Mining Group Housing Provident Fund Management Measures

Chapter I General Provisions Article 1 In order to strengthen the management of housing provident fund, safeguard the legitimate rights and interests of employees, promote and improve the housing conditions of employees, and improve the living standards, according to xx "Regulations on the Management of Housing Provident Funds", "Administrative Supervision Measures for Housing Provident Funds", and the Ministry of Finance These measures are formulated in accordance with the actual conditions of the group companies, as defined in the Accounting Measures for Housing Accumulation Funds, the Financial Management Measures for Housing Provident Funds, and the relevant laws and regulations of the provinces and municipalities.
Article 2 These Measures shall apply to branches, wholly-owned subsidiaries, holding subsidiaries, business legal entities and other relevant organizations to which the Group Company belongs. Other subsidiaries of the group company and diversified business collective enterprises are referred to. The urban units of the group company also implement the relevant management measures for the housing accumulation fund of Xuzhou City.
Article 3 The housing accumulation fund deposited by the employee and the housing accumulation fund deposited by the employee shall be owned by the employee. The group company shall be managed on behalf of the State.
Article 4 The management of housing provident fund shall be based on the principle of decision-making of the housing provident fund leading group, the operation of the housing fund management center, and the supervision of the financial and auditing departments.
Article 5 The housing accumulation fund shall be used for the purchase of houses by the employees or for the construction, renovation and overhaul of self-occupied houses. No unit or individual may use them for other purposes.
Article 6 The deposit and loan interest rates of the housing provident fund shall be implemented in accordance with the regulations of the People's Bank of China.
Chapter II Institutions and Responsibilities Article 7 The group company shall establish a housing provident fund management leading group as the decision-making body for the management of housing provident fund. Team members must have employee representatives to participate.
Article 8 The Housing Provident Fund Management Leading Group shall perform the following duties in the management of housing provident fund:
Formulate and adjust the specific management measures for housing provident fund in accordance with relevant laws, regulations and policies and the regulations of the group company, and supervise the implementation;
According to the relevant national policies and the specific conditions of the group company, formulate the specific deposit ratio of the housing provident fund, and review the application of the unit to hold over the housing provident fund or reduce the proportion of the housing accumulation fund, and report it to the group company for research;
Approving the housing accumulation fund collection, use plan and supervision plan implementation;
Formulate management measures for housing provident fund personal housing loans;
Review the annual budget and final accounts of the housing provident fund, review the housing accumulation fund value-added income distribution plan, review the draft application for the write-off of the housing provident fund bad debts, and report to the group company for research;
Listen to the annual work report of the Housing Fund Management Center, the audit report of the audit department, and make corresponding resolutions and opinions on the report;
Other matters that require decision making.
Article 9 The group company establishes a housing fund management center. Responsible for the management of the housing provident fund of the independent industrial and mining areas and foreign units of the group company, and coordinate the management of the housing unit provident fund of the group company. All units of the group company shall appoint a leader to manage the housing accumulation fund of the unit, and set up a special person in charge of the accounting, statistics, deposit, withdrawal and use of the housing accumulation fund of the unit.
Article 10 The Housing Fund Management Center shall perform the following duties:
Prepare and implement the collection and use plan of the housing provident fund;
Responsible for recording the deposit, withdrawal, use, etc. of the employee housing provident fund;
Responsible for the accounting of the housing provident fund;
Approve the withdrawal, loan, transfer and use of housing provident fund;
Responsible for the preservation and return of the housing provident fund;
Prepare a report on the collection and use of the housing accumulation fund;
To undertake other matters decided by the Housing Provident Fund Management Leading Group.
Article 11 The housing provident fund management leading group shall, in accordance with the relevant regulations of the People's Bank of China, designate commercial banks that are entrusted with the housing provident fund financial business; the housing fund management center shall entrust the entrusted bank to handle the housing provident fund loans, settlement and other financial services and housing provident fund. Procedures for the establishment, payment, and return of accounts. The housing fund management center shall sign a commission contract with the entrusted bank.
Chapter III Deposits Article 12 The housing fund management center shall establish a housing provident fund account at the entrusted bank.

