Rich man, wolf, poor sheep

Rich man, wolf, poor sheep

The success of the rich, the mediocrity of the poor, what are the secrets and differences between the two? Students with low academic qualifications and average grades in school, and who are mischievous, go to the society and become bosses and make big fortune. Why? Children of high-profile families, despite the historical setbacks, can quickly walk in front of others once they have good policies. Why? Look at this article, you may understand something. The point is not whether you are rich or poor now, but which kind of person you belong to in essence!
1. Ordinary people are coveted and comfortable, and the rich like to challenge the concept of career choice: ordinary people like to go to the big company, the working environment is more stable. The rich man educates his children, don't mind to work in small companies, and even encourage their children to create a small company.
Choosing a bank's wealth management products is different: ordinary people usually pick a “guaranteed” plan, and the annual return is 3% to 5%. The rich man loves to take risks, buy a certain percentage of equity funds, and pay more. "Wealth thinking" will not buy a capital preservation fund - "low risk, it is low return."
2. Ordinary people work hard on their own, and the rich may use their strength to fight ordinary people. They may work harder than the rich. The difference between the two stems from the different interpretations of the definition of “hard work”: ordinary people work hard, from morning to night, work hard. .
The rich man's 'hard work' consists of three aspects: first, the hard work of the team. They are used to leading the team, especially leading the sales team. Good at motivating the team, everyone is working towards a common goal, creating success and sharing the commission. Second, let the money work hard. Ordinary people are afraid of taking risks, so that money is “sleeping in the bank”, their money is “lazy” and there is no “output.” The rich require at least 10% return of capital each year. They are good at business. Sleeping is also money to make money. For example, if you borrow money to open a store for a friend, you must charge a reasonable interest on borrowing, and you must have collateral; or invest in real estate, collect rent, and enjoy the return of real estate appreciation. Third, the rich man is good at using Other people's money makes money for themselves. For example, the rich man has 700,000 yuan in his hand, he buys a suite, and certainly will not pay it in full. He will buy two suites, borrow 700,000 yuan to 800,000 yuan from the bank, so that the bank's money is also Make money for him. Ordinary people are used to paying their homes in one lump sum and don't like to borrow.
3, ordinary people follow the name, the rich people dare to say that ordinary people are clouds, some are superstitions, some are parents' rumors, they will inevitably be "small money savvy, big money confused." For example, when buying a cheap house, they are very concerned about property management fees, thinking that the less the better. As everyone knows, the cheaper the property management fee, the lack of personnel to take care of it, often lived for five years, has been ragged, saved a little property management fees, the house's future appreciation space has been destroyed. They buy insurance with a comparative return rate and a high return. Insurance is not an investment. Buying insurance is to buy a safety net for the family. The most important connotation of the policy is sufficient protection, the claims are good, and the agent service is in place.
4, the common people, the character of the flock, the two young people around the wolf's characteristics of the rich, know that after 20 years, which one can become a rich man? Of course, you can predict if they are courageous.
The rich man is too bold, dare to try new things, and others do not dare to do things, he goes. The company is ready to open up the western market. It has to send staff to Lanzhou, Chengdu and other places for three or four years. The future rich man will not hesitate, and even the self-recommended. The average person is reluctant to leave the headquarters of Beijing and Shanghai companies. After considering it for a long time, he is still reluctant to act. Courage is big, there are many natural opportunities; courage is small, and opportunities are lost. You said that which one is easier to succeed?
The general herd effect is obvious. Everyone goes with the tide, does not dare to stand out from the crowd, refuses to try any new things, fears failure, is afraid of being laughed at by others, and waits until everyone agrees to do it. His achievements are limited. The rich wolf characteristics are obvious. They have already purchased when the equity fund has reached a net value of 1.30 yuan; the sheep personality will eventually wait until 2.30 yuan. When the "wolf" makes money, the price of the "goat" is already high, and even if it does not lose, it does not earn much.
The typical performance of the flock character is: Wait until the surrounding friends act first and have successful experience before they will follow.
5, ordinary people concentrate on the details, the rich pay attention to the big things ordinary people spend their daily consumption, spending time and bargain, save a little money. Their bank account force may contain 200,000 yuan in cash and charge a modest interest. Ordinary people look down at the small things in front of their eyes, and they cannot foresee the changes in the future society. They can only continually sigh: the world is changing fast. The rich man likes to pay attention to big things. He will plan ahead for changes in the future, and make a lot of money in opportunities that others can't see for a while.