Credit union director competing for speech
Part 1: The Director of the Credit Union is competing for a speech
Dear leaders and comrades:
Hello!
I, 27 years old, bachelor degree, assistant economist, graduated from the finance department of Nankai University in 20XX, and joined the rural credit cooperatives in the same year. He used to be a cashier in the credit union, an accountant, and a statistician in the original fund organization department of the Associated Press. He is currently a credit society.
First of all, I would like to thank all the leaders for their trust in me and give me the opportunity to compete for the Director of Internal Affairs. The reason why I participated in the competition for the Director of Internal Affairs is because I have the following four advantages:
First, it has a wealth of financial theory knowledge. I was admitted to the Finance Department of Nankai University in 20XX. In the past four years, I have studied courses in monetary banking, basic principles of accounting, and credit management. I have laid a solid foundation in financial theory. I have been working for five years. I will not forget to enrich myself, persist in learning, do middle school, base my duties, diligently study, constantly enrich myself, improve myself, improve myself, and further improve my theoretical level. Errors and mistakes have successfully completed the tasks assigned by the leadership.
Second, it has a strong ability to work. I am down-to-earth and honest in my daily work. "He is sincere, and the road is right," after years of study and exercise, his organizational coordination, analysis and judgment, ability to respond, writing organization, social communication skills. There has been a big improvement. Proficiency in the accounting operation process and computer new business operations, able to independently complete the accounting of the credit union, the work ability has been affirmed by leaders and colleagues.
The third is to have a strong sense of professionalism, enterprising spirit and pioneering and innovative. I fully realize that only reform and innovation are the vitality of the development of rural credit cooperatives. Only in the fierce competition can we continue to grow and develop in order to promote the further improvement of management level and operational efficiency. It is because of this understanding that I deeply feel that my responsibilities are great in accounting jobs, and I firmly believe in the good work, and urge me to love my job, cherish my position, work conscientiously, meticulously, seriously. Do every job well.
Fourth, I am young, strong, healthy, energetic, and have a good age advantage. Strong ability to accept, sensitive to new business, able to work creatively, enter the role quickly, and have the confidence, determination, and ability to successfully complete the tasks assigned by the superior under the correct leadership of the leadership of the association.
Competition is not for contention. Competition is to give full play to their own level, to reflect their own abilities and achieve self-worth. If the competition is successful, my work idea is: Resolutely obey the superior leadership arrangement, actively cooperate with the work director, take reform and innovation as the driving force, based on sound rules and regulations, and improve management as the means to improve work quality and economic efficiency. Be a good assistant, staff, truth-seeking and pragmatic, and work creatively.
First, according to the needs of business development under the new situation, we will continue to enrich ourselves and improve ourselves. First of all, in theory, we must carefully study political, economic and financial theory books, further improve the theoretical level, and establish a correct world outlook, outlook on life and values. In the work, we must unswervingly implement the party's line, principles, and policies, strictly discipline ourselves, be honest and honest, and have a firm political stance. Secondly, formulate learning plans, learn the necessary management knowledge in a targeted manner, and have a deeper understanding of various rules and regulations, operational procedures and business knowledge. The theory is linked to the actual situation, and the knowledge learned is fully applied to the work, and the quality of the business is continuously improved. Ability to work.
Second, focus on improving economic efficiency, increase internal control management, improve post responsibility system, and adapt various rules and regulations to business operations. Strictly follow the deployment arrangements of the Associated Press, focus on management, benefit as the goal, correct business ideas, strengthen efficiency awareness, improve internal control, strengthen three defenses and one guarantee, strengthen inspection counseling and audit supervision, ensure standard and safe management, and operate Strengthen the inspection of the system implementation of the outlets and the management of important certificates to promote the continuous improvement of economic benefits.
Third, do a good job in employee business learning, organize technical training, and improve the quality of all staff. The rapid development of new business requires the continuous improvement of the quality of employees. On the basis of earnestly caring about the work and life of employees, we should use all the time and opportunities to do a good job in the political and business learning of employees, organize the training of post-technical training, and urge employees to seriously study relevant financial theories and financial knowledge, broaden the service field, and enhance service functions. To provide better financial services to the society.
Fourth, give full play to their theoretical advantages and strive to achieve business objectives. It is necessary to provide leaders with timely completion of various operational indicators and analysis of data to provide reliable data and effective evidence for leadership decision-making. According to the changes in actual business conditions, we will propose targeted measures at any time to achieve the ultimate realization of business objectives.
Dear leaders, as a university student, according to my current theoretical knowledge, academic level, business practice and work ability, I already have the necessary conditions for a director of internal affairs. Please ask leaders, judges and comrades, according to me. The performance, quality and performance of the work are evaluated and scored, let me realize the good wishes of my heart with the bell of the New Year. Like our letter of business, we have a good start in the new year!
thank you all.
Part 2: Director of the Credit Union competes for the speech
Dear leaders, distinguished judges:
My name is XXX, I am XX years old, college culture, member of the Communist Party of China, political engineer, and currently the director of XXX Rural Credit Cooperative.
On the big stage of the socialist market economy, deepening reform and enhancing competition is a realistic choice for rural credit cooperatives to cope with WTO entry. In the second opening year of entering the 21st century, the municipal bank and the office carried out the competition for the deputy director of the association with a forward-looking vision, which is bound to inject vitality and vitality into the reform and development of the rural credit cooperatives in the city. I believe that I am in line with the qualifications of the deputy director of the Associated Press and have the determination and ability to perform this position. First, I have worked as a loan officer and accountant in grassroots credit cooperatives. Since the establishment of the association, I have served as a joint audit. The chief of the department and the director of the sales department have rich experience in work and are familiar with the operational skills of various positions in the credit union. Second, during the period of XXX Credit Union, the total amount of deposits and loans increased by 10,000 yuan and 10,000 yuan respectively before I took office. It became the pillar of support for the rural economic development of XXX Town. I have been rated as a city-level youth post for four consecutive years. Municipal advanced workers. The third is to continuously strengthen self-charging, and has participated in examinations such as academic education and professional titles, which has improved my political and cultural accomplishment, organization and coordination. I am planning to compete for the deputy director in charge of business.
In accordance with the requirements of the term of office, my work objectives are:
In the same year, the deposits of the whole society increased by 120 million yuan compared with the beginning of the year, the loan increased by 15,000 yuan, and the deposit and loan increments ranked first among the county's financial institutions; the non-performing loan activity was increased, and the non-performing loans decreased by 30 million yuan compared with the beginning of the year. Double-dwelling loans decreased by 3 million yuan; vigorously develop intermediate business, which increased the proportion of intermediary business income by 2 percentage points; strived to increase capital adequacy ratio, and increased various stocks by 3 million yuan during the year; While meeting the needs of rural economic development funds, the loan was strictly controlled, and the new loan recovery rate reached over 99%.
