Year-end summary of financial accounting personal work in 2019
In XX, our ministry conscientiously implemented and implemented the "three rural" policies and policies of the party and the state, strictly implemented financial laws and regulations, and operated in compliance with laws and regulations, formulated and improved internal control system construction, strengthened cost awareness, and actively expanded operations. Channels, compressing expenses, improving accounting standards and operating efficiency. Under the leadership of the party committee of the association, we worked hard to complete the tasks assigned by the director's office, closely cooperate with the work of other departments, and put the main work to serve At the grassroots level, the work of this year has been completed well. The summary of this year's work is reported as follows:
First, rationally set business objectives, ensure the completion of the annual indicators, at the beginning of the year, in line with the principle of "benefit first", according to the various business objectives and tasks set by the provincial association to our company, combined with the completion of our annual business objectives On the basis of science, it has rationally formulated the funding targets and tasks of each network, and held the first quarter of the organization fund work mobilization meeting on January 1st to further improve the ideological understanding of all employees and clearly define the goals and tasks of the organization of funds. February Repeatedly settle accounts for each business outlet, reasonably set various financial indicators, and signed the business target responsibility system with the directors of each outlet, revised and improved the comprehensive assessment method of operation and management, and defined the business direction and responsibility objectives for each outlet. November According to the actual completion of the business objectives of each network, combined with the characteristics of the local market economy, timely adjust the business objectives of each network, and further lay the foundation for the smooth realization of this year's profit plan. By the end of November, the balance of various deposits is ***** Ten thousand yuan, an increase of 10,000 yuan over the beginning of the year; the balance of various loans was **10,000 yuan, an increase of **10,000 yuan over the beginning of the year; the balance of non-performing loans was **10,000 yuan, down ** million from the beginning of the year Yuan, the ratio of non-performing loans to various loans was *%, which was * percentage points lower than the *% at the beginning of the year; the total profit margin of the entire jurisdiction was **10,000 yuan, an increase of 10,000 yuan over the same period last year. At the end of December, the balance of various deposits reached *** million yuan, an increase of *** million yuan over the beginning of the year; the balance of various loans was *** million yuan, an increase of 10,000 yuan over the beginning of the year; the balance of non-performing loans was **10,000 yuan. Compared with the beginning of the year, the amount of non-performing loans was *, which was *% lower than that at the beginning of the year; the total income realized by the whole jurisdiction was ** yuan, the expenditure was **10,000 yuan, and the book surplus was ** million yuan.
Second, strengthen financial management, standardize financial behavior, and strive to increase revenue and reduce expenditure
1. According to the financial management experience of the previous year, combined with the actual situation of this year's reform, the principle of “capacity control, efficiency priority, collection and payment, over-approval, over-limit suspension, financial disclosure, democratic financial management” is adopted to control the water and electricity fee. Public and miscellaneous fees, postal and telecommunications charges and other expenses for the whole year, business entertainment fees are strictly in accordance with the 5th interest rate of the interest income, other expenses must be reported to the Associated Press for approval, and the next batch of approval as a year-end assessment account factor. At the same time comprehensive consideration of various aspects In the case, an additional *** yuan fee is added to each outlet to ensure the expenses for the operation and management of each outlet.
2. Standardize financial behavior and reasonably control financial expenses. Continue to implement the “Measures for Financial Management of Rural Credit Cooperatives in the City of **” and the “Revenue Reporting System”. Under the management of the Association of Cost Management, the scope of financial expenses is standardized. , approval authority, procedures, etc., constantly improve the management system of the fee management committee, for the expenses and expenses other than the approved fees, all the fees and charges will be reported in advance, and the examination and approval. As of the end of November, the funds management committee will examine and approve the various expenses. The fee is **** yuan, of which: the cost of each padding ***, the cost of purchasing low-value consumables is *** yuan, the various repair costs are *** yuan, and the non-operating expenses are ** yuan, others The fees are *** yuan.
