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Bank system exchange cadre work summary


Summary of exchange cadres work
Comrade xxx
In July XX, in order to support the reform of the labor and personnel system of the sales department, and to respond to the call of the party committee of the sales department to increase the exchanges between the cadres, I voluntarily signed up to the xx county branch to exercise. Under the trust of the leaders of the line and the employees of the sub-branches, I resolutely provoked the burden of the head of the credit department. Over the past year, with the support of the leaders and the support of my comrades, I have made great progress in the quality of business and comprehensive quality. This is a hard year and a year of harvest. Below I will be the basics of the year. The situation is reported to the party committee of the sales department as follows:
First, with the guidance of the "three represents", strive to strengthen their own party spirit
As a young party member, I know the importance of strengthening party spirit. In the past year, I have achieved the "three persistences", that is, insisting on paying attention to domestic and foreign political facts through various media every day, insisting on participating in the collective political study for half a day, and insisting on amateur political study one night a week. In the content of learning, first of all, I studied Marxism-Leninism, Mao Zedong Thought and Deng Xiaoping Theory, especially some recent political theory articles, such as the scientific connotation of the important thinking of the "Three Represents" written by Professor Dong Degang, written by Comrade Yang Chungui. Articles such as "Mao Zedong's Philosophical Thoughts" and Professor Liu Haitao's "Several Problems in Building a Well-off Society in an All-round Way" ensure that the ideology is advancing with the times. Secondly, I have learned some important archives of the party and the country's political life and important speeches of the central leading comrades, such as the "10th Five-Year Plan" and the "16th" report, the spirit of the 15th Plenary Sessions, Comrade Jiang Zemin's "Three Represents", Four important ways to understand. Third, we have studied various regulations on the construction of party style and clean government, including the specific requirements of “ten prohibitions”, “ten inaccuracies”, “six prohibitions”, “five red lines” and “five customs”. Fourth, I learned the advanced deeds of Rao Caifu, Jin Jingui, and Ding Wei. In order to enhance the learning effect, I have made tens of thousands of words of study notes, and combined with my own thoughts, work actually wrote a number of experience articles. Through study, I further strengthened my communist beliefs, further enhanced the understanding of the accuracy of party and state lines, policies and policies, and the consciousness and initiative of implementing policies, further strengthening the sense of responsibility for doing a good job and wholeheartedly for the people. The concept of service aims to further enhance the sense of integrity and self-discipline. It is precisely because I usually pay attention to cultivating my own good political quality. Last year, the “Three Represents” knowledge contest of the provincial branch specially selected me to be the moderator. My outstanding performance was well received by the leaders of the provincial branches.
Second, taking "standardized management" as an opportunity to earnestly grasp the credit work of the project
XX is the year when the reform and reform of grain enterprises has been pushed to a deeper level. The people of the enterprise are scattered and the management is chaotic. Under such difficult circumstances, I rely on the support of the leaders to overcome difficulties, rationalize various relationships, and strictly strengthen management. Successfully completed the tasks of the indicators issued by the superior. As of the end of December last year, the balance of various loans of our bank was 184.36 million yuan, net weight was 5.69 million yuan compared with the beginning of the year. The total amount of grain purchase loans was 9.53 million yuan, the purchase value was 9.63 million yuan, and the new loan and new inventory value ratio was 100. %, the interest recovery is 8.88 million yuan, the interest rate is 104%, the loan recovery rate is 149.38%, the diversion rate is 100%, the old commodity sales receivable subsidy loan recovery rate is 100%, and the credit fund utilization rate is 99.85%. The book achieved a profit of 591,600 yuan for the whole year. All other indicators were successfully completed, and the standardized inspection and acceptance was also successfully passed. The reason why I can do this is that I have mainly done the following work.
Closed management work adheres to a "real" word
The deputy general manager of the sales department xxx repeatedly emphasized in the previous business work conferences that “the credit work should be done well, and you are trying to implement it!” Since I became the head of the branch office, I have always insisted on the essence of this sentence. And achieved good results. First, carefully review and ensure the accuracy and truth of the reported data. Last year, the adjustment of the branch personnel was relatively large, especially for some key positions. In addition, when I first arrived, the situation was unfamiliar and the business was not perfect. It is really difficult to ensure that all kinds of data are reported accurately. Under this circumstance, I have been studying all night long. On the one hand, the rigorous review and check, each table, each data, personally calculated and verified and reported to the competent governor for approval before reporting, basically achieved the true report data throughout the year. The second is to lead by example and ensure the implementation of various systems. The county branch has the characteristics of a county branch. Many employees have the feeling of “the sky is high and the emperor is far away” and they are very random in the implementation of the system. In order to cooperate with the branch to do a good job in labor discipline and other systems, I set an example by taking the lead. I have come to the county branch for more than 240 days. In addition to taking a sick leave, I have never been late and leave early. Even at night and on weekends, I often work overtime, according to me. Rough statistics, I worked overtime for 34 days in eight months. Under my leadership, the loan officers also worked hard and conscientiously abide by the various systems, which played a positive role in establishing a good manner. The third is to go deep into the enterprise and lead the loan officers to work hard. The focus of the xx line is on the enterprise. Only by managing the company well, our work is good. The sub-branch took all measures to support the loan officers to exercise their powers reasonably and maintain management authority. Credit management gradually penetrated into the business management and financial activities of enterprises. In the past year, I have led the loan officers to go deep into the enterprise to check the accounts, check the library, register the books, and collect the data. Last year, I organized a large-scale inspection of the library four times, and the loan officers per capita searched the library 37 times, through regular and irregular inspections. Enterprise inventory has been effectively regulated. The fourth is to cooperate with each other. We are committed to the cooperation between banks and enterprises, and the policy of corporate students, the market, the same sales, starting from the farmers' sales psychology, food production, market demand, and scientific forecasting of the market. Last year, the county's summer grain storage was 13.8 million kilograms, and the purchase price was maintained at a low price of 46/kg. According to the acquisition of 13.8 million kilograms and the current market purchase and sales price difference, the grain system can create a gross profit of 2.2 million yuan.
