[Boutique] Director of Credit Union Competition for Speech

Part 1: Director of the Credit Union is competing for a speech

Dear leaders, reviewers:

Hello everyone!

My name is XX. I am 30 years old this year. I am an undergraduate, intermediate economist. I am now a XXX Social Science and Technology Officer. I plan to compete for the director of the Development Division.

In the new century full of vitality and vitality, in the era of ever-changing knowledge economy, today, when competition is fierce, challenges and opportunities coexist, it is the right time for the association to hold this grassroots credit cooperative and branch director competition. I am doing the purpose of training and improvement. Going to the podium, showing myself, accepting judgments, I hope to rely on my ability rather than relying on luck to contribute my own efforts to the development of the letter-based business! In accordance with the requirements of the "Competition Scheme", I am in line with the conditions of the division director, and have confidence and determination. Competent for this position:

Self-advantage

Have the quality requirements for the position

First, there is hard work and obscurity. I deeply understand the truth that "Bao Jianfeng has been grinding out and plum blossoms have come from bitter cold." Since I joined the work in 1991, I have been able to do my dedication, work hard, work hard, meticulous, no matter what I can do from the overall situation, regardless of personal gains and losses, do not blame the people, do a line, love a line, work hard To be the best, it has also been highly recognized by leaders and comrades. For example, the experience of winning the past.

Second, there is a sense of innovation that is open-minded and enterprising. I am more active in thinking, accepting new things faster, being brave in practice, and having a pioneering spirit; at the same time, I am enthusiastic, energetic, and ambitious. Since entering the accounting department, I have been able to quickly enter the role of the central bank bill replacement, the People's Bank account management system, and the large-value payment business, and successfully complete the tasks assigned by the leadership.

Third, there is a good quality that is strict with self-discipline and honesty. I believe in the way of dealing with honesty and self-discipline. In the work, I strictly demanded myself, respected the leadership, united and comrades, and took the creed of "being honest, diligent and diligent in doing things". After working for more than ten years, there have never been any economic errors or adverse effects.

Have the ability to take up the position

First, since I joined the work, I have served as a cashier, savings accountant, accounting supervisor, and affiliated social science officer. I have accumulated rich theoretical and practical experience.

Second, the work experience of the rural credit cooperatives at the grassroots level and the associations for more than ten years. I can adhere to the theory and practice, have a certain people base, and gradually cultivate my organizational ability, judgment ability and ability to coordinate social relations. Since joining the social sciences department, under the leadership of the section chief, I have participated in the organization preparation of the business technology competition, the arrangement of the accounting year-end final settlement work and the report summary. "Give me a fulcrum, I will skid up the earth", I firmly believe that I can be qualified for new jobs.

If I am able to compete for the development of the division director, I will unite a group under the correct leadership of the association, at the grassroots level, at the grassroots level, constantly innovating work ideas and working methods to ensure the net increase of all deposits at the end of the year. 50 million yuan, by the end of June, a net increase of 20 million yuan, the normal loan income rate of 100%. Completion of various business development indicators assigned by the Associated Press to ensure safe operation without incidents.

My specific work ideas are:

First, do a good job of organizing funds, and strive to expand the total amount of deposits. First, through the formulation and organization of the "assessment of business objectives", continue to expand the service content and expand the service sector. Second, the focus of deposit assessment is to increase the proportion of self-employed business and reduce the cost of deposits, to achieve the goal of total expansion and structural optimization, and to effectively solve the problem that the clever woman is difficult to be without rice. The third is to actively carry out the work of returning funds in the peak season. Timely contact with the development party committee government, and send staff to provide settlement and personal wealth management services for large customers, to minimize the outflow of deposit funds, and have a place in the financial market of the development zone.

Second, taking benefits as the center and promoting the improvement of operating efficiency. First, while ensuring that the loan interest is fully collected, actively explore the development ideas of the intermediary business, try to collect, pay, purchase, sell and other intermediate businesses, continuously expand the revenue-generating channels, seize market share, and achieve Received and receivable. Second, in the "savings and expenditures" work, he set an example by shifting the focus of "savings and expenditures" from simple expenses to cost savings. While expanding the total amount of liabilities, he took the lead in adjusting the debt structure. The third is to strengthen the sense of no rules and rules, take the lead in complying with credit operating procedures and internal management systems to ensure the steady development of business.