3. Reduce the proportion of non-interest-bearing funds and strengthen the management of interest receivable. As of the end of November, the balance of interest receivables of our society is ***10,000 yuan, which has exceeded the risk control warning line of the banking regulatory department. In the situation, at the request of the director's office, adhere to the principle of "who is divided into regions, who is responsible for cleaning up", and follow up and supervise the various outlets, and clear the deadline. By the end of November, the balance of interest receivable is **10,000 yuan, and it is expected that the end of the year will be Complete the clean-up of interest receivables.
Third, timely clearing of illegal investment, standardizing investment behavior according to the requirements of the banking supervision department and the provincial association to clean up illegal investment, increased the clearance of illegal bonds and insurance investment, through the door collection negotiations, telephone questioning and online Inquiries, commissioned sales, etc., timely settlement of Shenyin Wanguo **** million yuan of national debt and insurance investment of 10,000 yuan. Currently there are still insurance investment ** million yuan has not been recovered, is continuing to negotiate with Pacific Insurance Company Paying attention; pay close attention to the custody of the southern securities, once the creditor's rights are determined, timely collect the treasury investment of 10,000 yuan of treasury bonds. In order to standardize the investment behavior, ensure the safety of funds, and operate efficiently, the Ministry of Education formulated the rural area in October this year. The Credit Cooperation Association Investment Business Management Measures stipulates the investment business activities such as capital borrowing, bond trading, bond repurchase and other investment in the inter-bank bond market. Since October, the provincial association has been entrusted to purchase bonds in the inter-bank bond market*** **10,000 yuan, at the same time with the provincial association to carry out short-term capital dismantling business, improve the efficiency of the use of funds.
Fourth, apply for the issuance of special central bank bills ** 10,000 yuan to further deepen the reform of rural credit cooperatives, and effectively use the state's financial support policies, according to the "Notice of the Rural Credit Cooperative Reform Pilot Program" and the People's Bank of China "Rural Credit Union Reform" In the spirit of the “Special Central Bank Notes Operation Procedures for Pilot Projects” and the “Guidelines for the Implementation and Assessment of the Pilot Funds Support Program for Rural Credit Cooperative Reform Pilots”, the “** Rural Credit Cooperatives increased capital and shares and plans for reducing non-performing loans” were formulated in the first quarter. After the approval of the Banking Supervision and Supervision Bureau, the ** accounting firm was asked to clear the capital, and at the same time, it increased capital and enriched the capital, took measures to clear the income and reduced the non-performing loans, and successfully applied for the issuance of the Central Bank special bill in the second quarter* * 10,000 yuan, and at the end of the second quarter reached the conditions for early application for redemption.
Fifth, enrich the capital, enhance its own operational strength and anti-risk ability. According to the requirements of the rural credit cooperatives "capital self-collecting, self-raising of funds, self-employment, self-interest, self-sufficiency, risk-bearing", through propaganda, raise funds, We have improved the necessary procedures such as corporate governance structure, and increased the share capital by 10,000 yuan, which strongly supported the development of the local economy, strengthened the service to the "three rural", and at the same time gained its own operational strength and risk resistance. strengthen.
Sixth, strengthen internal control construction and block the occurrence of economic cases
1. In order to further standardize the business operations of rural credit cooperatives, strictly implement various internal control systems, strengthen internal management, and promote the compliance of various business outlets in accordance with laws and regulations to prevent the occurrence of various types of cases. We have revised and supplemented the “City Rural Credit”. The company violates the business management regulations and the penalties for business operation procedures, and divides the internal control assessment into financial accounting, information technology, capital operation, supervision and auditing, security, human resources, and asset preservation. Detailed and complete formulation of penalties for various business operation procedures, using punishment as a means to effectively standardize various business operation norms, improve the professional quality of all employees, strengthen risk prevention, and prevent violations of laws and regulations. .