Standardize the standard and grasp a word of "strict"
Standardized management work is the top priority of the xx line last year. In order to meet the provincial and branch offices and the head office's compliance with the standards, in mid-September last year, the sales department conducted a preliminary inspection of the Bank's work in accordance with the acceptance criteria of the head office, planning the credit part. The total score of 350 points was deducted 130.2 points, exceeding the maximum limit of more than 100 points. In view of the problems arising from this inspection, I have seen it in my eyes, and I am eager to take corrective measures and implement it in strict accordance with the Interim Measures and Standards for Standardized Management Assessment of the Head Office and the Interim Regulation of the Standardized Management Assessment of the County Agricultural Branch of China Agricultural Development Bank. The revised policy adopted a series of effective measures: First, formulate a rectification schedule to ensure the timeliness of rectification. In order to ensure that the problems that have been checked out are thoroughly rectified in a step-by-step manner, I have formulated a detailed self-inspection and rectification schedule according to the specific requirements of the standardization. From September 23 to October 17, a total of 35 items have been truly implemented. Everyday there is something to do, everyone has a responsibility on the head, everyone has a book in their hearts, and all the 47 questions that have been checked out have been rectified in place. Through the schedule, the timeliness of rectification is ensured. The second is to meet regularly to ensure the effectiveness of the rectification. During the rectification period, our department will open a meeting of the meeting every Monday. The meeting was basically hosted by me. The meeting mainly listened to the detailed reports of the loan officers on the rectification situation last week and the problems they encountered during the rectification process. According to incomplete statistics, during the period of standardization, our department held a total of 22 meetings on rectification work, and the effectiveness of rectification was ensured through such supervision and communication. The third is to combine internal and external to ensure the comprehensiveness of the rectification. After the second rectification, in order to ensure the comprehensiveness of the rectification, I led the loan officers to take a combination of internal and external

The method of “swinging” used 7 days to conduct a comprehensive inventory and check of the inventory, account and loan officers’ accounts, warehouse receipts, and outbound reports of nine enterprises. The inventory further exposed some minor problems and was also key. During the period, the company's real situation was further verified, which was conducive to the adjustment of the Bank's working ideas and paved the way for a thorough and comprehensive standardization of the Bank's credit work.
In terms of standardization management, we have also made great efforts to manage file management and contract texts. When I first arrived at the credit, I found that the branch file management link was weak, the file box was old, and the file information was not complete and standardized. In response to this situation, I organized the loan officer to work overtime for more than ten days and replaced all 42 file boxes. The 56 files have been re-cleaned and bound, making the internal data look more beautiful and more comprehensive. It laid a good foundation for standardized inspection. In terms of the contract text, I used the transparent binder instead of the old method of keeping the archives in the past. All the contract information should be fully replenished as required. This work took nearly two months before and after, and achieved good results. A total of 181 contracts were sorted out clearly, and this method was fully affirmed by the sales department.
Each task indicator is completed to highlight a "fast" word
Last year, our various indicators and tasks were completed well. There were a number of indicators to complete a beat faster than the brothers in the jurisdiction. For example, the Bank was the first to achieve the “three-zero” non-protection loan. The first one to complete the task of repossessing the misappropriation of the loan was the ranking of the various indicators of the Bank at the end of the year: the collapse of the appropriation The first place, the cotton grain oil loan recovery rate, loan interest recovery rate are the second place, the old commodity grain sales receivable subsidy occupation loan recovery rate ranked third, the profit completion situation ranked fourth, the capital utilization rate ranked 4 people. The completion of the overall indicators has maintained a good momentum throughout the jurisdiction, and has been fully affirmed by the leaders of the business department. On the completion of the indicator task, the Bank has taken a series of measures and countermeasures in the following aspects: First, we started early at the beginning of the year and set the stage objectives. The second is to implement post responsibility and establish a responsibility-driven mechanism. The third is to grasp the policy and use the policy as a "double-edged sword." The fourth is to innovate financial services and strive to enhance the vitality of enterprises. The fifth is to strengthen supervision methods and expand channels for collecting and collecting loans. Sixth, close departmental relations and do a good job of horizontal linkages. The seventh is to straighten out the relationship and convey effective information in a timely manner. Eight is accurate measurement to ensure the data is correct. Nine is to work together to encourage employees to contribute ideas. Ten is flexible and multi-faceted to overcome difficulties. Through these methods and measures, the smooth completion of the various indicators of our bank has been guaranteed.
