Financial planner study report

I participated in the financial planner training class. This training is a systematic and comprehensive business training for the wealth management business. The curriculum is set up according to the five modules of the international CFP exam, which are compressed by localization, including: personal financial management principles, investment planning, insurance planning, employee benefits and retirement plans, personal taxation and estate planning.

This training is the most systematic, comprehensive and practical business training I have received for financial management. Being able to participate in the training course of the Chinese financial planners is a very rare learning opportunity for each of our employees. The first-class teachers and professional teaching materials make this training not in the form, and truly guarantee Quality and effectiveness. Through 100 hours of intense and systematic study, I feel that I have benefited a lot, opened up my horizons, updated my ideas, enriched my knowledge, and improved my ability. It is indeed an excellent "charging" opportunity.

With the development of financial market reform, the development of personal wealth management is mainly based on sales of wealth management products, with single product sales, simple customer stratification, simple service channels and service methods, and gradually provide consultative financial management according to customer needs. Clear customer clarification, clear customer needs, provide differentiated, consultative service transformation, go to brand service, clarify service objectives, pay attention to customer satisfaction and customer service experience, effectively integrate service resources, and conduct unified and personalized services. Combine, innovate products, strengthen development capabilities, improve service quality and professional capabilities. Today, as financial business continues to evolve, modern wealth management is a banking service that combines customer relationship management, fund management and portfolio management to form a comprehensive and characteristic financial institution. Developing wealth management business is an inevitable trend for China's commercial banks to improve their management and competitiveness. Vigorously developing wealth management business is the development strategy for serving high-end customers. Under the current fierce market competition conditions, we will launch “financial management” in a timely manner, and the wealth management brand of middle and high-end customers will achieve personal asset management with the goal of personal financial wealth preservation and value-added. The personal wealth management center should reflect the concept of “looking for money”, break through the concept of popularity in the past, adjust the customer structure, realize differentiated services, make excellent and excellent, and vigorously develop wealth management business and increase competitiveness. Very important meaning.

I. Understanding financial management is a plan for the whole life of a customer, not a certain stage. It includes asset and liability analysis, cash flow budget and management, personal risk management and insurance planning, and the establishment and realization of investment objectives at each stage of the individual life cycle. Career planning, parenting and education planning, housing planning, retirement planning, personal tax planning and estate planning.

Second, financial planning should be a standardized program, which includes six aspects. That is, establishing and defining relationships with customers, collecting customer data and judging customer goals and expectations, analyzing customers' current financial situation, proposing financial plans, implementing financial plans, and supervising financial plan execution.

3. The employees engaged in such financial planning work shall be those who have received strict training and obtained the corresponding level certificates. According to foreign experience, according to the experience of more than ten countries and regions such as the United States, Canada, Australia, etc., financial planners have completed the four standards defined by the National Standards Committee, referred to as the “4E” guidelines: That is, the professional titles obtained after education, examination, professional experience standards and professional ethics standards.

Fourth, the financial ethics of financial planners is a very important issue. Financial planners only need to study professional courses, and it is not enough to master the knowledge and skills of financial planning. Another important aspect of demonstrating the professionalism of financial planners is professional ethics. When a financial planner takes financial actions on behalf of a client or makes professional advice to a client, he is not only directly related to the wealth security of the client, but can even change the future life of the client. CFP is to provide quality, safe and effective financial services to the public.

5. Financial planners must abide by the seven basic principles. This is: the principle of honesty and honesty, the principle of objectivity, the principle of competence, the principle of fairness, the principle of confidentiality, the principle of professionalism, and the principle of diligence.

---- This time because of the tight schedule and heavy curriculum, despite this, I still feel that time is not enough. I feel that I have too little possession. The knowledge I have mastered is only a wave in the wealthy sea. I must learn it. Knowledge is applied to the work, and the personal wealth management business is done well. Our training is just beginning. In the future work, I will continue to learn, play my own subjective initiative, and fully promote the healthy development of personal wealth management business. The first Fan Wen § network to organize the article...

Financial Planner's learning content

The basic principles of financial planners, cash planning, insurance planning and risk management, investment planning, income tax planning, real estate planning, children's education planning, retirement planning, property inheritance planning and case analysis.

If the subdivision also includes:

1 language expression, knowledge of conversation skills

2 Information collection and organization, induction and analysis methods

3 The writing method of financial proposal and the legal knowledge of financial contract

4 financial analysis knowledge and accounting principles

5 financial status judgment knowledge, program design, various knowledge of feasibility report

6 investment skills knowledge and insurance, securities and other financial knowledge, feedback and evaluation knowledge I originally thought that since I applied for a good review, the book has not been read three times, the teacher's question has been done almost. Usually communicate with the teacher, and occasionally associated with the actual. I didn't expect to let me pass it all at once. I am really grateful for the guidance and help of the Yuguan Training College and the teacher. I hope that everyone will continue to work hard and strive for one-off adoption!