2. From October 21st to 25th, the "Accounting Mutual Review" activity was carried out. The Ministry of Supervision and Auditing of the Ministry of Education and the Ministry of Supervision and Auditor selected five business outlets, including the ***, to organize the accounting of the administrators. The five groups conducted a comprehensive inspection of the accounting and accounting business accounting quality in the form of accounting mutual audit. The mutual audit team comprehensively reviewed the subpoenas, account books, statements, registration books and other accounting files of the checked business outlets. In the daily business, the paper summarizes the good practices and the inadequacies in the accounting and cashier business process, and forms the accounting review work draft, and exchanges on the mutual audit situation. After the activity, the Ministry of Supervision and Audit Department has some operational operations. Carry out clear regulations, and formulate the future accounting counseling, inspection focus and method. This activity not only adapts to the new business system operation requirements, but also regulates the operational behavior of the accounting cashier business, and further improves the internal control system to prevent potential safety hazards. .
7. Strengthening account management, cash management and RMB management to prevent financial risks Since the beginning of this year, in order to strengthen the management and cash management of our company, and to meet the needs of the banking supervision department and the supervision of the People's Bank of China, account management inspections have been carried out. The inspection and inspection are divided into three stages: In the first stage, in accordance with the relevant provisions of the “Measures for the Administration of RMB Bank Settlement Accounts” and “Cash Management Measures”, all grassroots outlets will first conduct self-inspection and form a self-inspection report to report to our department; In the second stage, the Ministry conducts a summary analysis of the self-inspection reports of each outlet to form a report to the banking supervision department and the People's Bank; in the third stage, it cooperates with the banking supervision department and the People's Bank of China to conduct spot checks on the various outlets. Violation of regulations, withdrawal of cash, establishment of basic accounts in violation of regulations, etc., and penalties for relevant personnel in combination with penalties, and request for rectification within a time limit. Inspections through on-site guidance, discussion of issues, etc., promote the theoretical level and operational capability of relevant employees in the grassroots network. Standardized the opening, change, cancellation, and renminbi cash deposits of our social accounts, and taken into account the business operations, further ensuring The company cooperated in accordance with the law. In July, in conjunction with the city's "anti-counterfeiting publicity week" activities, it actively carried out anti-counterfeiting propaganda activities, and promoted the promotion of new towns and streets in Zhenzhou farmers' market. The anti-counterfeiting activities not only enhanced the internal affairs. Employees' anti-counterfeiting and anti-counterfeiting ability also enhances citizens' awareness of anti-counterfeiting and recognition of counterfeit currency, effectively preventing financial crimes and preventing financial risks.
Eighth, strengthen training, strengthen counseling, improve the level of accounting work, use the opportunity of accounting meetings, organize various outlets to host accounting and learn the "Operation Instructions for Collecting Administrative Punishment and Payments", "Administrative Measures for Bank Acceptance and Bills Business of the Municipal Rural Credit Cooperatives Association" ", the Municipal Rural Credit Cooperatives Association Bank Acceptance Bills Business Operation Rules" and other files. After the integrated business was launched, the accounting, bookkeepers, and savers of the various jurisdictions of the various jurisdictions were trained in operational operations, and theoretical and Operational practice exams are allowed for those who pass the examination. Since the beginning of this year, the Ministry of Education has issued three training materials for accounting business, namely, “Canadian Business Training Materials”, “Accounting Credentials and Binding Standards” and “City Rural Credit Cooperatives”. Report filling instructions and related requirements, and according to the contents of the “Canadian Business Training Materials”, the cashiers were individually trained for one period. Through repeated learning and training, the theoretical knowledge level and practical operation ability of the internal staff were continuously improved. To ensure that the internal staff can adapt to the new business system operation requirements after going online. 2, accounting inspection and counseling. The implementation of the basic accounting accounting system of the outlets, the quality of work, the implementation of the financial system and the management of important blank certificates were on-site inspections, and the problems in the inspections were promptly corrected on the spot, and the related responsibilities were violated for violations. Persons carry out fines and notifications, and promote the implementation of various rules and regulations in various outlets.
Nine, next year's work goals
1. Strengthen the training and assessment of counter personnel, organize technical training, skill rating, etc., and strive to improve the quality of business personnel.
