Deputy Director of Credit Union, competing for speech

Part 1: The Deputy Director of the Credit Union is competing for a speech

Dear leaders, colleagues:

Hello everyone.

My name is ***, I am 28 years old, I have a college culture and I am working for 10 years. The position I am competing for is the Deputy Director of the Credit Union.

Since I joined the work, I have been working in a credit union. He has worked in savings, cashier, accounting, post-supervision, credit management, etc. He has experienced different positions and various business exercises and has rich practical experience.

Especially since I worked in credit management, I

Under the leadership of the director, starting from the strict implementation of the system, we will firmly grasp the three links of pre-lending investigation, loan investigation and post-loan inspection, and comprehensively understand the loan enterprises and individuals from all angles and perspectives to ensure the quality of loans. Steadily improve. At the same time, in the process of collecting interest, I and my colleagues, do not care about the boss "hard", temper, not afraid of the road is difficult to walk, people are difficult to find, do not abandon the small amount of money, less interest, often wearing stars to wear the moon, sleepless nights, more Good completion of various tasks, for the benefit of credit unions, and made great contributions to the competition.

Of course, I also got a lot in the process. Not only learned business knowledge, mastered operational skills, improved work ability, but also learned the way of doing things, doing things, and discovering their own life values ​​and goals. It can be said that the leaders and comrades are very kind to me, and the big family of credit unions feels like the sea. I can't give up the rural credit cooperatives, and there is no reason to not report them.

The competition organized by the Credit Union is not only an examination room for testing the results of the decade, but also an opportunity to repay the love of leaders and comrades. Therefore, I held my hands and supported and decided to sign up for the competition of the Deputy Director of the Credit Union.

Here, I would like to take this opportunity to talk about my understanding of the Deputy Director of the Credit Union. The key is to handle two relationships:

First, handle the relationship with the director. As the deputy director, it is the assistant, supporting role and staff of the director. So, the first thing I have to do is to set my personal position and clarify my personal role. Adhere to the right to use power, not to be offside, not to dismantle Taiwan. Adhere to the strict self-discipline and take the lead in setting a good example. If you are unfavorable, you will not do anything that violates the rules. Dedicated to assist the director to grasp the benefits, concentrate on the cooperation with the director to promote development.

Second, handle the relationship with other colleagues. Although the deputy director is a managerial role, I must put the management in the service and regard the position of the deputy director as an opportunity for service. We must do everything possible to serve our comrades, find ways to do good work for the business, and spare no effort to serve the development of the credit union. Through the service to close the distance with employees, through service to improve the relationship with employees, through service to strengthen contact with employees, through the service to obtain the trust and support of employees.

Leaders, comrades, I can stand here today, with some confidence in success and preparation for failure. If the competition is successful, it is everyone's high opinion and weight. I will use the actual action and excellent performance to repay. If the competition fails, it is everyone's spur and correction to me. I must accept it with humility, seriously summarize and redouble my efforts. Tested in future work.

Leaders, comrades, before you, my age seems to be immature, my ability seems to be lacking, and my experience may be insufficient. I don’t think these are the key to me. The key is whether you can make a smart choice with a long-term perspective. Just give me some encouragement and give me a chance, I will definitely give you a surprise.

Thank you!


Part 2: Deputy Director of Credit Union Competition for Speech

Dear leaders, distinguished judges:

My name is XX, this year is XX years old, college culture, CCP member, assistant economist, and now deputy director of XX Credit Union, I plan to compete for the post of Deputy Director of Credit Union.

Just entering the second opening year of the 21st century, the Associated Press organized the competition for the director of the grassroots credit cooperatives, which injected a new vitality and vitality into the development of the county's letter and joint cause. In accordance with the requirements of the "Competition Scheme", I met the qualifications of the Deputy Director of the Credit Union and determined to be qualified for this position. First, since I joined the work, I have held positions such as ......... and accumulated a wealth of practical experience. Second, during the period of being the deputy director of the Credit Union, he was able to adhere to the theory and practice, and had a certain public foundation, and gradually cultivated his organizational ability, judgment ability and ability to coordinate various social relations.