In order to accomplish the above work objectives, I plan to implement the following four projects:
First, the implementation of capital expansion projects. In the work of deposit organization, I will firmly establish a sense of efficiency, encourage all members to carry forward the fine tradition of Sanqin and Sishang, focus on low-cost deposits, and continue to expand self-operated deposit business, and strive to reduce operating costs. At the same time, firmly establish a sense of service, encourage loan officers to seize the favorable opportunity to order agricultural and sideline products for agricultural use, and adhere to the principle of absorbing and storing large amounts of small sums of money, zero banknotes and residual coins, and do a good job in the service of the door-to-door service. Do a good job in settlement services to maximize the occupation of rural financial markets.
Second, the implementation of the project to enrich the people. In the work of supporting agriculture, I will work closely around the center of the director. Under the premise of government planning and voluntary participation, as long as the industrial structure policy is met, the funding problem will be guaranteed to the maximum extent, and how much the farmers need to put. What kind of financial services farmers need, they will be guaranteed in a timely manner, and with practical actions, the practice of rural credit cooperatives is the best service motto to link farmers' financial links. In support projects, from focusing on supporting the growth of quantity to supporting the standard of efficiency, from supporting a single link of agricultural products to supporting the one-stop cultivation and processing, integration of trade and industry, agricultural production, supply and marketing, and stimulating the pace of rural industrial structure adjustment.
Third, the implementation of funds revitalization project. First, clear responsibility, the original source. Non-performing loans that are formed by the rural credit cooperatives themselves will be held accountable for the responsible persons and will be implemented in strict accordance with relevant financial laws and regulations. Second, under the premise of obtaining the support of the party committee and the government, the company will continue to innovate and clear the collection method, and can implement the enterprise management right, and revitalize the loan by legally obtaining its management right; The third is to maximize the collection of non-performing loans through the use of all social relations and forces.
Fourth, the implementation of intermediate business projects. In the work, I will make full use of our advantage of being close to the countryside and dealing directly with farmers, continuously strengthen financial innovation, and gradually explore some intermediary businesses such as sales, agency, leasing, and custody, and compare with other financial institutions for quality services and settlement methods. , continue to make the middle business cake bigger.
The idea is the foundation of development, and the idea embodies the power of development. If I am lucky enough to compete for the deputy director of the joint management business, I will be closely united around the director of the association. I will be the assistant of the top leader, be willing to be a green leaf, be a supporting role, and constantly innovate my work ideas and working methods. Adapting to a new working environment with a new attitude, pushing the business development of XXX Associated Press to a new journey.
If I am hired this time, I will never be discouraged. I will work harder and work harder to promote the two civilizations of XXX Credit Union to a new level and realize my own life value with tangible actions.
Thank you for your leadership, thank you for your review!
Part 3: The Director of the Credit Union is competing for a speech
Dear leaders, reviewers:
Hello everyone!
The reform of the personnel system of our society has adopted the open recruitment method for the director of the credit union, providing a fair competition opportunity for all cadres and workers. I am very supportive and actively participate in the competition. The director of the credit agency is competing for the speech. At the same time, we should also thank the leaders in the community. With a tolerant and stern heart and a pair of generous and powerful hands to help us embark on the journey of doing business, thank you all the teachers and comrades present, your encouragement and Helping me to participate in the competition with the courage to have a certain strength and confidence. thank you all!
Below, I will report my situation to leaders, judges and colleagues in three parts.
The first part, my personal basic situation.
My name is *, I am 39 years old, I am an accounting and loan officer from December 19 to 19*, and I am an auditor at the county credit cooperative from 19* to 19*; 19* to 20* years in the city. The credit bureau of the grade is a loan officer; the deputy director of 19* years; the deputy director of the county credit union since 20* years. In the work, I did a line, loved a line, and a line. I made certain achievements in every job, and I was repeatedly praised and commended by the leaders.
The second part, my competitive advantage.
The reason why I went to the podium today to participate in the competition of the director of the club, I think that I have many conditions for this position. I have the ability, confidence and determination to be qualified for this position. My main advantages are:
First, I am progressive in my thinking and have certain political qualities.
I have received a good tradition of education since I was a child, and I have cultivated a character that is bright, upright, and helpful. In peacetime, I pay attention to strengthening my self-cultivation, adhering to principles, obeying the law, improving my thinking, obeying the law, and being trusted by the leaders and colleagues.
Second, I have strong adaptability to work and have rich work experience and organizational management skills.
In retrospect, since I joined the work in 199*, I have worked in various positions and different roles such as accounting, loan officers, auditors, and deputy directors. It can be said that every change in the post is a rare experience for my life. It is an important improvement to my ability and a valuable asset to my life! Since the work, I have repeatedly exceeded the task indicators in the society. In dealing with various violations, due to proper handling, I have been repeatedly affirmed by the superiors. It can be said that many years of work practice have made me basically have the work ability and organizational ability required to be the director of the society.
Third, it has established a strong sense of responsibility for work and dare to work hard and be brave in innovation.
I was born in an ordinary family and deeply understand the truth that "Bao Jianfeng has been honed out and plum blossoms have come from bitter cold." My personal education, life and more than ten years of work experience have exercised my strong hard work and hard work. In order to complete the heavy work tasks, I often sleep and forget to eat and work overtime. And always work with the creed of "being clear and honest, doing things really." At the same time, the work in these years has also created a strong character that I have the courage to take responsibility and never give up. All of these provide a reliable guarantee for my work as a director.
Fourth, I am young and energetic. I am 39 years old. As a young and middle-aged person, I am emancipated, brave to explore, and full of reform and innovation. In particular, since I became the deputy director of the county-level credit cooperatives, I have broadened my thinking, broadened my horizons, enhanced the overall concept, and enriched my work experience. I believe that with a strong sense of professionalism, responsibility and exuberant energy, I will be fully committed to my future work.
Fifth, I have a strong sense of professionalism and meticulous work style. Everyone knows that the work of a credit union is different from other jobs, and it is not sloppy. In order to do all kinds of work, we must have a strong sense of responsibility and meticulous work style. During my time as deputy director, there has never been a mistake. I always devote myself wholeheartedly to the career I love, to do things with the truth, to be honest and clean. Since I joined the work, I have always insisted that "what can be done today will not be delayed until tomorrow, and things that can be done now will not wait until the future." In the course of doing all kinds of work, there has never been "there is still leadership above, anyway, the leadership still If you want to be able to perfuse and perfuse "the thoughts and practices, I have always used up my existing skills, and I can make enough efforts to make a difference."
Therefore, from the work style, I will be worthy of the trust of organization and leadership.
no one is perfect. Here, I am also willing to report honestly the deficiencies I have already recognized. There are two main points: First, the lack of knowledge structure is still obvious. At present, I am studying undergraduate and self-learning about law, writing, and management. I want to strive to become a comprehensive management talent who knows about marketing, management, and financial knowledge through gradual and progressive efforts. Second, because of the young, the experience of dealing with contradictions is not enough. I will fully rely on the rich experience and experience of veteran comrades, and humbly ask for advice and make up for it.
Leaders and colleagues are convinced that since I can recognize these deficiencies, I will be able to overcome them and constantly improve my personality.
The third part, work concept and job commitment.