2, carry out the research on the teller system, and strive to implement the teller system as soon as possible.
3, improve the internal management system, to achieve accounting according to law, compliance management.
4. Strengthen the intensity of accounting counseling and inspection to prevent potential safety hazards.
First, rationally set business objectives, ensure the completion of the annual indicators, at the beginning of the year, in line with the principle of "benefit first", according to the various business objectives and tasks set by the provincial association to our company, combined with the completion of our annual business objectives On the basis of science, it has rationally formulated the funding targets and tasks of each network, and held the first quarter of the organization fund work mobilization meeting on January 1st to further improve the ideological understanding of all employees and clearly define the goals and tasks of the organization of funds. February Repeatedly settle accounts for each business outlet, reasonably set various financial indicators, and signed the business target responsibility system with the directors of each outlet, revised and improved the comprehensive assessment method of operation and management, and defined the business direction and responsibility objectives for each outlet. November According to the actual completion of the business objectives of each network, combined with the characteristics of the local market economy, timely adjust the business objectives of each network, and further lay the foundation for the smooth realization of this year's profit plan. By the end of November, the balance of various deposits is ***** Ten thousand yuan, an increase of 10,000 yuan over the beginning of the year; the balance of various loans was **10,000 yuan, an increase of **10,000 yuan over the beginning of the year; the balance of non-performing loans was **10,000 yuan, down ** million from the beginning of the year Yuan, the ratio of non-performing loans to various loans was *%, which was * percentage points lower than the *% at the beginning of the year; the total profit margin of the entire jurisdiction was **10,000 yuan, an increase of 10,000 yuan over the same period last year. At the end of December, the balance of various deposits reached *** million yuan, an increase of *** million yuan over the beginning of the year; the balance of various loans was *** million yuan, an increase of 10,000 yuan over the beginning of the year; the balance of non-performing loans was **10,000 yuan. Compared with the beginning of the year, the amount of non-performing loans was *, which was *% lower than that at the beginning of the year; the total income realized by the whole jurisdiction was ** yuan, the expenditure was **10,000 yuan, and the book surplus was ** million yuan.
Second, strengthen financial management, standardize financial behavior, and strive to increase revenue and reduce expenditure
1. According to the financial management experience of the previous year, combined with the actual situation of this year's reform, the principle of “capacity control, efficiency priority, collection and payment, over-approval, over-limit suspension, financial disclosure, democratic financial management” is adopted to control the water and electricity fee. Public and miscellaneous fees, postal and telecommunications charges and other expenses for the whole year, business entertainment fees are strictly in accordance with the 5th interest rate of the interest income, other expenses must be reported to the Associated Press for approval, and the next batch of approval as a year-end assessment account factor. At the same time comprehensive consideration of various aspects In the case, an additional *** yuan fee is added to each outlet to ensure the expenses for the operation and management of each outlet.
2. Standardize financial behavior and reasonably control financial expenses. Continue to implement the “Measures for Financial Management of Rural Credit Cooperatives in the City of **” and the “Revenue Reporting System”. Under the management of the Association of Cost Management, the scope of financial expenses is standardized. , approval authority, procedures, etc., constantly improve the management system of the fee management committee, for the expenses and expenses other than the approved fees, all the fees and charges will be reported in advance, and the examination and approval. As of the end of November, the funds management committee will examine and approve the various expenses. The fee is **** yuan, of which: the cost of each padding ***, the cost of purchasing low-value consumables is *** yuan, the various repair costs are *** yuan, and the non-operating expenses are ** yuan, others The fees are *** yuan.
3. Reduce the proportion of non-interest-bearing funds and strengthen the management of interest receivable. As of the end of November, the balance of interest receivables of our society is ***10,000 yuan, which has exceeded the risk control warning line of the banking regulatory department. In the situation, at the request of the director's office, adhere to the principle of "who is divided into regions, who is responsible for cleaning up", and follow up and supervise the various outlets, and clear the deadline. By the end of November, the balance of interest receivable is **10,000 yuan, and it is expected that the end of the year will be Complete the clean-up of interest receivables.