Third, make great efforts to clear bad loans and gradually resolve the old burden of history. First, in the work of collecting loans, the difficulties and problems encountered will be reported to the local party committee in time, and the party and government departments will come forward to obtain substantive support. The second is to be flexible and diverse. By implementing measures such as enterprise management rights and village collective land contracting rights, we will revitalize corporate and village collective loans. The third is to select some of the data to conduct public auctions, and use legal and administrative means to collect non-performing loans.

In front of the leaders and colleagues, I am still a "new recruit" who has learned a lot and has no brilliant achievements. In my heart, if I participate in competition, I have no achievements, no qualifications, no foundation, and no advantage. It was Napoleon’s “I don’t want to be a general soldier.” I’m motivating me to try my best, resound the organization’s call, and actively participate in the competition. I don’t dare to ask for anything. I just want everyone to know me, know me, help me, or like it. I, support me. Because of this, I am more clearly aware of the gaps in my own existence. Even if I am unable to compete for the director of the development zone, I will never be discouraged. In the future work, I will make great efforts, do my duty, study hard, and work diligently. Work hard to reward organizations and comrades. In the end, I ended my speech with a couplet. The Shanglian is "winning and winning, and the humiliation is not shocking to see the flowers." The next link is "there is no regret, no need to stay with the cloud", and the horizontal batch is "advance with the times."

thank you all!

Part 2: Director of the Credit Union is competing for a speech

Dear leaders, everyone review: Hello everyone!

My name is ***. I am 38 years old. I am a member of the Communist Party of China. I am an economist. I have a bachelor's degree. I have worked in a credit union for 20 years. I have been the director of the credit union for 12 years. I am currently the director of Haiyang Dongcun Credit Cooperative.

The main advantages of my competitive deputy director are shown in the following four aspects:

First, thanks to the spirit of always maintaining the spirit of advancing with the times, I have a firm political quality and a solid work style. Since I joined the work, especially since I became the director of the Credit Union, I have been able to strengthen political theory and new business knowledge and study. I have been guided by the "three represents" and the scientific development concept, and I have achieved political firmness and professional skills. We have conscientiously implemented the country's economic and financial policies and the higher-level business development plan, and achieved the correct business direction and significant operational benefits. We are able to always be strict, strict, and lead by example, and be fair, honest, and honest; Pioneering and innovating, accelerating development, and doing business has always been at the forefront of the city. Through years of comprehensive development, I have also won many political honors. At present, I have been a member of the Haiyang Municipal Political Consultative Conference for two consecutive years. This year, I was awarded the honorary title of “Recreating Haiyang Model Individual” by the Haiyang Municipal Party Committee and Municipal Government.

Second, the exercise of many years of work experience has enabled me to have strong management and organizational leadership. Since I opened the office in 1994, I have been working at the grassroots credit cooperatives. I am able to actively change my business concept, boldly develop business areas, mobilize the enthusiasm of cadres and workers, walk into thousands of households, speak a thousand words, use everything and promote everything. With the rapid development of various businesses, every credit union that I have served as the director is an advanced unit almost every year. Since I transferred from the township to the city to preside over the work of the Dongcun Credit Union in 2003, I have always regarded accelerated development as the top priority, based on the advantages of the city, correct market positioning, and using new ideas to carry out various tasks creatively. In the past two years, various deposits have grown rapidly from more than 150 million yuan to more than 220 million yuan, with an annual growth rate of 39%; loans have grown from more than 70 million yuan to more than 130 million yuan, with a growth rate of 68%; The loss of 3.2 million yuan was converted to a profit of 2.76 million yuan; non-performing loans fell by 14 percentage points. In particular, I have always achieved the consistent style of talking about work with emotional people and people first. In the past three years, I have recovered more than 1.2 million yuan of debts and debts of more than 10 years in the six resident villages in the urban area. The financial ecological environment of the city has played an exemplary role and a typical guiding role. It has been fully affirmed by the relevant departments and local party committees and governments. The Dongcun Credit Union has since truly played a leading role in the city and has embarked on a fast and healthy The track of development has been rated as an advanced unit in the city for many years.

