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Agricultural Bank of China Mortgage Loan Agreement

County and township agreement word number

The contract was signed and fully complied with by the Agricultural Bank of China County Branch Office and fully negotiated.

First, from the date of the year to the day of the month, the borrower provides the borrower's loan element. The loan and repayment plan is as follows:

┌────────────────────────┬────────┐
│ Instalment Loan Project │ Instalment Repayment Plan │
├──────┬────────┬────┬────┼────┬───┤
│ Date │ Amount │ Interest Rate │ Use │ Date │ Principal │
├──────┼────────┼────┼────┼────┼───┤
│ │││││ │
├──────┼────────┼────┼────┼────┼───┤
│ │││││ │
├──────┼────────┼────┼────┼────┼───┤
│ │││││ │
├──────┼────────┼────┼────┼────┼───┤
│ │││││ │
├──────┼────────┼────┼────┼────┼───┤
│ │││││ │
└──────┴────────┴────┴────┴────┴───┘

Second, the lender shall provide loans to the borrower on time and in accordance with the amount. Otherwise, the borrower shall be liable for liquidated damages according to the amount of default and the number of days of extension. The calculation of the amount of liquidated damages is the same as the penalty for overdue loans, which is ___%.

Third, the loan interest rate bears interest at the current interest rate of bank loans. In case of adjustment, it is calculated according to the adjusted new interest rate and interest-bearing method.

Fourth, the borrower shall use the loan in accordance with the agreement and shall not transfer the use. Otherwise, the lender has the right to stop issuing new loans until the loan has been repaid.

Fifth, if the borrower fails to use the money according to the prescribed time and amount, the borrower must pay the lender's liquidated damages. Liquidated damages are calculated based on the amount of borrowings and days, based on the __% of the borrowing rate.

Sixth, the borrower guarantees to return the principal and interest of the loan according to the time limit set by the loan contract. If an extension is required, the borrower will file an application for extension no later than 3 days before the loan expires, and the extension will be processed with the consent of the lender. However, the extension may not exceed half of the original period. The lender has not agreed to postpone the loan with or without the extension procedure, and imposes a penalty interest.

Seventh, the borrower shall use the value element as the collateral for the loan and shall be kept by the lender. The notary fee is borne by the borrower.

Eighth, one month after the loan expires, if the borrower does not return the loan, the lender has the right to dispose of the borrower's principal and interest as the mortgaged material and property in accordance with the legal procedures.

Ninth, this Agreement is in one copy, each of the borrowing parties shall hold one original and one notary public.

Tenth, this Agreement shall have the force of law from the date of signature by both parties.

┌────────────┬──────────┬──────────┐
│ Borrower │ Loan Party │ Notary Unit │
│Loan Unit│Loan Unit│Notary Office│
│Responsible person │ Approval team leader │ Notary public │
│Manager │ loan officer │ │
└────────────┴──────────┴──────────┘
Signing date: year, month and day
Signing place:
Note: The type of loan is filled in by the space between the “borrower” and the loan.

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