Bank branch branch discipline inspection and supervision work summary

In XX, under the leadership of the municipal party committee, the discipline inspection and supervision of the Bank's discipline inspection and supervision, adhered to the theory and "" important thinking as a guide, adhered to the scientific development concept of advancing with the times, and earnestly implemented the task of building a clean and honest government and case prevention work. We will further promote the implementation of the "Implementation Outline" and the implementation of various regulations on integrity, strengthen the construction of leading cadres' work style, speed up the construction of "three lines of defense" for internal control, strengthen the construction of compliance culture, increase supervision and inspection, and organize the "two special projects". "Governance work; increase investment in security facilities, improve prevention capabilities, eliminate all kinds of cases, and promote the healthy development of our business. The main work is summarized below.
I. Review of the work in the year to further strengthen the party's work style and clean government, and implement the provisions of honesty and self-discipline
1. Conscientiously implement the responsibility system for party style and clean government construction and case prevention work. In-depth implementation of the spirit of the provincial branch inspection, supervision and security work conference. Formulated and issued the "Issue of the Party Branch's Work Style and Clean Government Construction and Anti-corruption Prevention Cases", "--------------------------------------------------------------------- Anti-corruption prevention case target responsibility book. The responsibility system for party style and clean government construction is arranged, managed, and inspected, and the same as the business performance indicators. This enhances the sense of responsibility of the responsible persons in all departments and units.
2. Conscientiously implement the party's work style and clean government construction and case prevention work mechanism. Strengthen the unified leadership of the party committee, the discipline inspection and supervision department to organize and coordinate, the departments are responsible for each other, relying on the anti-corruption leadership system and working mechanism supported and participated by the people. The "first-in-command" of all units has taken full leadership responsibility for the anti-corruption and anti-corruption work, and the other members of the leadership team are responsible for each other according to the division of labor. The municipal disciplinary committee, supervision and conscientiously fulfilled the assistance of the party committee to organize and coordinate anti-corruption and case prevention work, and urged the heads of various departments within the jurisdiction to perform the duties and responsibilities of the main responsible units and cooperative responsible units of the Bank's party style and clean government construction responsibility system. When it comes to people, it really forms a working pattern of co-management.
3. Seriously grasp the integrity and self-discipline of leading cadres, and improve and standardize the integrity and integrity of leading cadres. Party members and management personnel of the Bank strictly abide by the "four major disciplines and eight requirements." City branch leaders and management personnel at all levels took the lead in implementing the rules of honesty and self-discipline, insisting on diligence and doing business, and opposing extravagance and waste. Consciously strengthen ideological and moral cultivation, stress ethics, and conduct quality, pay attention to cultivating healthy life tastes and noble spiritual pursuits, correctly handle the relationship with customers and relatives, and consciously maintain "three distances" and purify their own social circles. In the whole year, no cash, securities, and payment vouchers were received, and self-examination and self-correction were conducted in accordance with the “Several Provisions of the Central Commission for Discipline Inspection on the Strict Prohibition of the Use of Jobs for Improper Benefits”.