Third, timely clearing of illegal investment, standardizing investment behavior according to the requirements of the banking supervision department and the provincial association to clean up illegal investment, increased the clearance of illegal bonds and insurance investment, through the door collection negotiations, telephone questioning and online Inquiries, commissioned sales, etc., timely settlement of Shenyin Wanguo **** million yuan of national debt and insurance investment of 10,000 yuan. Currently there are still insurance investment ** million yuan has not been recovered, is continuing to negotiate with Pacific Insurance Company Paying attention; pay close attention to the custody of the southern securities, once the creditor's rights are determined, timely collect the treasury investment of 10,000 yuan of treasury bonds. In order to standardize the investment behavior, ensure the safety of funds, and operate efficiently, the Ministry of Education formulated the rural area in October this year. The Credit Cooperation Association Investment Business Management Measures stipulates the investment business activities such as capital borrowing, bond trading, bond repurchase and other investment in the inter-bank bond market. Since October, the provincial association has been entrusted to purchase bonds in the inter-bank bond market*** **10,000 yuan, at the same time with the provincial association to carry out short-term capital dismantling business, improve the efficiency of the use of funds.
Fourth, apply for the issuance of special central bank bills ** 10,000 yuan to further deepen the reform of rural credit cooperatives, and effectively use the state's financial support policies, according to the "Notice of the Rural Credit Cooperative Reform Pilot Program" and the People's Bank of China "Rural Credit Union Reform" In the spirit of the “Special Central Bank Notes Operation Procedures for Pilot Projects” and the “Guidelines for the Implementation and Assessment of the Pilot Funds Support Program for Rural Credit Cooperative Reform Pilots”, the “** Rural Credit Cooperatives increased capital and shares and plans for reducing non-performing loans” were formulated in the first quarter. After the approval of the Banking Supervision and Supervision Bureau, the ** accounting firm was asked to clear the capital, and at the same time, it increased capital and enriched the capital, took measures to clear the income and reduced the non-performing loans, and successfully applied for the issuance of the Central Bank special bill in the second quarter* * 10,000 yuan, and at the end of the second quarter reached the conditions for early application for redemption.
Fifth, enrich the capital, enhance its own operational strength and anti-risk ability. According to the requirements of the rural credit cooperatives "capital self-collecting, self-raising of funds, self-employment, self-interest, self-sufficiency, risk-bearing", through propaganda, raise funds, We have improved the necessary procedures such as corporate governance structure, and increased the share capital by 10,000 yuan, which strongly supported the development of the local economy, strengthened the service to the "three rural", and at the same time gained its own operational strength and risk resistance. strengthen.
Sixth, strengthen internal control construction and block the occurrence of economic cases
1. In order to further standardize the business operations of rural credit cooperatives, strictly implement various internal control systems, strengthen internal management, and promote the compliance of various business outlets in accordance with laws and regulations to prevent the occurrence of various types of cases. We have revised and supplemented the “City Rural Credit”. The company violates the business management regulations and the penalties for business operation procedures, and divides the internal control assessment into financial accounting, information technology, capital operation, supervision and auditing, security, human resources, and asset preservation. Detailed and complete formulation of penalties for various business operation procedures, using punishment as a means to effectively standardize various business operation norms, improve the professional quality of all employees, strengthen risk prevention, and prevent violations of laws and regulations. .
2. From October 21st to 25th, the "Accounting Mutual Review" activity was carried out. The Ministry of Supervision and Auditing of the Ministry of Education and the Ministry of Supervision and Auditor selected five business outlets, including the ***, to organize the accounting of the administrators. The five groups conducted a comprehensive inspection of the accounting and accounting business accounting quality in the form of accounting mutual audit. The mutual audit team comprehensively reviewed the subpoenas, account books, statements, registration books and other accounting files of the checked business outlets. In the daily business, the paper summarizes the good practices and the inadequacies in the accounting and cashier business process, and forms the accounting review work draft, and exchanges on the mutual audit situation. After the activity, the Ministry of Supervision and Audit Department has some operational operations. Carry out clear regulations, and formulate the future accounting counseling, inspection focus and method. This activity not only adapts to the new business system operation requirements, but also regulates the operational behavior of the accounting cashier business, and further improves the internal control system to prevent potential safety hazards. .