If you are trusted by the leaders, judges, and colleagues, let me be the leader of the credit union director, I will live up to the expectations and do my duty, and strive to turn this trust of leaders and colleagues into a new starting point. Career opportunities. I must try my best to do the following:
First, sincerely talk about unity.
Years of work experience tells me that colleagues' time and good unity are more important than anything else. To this end, I will set my own position, in front of the leadership, all things are requested, more reports, more communication, unity and cooperation, and earnestly perform their duties. In front of colleagues, exchange more things, enhance friendship, and do a good job of unity, so that everyone can understand each other, trust each other, support each other, work together, and do a good job in the community.
The second is to strengthen the management of the department and improve various management systems.
I will continue to look for new ideas and new methods of work, actively carry out the management of the department, establish a sound internal management system, clarify the division of labor, and clarify responsibilities. Set the corresponding rules and regulations to enable employees to follow the evidence. Clarify the responsibilities of each position so that each employee knows what he needs to do and how to do it.
The third is to do a good job in asset quality, do business objectives, and actively reduce non-performing assets. To this end, I will work under the guidance of "five in place."
1. Position the position and change the role in place. As a director of a credit union, you must complete the tasks assigned by the organization without compromise. We must love people with love, and unite people with sincere feelings. Other comrades of the credit union are waiting for each other, political help, business support, life care, listening to their opinions and suggestions, using incentives and personality to influence and motivate employees, and fully mobilize their enthusiasm and creativity.
2. Highlight key points and do a good job in marketing. According to the "two-eighth" rule of market economics and the geographical characteristics of certain savings houses, I will set up a team that can fight especially, strengthen the collection of information of high-quality customers, establish detailed files, classify them, and avoid blind marketing. Sexuality and randomness, on the basis of maintaining existing customers, increase marketing efforts, compete for potential customers, expand market share, and increase deposit income.
3. Create a brand and optimize the service in place. The physics "gravity theorem" tells us that to increase the attractiveness, we must increase our own quality. To win more customers, you must build a service brand. I will integrate internal resources and improve the service functions, so that customers can feel comfortable when they enter the door, have a sense of intimacy, and have a sense of nostalgia.
3. Strengthen management and improve quality. I will organize employees to seriously study the business philosophy and related knowledge of modern commercial banks, understand the development trend of modern commercial banks, conduct competitions such as service etiquette, marketing knowledge, financial management plans, and high-quality customer file management, and set off a wave of learning business and learning knowledge. A "learning-type" credit cooperative allows all employees to clearly move forward, automatically self-sufficient, activate their potential, and find ways to expand their business.
5. Establish a win-win concept of operation and development, and improve efficiency. After I took office, I will actively strengthen corporate awareness and business awareness, actively reduce non-performing loans, and achieve win-win for credit unions, enterprises, and guarantee institutions; actively explore ways to develop financial institutions. Establish a credit evaluation system, seek channels for communication between enterprises and enterprises, and establish guarantee institutions; seize the favorable opportunity and actively digest non-performing assets.
Fourth, I will work hard to improve my quality.
It is hard to beat the iron first. If I can compete successfully, I will try to strengthen my self-cultivation, study diligently, continuously improve my business ability and enhance my overall quality. In the struggle of the credit union, establish a correct world outlook, outlook on life and values, consciously undergo the test, grasp the rudder of life in a complicated society, and correct the course of life. Dedicating a sincere heart to our great financial career.
Dear leaders, reviewers, if I apply successfully, I will use this as a new starting point to earnestly fulfill my above promises; let the director of the credit union be more sacred because of our existence, let the world be obscured by us. Dedication, flowers are more beautiful, applause is more loud, family is happier, career is more brilliant!
Part 4: Director of the Credit Union is competing for a speech
Dear leaders, judges, comrades:
Hello everyone!
When I stood on the stage of the competition, the mood was very complicated and exciting. First of all, I had to catch up with a good time to show myself and challenge myself. Secondly, I would like to thank all the leaders for reviewing my training for many years. The third is to thank me for helping me in the same boat. My colleagues who have been living together have always trusted, cared, helped and supported me.
My name is ***, I am now *year old, **graduate, member of the Communist Party of China. Since I entered the credit union in the past year, I have worked in the **********. From the cashier to the deputy director, I always keep in mind the purpose of ****, I have been working diligently, working hard and diligently, never dare to slack off and relax. It is not only an attractive position for me to compete for the position of director of the credit union, but also a heavy responsibility. In the past ten years of my work, I have mainly gained the following aspects:
First, always remember to learn, keep up with the times and the times. The 21st century is a knowledge-based, learning-oriented society, and the speed of knowledge renewal is unprecedented. Only by not forgetting to learn at all times, the desire to establish a lifelong learning can go hand in hand with the times. I deeply understand that Bao Jianfeng has been honed, and the plum blossoms have come from the bitter cold. Since I entered the credit union, I have regarded learning as an important part of my work. I am modest and eager to learn, not shameless, systematically studying. At the same time, I also learned the computer knowledge and mastered the computer to do a better job and more prominent work.
The second is to love the work of rural credit and to innovate work ideas. If the premise of doing the same job is from the love of the job, the premise of doing the job is to innovate the way and method of work. From the recognition of the work of the credit union to the credit bureau, I understand the operation process, account management, internal control management, asset operation, law, and Regulations and current reform policies are very familiar. All of these have prompted me to have a special love and loyalty to the rural credit cooperatives, and also laid the foundation for improving the working methods and improving the level of work.
The third is to be resolute and vigorous, to be realistic and pragmatic, to work in a strict manner and to be strict with the law. After more than ten years of working life, I have deeply realized that Wanzhang is a high-rise building, honest and honest, and hard-working and willing to do things. In the work, I strictly demand myself, step by step, and do not have fine, do not do things. Drag and drop, work as a bit, and do better. Our work is mainly to deal with people. While doing good job as a good staff and competent assistant, we must also handle the relationship with leaders and colleagues. We should understand more and more colleagues in our work, less complaints; more respect, less Blame; more affectionate, less indifferent. Learn together and make progress together.
If I am fortunate enough to compete for the director of the Credit Union, I will be based on the current leadership of the Association, based on the current, focusing on the long-term goals of the business, leading the staff of the United Society, constantly improving the way of working, innovative work methods, and strive to achieve credit cooperatives. Great development and rapid development have brought our society to a new level. My main work ideas are mainly in the following aspects:
First, carry forward the team spirit and forge a first-class team. We carefully cultivated the group consciousness of the employees of the whole society, “Society is prosperous, and the society is weak and shameful”, further enhancing the cohesiveness and combat effectiveness of the whole society, inspiring the enthusiasm of all employees, creating a united, cooperative and positive collective, forging a politically qualified and ideological A team of employees who are excellent in style, pure in style, excellent in service, and daring to work hard.
Second, organize a good financial article, and strive to increase the total amount of deposits. First, vigorously carry forward the fine tradition of walking villages and villages, continuously expand the service connotation and broaden the service field. The second is to focus on deposits to enhance quality services and reduce deposit costs, to achieve the goal of expanding the total amount and optimizing the structure. The third is to actively seek the support of local party and government, do a good job of returning funds in the peak season, reduce the outflow of deposits, and firmly stabilize the rural financial market.