4. Strengthening inner-party supervision, public supervision, public opinion supervision, and institutional constraints First, earnestly implement the system of debriefing and debriefing. Throughout the year, the leaders of the branch branches performed their duties in the upper ranks. The second is to conscientiously implement the relevant requirements of the Commission for Discipline Inspection and the Central Organization Department. In the first half of the year, the party organizations above the county-level sub-branch have opened a special democratic life meeting with the theme of strengthening the style of leading cadres, and carefully compared the eight advocated by the General Secretary of the General Secretary. Analyze and self-examine the good atmosphere of the aspect, formulate corrective measures, clarify the key points of rectification, and implement the responsibility for rectification. In the second half of the year, a party committee democratic life meeting was held. The leading group took the theme of “establishing a scientific development concept, vigorously developing business; strengthening the leadership team; strengthening credit management and preventing risks”, from the ideological concept, political quality, business performance and style. Criticism and self-criticism are widely carried out in the areas of image, solidarity and cooperation. At the same time, the reasons for thinking, work style and work problems are deeply analyzed, and future improvement measures and efforts are proposed. The third is to carry out democratic appraisals. The fourth is to adhere to a democratic and centralized system. Important matters and decisions must be studied collectively and be fair, open and transparent. The fifth is to adhere to the system of conversation. A conversation was held with the heads of the four business back-up units. The sixth is to strictly implement the reporting system for major personal events of leading cadres. The main leaders of the sub-branches and sub-branches reported the "Report on Major Events of Leading Cadres" as required. The seventh is to adhere to the term of office and the exit audit system. This year, the audit of the responsible person, such as the branch, == branch, == branch, == branch office, was audited. Eight is to play the role of a professional committee. Supervision of large-scale purchases, infrastructure renovation, asset disposal, and personnel promotion and use has prevented corruption from occurring at the source. Nine is to promote openness in public affairs. Always adhere to the weekly regular meeting system, the discussion and decision-making content to release information to the staff of the whole bank through meetings and internal networks, strengthen the information communication and understanding of the staff of the whole bank, and there has been no petitions and people's letters and visits throughout the year.
5. Further deepening the promotion of commercial bribery work First, according to the notice request of the Municipal Banking Supervision and Excise Department to forward the “Implementation Plan for the Self-examination and Self-checking Work of the Banking Industry”, the Bank conducts self-examination of all units within the jurisdiction. The self-assessment work was checked and focused. Through the self-inspection and evaluation of the municipal branches and 11 branches under the jurisdiction, the overall situation is good. It further enhances the consciousness of all employees to comply with the lawful operation and resist the unfair trade behavior, correctly distinguishes the boundaries between normal business activities and unfair trade behaviors, and regulates business operations. The second is to conscientiously implement the Notice of the Office of the Leading Group for Commercial Bribery of Commercial Banking on the Construction of Market Credit System. China Banking Regulatory Commission == Supervisory Branch < Forwarding Banking Governance Commercial Bribery Leading Group on Further Regulating Banking Agents Notice of Insurance Business> conducted research activities. The third is to carry out a comprehensive inspection to prevent bank funds from flowing into the housing market and the stock market.
6. Seriously implement the "Implementation Outline"
The first is to strengthen leadership. In accordance with the requirements of the “== branch implementation of the “Implementation Outline Main Task Decomposition Table and Responsibility Decomposition Table” issued by the municipal bank, closely integrate the actual situation of the unit, focus on preventing the leading cadres’ duty crimes and prevent the violation of laws and regulations at the operational level. Focusing on the five major aspects of education, system and system construction, supervision, punishment, and deepening reform, we must do a good job in task decomposition and responsibility implementation. The discipline inspection and supervision department earnestly performed its duties of organization, coordination, supervision and inspection, strengthened coordination with relevant departments, and continuously pushed forward the implementation of the Implementation Outline to ensure the healthy and steady development of various businesses. Second, in accordance with the requirements of the Provincial Branch Commission's “Self-inspection on the implementation of the Implementation Outline”, the self-examination of the implementation of the “Implementation Outline” was carried out, which was generally good.