All units shall go to the Housing Fund Management Center to register the housing accumulation fund deposit, open an electronic accounting account after the central audit, and establish a computer accounting system for the unit, and calculate the receipt, support and storage of the housing provident fund for each employee. The housing provident fund summary report and the personal housing provident fund subsidiary account are regularly transmitted to the residential center through the Internet.
Article 13 The newly established unit of a group company shall, within 30 days from the date of establishment, go to the Housing Fund Management Center to register the housing accumulation fund, and establish an electronic computer accounting system within 20 days from the date of registration, and at the fund settlement center of the group company. Hand in the payment procedures. Where a unit is merged, divided, revoked, dissolved or bankrupt, within 30 days from the date of occurrence of the above-mentioned circumstances, the original unit or clearing organization shall go to the housing fund management center to handle the change registration or cancellation registration, and shall complete the change registration or cancellation registration. Within 20 days from the date, go to the Housing Fund Management Center to handle the transfer or withdrawal and storage procedures of the housing provident fund account for the employees of the unit.
Article 14 Units that employ new employees shall, within 30 days from the date of the admission of new employees, go to the Housing Fund Management Center to handle the deposit registration, transfer and payment of funds. Where the unit terminates the labor relationship with the employee, the unit shall, within 30 days from the termination of the labor relationship, go to the Housing Fund Management Center to handle the change registration and handle the transfer or withdrawal and storage procedures for the employee's housing provident fund account.
Chapter IV Payment Ratio and Baseline Article 15 The group company shall determine the proportion of units and individual provident fund contributions according to the relevant regulations of the provinces and cities and the actual situation of the enterprise. Group companies, wholly-owned subsidiaries, holding subsidiaries, corporate entities and other organizations shall adjust the proportion of payment in accordance with the provisions of the group company; other subsidiaries of the group company and multi-business collective enterprises shall refer to the implementation. If the employee's personal income is less than RMB 1,000/month, he/she may apply to reduce the rate of withholding. For units that cannot be adjusted simultaneously, the proportion of contributions of employees and units of housing provident fund shall not be less than 5% of the average monthly salary of the employees in the previous year.
Article 16 The base for the payment of housing provident fund shall be approved in accordance with the base of pension insurance payment, but the upper and lower limits shall be implemented as follows: if the average monthly salary of the employee in the previous year exceeds 5,000 yuan, the unit and individual shall be approved at 5,000 yuan/month; If the average monthly salary is less than 677 yuan, the unit pays the base at 677 yuan/month, and the individual's payment base is determined according to the employee's actual income last year. On July 1 of each year, the standard of the housing accumulation fund payment base is adjusted according to the relevant regulations of the provinces and cities.
Article 17 The newly-employed employees shall, from the second month of participating in the work, the units and individuals shall begin to deposit the housing provident fund. Monthly payment = the employee should pay the base × the proportion of the employee housing accumulation fund.
Article 18 The housing accumulation fund paid by an individual employee shall be withheld and paid by his or her unit from his monthly salary. Within 5 days from the date of monthly payment of the employee's salary, the unit's deposit and the housing accumulation fund withheld by the employee shall be remitted to the housing accumulation fund account of the group company's fund settlement center. The fund settlement center shall be managed according to the housing fund at the end of each month. At the request of the center, the funds will be transferred to the bank's provident fund account.
Article 19 The unit shall pay the housing provident fund on time and in full, and shall not pay or pay less due to overdue. For units that cannot be remitted actively, the fund settlement center will be forced to transfer as the unit's unified funds.
Article 20 A unit that meets the following conditions may propose to reduce the deposit ratio:
Loss for two consecutive years;
The average monthly salary of the employees of the unit is lower than the average monthly salary of the employees of the city or group companies in the previous year.

0%. The time limit for reducing the contribution rate of housing provident fund is one year at a time, and the minimum deposit ratio is 5%.
Article 21 Units that meet the following conditions may file a late application:
Loss for 4 consecutive years;
The monthly average wage level of the employees of the unit is lower than the average monthly salary of the employees of the city or group companies of 40%. The minimum contribution rate of housing provident fund is 5%; the period of holding over the housing provident fund is not more than one year at a time.