Third, thanks to the care of leaders and colleagues, I have been able to grow and work in my work. Over the years, I have been developing and supporting and caring for the overall healthy growth of my leaders and colleagues. Organization and everyone have helped me with my work, guidance, care and care in life, so that I have taken a lot of detours and shared more and better experiences. I have always transformed the trust and expectations of the organization and everyone. For the passion of work and the driving force for progress, no matter where I am, no matter where I work, I am down-to-earth, hard work, dedicated, no complaints, and I have been fully affirmed by the organization and everyone, for more than 10 years. It has been rated as an advanced worker at the municipal level and has been awarded provincial-level advanced workers for four consecutive years. In particular, as the backbone of the business, in 2001, I was selected by the organization to participate in the training course for outstanding young and middle-aged cadres of Shandong Rural Credit Cooperatives. Through the three months of studying in Zhengzhou Financial Cadre Management College, I have greatly improved my overall quality. Expanded my vision of work, sublimated my values ​​of life and enhanced my ability to work. Here, I sincerely thank all the leaders and comrades who support me, trust me, and encourage me!

Fourth, thanks to the good study habits that have been developed over the years, through continuous study, I have a strong sense of reform and innovation and pioneering spirit. The times are developing, and the society is making progress. If there is no reform, innovation, and pioneering and enterprising consciousness, it will "go the boat against the water, not retreat," and will be eliminated and outdated by the times. In recent years, through the combination of study and practice, I have possessed a high political theory, developed and enriched the business knowledge field, and wrote more than 10 research articles and experience summaries, which have been published in China Financial and Finance. Mainstream financial newspapers such as "Boundary"; participated in the formulation of "Customer Manager Management Implementation Rules", "Private Enterprise Loan Management Measures", "Accounting Level Management Operation Rules" and other majors, more than 10 rules and regulations. It is the strong sense of reform and innovation and pioneering and enterprising, which makes me stand tall and look far in my work. I am open-minded and quick-thinking. I work very well and work hard, which further encourages me to love my job more. Cherish your work, and do everything in a down-to-earth and creative way.

Dear leaders, judges, as a farmer with a strong sense of initiative and responsibility, I have been working diligently and diligently, always working diligently, never dare to slack off and Relax. If this competition is successful, I will motivate myself with new goals in new jobs, inspire myself with new enthusiasm, enrich myself with new ideas, and enrich myself with new business.

My main work idea is to highlight one center and implement three goals.

Highlight a center. Focusing on maximizing business benefits, we will closely unite with the members of the affiliated team, profoundly understand and conscientiously implement the development plans and work measures of the Provincial Association and Yantai Office, based on sustainable development and collective wisdom. Backed by innovative ideas and innovative methods, and taking the development and development goals as the direction, we will focus on the various tasks in charge and grasp the achievements, and contribute to the acceleration of the city's rural credit cooperatives to modern financial enterprises. the power of.

Implement three goals. First, with the “Civil Civilization Credit Project” as the general focus, with credit users, credit villages and credit enterprises as the carriers, to create a green channel for marketing microfinance loans for farmers, and to build credit management with equal emphasis on safety, mobility and efficiency. Platform to implement credit management goals. Secondly, to build the “community bank” brand of rural credit cooperatives as the main line, brand building as the cohesion, focus on the urban market business, and continue to expand and strengthen the urban business, further lead and cover the rural financial market, and make small The profit growth point will be bigger, the big profit growth point will be strengthened, the scale operation and overall development will be realized, and the brand management goal will be implemented. Third, focus on business innovation, continuously learn new knowledge, apply new business, accelerate the pace of expansion of intermediary business and new business, and develop 24-hour banks, ICT cards, acceptance bills, and collection and payment services. Therefore, the goal of increasing revenue through multiple channels will be implemented.