Third, increase loan marketing efforts, and strive to improve the quality of credit assets. Lead a group of credit cooperatives to carry out investigations and studies, timely grasp the capital needs and motivations for investment, and achieve targeted and preferential limits on capital investment, focusing on cultivating excellent customers and gold customers. At the same time, the use of scientific methods to seriously analyze the causes of non-performing loans, multi-pronged approach, the right medicine.
Fourth, focus on efficiency and promote the steady development of various businesses. First, while ensuring that loan interest receivables are fully collected, we will actively increase the intermediary business such as collection and payment, and continuously expand revenue channels to seize market share. Second, in the “savings and expenditures” work, the focus of “savings and expenditures” was changed from simple expenses to cost savings. While expanding the total amount of liabilities, we should pay attention to the adjustment of the debt structure. The third is to do a good job in system construction to ensure the steady development of various businesses.
Today, I am here to compete for the position of Director of Credit Union. I mainly want to use my years of study and work experience to better serve the credit union and serve the people. If you lead, judge, and colleagues give me this opportunity, I believe that I am determined and capable of making our work deeper, more detailed, and more realistic. If this time is because my own conditions are not yet available, I will never be discouraged. I will do my job with more full work enthusiasm and positive working attitude, strengthen study and redouble my efforts. I firmly believe that today I am I am proud of the credit union and I am proud of the credit union of tomorrow.
thank you all!
Part 5: Director of Credit Union competing for speech
Dear leaders, reviewers:
Hello everyone!
My name is XX. I am 30 years old this year. I am an undergraduate, intermediate economist. I am now a XXX Social Science and Technology Officer. I plan to compete for the director of the Development Division.
In the new century full of vitality and vitality, in the era of ever-changing knowledge economy, today, when competition is fierce, challenges and opportunities coexist, it is the right time for the association to hold this grassroots credit cooperative and branch director competition. I am doing the purpose of training and improvement. Going to the podium, showing myself, accepting judgments, I hope to rely on my ability rather than relying on luck to contribute my own efforts to the development of the letter-based business! In accordance with the requirements of the "Competition Scheme", I am in line with the conditions of the division director, and have confidence and determination. Competent for this position:
Self-advantage
Have the quality requirements for the position
First, there is hard work and obscurity. I deeply understand the truth that "Bao Jianfeng has been grinding out and plum blossoms have come from bitter cold." Since I joined the work in 19XX, I have been able to do my dedication, work hard, work hard, meticulous, no matter what I can do from the overall situation, regardless of personal gains and losses, do not blame the people, do a line, love a line, work hard To be the best, it has also been highly recognized by leaders and comrades. For example, the experience of winning the past.
Second, there is a sense of innovation that is open-minded and enterprising. I am more active in thinking, accepting new things faster, being brave in practice, and having a pioneering spirit; at the same time, I am enthusiastic, energetic, and ambitious. Since entering the accounting department, I have been able to quickly enter the role of the central bank bill replacement, the People's Bank account management system, and the large-value payment business, and successfully complete the tasks assigned by the leadership.
Third, there is a good quality that is strict with self-discipline and honesty. I believe in the way of dealing with honesty and self-discipline. In the work, I strictly demanded myself, respected the leadership, united and comrades, and took the creed of "being honest, diligent and diligent in doing things". After working for more than ten years, there have never been any economic errors or adverse effects.
Have the ability to take up the position
First, since I joined the work, I have served as a cashier, savings accountant, accounting supervisor, and affiliated social science officer. I have accumulated rich theoretical and practical experience.
Second, the work experience of the rural credit cooperatives at the grassroots level and the associations for more than ten years. I can adhere to the theory and practice, have a certain people base, and gradually cultivate my organizational ability, judgment ability and ability to coordinate social relations. Since joining the social sciences department, under the leadership of the section chief, I have participated in the organization preparation of the business technology competition, the arrangement of the accounting year-end final settlement work and the report summary. "Give me a fulcrum, I will skid up the earth", I firmly believe that I can be qualified for new jobs.
If I am able to compete for the development of the division director, I will unite a group under the correct leadership of the association, at the grassroots level, at the grassroots level, constantly innovating work ideas and working methods to ensure the net increase of all deposits at the end of the year. 50 million yuan, by the end of June, a net increase of 20 million yuan, the normal loan income rate of 100%. Completion of various business development indicators assigned by the Associated Press to ensure safe operation without incidents.
My specific work ideas are:
First, do a good job of organizing funds, and strive to expand the total amount of deposits. First, through the formulation and organization of the "assessment of business objectives", continue to expand the service content and expand the service sector. Second, the focus of deposit assessment is to increase the proportion of self-employed business and reduce the cost of deposits, to achieve the goal of total expansion and structural optimization, and to effectively solve the problem that the clever woman is difficult to be without rice. The third is to actively carry out the work of returning funds in the peak season. Timely contact with the development party committee government, and send staff to provide settlement and personal wealth management services for large customers, to minimize the outflow of deposit funds, and have a place in the financial market of the development zone.
Second, taking benefits as the center and promoting the improvement of operating efficiency. First, while ensuring that the loan interest is fully collected, actively explore the development ideas of the intermediary business, try to collect, pay, purchase, sell and other intermediate businesses, continuously expand the revenue-generating channels, seize market share, and achieve Received and receivable. Second, in the "savings and expenditures" work, he set an example by shifting the focus of "savings and expenditures" from simple expenses to cost savings. While expanding the total amount of liabilities, he took the lead in adjusting the debt structure. The third is to strengthen the sense of no rules and rules, take the lead in complying with credit operating procedures and internal management systems to ensure the steady development of business.
Third, make great efforts to clear bad loans and gradually resolve the old burden of history. First, in the work of collecting loans, the difficulties and problems encountered will be reported to the local party committee in time, and the party and government departments will come forward to obtain substantive support. The second is to be flexible and diverse. By implementing measures such as enterprise management rights and village collective land contracting rights, we will revitalize corporate and village collective loans. The third is to select some of the data to conduct public auctions, and use legal and administrative means to collect non-performing loans.
In front of the leaders and colleagues, I am still a "new recruit" who has learned a lot and has no brilliant achievements. In my heart, if I participate in competition, I have no achievements, no qualifications, no foundation, and no advantage. It was Napoleon’s “I don’t want to be a general soldier.” I’m motivating me to try my best, resound the organization’s call, and actively participate in the competition. I don’t dare to ask for anything. I just want everyone to know me, know me, help me, or like it. I, support me. Because of this, I am more clearly aware of the gaps in my own existence. Even if I am unable to compete for the director of the development zone, I will never be discouraged. In the future work, I will make great efforts, do my duty, study hard, and work diligently. Work hard to reward organizations and comrades. In the end, I ended my speech with a couplet. The Shanglian is "winning and winning, and the humiliation is not shocking to see the flowers." The next link is "there is no regret, no need to stay with the cloud", and the horizontal batch is "advance with the times."
thank you all!
