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Unit housing loan contract


Contract number: _______________

Borrower: ________________

address:________________________________

Loan bank: ________________

address:________________________________

Date of signing: ________ years _______ month _______ day

Party A needs ________. According to the "Units for Housing Loans", Party B applies for loans to Party B and is approved by Party B for approval. In order to clarify the rights and responsibilities of both parties, this contract is signed and complied with.

1. Party A borrows RMB ________ million from Party B to guarantee the use of ___________. The term of the loan is ________ years ________ months, that is, from ________ years _____ months ______ days to ________ years _____ Month Day.

2. Party B guarantees to supply funds according to the following terms:

________Year ____________________________________________________________________________

________Year ____________________________________________________________________________

3. Party A guarantees to return the loan principal according to the following repayment plan:

________Year ____________________________________________________________________________

________Year ____________________________________________________________________________

4. Loan interest, calculated from the date of the loan, based on the monthly interest rate ________‰, and the quarterly interest rate. Party A does not return the loan on time, and the overdue part of the interest is ____%. The loan is not used according to the specified purpose, and the interest is ____%.

5. Party B fails to provide loans according to the use plan, and pays three-tenths of the liquidated damages of Party A according to the amount of default and the number of days of extension. Party A cannot pay interest on time, and Party B has the right to deduct or temporarily suspend the loan from Party A's account.

6. During the validity period of this contract, if the state adjusts the interest rate, from the date of adjustment, Party B shall calculate the interest according to the adjusted loan interest rate, and notify Party A and the guarantee unit in writing.

7. If Party A fails to repay on time after the loan expires, Party B has the right to deduct from Party A's deposit account or use its collateral to pay off. If a third-party guarantee is adopted, the guarantee party will repay it on its behalf. The guarantee unit will not return it after receiving the notice of repayment of Party B. Party B has the right to deduct from its deposit account or to protect its own rights through legal means.

8. During the term of this contract, Party A guarantees to provide Party B with statistical, accounting, financial and other statements and other relevant materials on a quarterly basis. Party B has the right to understand the operation and management activities of Party A's production or project and check the use of the loan.

9. When a method person changes, Party B shall notify Party B ________ days in advance, and the changed legal person shall continue to perform the rights and obligations stipulated in the contract of the original legal person.

X. The loan application, mortgage or guarantee agreement submitted by Party A is an integral part of this contract. To change the terms of the contract, it is necessary to reach a consensus by both parties, and sign a supplementary text of the loan contract.

XI. This contract shall become effective as of the date of signing, and the principal and interest of the loan will be repaid after it has been fully repaid.

12. The original of this contract is three copies, Party A, Party B and the guarantee party each hold one copy; ________ copies are sent to ______________________

XIII. Supplementary Terms: ________________________

Loan unit: ________________________

legal representative:________________________

Loan bank: ________________________

Legal representative or: ____________

Guaranteed unit: ________________________

legal representative:________________________

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