Article 22: Units that reduce the proportion of housing provident fund contributions and defer payment of housing provident fund shall be discussed and approved by the employee representative assembly of the unit, and reviewed by the Housing Fund Management Center and reported to the Housing Provident Fund Management Leading Group for approval. Units that have been approved to reduce the proportion of deposits and hold over the housing provident fund shall, after the economic benefits improve, promptly adjust the proportion of payment and the payment of the overdraft housing accumulation fund. Article 23 The housing accumulation fund shall bear interest at the interest rate stipulated by the state. Interest will be charged to the unit if it is overdue or if the fund settlement center is not transferred in time.
Article 24 The source of funds for the housing accumulation fund paid by the unit for the employees shall be implemented in accordance with the file of Xu Mine Division [~] No. 171.
Chapter V Extraction and Application Article 25 Workers shall provide true, complete and valid evidence for the withdrawal of housing provident fund. The management personnel of housing provident fund shall be examined in accordance with relevant regulations and procedures.
Article 26 If a worker in a mining area has one of the following circumstances, he may apply for the withdrawal of the housing provident fund:
1. The employee's retirement shall be based on the person and the retirement certificate to withdraw the balance of the principal and interest of the housing provident fund;
2. Transferred from Xu Mining Group or settled out of the country, with the introduction of the work transfer letter issued by the competent department of the transfer unit, the exit formalities issued by the public security department, the passport and other visas and the identity card of the person, and the balance of the principal and interest of the housing provident fund;
3. Buying a house:
Purchase commodity housing, provide "commodity purchase and sale contract", valid payment certificate;
For the purchase of public housing and second-hand housing, it is necessary to provide the “House Sales Contract” certified by the property management department and the valid payment certificate for handling the property rights transaction;
For the purchase of affordable housing, provide purchase and sales contracts and valid payment certificates for the purchase of affordable housing;
For the purchase of demolition and resettlement housing, provide compensation agreement for the exchange of property rights for demolition and a valid payment certificate.
4. Building a house:
For self-built houses, the “Construction Engineering Planning Permit”, “Construction Engineering Construction Permit” and land use permit shall be provided.
For the renovation of self-housing, the "Construction Engineering Planning Permit" and "Construction Engineering Construction Permit" are provided.
In the case of fund-raising and construction of houses, the archives for the approval of fund-raising construction, the “Construction Engineering Planning Permit” and the “Construction Engineering Construction Permit” shall be provided, and the units shall participate in the roster of fund-raising houses. Fund-raising construction agreement, valid payment certificate.
5. For overhauling the housing, provide the housing quality appraisal certificate of the real estate administrative department, the “Construction Engineering Planning Permit” and the “Construction Engineering Construction Permit”.
6. If all the principal and interest of the purchase loan are repaid, the loan shall be transferred by means of transfer, but the cash shall not be withdrawn.
7. If the labor capacity is completely lost and the labor relationship is terminated with the unit, the certificate of loss of labor ability and the certificate of termination of the labor relationship shall be provided.
8. If the employee who died in the service period, the legal heir or the bequestee withdraws the balance of the housing accumulation fund of the deceased employee, it shall provide the identity relationship certificate, the employee death certificate, the extractor's ID card, and the will to provide the will. If there is no heir or no gift, the storage balance in the employee housing provident fund account is included in the value-added income of the housing provident fund.
Article 27 Extraction time
1. If the employee purchases the housing to withdraw the provident fund, the housing provident fund can be withdrawn within one year from the date of the last valid payment certificate for the purchase of the house;
2. If the building, renovation or overhaul of self-occupied housing is completed, the housing provident fund may be withdrawn within one year from the date of issuance of the Construction Engineering Construction Permit;
3. In repaying the principal and interest of the purchase loan, when the loan principal and interest are paid off in one lump sum, the provident fund will be transferred to the repayment account through the transfer method.
4. If the fund-raising building is to be used to withdraw the provident fund, it shall be withdrawn within one year from the date of completion of the collection and delivery of the fund-raising house.
5. Retirement and termination of labor relations with the unit. If the company is transferred from the group company, if the employee leaves the country and settles, the employee may die or be declared dead and may withdraw the housing provident fund at any time.