If I can successfully compete for the Deputy Director of the Credit Union this time, I will unite a group under the leadership of the Association of Credit Unions under the correct leadership of the Associated Press, and be willing to be a green leaf and a supportive role in the grassroots and at the grassroots level. , constantly innovate work ideas and working methods.

My specific work ideas are:

First, do a good job of organizing funds, and strive to expand the total amount of deposits. First, cooperate with the director to organize the implementation of the "assessment of business objectives", encourage employees to carry forward the fine tradition of walking in the village, continue to expand the service connotation, and broaden the service sector. Second, the focus of deposit assessment is to increase the proportion of self-employed business and reduce the cost of deposits, to achieve the goal of total expansion and structural optimization, and to effectively solve the problem that the clever woman is difficult to be without rice. The third is to actively carry out the work of returning funds in the peak season. In the peak season of rural product purchases, timely contact with the party committee and government, and sent staff to the acquisition network to provide settlement services for farmers, to minimize the outflow of deposit funds, and stabilize the rural financial market.

Second, taking benefits as the center and promoting the improvement of operating efficiency. First, while ensuring that loan interest is fully collected, cooperate with the director to actively explore the development of intermediary business, try to collect, pay, purchase, sell and other intermediate businesses, continuously expand revenue channels, seize market share, and The collection will be closed and receivable. Second, in the "savings and expenditures" work, he set an example by shifting the focus of "savings and expenditures" from simple expenses to cost savings. While expanding the total amount of liabilities, he took the lead in adjusting the debt structure. The third is to strengthen the awareness of not having rules and rules, and take the lead in complying with credit operating procedures and internal management systems to ensure the steady development of the business.

Third, actively practice the service maxim of “Rural Credit Cooperatives is the best financial link to farmers” and earnestly do a good job in credit support. First, in accordance with the overall deployment of the Associated Press, cooperate with the “number one” to vigorously promote joint guarantee loans and credit village and household assessment activities, and effectively solve the problem of farmers' loan difficulties. During the year, we will strive to achieve more than 30% coverage of joint guarantee loans and 70 new loans. More than % take the joint guarantee loan method. Second, while supporting the adjustment of rural industrial structure and the construction of farmland water conservancy, we will actively expand channels for credit support and actively start business loans such as student loans and private economic loans. The third is to strictly implement the contact village and household activities proposed by the Associated Press, and through the implementation of the “enrichment project” to complete the historical responsibility of the rural credit cooperatives to “benefit the party”.

Fourth, make great efforts to clear bad loans and gradually resolve the old burden of history. First, in the work of collecting loans, timely report the difficulties and problems encountered to the party committee, and the party and government departments will come forward to seek substantive support. The second is to be flexible and diverse. By implementing measures such as enterprise management rights and village collective land contracting rights, we will revitalize corporate and village collective loans. The third is to select some of the data to conduct public auctions and use social relations to collect non-performing loans.

If I can't compete for the Deputy Director of the Credit Union this time, I will never be discouraged. I will be more scientific and more energetic, and I will devote myself to the new post work arranged by the Associated Press. I will do my job with enthusiasm. Work and realize your own life value with tangible actions.

Thank you for your leadership! Thank you for your review!


Part 3: Deputy Director of Credit Union Competition for Speech

Dear leaders, reviewers:

Hello everyone!

Here, I participate in the competition of the deputy director position with the attitude of ordinary people. First of all, we should thank the leaders for creating this opportunity for fair competition! Let me take this opportunity to introduce my main job resume. My name is ***, I am ** years old, high school culture, I am working in a credit union and working in the office. **** Year transferred to the ** credit union, as a business back office. ** Year transferred to the ** Credit Union ** branch, as the marketing manager. On the big stage of the socialist market economy, deepening reform and enhancing competition is a realistic choice for rural credit cooperatives to cope with WTO entry. This competition is an extension and concrete practice of the reform of the personnel system of our county association. It fully proves that the open, fair and just competition mechanism and talent selection mechanism of the rural credit cooperatives in our county have been established and successfully implemented. This is bound to be a credit cooperative. The reform and development have injected new vitality and vitality. In this competition, I actively participated, knowing difficulties and courageously competing. I believe that competition can show self, competition can find gaps, competition can promote learning, and competition can improve their overall quality and work ability.

