know, understand and be familiar with the industry I worked in has become my top priority.

I. Theoretical study has given me a preliminary understanding and understanding of rural credit cooperatives.

Failure to understand school is the premise and foundation for all progress. Textbooks and books such as “Management of Rural Credit Cooperatives”, “Educational Materials for Economic Workers”, “China Finance”, “Guangxi Financial Research”, “Financial Management of Credit Unions”, “Rural Credits”, etc. The foundation of professional courses makes me easier to understand and master these financial knowledge. After learning some theoretical knowledge, I began to know that rural credit cooperatives are cooperative financial organizations that are invested by farmers in accordance with the principles of voluntariness, democracy, and mutual benefit. The cooperative financial organizations democratically managed by their members have become China after 5×xxx years of reform and development. An important part of the financial system and the foundational power of rural finance. Rural credit cooperatives are the main force of rural finance and the financial link between farmers. The roots of rural credit cooperatives are in rural areas. When they leave the countryside, they become passive waters... but these understandings are superficial and need me to practice. Go deep and in-depth understanding.

Second, persisting in ideological and political study has continuously improved my ideological and theoretical qualities.

All along, I have always insisted on learning dxp to build socialist theories with Chinese characteristics and various lines, guidelines, and policies of the party, persist in studying the important thoughts of the "three represents" of comrades, learn various financial laws and regulations, and actively participate. Various political learning activities organized by the organization. Through continuous study, the ideological and theoretical accomplishments of our own have been further improved, and the outlook on life and values ​​that serve the people wholeheartedly are firmly established in the ideological way.

Diligent spirit and dedication to professional ethics are the guarantee for the smooth development of each job and the ultimate success. In the past year, I have consciously practiced the principle of serving rural credit cooperatives as “three rural” services. I have completed every task with enthusiasm, enthusiasm, earnestness, meticulousness and meticulousness, and strictly abide by various financial laws, regulations and units. The rules and regulations, conscientiously fulfill the duties of "three defenses and one guarantee", and consciously operate according to regulations; in daily life, unite comrades, decent style, non-corruption and misappropriation, no personal gain, do not participate in gambling, prostitution and other illegal behaviors, consciously resist all kinds of Erosion of bad atmosphere.

Third, practice has enabled my business skills to continue to grow and work capacity has been continuously strengthened.

At the beginning, I was practicing in the back office, and from the first day, the problem came one after another. Business skills such as Wubi, abacus, banknote, computer business, and accounting business are either ignorant or ignorant. Starting from scratch, on the one hand, the careful guidance of my colleagues, on the one hand, I practiced on the books repeatedly, and I have to practice several times before getting up in the morning and going to bed at night. In a few months, I have been able to master it more skillfully, and I have been able to operate the business independently.

In March of this year, due to the adjustment of personnel, I took over the credit work. The two administrative villages in charge have a total population of 300xxxx people. The road to the village is extremely difficult to walk. The dust on the sunny days is rolling, the rainy days are muddy, and there are ten in the town. A few kilometers. Plus, I didn't know much about the situation in these two villages at the beginning, so the difficulty is conceivable. Under this circumstance, I have overcome many difficulties and are not on the shelf. I am actively going to the village to understand the situation. I first found the cadres of the village committees and learned about the basic situation in the village. After a while, I have a general understanding of the economic base of the village under the jurisdiction, the main source of economic income, the pillar agriculture, and some basic conditions of the farmers. Next, I will visit the borrowings that have been overdue for a long time. Users, specifically understand their situation in order to prescribe the right medicine. The Ma Shanguo family, what I learned when I visited, was that their labor force was sufficient. There was a certain economic source for growing sugar cane every year. The borrowing of 4,700 yuan borrowed in 1996 was long and not repaid. It is already over 1,200 yuan. In-depth understanding of the original borrowing was originally used by his father. Now, after the two sons are separated, no one is willing to bear the debt of the father who is old and weak. To this end, I went to the door twice to find a family to talk about, and mobilized two sons to share the father's debt. Work hard to pay attention to people. Later, once the procedures for the debt collection were completed, the eldest son immediately paid a thousand yuan and the interest owed. By the end of June this year, my annual task indicators have been completed better. Through practice, my ability to solve practical problems and organizational skills have also been well trained.

Fourth, one point of hard work, one point of harvest, the results are affirmation of all my efforts in the past year.

Since taking over the credit work, my annual tasks have been completed well. By the end of June, the individual saved 13.xxxx yuan, completed the annual task of 9xxxx; recovered the normal loan 3xxxx yuan, completed the annual task of 8xxxx, overcharged xxxx yuan over the same period last year; recovered the overdue loan 1xxxx yuan, completed the annual task of 22xxxx, More than the same period last year, 5.xxxx yuan; 2xxxx yuan for recovering sluggish loans, 5xxxx for completing tasks, 1.xxxx yuan more than the same period of last year; recovering bad debts 80xxxx, completing 13xxxx of annual tasks; recovering interest 4.xxxx yuan 29.xxxx completed the annual task, which was 2.xxxx yuan more than the same period of last year; the loan was 5xxxx yuan, and the annual task was 8xxxx, which was 2xxxx more than the same period of last year.

The so-called "gold is not barefoot, people are not perfect", while achieving a little achievement, I also have the following shortcomings: First, sometimes the work is not enough, can not let go; second is in Sometimes it is more urgent to deal with some things; the third is not familiar enough with some business skills, especially accounting business.

In the future work, I will carry forward the achievements, overcome the shortcomings, and work hard in the following directions:

1. There is no end to the mirror, the development of the times is changing rapidly, and the knowledge of various disciplines is changing with each passing day. I will continue to work hard to learn a variety of financial theory knowledge, and to guide the practice to better meet the needs of industry development.

2, skilled in mastering various business skills, especially computer operations, accounting business and other skills in order to better practice the "three rural" service purposes, I will continue to improve their own through more reading, more learning, more training Business skills.

3, "study is good at diligence and absurd", practice is the basis for continuous progress. I will continue to exercise my courage and courage through practice, improve my ability to solve practical problems, and gradually overcome irritable emotions in the process of practice, and actively and enthusiastically treat every job.

In short, the short one-year probationary period is a year in which my life's role has changed. It is my year of continuous growth. It is also a year in which I am familiar with, familiar with, and willing to contribute to the rural financial industry.