Article 28: Procedure for withdrawing housing provident fund
1. Individual employees holding the documents stipulated in these Measures, apply to the Housing Provident Fund Management Office of the unit to fill in the “Approval Form for Application for Housing Provident Funds”, and sign the relevant documents from the management unit of the unit, and submit the relevant documents to the group company by the provident fund administrator. Housing Fund Management Center approval;
2. The unit provident fund administrator fills in the unified form of the provident fund withdrawal certificate with the documents approved by the housing fund management center, and the withdrawal person directly collects it from the financial department of the unit. At the end of the month, the finance department will pay the attached document of the provident fund withdrawal certificate to the provident fund management office for verification registration, and the provident fund management office will report the unpaid data to the group company's housing fund management center for inspection;
3. For the units that pay the housing provident fund in full and on time, the financial department of the unit shall fill out the “Application for the withdrawal of the group's provident fund” and affix the financial seal to the housing fund management center of the group company according to the amount approved by the housing fund management center. Handling the transfer procedures. For the unit that accumulates the unpaid housing provident fund, the unit's financial department shall transfer the amount of the withdrawal after the approval of the group company's housing fund management center, as the amount of the contribution of the provident fund.
Article 29 Other:
1. If an employee has already applied for a housing provident fund loan, or provides housing provident fund loan guarantee for others, the housing provident fund may not be withdrawn during the period when the person or the guarantor has not paid off the principal and interest of the loan.
2. After the employee withdraws the housing provident fund, he/she cannot apply for a personal housing provident fund loan after renewing for less than half a year; after applying for a personal housing provident fund loan, the housing provident fund cannot be withdrawn.
3. The withdrawal of employee provident fund for each unit of the group company in the urban area shall be carried out in accordance with the relevant provisions of the Municipal Housing Provident Fund Management Center.
Article 30 The Housing Fund Management Center may use the housing provident fund for the purchase of government bonds on the premise of guaranteeing the withdrawal and loan, with the approval of the housing provident fund management leading group. The ratio of the purchase of the national debt to the balance of the housing accumulation fund shall not exceed 20%, and the amount of the purchased national debt shall not exceed 30% of the amount of the housing accumulation fund in the current year. The purchase of treasury bonds by the Housing Fund Management Center shall be implemented in accordance with the Interim Measures for the Administration of the Purchase of Government Bonds by the Housing Provident Fund for the Housing Provident Fund Supervision Office of the Provincial Construction Department.
Article 31 The value-added income of the housing provident fund shall be deposited in the Housing Provident Fund's value-added income account opened by the entrusted bank in the Housing Fund Management Center, used to establish the housing reserve fund loan risk reserve, and to build supplementary funds for the construction of low-rent housing for employees. Management costs of the Housing Fund Management Center.
Article 32 The management expenses of the housing fund management center shall be compiled by the Housing Fund Management Center after the approval of the Housing Provident Fund Management Leading Group, and shall be included in the value-added income of the housing provident fund.
Chapter VI Housing Provident Fund Loans Article 33 The employees who normally deposit the housing provident fund may apply for housing provident fund loans. The employees of the urban units of the group company apply for housing provident fund loans to the municipal housing accumulation fund management center for processing.
Article 34 A borrower shall have the following basic conditions:
There are permanent residences or legal and valid residence permits in the Xuzhou area;
Have a stable occupation and income, good credit, and the ability to repay the principal and interest of the loan;
Proof of legal and valid purchase of housing contracts;
Purchase

Proof of the down payment for the purchase of the home;
Agree to use the purchased home as a mortgage;
There are insurance companies providing guarantees;
Meet other conditions as stipulated by the Housing Fund Management Center.
Article 35 If the borrower pays the housing provident fund in full and on time, the loan amount may be verified in the following manner:
For the purchase of commercial housing, the maximum loan ratio shall not exceed 70% of the total housing amount, and the loan amount shall not exceed 300,000 yuan;
If you purchase economical and practical housing and raise funds to build a house, the maximum loan ratio shall not exceed 80% of the total amount of the house, and the loan amount shall not exceed 200,000 yuan;
For the purchase of second-hand houses and public housing, the non-top floor with a house age of more than 50 square meters under 15 years, the maximum loan ratio is 50% of the assessed price, and the loan amount shall not exceed 100,000 yuan;
The proportion of loans for construction, renovation, overhaul and decoration of self-occupied houses shall not exceed 50% of the total expenses, and the loan amount shall not exceed 80,000 yuan;
If you purchase public housing, you will not be allowed to borrow less than 20,000 yuan.
