Personal agent insurance agent contract

Contract number: _________

Party A: _________

Party B: _________

Both Party A and Party B have signed this insurance agency contract in accordance with the "Insurance Law of the People's Republic of China", "Administrative Regulations on Insurance Agents" and other relevant laws and regulations, and on the principle of equality and voluntariness.

First general rule

Party A entrusts Party B to handle personal life insurance business on behalf of Party A within the scope of Party A's authorization. Party B shall be responsible for the insurance liability arising from the agency activities in accordance with the agreed scope within the validity period of this contract. Party A shall pay Party B's agent fee in accordance with this contract. This contract and related file content do not directly or indirectly constitute a relationship between employer and employee between Party A and Party B.

This contract is effective as soon as it is ordered. Party B has an investigation period of _________ months. During the inspection period, both parties may propose to terminate this contract at any time, and the other party shall agree.

Second authorization

During the validity period of this contract, Party B may, within the scope of Party A's administrative division, recruit Party A's personal insurance business suitable for personal insurance, collect insurance premiums and provide after-sales service.

Party A may adjust the business areas, insurance types and other authorized contents of Party B's agents according to the needs of business development.

Article 3 Collection and delivery of insurance premiums

Party B shall sign the insurance premium receipt after Party A collects the insurance premium, and the receipt may only be issued after the premium is received.

Party B shall not pay the insurance premium for the customer, and the insurance premium paid by Party B to Party A shall be deemed to be paid by the policyholder.

Under no circumstances should Party B use its own name and account to collect money. Party B shall promptly pay all the insurance premiums collected by Party A's agent to Party A within _________ working days in the manner prescribed by Party A, and shall not use it for other purposes.

Article 4 Payment of Agency Fees

Party A shall pay Party B's agent fee according to the insurance premium income of Party B. The specific payment standard shall be determined by Party A according to different types of insurance, different payment terms and different payment methods, and shall be announced. Party A can adjust the agency fee standard in a unified manner according to the needs of business development and announce it.

Agency fees are paid in RMB cash or by transfer.

At the same time, the following four conditions are met, and Party B has the right to request Party A to pay the agency fee:

1. The insurance policy is signed by Party B with the name and code, and after Party A's underwriting, Party A has checked out the insurance policy accordingly.

2. Party A has received the corresponding insurance premium.

3. Party B complies with the provisions of the agency contract.

4. Within the validity period of this contract.

In the case of the fifth paragraph of this contract, Party A will no longer pay the relevant agency fee of Party B.

Regardless of whether the agency contract is terminated or not, the insured shall request the termination of the contract within ten days after the receipt of the insurance policy or the cancellation of the contract by the insured due to the fault of Party B. Party B shall not be entitled to the agency fee associated with the refunded insurance premium. Return to Party A.

Article 5 Party A's rights

The insurance policy is issued and the final confirmation right is granted to the insurance business that Party B has solicited within the scope of authorization.

Have the right to formulate and revise various management methods and rules and regulations, and revise and supplement the relevant provisions on agency fees and other treatments at any time, and notify Party B.

It has the right to supervise, manage and inspect the agency activities of Party B, and has the right to assess and reward the work of Party B.

The right to withhold the tax payable by Party B.

When the customer submits an agent requesting change to its service to Party A, Party A has the right to change the insurance policy of the customer to be directly provided by other agents or by Party A, and notify Party B in writing.

Article 6 Party A’s obligations

The agency fee shall be paid to Party B in accordance with Article 4 of this contract.

The insurance liability shall be assumed for the business that Party B meets the requirements of Party A and is solicited within the scope of authorization.

Provide Party B with the necessary documents, materials, documents and necessary assistance to carry out the agency business.

According to the “Administrative Measures for Individual Agents of China Life Insurance Company”, Party B will provide relevant treatment.

Provide Party B with the necessary training.

Article 7 Party B's Rights

Work as a life insurance agency within the scope of Party A's authorization.

Party A is required to pay the agency fee.

Party A is required to provide relevant documents, insurance documents and information.

Party A is required to provide relevant training.

Enjoy the relevant treatment provided by Party A.

Article 8 Party B’s obligations:

The rules and regulations related to Party B's agency business formulated by Party A shall be observed.

Provide customers with services such as fees, delivery, consultation, assistance in changing insurance policies and assisting with claims.

Strive to maintain existing business.

The minimum performance standard determined by Party A should be met.

Participate in relevant training, conferences and seminars on time.

Record activities and performance as required by Party A.

Responsible for all expenses related to the agency business.

