An inspirational financial road for a single girl, you may be inspired after reading it.

My friend worked in a network company before 2003, doing website development and management, with a monthly salary of 2~3000 yuan. She is a Beijing MM. At that time, she had just graduated from college. It was young and energetic. She was very ambitious. She was very enthusiastic about her work. When we met, we often talked about the online community she managed. She is always dancing, telling her about the website and so on. She is a member of the Moon family. She always feels that "there is a return to the money." At that time, she and a netizen were in love, and the two places were separated. The monthly telephone bill could cost one to two thousand, which shows her mentality.

The results did not last long. After 2002, the Internet industry suffered a cold spell. Several of my friends who were on the website were laid off. In early 2003, she told me that she was laid off by the company. All those ambitions and ideas were all in the wind. go with. The house leaked to the night rain, and her boyfriend broke up with her. She had nothing but the phone bill of more than 2,000 yuan.

In the second half of 2003, she found a new job. During this half year, she has been out of work. Although their family is in Beijing, their parents are retired workers. There is no way to finance her and she can't find a job for her. This half year is her most painful time, no money, no boyfriend, no job. At that time, she had only a few hundred dollars in her hand. She was in the stock market at that time. At that time, the market was not good. She was also ignorant and groping, and she could make a little money in half a year.

In the first half of 2003, it was her most painful half a year, but that is also the first half of the year, she carefully summed up her fault and thought about her life goals.

In the second half of the year, with the help of a netizen, she found a job in technology at a software company. The trial period salary is 900 yuan, which is much lower than her original salary, but she does not do the moonlight family anymore. 900 yuan salary, she forced herself to save 300 yuan, the remaining 600 yuan as a daily expense, she eats at home, the six hundred yuan, there must be 300 to the family as a meal and living expenses, her home in the suburbs, monthly The fare for commuting to work is more than 100 yuan. At noon, it is 100 yuan to eat in the cafeteria. 600 yuan is only enough for basic living. There is almost no money to buy luxury goods. For a girl in her 20s, it is really hard enough.

Saved 300 yuan, she went to the stock market every month to roll a circle, earning a little money, according to her, at that time can earn a few tens of dollars, it feels rich. Just rolling slowly, more and more equity, she is a short-term guest, she is not good when she enters the market, after training, her skills are more and more skilled.

From 2003 to the present, her salary has increased. After the probation period, she can get more than 2,000 yuan in salary. Sometimes, with the travel subsidy, she can get more than 3,000 yuan a month. Until now, her salary is only 3,000 yuan. She has been keeping the habit of saving money for years, but her share capital is getting bigger and bigger. By 2005, her daily expenses had all come from the stock market, and all the wages had survived. She has set herself a discipline, that is, all living expenses, taken from the stock market. Do not keep wages and incomes. At the end of each year, she takes the wages out of the whole number and continues to invest in the stock market to increase her share capital.

As the stock market earns more and more money, her living standards have gradually increased, and she no longer has to pay the living expenses of 600 yuan. In 2006, she went to Southeast Asia to travel, bought a laptop for herself and her mother, and changed her own mobile phone. This year, she has been willing to buy more than 400 yuan. She said that thanks to the stock market gave her a freshman.

My friend, an old stockholder who has been trained in the bear market, is well versed in short-term operation skills and is very skilled in stock market operations. In January 2007, she was optimistic about Tsinghua Tongfang's stock, and she was full of positions. Tsinghua Tongfang rose immediately after she bought it, followed by three daily limit. On the fourth day, she stopped selling and stopped selling. A profit of more than 60,000 yuan a week. Her mother was very surprised because the old lady worked for decades to earn the money.

With the general trend in 2007, my friend is like a fish, the market value has been less than 200,000 from the beginning of the year, to 500,000 now. On June 20th, I mentioned in the post that the old shareholders had cleared the position, and that was her, that is, 500,000 is cash for her.

The MM worked for 8 years. In the first 4 years, she had nothing. After she suffered setbacks in her career, she suddenly realized that she was trying to run her own life. For her current job, she also has her own independent opinion, which is to try to keep the job as it is a stable source of life, but also a spiritual sustenance. People can't live on the stock market alone, and the stock market will block people from social life. For work, she will never invest as much as she did before 2003. After all, the salary of 3,000 yuan in January is low in Beijing. It is not a long-term solution for girls to do technical work. Work can not make her feel at ease, investment. Financial management is the main way to manage yourself.

After a few years of ups and downs in the stock market, she began to study VCs, delve into the futures market, and plan for her next step. 3000 yuan is not a high salary in Beijing, 500,000 is not rich, her family is in the outer suburbs, it takes more than two hours to go to work every day, I hope to have a small house in the city. She is already young and has not met a suitable boyfriend. This is also a big regret. But by her own efforts, it is not easy to do this. Now she is familiar with life planning, workplace strategy, investment skills, etc., to know how to get their own happy life, which is doomed her future will be even better.