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Property mortgage contract


Numbering
Lender:
Borrower:

In order to obtain the loan, the borrower shall sign the property mortgage contract in order to ensure the safety of the loan. The two parties are guaranteed to abide by the following provisions on the premise of abiding by national laws and credit policies:

Article 1 The borrower voluntarily mortgages the property owned by the unit as the loan collateral to the lender: including fixed assets; liquid assets that can be sealed, securities of value; other yuan, the estimated present value is 10,000 yuan. The maximum mortgage period is no more than one year. That is, from the date of the year and the year to the end of the year, the lender agrees that the maximum loan amount of the borrower should be 10,000 yuan based on the collateral of the borrower, subject to the stipulation that the mortgage rate should not exceed 70% of the present value. Within this quota, according to the Industrial and Commercial Bank of China loan method and credit policy, you can apply for a loan at one time, or apply for a loan in a separate period. During the mortgage period, you can apply for a loan after the loan is returned, but the loan period must not exceed the mortgage period.

Article 2 With the consent of the lender, the mortgaged property held by the borrower is listed in the mortgage list. During the mortgage period, the borrower can continue to use, keep it, and be responsible for maintenance and repair. The expenses will be borne by the borrower. The collateral held by the borrower shall not be sold, transferred, leased or otherwise mortgaged without the consent of the lender. During the mortgage period, if the collateral used by the borrower is damaged, lost or deteriorated, the borrower shall be responsible for it, and within 10 days, the lender shall notify the borrower to provide other equivalent assets as collateral, or by the lender. The corresponding loan amount is reduced. The collateral held by the lender listed in the mortgage list shall be handed over to the lender for safekeeping at the time of signing this contract.

Article 3 When the borrower fails to pay off the principal and interest of the loan on time, the lender has the right to deal with the collateral and recover the principal and interest of the loan. If the collateral is insufficient to recover the principal and interest of the loan, the borrower applies other funds for return.

Article 4 During the mortgage period, if the securities serving as collateral are due to be cashed, the borrowers and the lenders shall jointly handle and repay the loan.

Article 5 During the mortgage period, if the price of the mortgage decreases, the lender shall lower the amount of the loan accordingly.

Article 6 The collateral must participate in property insurance. In the event that the insurance company does not agree to insurance or renewal, the borrower shall find another guarantor of the accidental property loss. During the mortgage period, the collateral insurance expires, the borrower shall be responsible for renewing the insurance, and the insurance policy of the renewal shall be kept by the lender. In the event of disaster losses, the borrower must return the principal and interest of the loan with the insurance claims.

Article 7 The expenses for insurance, appraisal, registration, transportation, custody and contract notarization of collateral shall be borne by the borrower.

Article 8 The lender has the right to supervise and inspect the collateral held and used by the borrower at any time, and the borrower must guarantee assistance at work.

Article 9 If a mortgage contract needs to be changed or cancelled according to law, it must be agreed by both the borrower and the lender. The original mortgage contract continued to be valid until the negotiation was completed.

Article 10 When a borrower merges or splits, the changed party shall bear or separately assume the obligations of performing the contract and enjoy the rights it deserves.

Article 11 The borrowers and the lenders shall agree to increase the following terms according to the actual situation:

Article 12 This contract shall have legal effect after being signed by both the borrower and the lender, and the borrower shall return the principal and interest of the loan in accordance with the contract, and the collateral shall be returned to the borrower, and the contract shall be automatically terminated.

Article 13 This contract is made in triplicate. Each party to the notary and the notary office shall have the same legal effect. And stored with the loan contract.

Attached file: 1. A list of collateral.
2.
3.
4.
Official seal of the borrower: official seal of the lender:
Legal representative: Legal representative:
Year, month, day, month, day

Attachment: List of collateral
Mortgage contract number
unit: yuan
┌────────┬────────────┬─────┬───────┐
│ Company Name││Economic Nature│ │
├────────┼────────────┼─────┼───────┤
│Address││ Phone│ │
├───┬─┬─┼─┬─────┬──┬─┼──┬──┼───────┤
│ collateral │ regulation │ single │ number │ book value │ mortgage │ discount │ mortgage │ deposit │ insurance policy │
│ │ │ │ ├ ┬──┬──┤│扣││├───┬───┤
│Name│格│位│Quantity│Original value│Net value│Current value│Rate│Value│Location│Insurance│Starting and closing │
│ │ │ │ ││││ │││Number│Time│
├───┼─┼─┼─┼──┼──┼──┼─┼──┼──┼───┼───┤
│ │ │ │ ││││ │││ │ │
├───┼─┼─┼─┼──┼──┼──┼─┼──┼──┼───┼───┤
│ │ │ │ ││││ │││ │ │
├───┼─┼─┼─┼──┼──┼──┼─┼──┼──┼───┼───┤
│ │ │ │ ││││ │││ │ │
├───┼─┼─┼─┼──┼──┼──┼─┼──┼──┼───┼───┤
│ │ │ │ ││││ │││ │ │
├───┼─┼─┼─┼──┼──┼──┼─┼──┼──┼───┼───┤
│ │ │ │ ││││ │││ │ │
├───┼─┼─┼─┼──┼──┼──┼─┼──┼──┼───┼───┤
│ │ │ │ ││││ │││ │ │
├───┼─┼─┼─┼──┼──┼──┼─┼──┼──┼───┼───┤
│ │ │ │ ││││ │││ │ │
└───┴─┴─┴─┴──┴──┴──┴─┴──┴──┴───┴───┘

The property listed above has been insured by the insurance company and will be renewed by the borrower upon expiration. The insurance documents are kept by the lender. After negotiation between the two parties, the mortgaged property listed in this list shall be kept or sealed in the __ party and shall be managed according to the contract.

Debit official seal: Credit official seal:
Legal representative: Legal representative:
Manager: Manager:
Year, month, day, month, day

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