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Employee personal housing mortgage application


The employee's personal housing mortgage loan must bring the following information:

1. Application for individual housing mortgage loan for employees;

2. The unit's proof of the individual;

3. A copy of the borrower's ID card;

4. A copy of the borrower's account;

5. To purchase 100% of the property rights, you need to bring a copy of the “Promotional House Approval Form” and fill in the “Urumqi City Individual Housing Loan Property Rights Equity Mortgage Certificate”;
To purchase 33% of the property rights, you need to bring a copy of the “Complete Property Calculation Form”, together with a copy of the borrower’s 67% private property certificate;
To purchase an apartment, you need to bring a copy of the pre-sale contract of the residential project and the original.

6. A copy of the receipt of the payment that the borrower has paid more than 30% of the payment for the house;

7. The unit shall write a general certificate for the remittance, withdrawal, loan and account of the housing fund of the unit.

The borrower's unit should pay attention to three points:

1. The total borrowings of all borrowers of the unit shall not exceed 80% of the total housing accumulation fund of the month in which the unit borrows;

2. The personal loan shall not exceed 70% of the purchase price, and the maximum amount shall not exceed 20,000 yuan. Buying a home can increase the loan amount appropriately.

3. The loan amount is retained to a 100-digit integer. If an employee needs a loan of 17,872.33 yuan, it should be 17,800 yuan, and the remaining 72.33 yuan can be self-financed by the employees.



Employee personal housing mortgage application

Urumqi City Housing Fund Management Center:

I am an employee of the unit. After approval, I purchase a set of housing units in the unit number of the unit road number of the unit. The building area is square meters and the house price is yuan. The yuan has been paid, and the yuan is still missing. According to the relevant provisions of the “Interim Measures for the Amendment of the Individual Purchase and Construction Mortgage Loan for Urumqi City”, I am eligible for the loan application. I am applying for the loan for the purchase of the house. The term is for the year. I am willing to repay the loan on a monthly basis. Pay interest. The unit will deduct the loan principal and interest from the salary every month, and use the purchased property as collateral. The guarantee provided by my unit, please review and approve.

Borrower applicant:

year month day



prove

Urumqi City Housing Fund Management Center:

It is the employee of my unit. The husband and wife earn monthly income from the man. The comrade has participated in the reform of my unit and has paid the housing provident fund. The account of the provident fund is the balance of the provident fund for the year. My unit is willing to guarantee the comrade.



Official seal

year month day



Unit certificate

Urumqi City Housing Fund Management Center:

Our unit has a balance of housing provident fund for the year to date, and some employees have taken out the housing provident fund. Existing employees need to apply for a mortgage loan, and the borrower has raised the purchase price of the house, accounting for % of the total purchase price. The loan amount of the above borrower can be transferred to the account of the sale of the unit, and the account for the sale of the house is. At the same time, our unit guarantees that the total personal loan of the employee does not exceed 80% of the total housing accumulation fund.

Hereby prove.

Official seal of the unit:

year month day

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