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Year-end summary of the Agricultural Bank's business office

00*-Year, ** Under the care and support of the party committee of the branch office, overcoming many difficulties, focusing on customer-centered, market-oriented, and efficiency-oriented, with the aim of improving service quality and service level, Vigorously develop various businesses, and basically complete the annual planning tasks issued by the county branch, the staff of the whole office have a heart and soul, and have achieved gratifying results in their work. Now we will make a brief review of the work of XX: First, the completion of various business operations indicators.
This year, deposits have achieved leap-forward development, with a deposit balance of 10,000 and a net increase of 10,000. The completion of the annual planning task, 300 days ahead of schedule to complete the annual task, an increase of 10,000 yuan year-on-year, of which savings deposits completed the annual plan, A net increase of 10,000 yuan, new savings account households, nearly issued cards, completed the year of planning tasks, the completion of interest rates, the completion of non-performing loans, the completion of intermediate business tasks, the tasks have been greatly improved compared with the same period last year .
Second, the main work and practices in XX years.
1. Pay close attention to the ideological construction of employees and improve their cohesiveness and combat effectiveness.
In the past years, the employees of Fengjiang have been distracted by their employees. In order to take the initiative for the whole year, the new leadership team held many party members' meetings according to the characteristics of more members of the party, and conducted one-on-one talks. Take the lead, solve the practical difficulties of some employees in a timely manner, change the problem of employees' ideological and emotional fluctuations, conscientiously organize employees to learn internal management and other rules and regulations and self-discipline, and correct the working attitude from the ideological point of view.
2. Firmly establish the concept of “deposits and deposits”, strive to expand sources of funds, and increase the share of the deposit market.
In order to ensure the completion of the annual deposit task, all the staff of our institute, under the leadership of Director Huang Qunxiong, increased public relations efforts and broadened the funding channels. In the favorable opportunity during the Spring Festival, we will vigorously carry out public relations activities, buy annual cards, send spring couplets, walk through the streets, go to the village to set up households, and strive to expand publicity. The social image of ABC is continuously improved, and the advantages of ABC's network are utilized. Our own enthusiasm service, this year's deposit target task is completed better, and was rated as "welcome new spring service competition unit" by the city.
3. Strengthen credit management and vigorously revitalize funds.
This year is the first year for the Agricultural Bank to implement economic capital management and new performance appraisal. Our company timely adjusted its business philosophy, strengthened internal management, strictly controlled business risks, and worked hard to revitalize credit assets. The proportion of bad business in Fengjiang business office is 100%, and the balance of normal loans is zero. Clearing and revitalizing work is the top priority of our work throughout the year. At the beginning of the year, the ministry held many meetings, mobilized inside and outside the office, exchanged information, and invited employees to retreat to help collect. The field staff generally turned around in the countryside to understand the information of the loan households and master the first-hand information. The staff also inquired at the counter to collect information widely, and because of the choice of focus, the strategy of long-term simultaneous. Just because the direction is right, this year, I have collected a total of 10,000 yuan of non-performing loans, and found a nail house that the household has not been able to find for many years. The accumulated loan is 10,000 yuan and the interest is 30,000 yuan.
4. Grasping the party's work style and building a sound, ensuring the healthy development of all work.
At the beginning of the year, the leadership team of our institute held several party members' symposiums, established a correct outlook on life and values, re-elected the new branch leadership team, actively carried out various activities, actively cultivated the party activists, and clarified the party's work style. The importance of all party members has taken the lead and fulfilled their duties to successfully complete the tasks of their superiors. In order to improve our internal control and prevention capabilities and ensure full operation, our company timely targeted the weak internal control management, adhered to prevention-oriented, people-oriented, and jointly managed, established internal insurance groups, joint prevention teams, etc., and established The internal working system has been improved, making everyone responsible, ensuring that the internal control construction is not in the form, eliminating the occurrence of violations and disciplines, and being well received by the leaders at the higher levels and the public.
Some experience in the work of the third and second years of 2005:
1. Paying close attention to the change of ideas is the prerequisite for doing a good job.
2. Reforming the internal operating mechanism is the driving force for doing a good job.
3. Strict governance is the key to doing a good job in business operations.
4. Strengthening internal unity is the guarantee for doing a good job.
Looking back on the achievements of this year's work can only represent the past, and the new journey will begin again. In the past year, the tasks of our work have not been completed, and there are still some problems: First, the task of collecting bad loans is difficult, especially 80% of the loan households that Shang Xian has transferred. Working outside, the chances of coming back are relatively small, and it is difficult to meet so far, which brings great difficulties to the collection, which affects the completion of the income. Second, the employees' ideological concepts have not completely changed. The employees' ideas are fluctuating, the competition methods are backward, and the professionalism needs to be improved.
The overall requirements for the operation of the whole office in XX year are: adhere to the business operation as the center, aim to improve economic efficiency, continue to highlight the key points of deposit, revitalization, interest collection, etc., do a good job of quality and civilized services, standardize service behavior, and improve service levels. We will expand our debt business and use the migrant workers to return to their hometowns during the Spring Festival. We will vigorously revitalize credit funds and build our business on a benign track. At the same time, we will work hard to improve the "three grasps" and grasp the "three irons". Grasp the party building. Grasping the mechanism means to intensify reforms and constantly improve the operating mechanism to further stimulate the operational vigor of the business office; to grasp the "three irons" is to strengthen the internal management and improve the various supervision mechanisms by strengthening the internal management with greater determination. "Three railways" credibility; grasping party building, strengthening the building of party organizations and the rectification, education and improvement of party members, and driving the development of various businesses.

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