I believe that I am in line with the deputy director's competitive conditions and have the determination and ability to do the job:

First, I have worked in the office, in-house, and marketing managers at grassroots credit cooperatives. I have a wealth of work experience and are familiar with the operational skills of various positions in credit unions. The local situation has a relatively comprehensive understanding, the people have a broad base, and have established good cooperative relations with the leaders of the enterprises. They have a harmonious relationship with the local party committees and government leaders, and have better coordination with the local work departments and the external environment is favorable.

Second, during my time as a clerk of the ** branch, under the correct leadership of the branch, through my unremitting efforts, I exceeded the mission objectives and reached the highest level in history. Due to her outstanding work performance, I was personally named by the ** Society as an "advanced individual" in 20XX.

The third is to continuously strengthen self-charging, and strengthen business learning, which has improved my political and cultural accomplishment and organization and coordination. Ten years of work have made me deeply feel that opportunities and challenges coexist, and success is with the bitterness. Participating in this competition, I would like to know myself in the truth-seeking and pragmatic, constantly pursue in the positive and enterprising, realize the value in the hard work and dedication, and perfect myself in the market competition.

If I am fortunate enough to compete for the position of deputy director, I will do the following work under the leadership of the social leadership and with the support and help of my comrades:

First, realize the transformation of roles and ways of thinking as soon as possible to meet the needs of work. After becoming a deputy director, it is different from the past. Every job needs to be ahead and ahead, and the honor and personal interests will be given priority. Unite every comrade. It is necessary for the comrades to establish a service consciousness that is willing to take the lead, and to be a good actor, and then be a good director. Change the way of thinking from the original "Leadership, do your best" to the "know what to do, how to do well" way.

Second, under the leadership of the director, establish a global concept and maintain the core and authority of the social leadership team. As a good "first-hand" assistant, Gandang green leaves, willing to play a supporting role, work hard to do their best, take the initiative to cooperate, assist, encounter problems, come up with ideas, find ways, grasp implementation, and constantly innovate work ideas and working methods, to be strict In the self-discipline, united comrades, fair and honest, honest and honest, truth-seeking and pragmatic, pioneering and enterprising, grasping the work in place is not offside, replenishing Taiwan without dismantling, adapting to the new working environment with a new attitude, and pushing the business development of the Society to a new journey.

Third, assist the director to do a good job in politics, business learning, external image, and strong internal quality. Give full play to the enthusiasm of each comrade, listen to your opinions, and strive to make the comrades of the whole society ideologically united, aiming in the same direction, synchronizing in action, and doing business together. Leading by example, establishing a sense of quality and accomplishing various tasks together. While assisting the director to do the above work, he must also make more efforts in his work ideas, work content and working methods, and strive to develop and innovate. If there is competition, there will be pressure. If there is pressure, there will be motivation. If we say that through competition, I can get what I want. I will feel that the post is hard-won and I cherish it. If you lose the election, it means that I have a gap with other comrades. I will summarize my own deficiencies, find gaps, study hard, work hard, constantly improve my own quality, treat leaders correctly, treat comrades correctly, and treat myself correctly. The ancients said well: "People don't boast about their ability because of their spurs, but they can't fall because of their frustration." So, I want to say: "Today we are going to be successful participants, then tomorrow we will be the winners of participation." If you can't do it well, can I be qualified as the deputy director, the employees have a lot of thoughts, the leaders have the scales in mind, and there are standards in the judging. In any case, I will face it calmly and take this opportunity to thank my superiors for their care and cultivation over the years. Thank you for judging me to judge!

thank you all!


Part 4: Deputy Director of Credit Union Competition for Speech

Leaders, judges, colleagues:

Hello!

First of all, I would like to thank all the leaders and colleagues for giving me the opportunity to compete for the qualifications of the middle-level cadres of the County Association.