Dear leaders and comrades:
Hello!
I, 27 years old, bachelor degree, assistant economist, graduated from the finance department of Nankai University in 20XX, and joined the rural credit cooperatives in the same year. He used to be a cashier in the credit union, an accountant, and a statistician in the original fund organization department of the Associated Press. He is currently a credit society.
First of all, I would like to thank all the leaders for their trust in me and give me the opportunity to compete for the Director of Internal Affairs. The reason why I participated in the competition for the Director of Internal Affairs is because I have the following four advantages:
First, it has a wealth of financial theory knowledge. I was admitted to the Finance Department of Nankai University in 20XX. In the past four years, I have studied courses in monetary banking, basic principles of accounting, and credit management. I have laid a solid foundation in financial theory. I have been working for five years. I will not forget to enrich myself, persist in learning, do middle school, base my duties, diligently study, constantly enrich myself, improve myself, improve myself, and further improve my theoretical level. Errors and mistakes have successfully completed the tasks assigned by the leadership.
Second, it has a strong ability to work. I am down-to-earth and honest in my daily work. "He is sincere, and the road is right," after years of study and exercise, his organizational coordination, analysis and judgment, ability to respond, writing organization, social communication skills. There has been a big improvement. Proficiency in the accounting operation process and computer new business operations, able to independently complete the accounting of the credit union, the work ability has been affirmed by leaders and colleagues.
The third is to have a strong sense of professionalism, enterprising spirit and pioneering and innovative. I fully realize that only reform and innovation are the vitality of the development of rural credit cooperatives. Only in the fierce competition can we continue to grow and develop in order to promote the further improvement of management level and operational efficiency. It is because of this understanding that I deeply feel that my responsibilities are great in accounting jobs, and I firmly believe in the good work, and urge me to love my job, cherish my position, work conscientiously, meticulously, seriously. Do every job well.
Fourth, I am young, strong, healthy, energetic, and have a good age advantage. Strong ability to accept, sensitive to new business, able to work creatively, enter the role quickly, and have the confidence, determination, and ability to successfully complete the tasks assigned by the superior under the correct leadership of the leadership of the association.
Competition is not for contention. Competition is to give full play to their own level, to reflect their own abilities and achieve self-worth. If the competition is successful, my work idea is: Resolutely obey the superior leadership arrangement, actively cooperate with the work director, take reform and innovation as the driving force, based on sound rules and regulations, and improve management as the means to improve work quality and economic efficiency. Be a good assistant, staff, truth-seeking and pragmatic, and work creatively.
First, according to the needs of business development under the new situation, we will continue to enrich ourselves and improve ourselves. First of all, in theory, we must carefully study political, economic and financial theory books, further improve the theoretical level, and establish a correct world outlook, outlook on life and values. In the work, we must unswervingly implement the party's line, principles, and policies, strictly discipline ourselves, be honest and honest, and have a firm political stance. Secondly, formulate learning plans, learn the necessary management knowledge in a targeted manner, and have a deeper understanding of various rules and regulations, operational procedures and business knowledge. The theory is linked to the actual situation, and the knowledge learned is fully applied to the work, and the quality of the business is continuously improved. Ability to work.
Second, focus on improving economic efficiency, increase internal control management, improve post responsibility system, and adapt various rules and regulations to business operations. Strictly follow the deployment arrangements of the Associated Press, focus on management, benefit as the goal, correct business ideas, strengthen efficiency awareness, improve internal control, strengthen three defenses and one guarantee, strengthen inspection counseling and audit supervision, ensure standard and safe management, and operate Strengthen the inspection of the system implementation of the outlets and the management of important certificates to promote the continuous improvement of economic benefits.
Third, do a good job in employee business learning, organize technical training, and improve the quality of all staff. The rapid development of new business requires the continuous improvement of the quality of employees. On the basis of earnestly caring about the work and life of employees, we should use all the time and opportunities to do a good job in the political and business learning of employees, organize the training of post-technical training, and urge employees to seriously study relevant financial theories and financial knowledge, broaden the service field, and enhance service functions. To provide better financial services to the society.
Fourth, give full play to their theoretical advantages and strive to achieve business objectives. It is necessary to provide leaders with timely completion of various operational indicators and analysis of data to provide reliable data and effective evidence for leadership decision-making. According to the changes in actual business conditions, we will propose targeted measures at any time to achieve the ultimate realization of business objectives.
Dear leaders, as a university student, according to my current theoretical knowledge, academic level, business practice and work ability, I already have the necessary conditions for a director of internal affairs. Please ask leaders, judges and comrades, according to me. The performance, quality and performance of the work are evaluated and scored, let me realize the good wishes of my heart with the bell of the New Year. Like our letter of business, we have a good start in the new year!
thank you all.
Part 2: Director of the Credit Union competes for the speech
Dear leaders, distinguished judges:
My name is XXX, I am XX years old, college culture, member of the Communist Party of China, political engineer, and currently the director of XXX Rural Credit Cooperative.
On the big stage of the socialist market economy, deepening reform and enhancing competition is a realistic choice for rural credit cooperatives to cope with WTO entry. In the second opening year of entering the 21st century, the municipal bank and the office carried out the competition for the deputy director of the association with a forward-looking vision, which is bound to inject vitality and vitality into the reform and development of the rural credit cooperatives in the city. I believe that I am in line with the qualifications of the deputy director of the Associated Press and have the determination and ability to perform this position. First, I have worked as a loan officer and accountant in grassroots credit cooperatives. Since the establishment of the association, I have served as a joint audit. The chief of the department and the director of the sales department have rich experience in work and are familiar with the operational skills of various positions in the credit union. Second, during the period of XXX Credit Union, the total amount of deposits and loans increased by 10,000 yuan and 10,000 yuan respectively before I took office. It became the pillar of support for the rural economic development of XXX Town. I have been rated as a city-level youth post for four consecutive years. Municipal advanced workers. The third is to continuously strengthen self-charging, and has participated in examinations such as academic education and professional titles, which has improved my political and cultural accomplishment, organization and coordination. I am planning to compete for the deputy director in charge of business.
In accordance with the requirements of the term of office, my work objectives are:
In the same year, the deposits of the whole society increased by 120 million yuan compared with the beginning of the year, the loan increased by 15,000 yuan, and the deposit and loan increments ranked first among the county's financial institutions; the non-performing loan activity was increased, and the non-performing loans decreased by 30 million yuan compared with the beginning of the year. Double-dwelling loans decreased by 3 million yuan; vigorously develop intermediate business, which increased the proportion of intermediary business income by 2 percentage points; strived to increase capital adequacy ratio, and increased various stocks by 3 million yuan during the year; While meeting the needs of rural economic development funds, the loan was strictly controlled, and the new loan recovery rate reached over 99%.