7. Conduct education and study in depth.
The first is to strengthen the study of political theory. The Party Committee of the Municipal Party Committee and the Party Branch of the Sub-branch adhere to the central group learning system, conscientiously study the spirit of the important speech of the General Secretary of the General Secretary, fully understand the importance of strengthening the good work style of leading cadres and vigorously advocating eight aspects, and establish politics. The atmosphere of being upright, talking about learning, and speaking the overall situation has improved the political quality and theoretical level of all members. The second is to carry out the "xx big" archives study in depth. The party committee has taken the study and implementation of the xx spirit as an important task in the current and future period. It has plans and steps to organize the party and staff to study the party's xx report. The original text of the Party Constitution, adhere to the combination of concentrated study and self-study, conduct discussions with the actual situation, comprehend the essentials, grasp the essence, and further unify the thoughts of the employees of the whole bank into the spirit of the party's xx spirit, and better implement the requirements of the scientific development concept. In the business development and internal control management of the whole bank, further clarify the specific work objectives and tasks of the unit, and promote the work of the unit in a down-to-earth manner to ensure that the spirit of learning and implementing xx is effective. The third is to strengthen the education of clean government. Organized and studied the "Several Provisions on the Integrity of Leaders in State-Owned Enterprises" and "Several Requirements and Measures of Banking Committee of the Bank on Further Strengthening the Supervision and Supervision of Senior Management", and educated and guided party members and cadres at all levels to further strengthen their convictions and strengthen Party spirit training and professional cultivation, consciously resist the erosion of decadent ideas, standard conduct, and integrity. Promote the building of the party's style by building a leading cadre style. Fight the ideological and moral defense line of all employees to be honest and clean. The fourth is to carry out the "Double Ten Forbidden" learning and teaching activities. The management personnel and employees of the whole jurisdiction earnestly study and publicize, strictly abide by and implement. At the same time, in the study of "Double Ten Forbidden", pay attention to three combinations. That is to say, the combination of learning “Double Ten Prohibitions” is combined with internal control and risk prevention, combined with current risk prevention education, and combined with risk self-inspection; more than 300 participants participated in the survey. The fifth is to organize the cadres and employees of the whole ruling to watch the documentary of "The gambling harm" - the party members leading cadres to participate in gambling warnings. Make everyone realize that gambling and greed, a few laws. Gambling not only causes cadres to commit crimes themselves, but also causes national property losses, which also harms the party style and social atmosphere. Sixth, the implementation of the Sixth Plenary Session of the Second Session of the Municipal Party Committee on continuing to carry out the activities of “creating a learning, service, and innovation institution” in the municipal government. The activity plan and learning plan were formulated, education and learning were carried out, and the “==Development of my development, I contributed to ==” campaign advocated by the financial system was reinvigorated, which enhanced the awareness of serving the local economy.
Seriously implement the prevention and control work system, pay attention to the advancement of the gate
1. Firmly establish the idea of ​​preventing all members. First, the use of positive teaching materials and negative case lessons to carry out education, so that every employee of the Bank fully understands that no case and no accident has important significance for the unit to its own interests. The second is to conscientiously implement the "Guidelines on China's Banking Strengthening Cases for Investigating Cases" and clarify the responsibilities and obligations of agencies, management personnel and all employees at all levels in case prevention. The third is the leadership's attention and comprehensive promotion. The leaders of the city branch have successively presided over the meeting of middle-level and above management personnel to take the lead in studying and implementing the spirit of the provincial banking regulatory bureau's meeting on the prevention and control of cases involving banking financial institutions within its jurisdiction. On the evening of July 12th, the president of the Bank held a meeting of the staff of the Bank to convey the speech of the Chairman of the China Banking Regulatory Commission, Liu Mingkang, at the meeting of the prevention and control of large-scale bank cases and the speech of the Provincial Banking Regulatory Bureau == Deputy Director. Emphasis was placed on the construction of a good compliance culture and case prevention discussion in the whole bank. On the evening of August 3, the city bank held another staff meeting of the whole bank. The deputy governor === made a report on “strengthening internal control management, strengthening enforcement, and striving to do internal control and case prevention and control work”. Further improved the staff awareness and risk prevention awareness of the whole bank.
2. Strengthen the construction of compliance culture and further enhance the awareness of employees in compliance with laws and regulations. First, the staff of the whole organization carefully studied the Staff Code and the Measures for Employee Violation. The second is to conscientiously study and publicize the "Double Ten Prohibitions" and strictly abide by and implement the "Double Ten Prohibitions". The staff of the whole bank will use it back and master the "double ten ban". The third is to carefully study the Bank of China's "Notice on Strengthening the Work of Preventing Operational Risks", "Guidelines for Operational Risk Management of Commercial Banks" and "Professional Conduct of Banking Employees" and other series of archives and rules and regulations, which were launched in the whole bank from August to September. Compliance culture construction and case prevention discussion activities. Tested and written about the learning situation, received good results. Fourth, the “Post Compliance Manual” and other rules and regulations and various business operation procedures have been strengthened. Since the beginning of the year, the city branches have organized 43 business and management trainings, with 1,436 trainees. Thereby improving the professional quality of the employees, so that everyone further clarified the business operations, professional norms and job responsibilities, enhanced the sense of responsibility, and consciously resisted illegal operations. The fifth is to conduct compliance knowledge testing among all employees, and further enable the employees to clearly and abide by the basic behavioral standards of employees, strictly implement various rules and regulations, form rules and regulations in the whole bank, rely on the system to manage people, and strive to be qualified employees. The atmosphere and mechanism will promote the coordinated operation of the Bank and the steady development of various businesses.