For me, everyone may not be strange. But on such an occasion, let me introduce myself first. My name is Li Hong, 30 years old, with a bachelor's degree. I joined the credit union in 20XX. I have served as a cashier's cashier and loan officer. I have been a member of the Associated Office since the beginning of the year. . Below, I mainly talk about the purpose of my competition, my feelings about coming to work, and my understanding and understanding of middle-level positions.

First, the purpose of participating in the competition

The competition speech conference is a further deepening of the reform of the personnel system of our county and another concrete practice after the work of “three appointments and two appointments” in October 20XX, which fully proves the open, fair and just competition mechanism of the county rural credit cooperatives. The talent selection mechanism has been established and successfully implemented. I participated in this competition for two purposes: First, I want to show my ability. I have been to the city association for more than half a year, and I have adapted to the working environment of the city association. I am not trying to compete with anyone. Second, I want to make a real understanding of business and good through the participation of me and all of you here. Excellent talents with management and talents stand out from the crowd, and establish a young, knowledgeable and professional cadre team to promote the rapid development of credit cooperation in our county. I hope that this will be effective.

Second, how do you feel about the work of credit unions in the past few years?

I have been in the credit union for seven years. In my work, I mainly have the following feelings:

1. The seven years of my work are seven years of continuous reform of rural credit cooperatives. For new things, people always have a process of never recognizing knowledge, accepting and executing, and I have also experienced such a process. In the past few years, we have clearly realized that the work pressure is great, the cost management is strict, and the wages are not easily obtained on a monthly basis; but we are also delighted to see that after seven years of reform, the credit union’s operating efficiency is steadily Improve, the development of stamina is growing, as long as we work hard, the rice bowl in our hands will be very stable. Our reforms are correct and fruitful.

2. The seven years of my work are seven years of hard work. At the grassroots credit cooperatives, I worked hard to learn the various business knowledge of abacus, banknotes and credit unions, and humbly consulted other comrades, trying to make myself a "all-rounder"; after transferring to the county association, I seriously studied professional knowledge. Constantly improve the level of their own writing, and do a good job for the leadership, for the various departments, for the grassroots credit cooperatives. In addition, I made full use of my spare time to strengthen my studies, and successfully won the national higher education self-study exam financial professional college degree, so that my business quality and cultural quality have a new improvement.

3. The seven years of my work are also seven years that I am gratified. For several years, I have been growing under the care, support and love of my leaders and colleagues. Everyone cares and guides me in my work, cares and takes care of my life. I only return the trust and expectation of everyone to me as a motivation for work. It is based on this. No matter which position I work in, I am down to earth. Work hard and have no complaints. In the past few years, I have published more than 30 newsletters and news reports in many newspapers and magazines such as The Daily, Evening News, and China Rural Credit Cooperation. How did the rural credit cooperatives understand and support the development of agricultural industrialization? Three papers were exchanged and promoted by the People's Bank of China, and won the award. In the year, I was rated as “advanced individual in information work” by the county party committee and county government for two consecutive years, and won the title of “advanced worker” at the county level for three consecutive years. It was rated as “Advanced Individual in Office Work” by the Municipal Association. In this regard, I sincerely thank all the leaders and comrades who support me and trust me!

Third, my understanding and understanding of the position of the middle-level cadres of the county association

I work in the City Association. I am mainly responsible for the reminders and assessments. I have the opportunity to get in touch with the various businesses, understand the functions and specific work contents of the various departments, and have a deeper understanding of how to be a middle-level cadre. Understanding. I hope that I can get further exercise in this position. I believe that to be a middle-level cadre of an organization, the following points should be made:

First of all, you must position yourself, recognize your responsibilities, and be a good commander and assistant.

The middle-level cadres can be said to be "heads of the soldiers", and they are leaders of the association and the general employees and grassroots credit cooperatives. They are both managers and clerk. In the work, you should position yourself and work within your own responsibilities and leadership. At the same time, it is necessary to maintain a high degree of consistency with the in charge of the leadership in the work, to ensure that Taiwan is not dismantled, that it will not be blindly obedient, that it will not be in violation of position, that it will not compete, and that it will not be overwhelmed by the staff and assistants of the leadership of the Association.