Article 36 The maximum loan period of a borrower shall not exceed 30 years and shall not exceed the remaining useful life of the purchased house. The specific loan term is determined by the Housing Fund Management Center based on the working years of the borrower. The repayment period of male borrowers must not exceed 60 years old, and the age of repayment of female borrowers must not exceed 55 years in principle. If the borrower purchases the housing twice and pays off the first housing provident fund loan on time, he can apply for the housing provident fund loan again. The loan interest rate is implemented in accordance with the housing provident fund loan interest rate stipulated by the People's Bank of China.
Article 37 The borrower shall provide the following information when applying for a loan:
Original and photocopy of the resident ID card, residence booklet or legal valid residence permit of the borrower and spouse;
Proof of wage income from the data of the borrower and the spouse’s unit;
The original and copy of the legally valid purchase of the housing contract or real estate sales contract or real estate warrant and assessment certificate;
Purchase the original and photocopy of the first payment of the housing; the construction, renovation, overhaul of the housing must provide the town planning, the original and copy of the approval file of the real estate administrative department;
Additional information requested by the Housing Fund Management Center.
Article 38 The loan shall be handled as follows:
The borrower shall, with the prescribed information, go to the housing fund management center and the entrusted bank to obtain the loan application; the borrower shall fill in the form and seal as required; the borrower and the spouse's unit shall truthfully provide their own salary and income certificate;
The borrower shall apply for the loan with the loan application and relevant materials to the housing fund management center; after accepting the borrower's application, the housing fund management center shall review and approve the qualifications and credits of the borrower's application for the loan according to the regulations. In the case of completeness, the meeting will be completed. In case of special circumstances, reply within 2 working days after the study;
The borrower may go to the entrusted bank to apply for the loan with the approved loan application and relevant materials, and go through the guarantee formalities with the insurance company; the borrower holds the above relevant information and goes to the Property Supervision Office of the Municipal Housing Management Bureau to handle the mortgage registration and the house other warrants;
The borrower will guarantee the loan contract, the mortgage contract, the house other warrants and related materials, and then go to the entrusted bank to transfer the funds to the account of the seller. If the second-hand housing loan is purchased, the bank will forward the loan to the borrower. people;
After the borrower has paid off all the principal and interest of the loan, with the principal and interest settlement statement issued by the entrusted bank, go to the Property Supervision Office of the Municipal Housing Management Bureau to go through the formalities for deregistration of the real estate mortgage.
Article 39 A loan guarantee borrower and a guarantee company shall sign a secured mortgage contract, and the house approved by the guarantee company shall be used as collateral. The borrower must comply with the secured loan contract, the mortgage contract, and until the full loan principal and interest are paid off. If the borrower violates the secured loan contract or the mortgage contract, the entrusted bank and the guarantee company have the right to pursue the default liability of the borrower in accordance with relevant laws and regulations. The mortgage and evaluation costs incurred in the process of handling the loan shall be borne by the borrower.
Article 40 Repayment of Loans The way in which the borrower can choose to repay is: equal principal and interest, equal principal amount;
The borrower shall deposit the principal and interest of the repayment in the “repayment account” in advance according to the repayment date stipulated in the loan deed, and the entrusted bank shall deduct the monthly repayment from the borrower’s “repayment account”;
The borrower can take cash, cheques, savings cards, etc. to the counters specified by the trustee bank for repayment.
If the borrower repays the principal and interest of the loan in advance by self-raised funds, it shall apply to the center and the entrusted bank in advance, and may repay the principal and interest of the remaining loan upon approval.