Perform the signing procedures when receiving the relevant documents in accordance with the provisions of Party A.

Do not collude with customers and damage Party A's interests.

Article 9 guarantee

At the time of the conclusion of this contract, Party B shall deliver the deposit in accordance with the provisions of Party A. The deposit shall be held by Party A during the validity period of this contract, and shall be returned to Party B without interest after the contract is terminated.

In entering into this contract, Party B shall also provide two citizens or legal persons with the ability to pay off debts agreed or recognized by Party A as guarantors, and enter into a guarantee contract with Party A as the deed of this contract.

Article 10 Dissolution and Termination of the Contract

Both Party A and Party B may, in advance by _________ months, notify the other party of the cancellation of this contract by written notice. The expiration of the _________ month period will be terminated.

If Party B has one of the following circumstances, Party A may propose to terminate this contract:

1. Violation of the provisions of this contract and causing serious consequences.

2. Does not meet the conditions of an individual agent or loses the qualification of an agent.

3. It does not meet the requirements for the maintenance of conditions for the training and performance assessment of Party A.

4. There are illegal crimes or serious damage to Party A’s reputation.

5. There is dishonest deception on Party A.

6. Other circumstances as stipulated by law.

In any of the following circumstances, the rights and obligations of this contract shall be terminated:

1. Assuring that the contract is invalid, there is no new guarantor within one month from the date of failure.

2. Party B is 60 years of age or older.

3. Party B becomes a person with incapacity or limited ability.

4. Other circumstances as stipulated by law.

Termination of the contract

After the termination of this contract, Party B shall immediately handle the handover procedures with Party A in accordance with the regulations. Party B shall return the money, exhibition certificate, this contract, insurance terms, documents, files, manuals, and other printed parties to Party A. The printed matter of the company name and the forms and files deposited by it shall also be submitted with a copy of the ledger and records required by Party A in connection with Party A's business, and no further activities may be performed in the name of Party A's agent.

Article 11 Liability for breach of contract

Party B shall be responsible for the activities carried out by Party A in the name of Party A or in the name of Party A after the termination of the agency contract, unless Party B has ratified it.

If Party A fails to perform its contractual obligations or violates the provisions of the contract, and Party B has the right to propose to terminate this contract and cause losses to Party B, Party B has the right to claim damages.

Party B has the right to change the scope of authorization or terminate this contract in violation of this contract and the provisions of Party A and the agency business. If Party A causes economic losses, Party B shall be liable for compensation for losses.

Article 12 Others

The Code of Conduct for Individual Agents of China Life Insurance Company is part of this agency contract, and Party B shall always abide by it when engaging in agency business.

The dispute between the two parties on this contract shall be settled through consultation in a timely manner. When the negotiation fails, both parties may file a lawsuit in the people's court with jurisdiction at the place where Party A is located.

This contract shall take effect from the date of signature by both parties and shall be valid for _________ years. If the parties have no objection before the expiration of the term, the contract will be extended to _________ years.

This contract is made in two copies, one for each party. This contract is not used as proof of identity.

If both parties have entered into the relevant agency contract or employment contract before entering into this contract, both parties agree to terminate the original contract after the contract becomes effective.

person A person B:_________

principal:_________

_________Year ____________________________________________

Subsidiary file

China Life Insurance Company Personal Agent Code of Conduct

Individual agents of China Life Insurance Company shall abide by the following code of conduct:

First, in business activities, the instrument must be neat, polite, and enthusiastic, and there must be no excessive behavior such as quarreling with customers.

2. Visiting customers should agree on the appropriate time and place beforehand. The visits not agreed beforehand should choose the time suitable for the customer.

3. When contacting a prospective policyholder, first of all, indicate that you are the agent of the company and take the initiative to present the Insurance Agent's Certificate of Exhibit.

4. Strictly abide by the principle of good faith, and inform the customer of the contents of the company's business and insurance terms and their meanings that the customer should know, and truthfully report the situation of the customers that the company should know.

5. When discussing the policy with the prospective client, you can only use the promotional materials provided by the company to the agent, and must use the complete instructional materials, do not add content, or only select the most favorable part. It is not possible to use the terms of other companies or the materials of the exhibition and the promotional materials that have not been made with the prior consent of the company.

6. Use only sales proposals and related figures provided by the company or approved by the company in advance.

7. The interpretation of the insurance clause shall, as far as practicable, ensure that the prospective insured understands his responsibilities and under what circumstances he is entitled to the policy benefits.