The improvement of the quality of the loan officer's business focuses on a "fine" word
In the past, others always said that the credit balance of the xx sub-branch was mainly due to the poor overall quality of the loan officers. Many people would not check the accounts, would not write investigation reports, and would not have some basic standardized operations. In response to this situation, I have targeted A systematic training program. First, to carry out the form of training in the form of training, to organize credit officers to strengthen the study of policy theory; second, to adhere to business training of not less than two days per month, to strengthen the study of loan officers' business knowledge; In the exchange study, last year we led the loan officers to the xx and xx branches to visit and study. Everyone felt that they had a great harvest. The fourth is to organize intensive training for loan officers. We have organized multi-phase business knowledge training such as loan qualification recognition, credit rating, unified credit management, public transfer of electricity, large cash payment system, and corporate financial theory. After the training, organize discussions to allow the loan officers to fully express their opinions, raise the problems in credit management, jointly study how to do credit management work under market conditions, and actively explore effective management methods, thus mobilizing The enthusiasm of the loan officer has also improved the theoretical level and actual operation level of the loan officer business. Because the learning is practical, mutual communication, learning and use, so the effect is good. At present, credit officers are basically qualified for their jobs, and the overall quality has improved rapidly. We are fully prepared to meet the new business.
Third, take the job as a platform to comprehensively improve their overall quality
In the past one year, I have cherished the leaders to give me the stage to display my talents. I feel that I have been the most trained in all aspects. First, actively coordinate the relations between the parties and improve the ability to coordinate and cooperate. In the post of the head of the credit department, it is necessary to coordinate the relationship between the department, the leader and the colleague, and coordinate the relationship with the enterprise, the finance and the government, and report the feedback on the right, and communicate the spirit of implementation. When the organ is not in the same language, I adapted to this role change in a short period of time, adapted to the needs of the job, and did not have any problems in dealing with various relationships. Second, actively participate in the activities of the branch trade unions and improve the organization and management capabilities. After the branch came to the branch last year, it was the election of the trade union. I was elected as the cultural and sports committee member of the trade union. I have given full play to the experience and advantages of working in the trade unions for many years, and led the staff of the branch to carry out various health and beneficial activities, so that the original dull atmosphere has suddenly become active. The xx branch has never won a ranking in the trade union competitions over the years. In the badminton competition organized by the Ministry, I and another female employee won the men’s singles second and the women’s singles third in the first place. At the beginning of the Spring Festival party, the two programs of the Bank were sensational. The effect, in which my twins with Kaohsiung was recommended to the provincial branch to participate in the cultural performance. In the recent “March 8” skipping competition held by the sales department, although the Bank did not make a place, the uniformity of the players and the spirit of the heroic spirit brought a refreshing feeling to all the people present. Because of the outstanding work of the trade unions, last year, our trade unions won the honorary title of “the home of model workers”. The third is to actively assist the higher-level banks to carry out activities and improve communication and expression skills. In October last year, I was transferred to the “Three Represents” knowledge quiz by the provincial branches. At the beginning of this year, the sales department was also presided over to host the Spring Festival group party. The activities were all successful. Through these activities, I fully improved my communication. And expressive ability. The fourth is to actively write more submissions for photography, and improve the ability of propaganda and reporting. After I came to the branch, I used my own photography skills to capture some valuable news photos. Second, I used my spare time to do some communication reports and research papers. In the past year, I published a news photo in a higher-level magazine. Deputy, 7 articles, one of which was published in the magazine "China Finance ". Through these publicity reports, the situation of the branch has been reflected in a timely manner and the ability of observation and thinking has been greatly improved. I feel that it has benefited a lot.
Fourth, the direction of the next phase of efforts
Continue to strengthen the study of political thought and business technology, and strive to improve two qualities. According to the requirements of the superior bank, XX is the year of business training. I will lead the loan officer to grasp the political and ideological study and improve the quality of the business, and make preparations for the new business.
Continue to strengthen the cultivation of their own management and organizational skills, and strive to enhance the more rigid side of self-character. Personal ability needs to be strengthened in the long-term practice. I will continue to be based on my position, work hard, explore the experience, adhere to the principle, not with the mud, manage a group of people, and play a good game of chess. Work all the way to do the job.
Continue to strengthen investigation and research, and strive to improve the ability to find, analyze, and solve problems. Xx is facing the period of enterprise reform and restructuring and its own business transformation. There are many practical problems and difficulties that need to be discovered and solved by ourselves. I will lead the loan officers to work deeper and deeper into practice, increase the intensity of investigation and research, and write more. The article, more recommend good experience, to provide a more realistic and reliable basis for leadership decision-making.
March 7, 2004

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