Article 41 Disposal of Breach of Contract and Collateral The Borrower Management Center, the Trustee Bank and the Guarantee Company have the right to dispose of the collateral in accordance with relevant laws and regulations:
The borrower cannot repay the principal and interest of the loan for a total of 6 months;
The loan has not paid off the principal and interest of the loan for more than 3 months after the final repayment period specified in the contract;
The borrower provides false proof materials to the Housing Fund Management Center, which may or may result in loan losses;
The borrower has not obtained the consent of the Housing Fund Management Center to sell, rent, transfer, donate or re-collateralize the mortgaged house without authorization;
The borrower arbitrarily changes the purpose of the loan and misappropriates the loan;
The borrower enters into a contractual agreement with other legal persons or economic organizations that damages the rights of the housing fund management center;
The borrower dies without heirs or bequests:
The borrower dies and the heir or the beneficiary refuses to perform the borrower’s obligation to repay the principal and interest of the loan;
The borrower violated the terms of the loan contract and pointed out by the Housing Fund Management Center that the borrower did not correct it.
Article 42 If the trustee fails to repay the loan principal and interest or arbitrarily change the loan use, the trustee shall simultaneously collect the penalty interest or collect the liquidated damages according to the relevant regulations of the People's Bank of China.
Article 43. The housing fund management center, the trustee bank and the guarantee company shall dispose of the proceeds from the collateral, after deducting the various taxes and fees payable by the collateral, and insufficiently repay the principal and interest of the loan and the penalty interest, the housing fund management center and the trustee bank And the guarantee company has the right to recover from the borrower and the joint guarantee unit.
Article 44 The housing fund management center shall, in accordance with the contractual contract, inspect and supervise the use of the housing provident fund loan funds. The entrusted bank shall, in accordance with the entrustment contract, provide accurate and timely information on the statistical statements and other information to the housing fund management center on a monthly basis, do a good job of collecting and disposing of overdue loans, and analyze in time to understand the reasons why the borrower cannot repay the loan on time. Confirm the risk of the loan.
Chapter VII Daily Management Article 45 Computer System Management The computer system management of the housing provident fund shall be in accordance with the unified requirements of the group company's information management, combined with the actual situation of the housing provident fund management, each unit shall strengthen the computer information system for the housing provident fund. Manage and assign someone to be responsible.
Strengthen security and confidentiality work. The equipment connected to the computer system server of the housing fund management center and the public network must be equipped with firewalls, proxy servers, gateways and other protective measures to prevent outside attacks.
Computer information management personnel must strictly abide by data confidentiality. In addition to providing specified data to designated departments, data files cannot be provided without the approval of the leader. Individual accounts and passwords cannot be disclosed, and outsiders are not allowed to operate computers. The personal password of the system should be kept confidential and regularly modified to prevent it from being stolen by others.
The information administrator should formulate a system backup strategy and designate a special person to perform various kinds in time.

The data backup of the mode, the backup data should be stored off-site and kept in a safe place. Computer information management personnel shall not bring out units for private use of unit-specific data and software, and may not copy them to others for use. No internal data and data may be checked for anyone without the approval of the leader.
The housing fund management center shall establish and improve the inquiry system for the employee housing provident fund data for the staff to inquire.
Article 46 Each unit of the report management shall submit the accounting statements, statistical statements and related data of the housing provident fund to the housing fund management center before the 5th of each month. The management personnel of each unit of housing provident fund shall be responsible for the authenticity and legality of the report data. The report data check is consistent, the analysis and explanation should be honest, and the submitted report should be reported by the leader of the unit.
Article 47 Accounting and Financial Management The Housing Fund Management Center is responsible for the accounting and financial management of the Group's housing provident fund. The Center shall set up accounting institutions in accordance with relevant state regulations, and shall be staffed with accounting personnel. In accordance with the Ministry of Finance's “Accounting for Housing Accumulation Accounting Measures” and “Financial Management Measures for Housing Provident Funds”, accounting and financial management shall be carried out for provincial and municipal housing provident fund management institutions and group companies. The department submits the report.
Chapter VIII Supervision and Administration Article 48 The annual budget and final accounts of the housing provident fund prepared by the Housing Fund Management Center shall be submitted to the Leading Group for Housing Provident Fund Management for review and approval. The housing fund management center shall report the management of the housing provident fund on a regular basis to the higher-level housing provident fund management department and the financial department of the group company and the housing provident fund management leading group. In the same year, the completion of the work, payment, use and income of the housing provident fund was reported to the employee representative assembly of the group company.