3. Seriously implement the anti-case work system, check for abnormalities, and resolve risks. First, adhere to the system of case situation analysis. The municipal branches and branches and offices shall be convened as required, and the minutes of the meeting shall be submitted to the relevant departments, and the personnel shall be organized to participate in the situation analysis meeting of some sub-branches and branch offices to promote the effectiveness of the grass-roots meeting. The second is to rotate and exchange the heads of the operating agencies and the employees of important positions. In the whole year, 72 people were transferred to the government, and 120% of the annual rotations were completed. At the same time, it strengthened the supervision and inspection of the implementation of the regular rotation exchange system of the responsible persons of the grassroots operational branches. Regularly check, evaluate and supervise management tasks such as job exchanges and compulsory vacations. The third is to strengthen the supervision of employees in key positions at the grassroots level “outside eight hours” and their social circles, conduct employee behavior investigations every six months, master abnormal behaviors, eliminate potential risks in time, and prevent cases from happening. The fourth is to establish an incentive mechanism for all employees to resist violations and implement the “Incentive Measures for Employees to Block, Report and Resist Violations and Laws”.
4. Further carry out special case management. In order to promote the special governance of the case, prevent cases and risks. First, the CBRC’s requirements on the prevention of operational risks “Thirteen Articles” and “Ten Linkages” were seriously implemented, and special governance was implemented to prevent operational risks. The second is to formulate the "China == Bank == Branch Remediation and Reform Plan" and "== Branch-year Case Governance Specific Measures and Implementation Plan Task Decomposition Table", and implement responsibility and rectification. The third is to implement the annual risk gold assessment reward and punishment system, and reward the units and individuals that have not incurred economic cases. In the case of economic cases, not only the annual risk risk, but also the unit and individual performance appraisal evaluation and rewards and punishments are linked. One vote veto. The fourth is to formulate the "== Emergency Plan for Major Accidents in Branches" to prevent emergencies. The fifth is the implementation of the "Notice on Strengthening the Risk Management of Bank Treasury Business" and the "Work Plan on the Specialization of == Bank Treasury Security" to timely rectify the hidden dangers in the inspection. The fifth is to create a “safety unit” activity around the overall goal of creating “Ping An == City”, which promotes the stability and harmony of society and units. In the past year, due to the high priority attached to the special treatment of cases, managers at all levels and employees of the whole bank have enhanced their awareness of case prevention, strengthened internal control management, and eliminated all kinds of cases.
5. Establish an error information recording platform and increase accountability.
In response to the repeated investigations of errors found in previous inspections, in order to grasp the problems existing in the internal inspections of various businesses under the jurisdiction, the supervision of the implementation of business errors and the punishment of relevant responsible persons have been increased. The city branch utilizes "== branch business error management system", "== branch business error system management method" and "== branch business error handling method". Track and check business errors and repeated investigations, statistics and announcements. As of the end of November this year, 903 pieces of various types of error information were recorded. In the first half of the year, the performance appraisal was carried out for 35 counters, 29 business managers and 20 outlets, and the fine was 3,150 yuan. A small number of employees ignored the three people on duty, the double cabinet system, violated labor discipline, and gave a big deal.