Second, there must be a global concept

As the internal organization of the association, the organs of the department are interrelated, and no department can carry out independent work independently from other departments. Therefore, as a middle-level cadre, we should cultivate our own overall concept, stand on the perspective of leadership, look at issues from the perspective of the association, think about problems, and look at the big picture. It is necessary to communicate and coordinate with other departments, so that all departments can form a joint force and do a good job in the joint work of the association.

The third is to have high professional quality and management experience.

As a person in charge of the department, it is necessary to know all the work of the department, and to be competent in the professional work, to have sensitivity and insight. For example, the head of the business department should be able to accurately analyze the reasons for the increase and decrease according to the changes in the numbers, and take effective measures to consolidate the achievements or to reverse the backward situation as soon as possible. At present, there are few staff members in each department, and the workload is large. It is necessary to rationally allocate the staff of the department, give full play to each person's expertise, and fully mobilize the enthusiasm of the staff of the department. At the same time, it is necessary to arrange the complicated work of the department, and deal with it calmly and calmly. Make the work of the department work in an orderly manner.

Finally, we must do a good job of unity and cooperation.

Unity is strength, a cause, a job, and it can only be done well if we are united by everyone. As a middle-level cadre, especially to be united. In the work, we must pay attention to discovering and learning the advantages of others, finding and correcting our own shortcomings, knowing the general situation, taking care of the overall situation, truly achieving ideological concentricity, aiming in the same direction, synchronizing actions, doing business together, and speaking about major events. Principles, small things, style, unity and unity, work together to enhance the cohesiveness and combat effectiveness of the department.

Fourth, I think that I have participated in this competition and have the following basic conditions:

1. I am a student of academic level. I am a professional. I have obtained the qualification of junior professional titles in finance for the first half of the year. China has joined the WTO. If rural credit cooperatives want to be invincible in the fierce financial competition in the future, there is an urgent need for cadres with higher cultural level and modern financial theoretical knowledge and practical experience. I think that they have basically had this.

2. I have three years of grassroots work experience and three years of experience in the association. In particular, I worked as a staff member, which enabled me to learn more comprehensive business knowledge, accumulated a certain amount of management experience, and developed a habit of thinking and thinking.

3. I have been working in the city association for more than half a year. The high-level management of the city association and the orderly procedures have made me further exercise. At the same time, under the influence of the leaders of the city associations in analyzing problems, dealing with problems and rigorous work styles, and under the strict requirements of me, I think that they are in management, in the height and depth of the problem, and in the strategy of dealing with problems. There has been a great improvement in this, which will definitely help me in my future work and will enable me to do the duties that a middle-level cadre of a county association should perform.

4. I have a rigorous and pragmatic style of work and a strong professionalism.

Secretarial work is an unnamed cause. It does not show up in front of people, but after hard work, people often work overtime and life is not regular. In addition, there are many temporary work in the office, more urgent tasks, and more important tasks. This has enabled me to develop a habit of rigorous and meticulous work, steady and quick, and overall arrangement, striving to achieve no backlog of work, sometimes busy at work. Come over, I would rather work overtime at night and finish it on time.

I have worked in the Associated Press for six years. I think leaders and everyone can have a relatively thorough understanding of me. I also believe that everyone will have a fair evaluation of me.

thank you all!


Part 5: Deputy Director of Credit Union Competition for Speech

Dear leaders and colleagues:

Hello everyone! First of all, I would like to thank the Associated Press for giving me this opportunity to show myself. I participated in this competition with the most sincere feelings for the credit union. The position I am competing for is the deputy director of the sales department of the association. This competition is an opportunity and a challenge for me.

First, let me introduce you to my personal basic situation:

Although everyone knows me, I still want to introduce myself seriously, competing people xxx, born in December XX, college culture, XX years to participate in the work of the credit union, has been in the × × credit union, the original × × credit union, The Associated Business Department is engaged in cashier and credit work, and is currently a loan officer of the sales department. During this period, I passed the **** college entrance examination in XX and entered the economics major of Hunan XX University for two years. I graduated with excellent results in June last year. I would like to thank the association again. I cultivate and care, and at the same time promise to my comrades that I will do my best to contribute to our society in the future work.

Second, the reason for my competition.