In order to accomplish the above work objectives, I plan to implement the following four projects:
First, the implementation of capital expansion projects. In the work of deposit organization, I will firmly establish a sense of efficiency, encourage all members to carry forward the fine tradition of Sanqin and Sishang, focus on low-cost deposits, and continue to expand self-operated deposit business, and strive to reduce operating costs. At the same time, firmly establish a sense of service, encourage loan officers to seize the favorable opportunity to order agricultural and sideline products for agricultural use, and adhere to the principle of absorbing and storing large amounts of small sums of money, zero banknotes and residual coins, and do a good job in the service of the door-to-door service. Do a good job in settlement services to maximize the occupation of rural financial markets.
Second, the implementation of the project to enrich the people. In the work of supporting agriculture, I will work closely around the center of the director. Under the premise of government planning and voluntary participation, as long as the industrial structure policy is met, the funding problem will be guaranteed to the maximum extent, and how much the farmers need to put. What kind of financial services farmers need, they will be guaranteed in a timely manner, and with practical actions, the practice of rural credit cooperatives is the best service motto to link farmers' financial links. In support projects, from focusing on supporting the growth of quantity to supporting the standard of efficiency, from supporting a single link of agricultural products to supporting the one-stop cultivation and processing, integration of trade and industry, agricultural production, supply and marketing, and stimulating the pace of rural industrial structure adjustment.
Third, the implementation of funds revitalization project. First, clear responsibility, the original source. Non-performing loans that are formed by the rural credit cooperatives themselves will be held accountable for the responsible persons and will be implemented in strict accordance with relevant financial laws and regulations. Second, under the premise of obtaining the support of the party committee and the government, the company will continue to innovate and clear the collection method, and can implement the enterprise management right, and revitalize the loan by legally obtaining its management right; The third is to maximize the collection of non-performing loans through the use of all social relations and forces.
Fourth, the implementation of intermediate business projects. In the work, I will make full use of our advantage of being close to the countryside and dealing directly with farmers, continuously strengthen financial innovation, and gradually explore some intermediary businesses such as sales, agency, leasing, and custody, and compare with other financial institutions for quality services and settlement methods. , continue to make the middle business cake bigger.
The idea is the foundation of development, and the idea embodies the power of development. If I am lucky enough to compete for the deputy director of the joint management business, I will be closely united around the director of the association. I will be the assistant of the top leader, be willing to be a green leaf, be a supporting role, and constantly innovate my work ideas and working methods. Adapting to a new working environment with a new attitude, pushing the business development of XXX Associated Press to a new journey.
If I am hired this time, I will never be discouraged. I will work harder and work harder to promote the two civilizations of XXX Credit Union to a new level and realize my own life value with tangible actions.
Thank you for your leadership, thank you for your review!
Part 3: The Director of the Credit Union is competing for a speech
Dear leaders, reviewers:
Hello everyone!
The reform of the personnel system of our society has adopted the open recruitment method for the director of the credit union, providing a fair competition opportunity for all cadres and workers. I am very supportive and actively participate in the competition. The director of the credit agency is competing for the speech. At the same time, we should also thank the leaders in the community. With a tolerant and stern heart and a pair of generous and powerful hands to help us embark on the journey of doing business, thank you all the teachers and comrades present, your encouragement and Helping me to participate in the competition with the courage to have a certain strength and confidence. thank you all!
Below, I will report my situation to leaders, judges and colleagues in three parts.
The first part, my personal basic situation.
My name is *, I am 39 years old, I am an accounting and loan officer from December 19 to 19*, and I am an auditor at the county credit cooperative from 19* to 19*; 19* to 20* years in the city. The credit bureau of the grade is a loan officer; the deputy director of 19* years; the deputy director of the county credit union since 20* years. In the work, I did a line, loved a line, and a line. I made certain achievements in every job, and I was repeatedly praised and commended by the leaders.
The second part, my competitive advantage.
The reason why I went to the podium today to participate in the competition of the director of the club, I think that I have many conditions for this position. I have the ability, confidence and determination to be qualified for this position. My main advantages are:
First, I am progressive in my thinking and have certain political qualities.
I have received a good tradition of education since I was a child, and I have cultivated a character that is bright, upright, and helpful. In peacetime, I pay attention to strengthening my self-cultivation, adhering to principles, obeying the law, improving my thinking, obeying the law, and being trusted by the leaders and colleagues.
Second, I have strong adaptability to work and have rich work experience and organizational management skills.
In retrospect, since I joined the work in 199*, I have worked in various positions and different roles such as accounting, loan officers, auditors, and deputy directors. It can be said that every change in the post is a rare experience for my life. It is an important improvement to my ability and a valuable asset to my life! Since the work, I have repeatedly exceeded the task indicators in the society. In dealing with various violations, due to proper handling, I have been repeatedly affirmed by the superiors. It can be said that many years of work practice have made me basically have the work ability and organizational ability required to be the director of the society.
Third, it has established a strong sense of responsibility for work and dare to work hard and be brave in innovation.
I was born in an ordinary family and deeply understand the truth that "Bao Jianfeng has been honed out and plum blossoms have come from bitter cold." My personal education, life and more than ten years of work experience have exercised my strong hard work and hard work. In order to complete the heavy work tasks, I often sleep and forget to eat and work overtime. And always work with the creed of "being clear and honest, doing things really." At the same time, the work in these years has also created a strong character that I have the courage to take responsibility and never give up. All of these provide a reliable guarantee for my work as a director.
Fourth, I am young and energetic. I am 39 years old. As a young and middle-aged person, I am emancipated, brave to explore, and full of reform and innovation. In particular, since I became the deputy director of the county-level credit cooperatives, I have broadened my thinking, broadened my horizons, enhanced the overall concept, and enriched my work experience. I believe that with a strong sense of professionalism, responsibility and exuberant energy, I will be fully committed to my future work.
Fifth, I have a strong sense of professionalism and meticulous work style. Everyone knows that the work of a credit union is different from other jobs, and it is not sloppy. In order to do all kinds of work, we must have a strong sense of responsibility and meticulous work style. During my time as deputy director, there has never been a mistake. I always devote myself wholeheartedly to the career I love, to do things with the truth, to be honest and clean. Since I joined the work, I have always insisted that "what can be done today will not be delayed until tomorrow, and things that can be done now will not wait until the future." In the course of doing all kinds of work, there has never been "there is still leadership above, anyway, the leadership still If you want to be able to perfuse and perfuse "the thoughts and practices, I have always used up my existing skills, and I can make enough efforts to make a difference."
Therefore, from the work style, I will be worthy of the trust of organization and leadership.
no one is perfect. Here, I am also willing to report honestly the deficiencies I have already recognized. There are two main points: First, the lack of knowledge structure is still obvious. At present, I am studying undergraduate and self-learning about law, writing, and management. I want to strive to become a comprehensive management talent who knows about marketing, management, and financial knowledge through gradual and progressive efforts. Second, because of the young, the experience of dealing with contradictions is not enough. I will fully rely on the rich experience and experience of veteran comrades, and humbly ask for advice and make up for it.
Leaders and colleagues are convinced that since I can recognize these deficiencies, I will be able to overcome them and constantly improve my personality.
The third part, work concept and job commitment.