6. Do a good job in anti-money laundering work Since the beginning of this year, the municipal branches have stipulated that the anti-money laundering work should be unified and managed by the supervision and internal security department to be managed as a line, thus rationalizing the relationship and improving work efficiency. The anti-money laundering business monitoring surface covers all aspects of domestic banking, international settlement, clearing, bank cards, and savings, and forms an anti-money laundering organization management system with wide coverage, clear division of labor, clear responsibilities, and strong operability. First, submit large and suspicious transactions as required, and basically complete system maintenance and inspection. The second is to carry out anti-money laundering inspections. In October of this year, the provincial branches conducted special inspections on the construction of anti-money laundering organizations in our department. The municipal branch conducted a self-examination of anti-money laundering work. Through inspections, we found that there are still some shortcomings in the anti-money laundering work of the Bank. In response to the existing problems, the municipal branch issued a rectification report, and the relevant units have carried out rectification, which effectively promoted the development of anti-money laundering work. Third, the municipal branch held a seminar on anti-money laundering knowledge and trained all rapporteurs and informants throughout the jurisdiction. Fourth, all operating branches can strictly implement the rules and regulations governing account management and earnestly perform their duties in anti-money laundering work in line with the principle of “know your customers”. The fifth is to conduct due diligence in the process of handling the opening and closing of enterprises; in the handling of counters, it pays attention to the examination of valid documents, and there is no business of anonymous, pseudonymous and invalid documents.
Strengthen internal control construction and solidly carry out internal control work
1. Integrate internal control functions. First, in accordance with the requirements of adjustment structure, optimization process, rational division of labor, and clear responsibilities, the internal control functions of the Risk Management Department and the Personal Finance Department were integrated, and the Internal Control and Security Department was responsible for performing the relevant functions of the second line of internal control. The second is to implement the "== Regulations of the Internal Control Committee of the Branch", and enrich the internal control compliance staff in the whole jurisdiction. The Ministry of Internal Control and Security is responsible for the daily work of the internal control committee secretariat. Hold meetings on a quarterly basis to study risk prevention issues and report on internal control prevention. The third is to formulate the "== points of the annual control work of the branch", and in accordance with the principle of line monitoring, the internal control system construction tasks are decomposed and refined, and each responsible unit will implement it item by item. At the same time, it is emphasized that the coordination and coordination between departments should be strengthened, and the joint management should be truly implemented.
2. Accelerate the construction of “three lines of defense” for internal control. First, the internal control "three lines of defense" publicity month activities were carried out in a solid manner. Fully understand the importance of the construction of the three lines of defense. Publicize and post "three lines of defense" materials. The second is to organize the study of the "three lines of defense" content, spot checks on the "three lines of defense" content test, and received good results. The third is to clarify responsibilities. The first line of defense for internal control is all levels of the organization, business management departments and every employee. Each institution, department and employee is both the direct manager of the business, the owner of the risk, and the first person responsible for internal control.
3. Strengthen and improve the system construction and consolidate the foundation of internal control management. First, implement the “China==Bank== Provincial Branch Internal Control Second Control Line”, and perform the functions and tasks of the second line of internal control under the supervision of the Ministry of Internal Control and Security. Formulate the "=== branch inspection internal control management work evaluation standard" to assess the entire jurisdiction. The second is to formulate the "=== Management Measures for the Staff of the Supervision Department after the Branch." The third is to formulate the "== Branch Inventory Limit Assessment Method", "Notice on Regulating the Application Procedures for Changing the Remittance Remittance of Tellers", "Notice on Strengthening the Management of Lost Important Items in Customer's Counter", "Emergency Notice on Further Strengthening Seal Management", "About It is indeed a notice to strengthen the reconciliation work of banks and enterprises, etc., which further improved the system regulations for the relevant business operations of the Bank and played a positive role in the prevention of internal control risks.
4. Implement a combination of comprehensive supervision of banking business and key supervision to continuously improve the quality of post-supervisory work. Our bank further strengthened post-supervision supervision. Business supervision has covered all aspects of banking, such as savings, accounting, credit, bank cards, international settlement, and finance. The post-event supervision approach has shifted from general supervision to general supervision and key supervision. In the work method, the previous review mode of the simple review subpoena was changed, and on-the-spot inspections of high-risk businesses such as long-term non-moving households, long-term unresolved business, and rushing authorization were carried out monthly; and quality control was established at the city branch after-the-fact supervision center. Post, increase supervision over the quality of the work of the county branch, and check the supervised accounting documents on a monthly basis to improve the responsibility of the post-supervised resident. The “post-supervision report” was issued in the “== branch post-supervised error management system” independently developed by the month, and the risk warning was issued to the relevant management department for business errors with commonality. This year, 179 types of problems were discovered, including 43 general errors, 86 large errors, and 50 major errors.