Dear leaders, judges, as the saying goes, things are man-made. My deep experience over the years is that if you want to do good deeds, you must be good at people first. If I am successful in the competition, I will remind myself to do the following "four aspects" at work:

The first is to position the position, recognize the duties, and be a good staff and assistant. As the deputy director of the association, you should position yourself and work within the scope of your duties and leadership. At the same time, we must maintain a high degree of consistency with the party group in the work, so that we should not dismantle the Taiwanese platform, obey the blind obedience, do not go beyond the position, do not contend for merit, do not succumb, and give full play to the role of the staff and assistants.

The second is to have a global perspective. As the deputy director of the association, we must have a general concept. We must look at the problems and think about problems from the perspective of the overall work of the association, and start from the big picture and small places. It is necessary to conduct more communication and coordination, so that the work of the organs and the grassroots, the division of labor and the division of labor will be treated equally, so that the upper and lower sides will form a joint force and concentrate on common development.

The third is to have high professional quality and management experience. It is necessary to be familiar with the various tasks of the management and have the sensitivity and insight to the work. It is necessary to be able to exert the expertise of each individual and fully mobilize the enthusiasm of everyone. The work should be arranged reasonably, calmly and calmly, so that all work can be carried out in an orderly manner.

The fourth is to do a good job of unity and cooperation. Unity is strength, a cause, a job, and only by uniting everyone can we achieve results and work out. As the deputy director of the association, we must do a good job of unity. In the work, we must pay attention to discovering and learning the advantages of others, finding and correcting our own shortcomings, knowing the general situation, taking care of the overall situation, truly achieving ideological concentricity, aiming in the same direction, synchronizing actions, doing business together, and speaking about major events. Principles, small things, style, and unity, work together.

Dear leaders and judges, I am at the golden age of life, physically and mentally healthy, energetic, dedicated, honest and honest, and able to devote myself to the career and work I love. Working for the farmer's business I love, I feel extremely happy, extremely proud, and extremely fulfilling. Regardless of the final result of the competition, I will try my best to practice my promise: to be honest and to do things in a down-to-earth manner. I will give you a satisfactory answer with full enthusiasm and hundred times of confidence, with full enthusiasm and first-class performance! I will resolutely obey the organization, dedication, hard work, and never let down the organization and Everyone trusts and expects me!

Part 3: Director of the Credit Union is competing for a speech

Dear leaders, everyone review: Hello everyone!

My name is 旷XX, I am 29 years old. I am a member of the Communist Party of China. I graduated from the Law Department of Guizhou University in July 20XX. After graduation, I have been working in a township credit cooperative. I have been working for XX Credit Union since November 20XX. Today I am still competing. Director of XX Credit Union.

To compete for this position, my advantage is: "three have", "three dare" is:

Have passion, have foundation, have principles; dare to think, dare to do, dare to take responsibility. I have passion. Passion is the source of innovation. If a person does not have passion, there will be no high-spirited fighting spirit. There is no passion in the work. Not only does it have no intention to work, but even if it is forced to work, it will not have a good effect. With passion, I will seriously put myself into the work, will be innovative, and have passion, I will not back down, full of momentum.

I have a foundation. I have been working in various positions in township credit cooperatives, and have certain work experience and business ability. As the person in charge, the organizational management ability has been improved and improved. Over the past two years, through taking the lead in the first step, active communication and active coordination, I have gained the understanding and trust of the staff, received the care and help of the leaders and business departments of the higher level associations, and received the approval and support of the local party committee and government. The continuous expansion and innovation of future work has laid a solid foundation.

I have principles. Adherence to the principle is very important, not only the need for career development, but also the guarantee of happiness in life, and knowing how to persist can be successful, and if there are principles, I will be able to observe discipline and be able to stay calm and be calm. The mentality, accumulate their own knowledge, build their own strength, treat others with peace, and do their part with the heart.