If you are trusted by the leaders, judges, and colleagues, let me be the leader of the credit union director, I will live up to the expectations and do my duty, and strive to turn this trust of leaders and colleagues into a new starting point. Career opportunities. I must try my best to do the following:
First, sincerely talk about unity.
Years of work experience tells me that colleagues' time and good unity are more important than anything else. To this end, I will set my own position, in front of the leadership, all things are requested, more reports, more communication, unity and cooperation, and earnestly perform their duties. In front of colleagues, exchange more things, enhance friendship, and do a good job of unity, so that everyone can understand each other, trust each other, support each other, work together, and do a good job in the community.
The second is to strengthen the management of the department and improve various management systems.
I will continue to look for new ideas and new methods of work, actively carry out the management of the department, establish a sound internal management system, clarify the division of labor, and clarify responsibilities. Set the corresponding rules and regulations to enable employees to follow the evidence. Clarify the responsibilities of each position so that each employee knows what he needs to do and how to do it.
The third is to do a good job in asset quality, do business objectives, and actively reduce non-performing assets. To this end, I will work under the guidance of "five in place."
1. Position the position and change the role in place. As a director of a credit union, you must complete the tasks assigned by the organization without compromise. We must love people with love, and unite people with sincere feelings. Other comrades of the credit union are waiting for each other, political help, business support, life care, listening to their opinions and suggestions, using incentives and personality to influence and motivate employees, and fully mobilize their enthusiasm and creativity.
2. Highlight key points and do a good job in marketing. According to the "two-eighth" rule of market economics and the geographical characteristics of certain savings houses, I will set up a team that can fight especially, strengthen the collection of information of high-quality customers, establish detailed files, classify them, and avoid blind marketing. Sexuality and randomness, on the basis of maintaining existing customers, increase marketing efforts, compete for potential customers, expand market share, and increase deposit income.
3. Create a brand and optimize the service in place. The physics "gravity theorem" tells us that to increase the attractiveness, we must increase our own quality. To win more customers, you must build a service brand. I will integrate internal resources and improve the service functions, so that customers can feel comfortable when they enter the door, have a sense of intimacy, and have a sense of nostalgia.
3. Strengthen management and improve quality. I will organize employees to seriously study the business philosophy and related knowledge of modern commercial banks, understand the development trend of modern commercial banks, conduct competitions such as service etiquette, marketing knowledge, financial management plans, and high-quality customer file management, and set off a wave of learning business and learning knowledge. A "learning-type" credit cooperative allows all employees to clearly move forward, automatically self-sufficient, activate their potential, and find ways to expand their business.
5. Establish a win-win concept of operation and development, and improve efficiency. After I took office, I will actively strengthen corporate awareness and business awareness, actively reduce non-performing loans, and achieve win-win for credit unions, enterprises, and guarantee institutions; actively explore ways to develop financial institutions. Establish a credit evaluation system, seek channels for communication between enterprises and enterprises, and establish guarantee institutions; seize the favorable opportunity and actively digest non-performing assets.
Fourth, I will work hard to improve my quality.
It is hard to beat the iron first. If I can compete successfully, I will try to strengthen my self-cultivation, study diligently, continuously improve my business ability and enhance my overall quality. In the struggle of the credit union, establish a correct world outlook, outlook on life and values, consciously undergo the test, grasp the rudder of life in a complicated society, and correct the course of life. Dedicating a sincere heart to our great financial career.
Dear leaders, reviewers, if I apply successfully, I will use this as a new starting point to earnestly fulfill my above promises; let the director of the credit union be more sacred because of our existence, let the world be obscured by us. Dedication, flowers are more beautiful, applause is more loud, family is happier, career is more brilliant!
Part 4: Director of the Credit Union is competing for a speech
Dear leaders, judges, comrades:
Hello everyone!
When I stood on the stage of the competition, the mood was very complicated and exciting. First of all, I had to catch up with a good time to show myself and challenge myself. Secondly, I would like to thank all the leaders for reviewing my training for many years. The third is to thank me for helping me in the same boat. My colleagues who have been living together have always trusted, cared, helped and supported me.
My name is ***, I am now *year old, **graduate, member of the Communist Party of China. Since I entered the credit union in the past year, I have worked in the **********. From the cashier to the deputy director, I always keep in mind the purpose of ****, I have been working diligently, working hard and diligently, never dare to slack off and relax. It is not only an attractive position for me to compete for the position of director of the credit union, but also a heavy responsibility. In the past ten years of my work, I have mainly gained the following aspects:
First, always remember to learn, keep up with the times and the times. The 21st century is a knowledge-based, learning-oriented society, and the speed of knowledge renewal is unprecedented. Only by not forgetting to learn at all times, the desire to establish a lifelong learning can go hand in hand with the times. I deeply understand that Bao Jianfeng has been honed, and the plum blossoms have come from the bitter cold. Since I entered the credit union, I have regarded learning as an important part of my work. I am modest and eager to learn, not shameless, systematically studying. At the same time, I also learned the computer knowledge and mastered the computer to do a better job and more prominent work.
The second is to love the work of rural credit and to innovate work ideas. If the premise of doing the same job is from the love of the job, the premise of doing the job is to innovate the way and method of work. From the recognition of the work of the credit union to the credit bureau, I understand the operation process, account management, internal control management, asset operation, law, and Regulations and current reform policies are very familiar. All of these have prompted me to have a special love and loyalty to the rural credit cooperatives, and also laid the foundation for improving the working methods and improving the level of work.
The third is to be resolute and vigorous, to be realistic and pragmatic, to work in a strict manner and to be strict with the law. After more than ten years of working life, I have deeply realized that Wanzhang is a high-rise building, honest and honest, and hard-working and willing to do things. In the work, I strictly demand myself, step by step, and do not have fine, do not do things. Drag and drop, work as a bit, and do better. Our work is mainly to deal with people. While doing good job as a good staff and competent assistant, we must also handle the relationship with leaders and colleagues. We should understand more and more colleagues in our work, less complaints; more respect, less Blame; more affectionate, less indifferent. Learn together and make progress together.
If I am fortunate enough to compete for the director of the Credit Union, I will be based on the current leadership of the Association, based on the current, focusing on the long-term goals of the business, leading the staff of the United Society, constantly improving the way of working, innovative work methods, and strive to achieve credit cooperatives. Great development and rapid development have brought our society to a new level. My main work ideas are mainly in the following aspects:
First, carry forward the team spirit and forge a first-class team. We carefully cultivated the group consciousness of the employees of the whole society, “Society is prosperous, and the society is weak and shameful”, further enhancing the cohesiveness and combat effectiveness of the whole society, inspiring the enthusiasm of all employees, creating a united, cooperative and positive collective, forging a politically qualified and ideological A team of employees who are excellent in style, pure in style, excellent in service, and daring to work hard.
Second, organize a good financial article, and strive to increase the total amount of deposits. First, vigorously carry forward the fine tradition of walking villages and villages, continuously expand the service connotation and broaden the service field. The second is to focus on deposits to enhance quality services and reduce deposit costs, to achieve the goal of expanding the total amount and optimizing the structure. The third is to actively seek the support of local party and government, do a good job of returning funds in the peak season, reduce the outflow of deposits, and firmly stabilize the rural financial market.