5. Increase inspection and rectification efforts to avoid operational risks and regulatory risks. Since the beginning of this year, the municipal branch has taken the lead in forming the Joint Inspection Unit under the supervision of the Internal Control and Security Department of the Banking Supervision Bureau on the “Notice on the Comprehensive On-Site Inspection of China==Bank== Provincial Branches”, January 18 On February 12th, the company carried out a large-scale inspection of operational risks of operational branches in the jurisdiction, and the inspection surface reached 100%. The inspections involved 12 aspects of deposits and counter operations, accounting settlement, credit business, bill acceptance and discounting, bank cards, interest rate management, security and treasury management, and found 30 problems. From April 11th to 23rd, the Ministry of Internal Control and Security Supervision conducted a special inspection on the inspection of off-site deposits and interest rates of all branches of the government. The inspection adopts the collection of account information through the ondemend system, manual analysis and judgment, and on-site inspection of the account data of the branch office of the city branch. Found 5 problems of various types of problems, all of which have been rectified in place. Second, on the basis of self-inspection and evaluation of functional management and business departments, the Ministry of Internal Control and Security maintains quarterly inspections. In May and September, the municipal branch organized two inspections on the implementation of the party's work style and clean government construction and the case prevention work responsibility system, the discipline inspection and internal control conference, the archives and related systems. Suggestions for rectification were put forward for the problems found in the inspection. He also urged and helped them implement rectification, effectively changed the situation of weak internal control, and strengthened internal control management. The third is to effectively prevent the operational risks of operational branches and ensure the healthy development of all branches of our business. From late July to early August, we conducted a large-scale inspection and self-inspection of operational risks of operational branches in the entire jurisdiction. The inspection surface is up to 100%. 56 problems of various types were found. At present, 45 have been rectified and 11 are being rectified. In the various inspection activities, the problems found in internal and external audits were tracked and inspected. In November, 16 items that were not completely rectified were supervised. Fourth, cooperate with provincial branches to carry out special inspections and audits. In August of this year, a special inspection of the credit business was carried out, which involved the authenticity of asset quality, the evaluation of middle and late credits, management, housing, and automobile consumption loans. The rectification requirements put forward by the provincial branch inspection team shall be carefully supervised and rectified, and various reports and materials required on site and off-site shall be reported in a timely manner. The fifth is to carry out self-evaluation of safety production hidden dangers investigation and management and safety assessment. Through inspection, the operational risk is reduced, and the business and work quality are comprehensively improved.
6. Actively carry out agency management and departure audit. Completed the agency management tasks for the responsible persons of 10 operating agencies throughout the year, and reported the report on the status of the job on time. First, the agency management and the regular inspection of the counter are organically combined, the depth and breadth of the agency management inspection are increased, and the performance and management level of each grassroots manager are evaluated fairly and objectively. The second is to actively carry out audit audits of departing cadres. Since the beginning of this year, the == sub-branch, == sub-branch, === separation of the main responsible person of the branch office. Through on-the-job management and related inspections, a total of 43 issues related to business development, standard operation, internal management, team building, and civilized quality services were found, and they have been rectified after being supervised. Through the on-the-job management and related inspections, the internal control management measures were further strengthened and strengthened, and the construction of the compliance management system of the outlets and the effective operation of the internal control supervision mechanism in daily work were strengthened.

