Top 10 reasons why you can't get rich

Top 10 reasons why you can't get rich

The financial crisis and soaring prices have made every wage earner tremble. Then look at the "stock god" Buffett, the wealth of a week shrinks more than 10 billion US dollars, but still do not change the color of heart does not jump. It is because it is too rich. He said that Buffett is just around you, and there are more and more rich and wealthy rich and wealthy girls. You can't help feeling: How can I not get rich?

Many people think that they are too rich because they earn too little money. If they can earn a little more money, they can save the money and invest, so that they can achieve a virtuous circle of money. However, this is actually a harmful and unhelpful hypothesis. The problem with this theory is that people who have made too few complaints may have been saying the same complaints before the recent salary increases. The truth is that there is hardly any relationship between being a millionaire and how much you can earn. Whether you can get rich or not depends on your usual attitude towards money.

Of course, to analyze why you are not rich, the reason can be found a lot, but the following ten shortcomings may be the easiest way to become a roadblock for you to get rich:

1. Too much care about how others see your car

A car is a means of transport that takes you from one place to another, but many people don't think so. Many people regard the car as a symbol of identity, and spend a lot of money on the car every few years, instead of continuing to drive the car while still using it, and investing the money saved. In fact, the car is just a "representative". You also like to look at other people's eyes in terms of clothing, food, shelter, etc. In order to face, to swollen face and fat, the result will never be the most basic original accumulation.

2. You always think that you should live a good life.

If you think you should live in a particular way of life, then you must have something specific and must spend a certain amount of money. If you are not able to achieve it now, you may be able to borrow money. When you eat food, a large amount of debt is destined to affect your development, and you are getting farther and farther away from accumulating wealth.

3. There is no change in your financial management style:

This is also the oldest and most valuable financial rumor: don't put all your eggs in one basket. A diversified portfolio can largely prevent your wealth from evaporating.

4. You start too late

There is a term in the investment and financial management called "complex profit", which is similar to profit, but the magical power of "complex interest" often takes a long time to appear. If you find yourself saying that there is time to save money and invest in the future, one day you will suddenly find that retirement is not far from you, and you still have nothing in your retirement account.

5. You don't like your work

Although your work does not necessarily have to be what you dream of, you must like it. If you choose a job that you don't like just because of money, then you will spend all the money to ease the pressure you put on doing this dislike job.

6. You don't like to learn

You may have an idea that once you graduate from college, you no longer need to learn. This kind of thinking may allow you to keep your first job, but it will never make you rich. If you want to become rich, it is necessary to voluntarily learn a variety of knowledge, improve the quality of work, and increase financial management knowledge.

7. You often buy things you don’t use at all.

Take a look at your house, closet, basement, loft and garage for a lot of things you have never used in the past year. If so, then buying these things may just be wasting money that could have increased your net worth.

8. You don't know what value is.

You buy a lot of things for a variety of reasons, but never know what these things can do for you. This situation does not only happen to those who only buy the most expensive things, but also those who only buy the cheapest things. This approach rarely reflects the true value of the product, and only when you learn to buy something of value, can you have the money to invest in the future.

9. Your house is too big

If you buy a big house that you can't afford or don't need, you'll pay back longer, pay more taxes, pay more for maintenance, and buy more to fill it. Some people may argue that the house will add value, so buying a house is the best investment, but unless you are a house worm, have the skills of real estate, or you are willing to lower your living standards, live 100 square meters this year, change next year 50 square meters, otherwise my house will never become a liquid asset or fund that you can use and enjoy. The question is, are you willing to change to a small house if you are used to a big house?

10. You can't grasp the opportunity

You may have heard more than once when someone is running, and finally make a fortune, then you may regret it: "I could have thought of it, I can do it too." If you have perseverance and perseverance, be prepared. You will find many good opportunities like this. The question is, do you have such perseverance and perseverance?

If you can't do "pursuing wealth and persevere", then don't just make a fortune dream, or do your job well. Take a step back and broaden the sky.