7. Strengthening account management, cash management and RMB management to prevent financial risks Since the beginning of this year, in order to strengthen the management and cash management of our company, and to meet the needs of the banking supervision department and the supervision of the People's Bank of China, account management inspections have been carried out. The inspection and inspection are divided into three stages: In the first stage, in accordance with the relevant provisions of the “Measures for the Administration of RMB Bank Settlement Accounts” and “Cash Management Measures”, all grassroots outlets will first conduct self-inspection and form a self-inspection report to report to our department; In the second stage, the Ministry conducts a summary analysis of the self-inspection reports of each outlet to form a report to the banking supervision department and the People's Bank; in the third stage, it cooperates with the banking supervision department and the People's Bank of China to conduct spot checks on the various outlets. Violation of regulations, withdrawal of cash, establishment of basic accounts in violation of regulations, etc., and penalties for relevant personnel in combination with penalties, and request for rectification within a time limit. Inspections through on-site guidance, discussion of issues, etc., promote the theoretical level and operational capability of relevant employees in the grassroots network. Standardized the opening, change, cancellation, and renminbi cash deposits of our social accounts, and taken into account the business operations, further ensuring The company cooperated in accordance with the law. In July, in conjunction with the city's "anti-counterfeiting publicity week" activities, it actively carried out anti-counterfeiting propaganda activities, and promoted the promotion of new towns and streets in Zhenzhou farmers' market. The anti-counterfeiting activities not only enhanced the internal affairs. Employees' anti-counterfeiting and anti-counterfeiting ability also enhances citizens' awareness of anti-counterfeiting and recognition of counterfeit currency, effectively preventing financial crimes and preventing financial risks.
Eighth, strengthen training, strengthen counseling, improve the level of accounting work, use the opportunity of accounting meetings, organize various outlets to host accounting and learn the "Operation Instructions for Collecting Administrative Punishment and Payments", "Administrative Measures for Bank Acceptance and Bills Business of the Municipal Rural Credit Cooperatives Association" ", the Municipal Rural Credit Cooperatives Association Bank Acceptance Bills Business Operation Rules" and other files. After the integrated business was launched, the accounting, bookkeepers, and savers of the various jurisdictions of the various jurisdictions were trained in operational operations, and theoretical and Operational practice exams are allowed for those who pass the examination. Since the beginning of this year, the Ministry of Education has issued three training materials for accounting business, namely, “Canadian Business Training Materials”, “Accounting Credentials and Binding Standards” and “City Rural Credit Cooperatives”. Report filling instructions and related requirements, and according to the contents of the “Canadian Business Training Materials”, the cashiers were individually trained for one period. Through repeated learning and training, the theoretical knowledge level and practical operation ability of the internal staff were continuously improved. To ensure that the internal staff can adapt to the new business system operation requirements after going online. 2, accounting inspection and counseling. The implementation of the basic accounting accounting system of the outlets, the quality of work, the implementation of the financial system and the management of important blank certificates were on-site inspections, and the problems in the inspections were promptly corrected on the spot, and the related responsibilities were violated for violations. Persons carry out fines and notifications, and promote the implementation of various rules and regulations in various outlets.
Nine, next year's work goals
1. Strengthen the training and assessment of counter personnel, organize technical training, skill rating, etc., and strive to improve the quality of business personnel.
2, carry out the research on the teller system, and strive to implement the teller system as soon as possible.
3, improve the internal management system, to achieve accounting according to law, compliance management.
4. Strengthen the intensity of accounting counseling and inspection to prevent potential safety hazards.
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