1. Political thinking is excellent and moral quality is noble. Although I am not a member of the ****, I can always strictly demand myself with the standards of the ****, and I was rated as an "active member of the party" during the school. Activities, exercised myself, and increased my knowledge. I have carefully studied the spirit of Deng Xiaoping Theory and the "Three Represents", loved the society, loved my own work, and had a strong sense of professionalism and responsibility. Resolutely stand on the opposite side of the ugly phenomenon of society.

2, the business quality is good, willing to research and innovation. I walked step by step from the grassroots level, familiar with every corner of the credit union, engaged in cashier and credit work. Although I have not worked in accounting, my secondary school is studying accounting major and has a certain accounting foundation. In the past 6 years, I have patiently and humbly, theory and system to study and study the skills and qualities of various types of credit cooperatives, and constantly pursue the most efficient working methods, so that I can become a qualified "letter".

3. Have a certain legal basis. During college, I studied law. I have been studying and researching the laws that are used daily by credit unions, such as the Civil Procedure Law, the Guarantee Law, the Contract Law, etc., and I have to be myself a layman. Becoming an insider, I will also do my best to make the business department operate in a more regulated environment and also use the law to protect our rights and interests.

4, behave properly, and dare to take responsibility. In the past 6 years, I have not had any conflicts with my comrades. On the contrary, I have gained the trust and support of many comrades. This is mainly due to the fact that I have rules and regulations, I have suffered hardships, I have suffered from grievances, I am not afraid of wit, I am open-minded, and my colleagues are Get along with each other and work together.

Third, if the organization committee takes my heavy responsibility, then my work plan and measures are:

1. Do a good job of teamwork and the solidarity of all employees, and work hard to assist the director in completing various tasks, making suggestions and sharing problems. Focusing on the overall situation and focusing on efficiency, we give full play to the subjective initiative of each employee, so that each employee can create the highest benefits while realizing personal value.

2. Improve the concept of loan marketing, increase marketing efforts, and ensure the quality of loans. It is necessary to cultivate a healthy and positive marketing concept, so that comrades realize that marketing loans are of vital importance to the survival of credit unions, and thus greatly improve the service level of marketing loans. We must also strictly control the issuance of loans, do a good job of pre-lending investigations, loan time review and post-loan inspections, clarify the responsibilities that should be assumed in each link, and implement the separation of trial and loan and the grading approval system. At the same time, we will “go out”, extensively contact with the society, familiar with the market, adapt to the market, and continuously introduce new credit projects to meet the needs of creditors, cultivate gold customers, serve the society, and fully demonstrate the safety, liquidity and efficiency of loans. .

3. Do a good job in organizing funds. Deposit is the life of our company. There is no deposit to borrow. In order to expand the total amount of deposits, we must cooperate with the director to implement various methods, continuously expand the service connotation, improve service quality, expand service areas, and firmly support electronicization. Others improve efficiency and facilitate customer construction; second, improve the deposit assessment mechanism, focusing on self-running business and reducing deposit costs, achieving the goal of total expansion and structural optimization, and effectively changing the current financial constraints; Actively carry out the work of returning funds in the peak season, minimize capital outflows, and stabilize the rural market.

4. Take the lead in doing a good job and gradually resolve the historical burden. Flexible and diversified collection, establish a non-performing loan account, and achieve one-to-one policy, conscientiously manage the credit assets; work hard, reflect the focus of work on the first line of revitalization, and strive to minimize the non-performing loan ratio.

5. Implement internal control system and establish a sound management mechanism so that all employees can perform their duties and perform their duties, with clear rewards and punishments. Establish a fair and transparent assessment mechanism to reflect the essence of distribution according to work, do a good job, do different things, do more and more different, and mobilize the enthusiasm and creativity of all employees.

6. Create the corporate culture of the sales department so that it has thoughts and souls, thus becoming a model and a banner of the county credit cooperatives, and truly plays a leading role.

What is not important is not important. The important thing is to do well. If this competition is not successful, I will not be discouraged. I will redouble my efforts to study, constantly improve myself, identify gaps and gaps, and work diligently to do my own job.

thank you all!