Third, increase loan marketing efforts, and strive to improve the quality of credit assets. Lead a group of credit cooperatives to carry out investigations and studies, timely grasp the capital needs and motivations for investment, and achieve targeted and preferential limits on capital investment, focusing on cultivating excellent customers and gold customers. At the same time, the use of scientific methods to seriously analyze the causes of non-performing loans, multi-pronged approach, the right medicine.
Fourth, focus on efficiency and promote the steady development of various businesses. First, while ensuring that loan interest receivables are fully collected, we will actively increase the intermediary business such as collection and payment, and continuously expand revenue channels to seize market share. Second, in the “savings and expenditures” work, the focus of “savings and expenditures” was changed from simple expenses to cost savings. While expanding the total amount of liabilities, we should pay attention to the adjustment of the debt structure. The third is to do a good job in system construction to ensure the steady development of various businesses.
Today, I am here to compete for the position of Director of Credit Union. I mainly want to use my years of study and work experience to better serve the credit union and serve the people. If you lead, judge, and colleagues give me this opportunity, I believe that I am determined and capable of making our work deeper, more detailed, and more realistic. If this time is because my own conditions are not yet available, I will never be discouraged. I will do my job with more full work enthusiasm and positive working attitude, strengthen study and redouble my efforts. I firmly believe that today I am I am proud of the credit union and I am proud of the credit union of tomorrow.
thank you all!
Part 5: Director of Credit Union competing for speech
Dear leaders, reviewers:
Hello everyone!
My name is XX. I am 30 years old this year. I am an undergraduate, intermediate economist. I am now a XXX Social Science and Technology Officer. I plan to compete for the director of the Development Division.
In the new century full of vitality and vitality, in the era of ever-changing knowledge economy, today, when competition is fierce, challenges and opportunities coexist, it is the right time for the association to hold this grassroots credit cooperative and branch director competition. I am doing the purpose of training and improvement. Going to the podium, showing myself, accepting judgments, I hope to rely on my ability rather than relying on luck to contribute my own efforts to the development of the letter-based business! In accordance with the requirements of the "Competition Scheme", I am in line with the conditions of the division director, and have confidence and determination. Competent for this position:
Self-advantage
Have the quality requirements for the position
First, there is hard work and obscurity. I deeply understand the truth that "Bao Jianfeng has been grinding out and plum blossoms have come from bitter cold." Since I joined the work in 19XX, I have been able to do my dedication, work hard, work hard, meticulous, no matter what I can do from the overall situation, regardless of personal gains and losses, do not blame the people, do a line, love a line, work hard To be the best, it has also been highly recognized by leaders and comrades. For example, the experience of winning the past.
Second, there is a sense of innovation that is open-minded and enterprising. I am more active in thinking, accepting new things faster, being brave in practice, and having a pioneering spirit; at the same time, I am enthusiastic, energetic, and ambitious. Since entering the accounting department, I have been able to quickly enter the role of the central bank bill replacement, the People's Bank account management system, and the large-value payment business, and successfully complete the tasks assigned by the leadership.
Third, there is a good quality that is strict with self-discipline and honesty. I believe in the way of dealing with honesty and self-discipline. In the work, I strictly demanded myself, respected the leadership, united and comrades, and took the creed of "being honest, diligent and diligent in doing things". After working for more than ten years, there have never been any economic errors or adverse effects.
Have the ability to take up the position
First, since I joined the work, I have served as a cashier, savings accountant, accounting supervisor, and affiliated social science officer. I have accumulated rich theoretical and practical experience.
Second, the work experience of the rural credit cooperatives at the grassroots level and the associations for more than ten years. I can adhere to the theory and practice, have a certain people base, and gradually cultivate my organizational ability, judgment ability and ability to coordinate social relations. Since joining the social sciences department, under the leadership of the section chief, I have participated in the organization preparation of the business technology competition, the arrangement of the accounting year-end final settlement work and the report summary. "Give me a fulcrum, I will skid up the earth", I firmly believe that I can be qualified for new jobs.
If I am able to compete for the development of the division director, I will unite a group under the correct leadership of the association, at the grassroots level, at the grassroots level, constantly innovating work ideas and working methods to ensure the net increase of all deposits at the end of the year. 50 million yuan, by the end of June, a net increase of 20 million yuan, the normal loan income rate of 100%. Completion of various business development indicators assigned by the Associated Press to ensure safe operation without incidents.
My specific work ideas are:
First, do a good job of organizing funds, and strive to expand the total amount of deposits. First, through the formulation and organization of the "assessment of business objectives", continue to expand the service content and expand the service sector. Second, the focus of deposit assessment is to increase the proportion of self-employed business and reduce the cost of deposits, to achieve the goal of total expansion and structural optimization, and to effectively solve the problem that the clever woman is difficult to be without rice. The third is to actively carry out the work of returning funds in the peak season. Timely contact with the development party committee government, and send staff to provide settlement and personal wealth management services for large customers, to minimize the outflow of deposit funds, and have a place in the financial market of the development zone.
Second, taking benefits as the center and promoting the improvement of operating efficiency. First, while ensuring that the loan interest is fully collected, actively explore the development ideas of the intermediary business, try to collect, pay, purchase, sell and other intermediate businesses, continuously expand the revenue-generating channels, seize market share, and achieve Received and receivable. Second, in the "savings and expenditures" work, he set an example by shifting the focus of "savings and expenditures" from simple expenses to cost savings. While expanding the total amount of liabilities, he took the lead in adjusting the debt structure. The third is to strengthen the sense of no rules and rules, take the lead in complying with credit operating procedures and internal management systems to ensure the steady development of business.
Third, make great efforts to clear bad loans and gradually resolve the old burden of history. First, in the work of collecting loans, the difficulties and problems encountered will be reported to the local party committee in time, and the party and government departments will come forward to obtain substantive support. The second is to be flexible and diverse. By implementing measures such as enterprise management rights and village collective land contracting rights, we will revitalize corporate and village collective loans. The third is to select some of the data to conduct public auctions, and use legal and administrative means to collect non-performing loans.
In front of the leaders and colleagues, I am still a "new recruit" who has learned a lot and has no brilliant achievements. In my heart, if I participate in competition, I have no achievements, no qualifications, no foundation, and no advantage. It was Napoleon’s “I don’t want to be a general soldier.” I’m motivating me to try my best, resound the organization’s call, and actively participate in the competition. I don’t dare to ask for anything. I just want everyone to know me, know me, help me, or like it. I, support me. Because of this, I am more clearly aware of the gaps in my own existence. Even if I am unable to compete for the director of the development zone, I will never be discouraged. In the future work, I will make great efforts, do my duty, study hard, and work diligently. Work hard to reward organizations and comrades. In the end, I ended my speech with a couplet. The Shanglian is "winning and winning, and the humiliation is not shocking to see the flowers." The next link is "there is no regret, no need to stay with the cloud", and the horizontal batch is "advance with the times."
thank you all!
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