7. Carry out centralized reconciliation work to prevent high-risk banking business. As of the end of November, the customer's bill payment rate was 99%, which was 7 percentage points higher than the end of the year; the key customer's bill recovery rate was 86.59%, and the non-key customer's bill recovery rate was 72.26%, although it was higher than the previous year. . The main practice: First, the special clearing of the reciprocal customer communication address was carried out. A special clean-up working group for the reconciliation customer communication address set up by the head of the branch was established. A special clean-up plan for the reconciliation customer communication address of the whole jurisdiction has been formulated. Organize the training to collect the customer's mailing address, conduct information sorting in the whole jurisdiction, clean up the customer, standardize the collection and maintenance of the customer's mailing address. A total of 836 key customers were cleaned up, and 1327 non-key customers were cleaned up. The key customer cleaning and maintenance rate reached 100%, and the non-key customer cleaning and maintenance rate was 99.92%, which achieved satisfactory results. The second is to strengthen internal reconciliation. The reconciliation of the peripheral system and its own account is included, and the statement is sent through the mailbox every month. It is required to send the seal to the reconciliation center within seven days. The current recovery rate is 100%. The third is to take home reconciliation. For the enterprises that cannot recover the bills in the urban area, 129 key customers were reconciled. Re-produce the door-to-door statement for the county branch, and count 48 households. A total of 89 reconciliation notices were issued during the reconciliation year, and 46 reconciliation notices were issued. And supervise all walks of life. Each branch office has been rectified, and the rectification rate is 100%.
8. Seriously carry out the inspection work on the account. Since the beginning of this year, the stock market and the housing market have been extremely hot, and a large amount of savings funds have flowed into the two cities. In order to prevent potential risks to banks, a flat patrol system has been implemented in the province. The leaders of the city branch attached great importance to this work, and personally led the supervision of the internal control security personnel to participate in the daily inspection of the large warehouse, check the cash tail box, and carefully check the records; the inspectors provided their own transportation, sacrificed the holiday break, and insisted on the inspection work without interruption. Since the commencement of the patrol inspection, the Bank has corrected two business errors in a timely manner and effectively reduced the scale of cash inventories. All walks of life also earnestly do a good job in daily library and box cash settlement to prevent the case from appearing.
9. Implementing the business management system of business organizations, supervising business operations and complying with laws and regulations to prevent operational risks. The city branch financial management department manages and supervises the work of the full-service business managers, holds business manager work meetings on time, checks the work of the business managers from time to time, and monitors and reports the compliance issues of the outlets in real time.
10. According to the requirements of the general and branch offices, the “Important Control Test” was completed in January and October, and the test results were evaluated. In the third quarter, according to the “China==Bank== Provincial Branch Management Branch Employees Individual Compliance File Management Measures”, the implementation plan of the == branch full compliance file was formulated. In addition, the rules and regulations have been cleaned up, and the seal management has been thoroughly cleaned up.
Through the implementation of various internal control systems and measures, the Bank's internal control management level has reached a new level, the business error rate has dropped significantly, and every 10,000 business errors have dropped from 1.1 at the beginning of the year to the current 0.8.
Do a good job in safety and security, and improve prevention
1. Implement the safety responsibility system. Adhere to the principle of hierarchical management, "according to the principle of who is in charge, who is responsible, and the general responsibility of the top leaders", implement the responsibility system for safety and security work at all levels. The leaders of the municipal bank signed the responsibility for risk prevention and security work with the presidents of the county branches, the directors of each department, and the directors of the city divisions. Really achieved the first level to grasp the level, and put the safety and security work into practice.
2. Grasp the inspection and supervision, and grasp the implementation of rectification. Since the beginning of this year, the inspection and supervision work has not been relaxed. First, the leaders have personally led the team to check. In the whole year, the county branch and the urban network checked up to 6 times, and the number of inspections reached 7 times. That is, New Year's Day, Spring Festival, mid-April, May 1 and 11; Second, the Ministry of Internal Control and Security has conducted 6 comprehensive inspections on the county branch and the urban branch office. Each inspection has made detailed inspection plans and made After targeted and targeted transfer of the focus of the peer-to-peer security work of the county branch, the new situation and new problems have been checked, and the contents of the "Safety Production Hidden Trouble Checklist" have been carefully examined. The inspection surface is up to 100%. In the whole year, a total of 7 problems were found, some were rectified on the spot, some were rectified within a time limit, and the inspection was reported. At the same time, follow-up inspections were carried out during the inspection period. Supervise the implementation of rectification. The third is to do a good job of safety inspection during the holidays. During the New Year's Day and the Spring Festival, according to the requirements of the superior bank and the Public Security Bureau and the Banking Regulatory Bureau, the safety and security work during the "two festivals" period was earnestly grasped. The leaders of the city branches attached great importance to the establishment of the safety inspection leading group, formulated the inspection implementation plan, and proposed Specific requirements. First of all, do a good job of self-examination, and then follow-up inspection of the self-inspection. Due to the attention of the leaders in the safety inspection work and the solid work, they received favorable comments in the joint inspection of the “two sections” safety inspection of the Provincial Banking Regulatory Bureau and the Public Security Department.