I dare to think: I can continue to innovate according to my own strengths and abilities, combined with my own expertise and work characteristics.

Dare to do is to be down-to-earth and practice your own ideas.

If you have an idea and put it into action, you have to dare to take it. Whether it is my own decision-making mistakes or employee negligence, I will take responsibility.

If I can compete for the director of XX Credit Union this time, I will unite a group under the correct leadership of the Associated Press, at the grassroots level, at the grassroots level, constantly innovating work ideas and working methods to ensure that all deposits grow at the end of the year than at the beginning of the year. More than 14 million yuan, of which current savings deposits increased by more than 10 million yuan over the beginning of the year; various loans increased by more than 16 million yuan at the end of the year, of which small credit loans increased by more than 12 million yuan over the beginning of the year; loan interest rate was 100%; non-performing loans The rate is controlled within 2%, and the new loans are guaranteed to have no non-performing loans; the income is more than 1.2 million yuan; the number of letter cards issued is 900; within this year, XX Zhenyu Village, Buqian Village, Dadong Village and Xiaozhai Village was established as a credit village, and in advance strived to pass the acceptance as a credit town. Complete various business development indicators assigned by the Associated Press, strengthen internal control compliance management, and ensure that there is no accident in achieving safe operation.

My specific work ideas are:

First, do a good job in fund organization. First, according to the task of deposit indicators allocated by the association, combined with the XX Credit Union to actually formulate and organize the implementation of the "business objectives assessment", break down the deposit task, and refine to each employee; second, strengthen the construction of the honest peasant system, indeed with small credit Loans are the starting point, absorbing farmers' funds into the society; thirdly, they have actively contacted the XX town party committee government, and coordinated the compensation for the second phase of Yingda Highway to our company, actively coordinated the relationship between banks and enterprises, and strived for the XX mine of Panjiang Coal and Electricity Group. Open an account in our company, try to reduce the outflow of deposit funds; Fourth, it is to improve the service level, to impress customers and win customers with quality service.

Second, focus on efficiency, do a good job in loan placement and intermediary business income. First, as a purely agricultural township, strengthen the construction of credit system, increase support for “agriculture, rural areas and farmers”, pay close attention to small-sum credit loans, and ensure the completion of the small-credit loan task assigned by the association; second, expand the employee loans of administrative institutions within the jurisdiction. Channels, to achieve risk control, can lend to lending; Third, do a good job in the investigation of small and micro enterprises within the jurisdiction, and timely report to the association the small and micro enterprises that need loans. Fourth, while ensuring that the loan interest is fully collected, actively explore the development ideas of the intermediary business, try to collect the intermediary business such as collection, payment, purchase, and sales, and continuously expand the channels for income increase, so that it can be collected and collected. Received.

Third, strengthen the construction of the credit system. During this year, we will strive to establish XX Zhenyu Village, Buqian Village, Dadong Village and Xiaozhai Village as credit villages, and strive to pass the acceptance inspection as a credit town in advance. In the creation work, the difficulties and problems encountered will be reported to the local party committee and government in a timely manner, and the party and government will come forward to seek substantive support.

Fourth, strictly abide by the rules and regulations of the Associated Press. First, lead by example, do a good job of increasing income and reduce expenditures, and strictly regulate various expenses; second, strengthen the awareness of not having rules and rules, take the lead in complying with credit operating procedures and internal management systems, and ensure the steady development of business.

In short, in the work with pragmatic work style, dialectical thinking, compliant business practices, accurate self-positioning, taking into account the overall thinking of the ideological concept to analyze and deal with problems, adhere to a solid grasp of early, grasp, and do a good job Work, mobilize the enthusiasm of employees, make them perform their duties, perform their duties, form a joint force, achieve stable management and healthy coordinated and sustainable development, and finally create a colorful letter of cooperation with wonderful work, glory of employees and social applause.

In the future work, no matter what role I play, I will consciously obey the arrangements of the party committee of the association, unite my comrades, work diligently and diligently with my hardworking hands, and add to the development of the credit union.

thank you all!