Article 49 The housing provident fund management center and employees shall have the right to urge the unit to perform the following obligations on time:
Registration, change or cancellation of registration of housing provident fund;
The establishment, transfer or storage of a housing provident fund account;
Pay the housing provident fund in full and on time.
Article 50 The finance department of a group company shall strengthen supervision over the collection, extraction and use of housing accumulation funds within the group company, and notify the group company's housing provident fund management leading group.
Article 51 The housing accumulation fund management center shall accept the audit of the social audit and the audit department of the group company according to law.
Article 52 Employees and units have the right to inquire about the deposit and withdrawal of the housing provident fund of themselves and their own units. The housing provident fund management center and the housing reserve management department of each unit may not refuse. All units shall implement democratic disclosure of the management of the housing provident fund in accordance with the provisions of the Enterprise Business Open Regulations. The Group's Housing Fund Center prints and distributes the employee housing provident fund statement to the employee within one month after the settlement on June 30 of each year. If the objection is verified, the person should pay the unit and the housing fund within 2 months. If the management center submits a review and disagrees with the review result, it may apply for a review by the Group's Housing Provident Fund Management Leading Group. Workers have the right to expose, report and accuse the misappropriation of housing provident fund.
Chapter IX Punishment Provisions Article 53 In case of violation of these Provisions, if the unit does not apply for the registration of the housing provident fund or does not apply for the establishment of the housing provident fund account for the employees of the unit, the Housing Fund Management Center shall order it to be processed within a time limit; if it fails to apply within the time limit, A fine of not less than 10,000 yuan but not more than 50,000 yuan. The group company will also investigate the responsibility of the person in charge of the unit in accordance with relevant regulations.
Article 54 In case of violation of these Provisions, if the unit fails to pay or pay less the housing provident fund within the time limit, the Housing Fund Management Center shall order it to pay within a time limit; if the overdue payment is still not paid and the relevant formalities are not fulfilled, the group company's fund settlement center shall impose a mandatory plan. paragraph. The group company regularly reports the deposit of housing accumulation funds of all units.
Article 55 Anyone who violates these Provisions and commits one of the following acts shall be ordered by the group company to make corrections within a time limit in accordance with the Regulations on the Administration of Housing Provident Fund and the Measures for the Administration of Housing Provident Fund; the responsible persons and other direct responsibilities Personnel are subject to punishment:
Failure to establish a housing provident fund account in accordance with regulations;
Failure to examine and approve workers' withdrawal and use of housing provident fund in accordance with regulations;
If the employee housing provident fund account has not been established; the housing provident fund information and materials may not be submitted in time;
A valid certificate for depositing a housing provident fund is not issued for employees who have paid the housing provident fund;
The government reserve was not purchased in accordance with the provisions of the housing provident fund.
Article 56 If an entity misappropriates a housing provident fund in violation of these Provisions, the group company shall recover the misappropriated housing provident fund in accordance with the Regulations on the Administration of Housing Provident Fund and the Measures for the Administration of Housing Provident Fund Management, confiscate the illegal income, and misappropriate or approve the misappropriation of housing. The person in charge of the provident fund and the responsible person in charge of the unit and other directly responsible persons shall be held accountable.
Article 57 If, in violation of these Provisions, a housing provident fund is used to provide guarantees to others, the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the relevant provisions of the group company. The judicial organs that constitute the crime are investigated for legal responsibility.
Article 58 The management personnel of housing provident fund shall falsify, abuse their powers, neglect their duties, engage in malpractices and personal gains in the management of housing provident fund, and damage the rights and interests of employees. The group company shall carry out accountability investigation according to the accountability method. The judicial organs that constitute the crime are investigated for legal responsibility.
Chapter X Supplementary Provisions Article 59 These Measures shall be implemented as of the date of promulgation. The current system of the group company and the above-mentioned measures are inconsistent with these measures. The national regulations shall prevail in the light of these measures and the relevant provisions of the State.
Article 60 The right to interpret these Measures shall be vested in the Group Co., Ltd.