8. For long-term life insurance, it should mainly publicize its guarantee function, and should not directly compare its predetermined interest rate with the bank savings rate.

9. For the return interest insurance, the interest rate difference shall not be predicted. The description of insurance benefits should place special emphasis on the uncertainty of future benefits. In exemplifying the nature of the spread return, it should be clearly stated that this example is merely intended to illustrate the characteristics of the policy, and the described benefits are based on assumptions about future interest rates and are therefore not guaranteed to be available.

10. When comparing with other types of insurance or investment, make full use of your knowledge and ability to clarify the characteristics of each type of insurance or investment.

XI. Make the proposed insurance as far as possible meet the needs of prospective customers, and not exceed the affordability of prospective customers.

12. Advise only those things that you are capable of handling, and seek or introduce the opinions of other experts if necessary.

XIII. Do not make incorrect or misleading statements about any insurance company and its products or any other insurance intermediary.

14. Unless the existing policy clearly does not meet the needs of the prospective client, it shall not attempt to prompt the prospective client to cancel any existing policy, and shall accurately and completely describe and compare the insurance type of the existing policy with the recommended insurance.

15. When completing a proposal or insurance policy or any other material:

1. It is his responsibility to avoid affecting the prospective policyholder and to make it clear that all answers or statements are made.

2. Prospective customers must be reminded of the relevant statement on the insurance policy and explain to the prospective client the consequences of fraud, non-information and misrepresentation.

16. Special emphasis is placed on the long-term nature of the policy and the consequences of failure or surrender in the middle.

17. You may not induce or pay for insurance premium rebates or commission rebates or induce any customer to insure against any benefit other than those specified in the policy. Nor can it make a false statement or an incomplete and accurate comparison for the purpose of inducing a company's customers to transfer, invalidate, lose rights and surrender, and attempt to induce other business personnel of the company to not service the policy.

18. No additional fees other than insurance premiums may be charged to the insured.

19. At no time shall the insurance premium be collected in the name of an individual; after receiving the insurance premium, it shall be delivered to the company immediately; the insurance premium collected shall not be deposited into the personal account or used for other purposes.

20. It is not allowed to pay insurance premiums on behalf of clients.

21. Do not modify any documents, files or materials of the company. The company should be transferred to the company immediately after receiving the insurance policy.

22. A client shall not sign the insurance policy and other documents or files that should be signed by the client on behalf of the client; the third party may not be allowed to sign on behalf of the client without the written authorization of the client.

Twenty-three, unless the agency contract has a clear stipulation, it shall not assume responsibility on behalf of the company, and may not be guaranteed by the company's credit.

Twenty-four. It is not allowed to issue a policy on behalf of the company or to hold the company accountable in other forms. Without the authorization of the company, the company may not guarantee the issuance of insurance policies or insurance documents.

25. From the date of insured, if the agent knows or suspects that the applicant's occupational or health status changes or fails to fulfill the obligation of truthful disclosure, the agent may not deliver the insurance policy and the batch issued by the company to the insurance. People or others.

Twenty-six, may not collude with customers to arrange for the replacement of the insured or the insured person.

27. Except for normal agency activities, no information concerning the company's actual handling and customers shall be disclosed during the validity period of the agency contract and afterwards. When engaging in normal agency activities, efforts should also be made to prevent disclosure of such information to people other than prospective clients.

28. Without the permission of the company, the agent may not transfer his business to another person or accept the business transferred by others.

Twenty-nine, the agent has no right to express to others that he has the right to accept the loss notice, the terms of the agreement, the payment of any damages or the partial savings of the company.

30. Do not collude with customers or other persons, create false claims to pay for insurance, or accept or attempt to accept all or part of the insurance paid by the company to customers.

Thirty-one, may not engage in part-time insurance agency business; may not sell insurance for other insurance companies or business units.

32. Without the written approval of the company, the company shall not make advertisements about the company in any media in any way, may not sign the notice concerning the company or other insurance companies, and shall not send a letter to any media to reflect the relevant company or In the case of other insurance companies, it is also not allowed to print, sign and distribute files or articles with the company's name or logo. When the agent causes the company to take legal action for making an unauthorized act or statement, the agent shall bear all the costs and compensation including the costs of the litigation.

Thirty-three, must use the company's unified layout of business cards, can not change the relevant ranks, titles and other content.

34. The agent shall not compete with customers who are already in the company or who are still negotiating with the company at the time of termination of the agency contract.

35. During the agency period, the agent shall not induce, defame or attempt to induce or detain any employee or agent of the company from the company.