3. Actively improve the safety compliance and image networking of business outlets. According to the unified arrangement of the provincial branches, the municipal bank strengthened its technical defense work and gave full play to the positive role of technical defense and physical defense in safety and security work. It is clear that this year's technical defense work mainly focuses on two networks: namely, vigorously promote alarm network and image network transmission, and standardize monitoring duty and early warning operation mechanism. Two standards: that is, continue to do a good job in meeting the new standards for outlets and treasury security. First, the network of alarms for business outlets under the jurisdiction of the company was completed. Second, the image network transmission work is being tightly installed and debugged. By the end of November, all the images and sounds of the front-end 27 were well debugged. At the end of the year, all the installations and adjustments were completed and officially put into operation. Third, according to the work requirements of the Ministry of Public Security and the China Banking Regulatory Commission on the implementation of safety standards for the financial system business outlets, the Bank actively rectified the safety compliance of the business outlets. By the end of November, 8 outlets had been rebuilt at the old outlets, and a total of 21 TV monitors, 20 anti-tailing linkage locks, pickups and intercoms were added. The public security department and the supervision sub-bureau have passed the rectification and rectification review plan and risk level verification of the business outlets, and have passed the inspection and acceptance by the public security department. The safety compliance of 19 business outlets has been completed, and the safety compliance rate has reached 95%. Completed the three-year compliance task required by the public security department and the supervision branch in advance.
4. Strengthen the maintenance of technical defense facilities and give full play to the role of technical defense in business operations. At present, there are 30 sets of digital teller-type monitoring, 18 sets of "110" alarm system and 6 sets of independent infrared alarm system. In order to ensure the normal operation of the above-mentioned technical defense facilities, we actively carry out maintenance work, basically If there is a report on the urban outlets, the repairs will be in place within 6 hours. Since the beginning of this year, a total of 12 TV monitors and atm machines have been repaired for the urban division. In the work of the ATM machine, the prevention work of the ATM is increased. In the inspection of the atm machine in the urban area, it has been done no less than twice a month, and communicated with other financial institutions in the city. As of the end of November, the =m machine of three financial institutions in the city had been posted by the criminal suspects for five times and the card slot was installed. We have been actively communicating with other financial institutions in a timely manner, and timely inspected and inspected the ATMs of our bank. As of now, there is no abnormal situation in the ATM of the city.
5. Do a good job of video recording and playback. The supervision and internal control department will take the lead and the relevant departments will participate in the joint inspection of the video playback. The weekly monitoring and control department will copy the video information back to the sub-districts in the city, and then issue a notice to make it weekly. 5 The video will be played back in a centralized manner throughout the day. All departments have records, signatures, and feedbacks on the problems in the review. The internal control and security department monitors and organizes monthly video recordings to report the playback status.
6. Strengthen supervision and coordination and communication with the preservation company. Since the beginning of this year, the security company has cooperated with the business department to collect more than 20 times, and has gone to == to pay and transfer funds up to 9 times. In order to ensure the door-to-door collection of large customers of the company's business department, and ensure that the collection task is foolproof, the company has communicated with the relevant leaders of the company beforehand to ensure the security of the door-to-door collection. In the usual work, I often communicated with the management personnel of the company on the matters at work, the management of the maintenance team and how to strengthen the custodial work. As a result of the usual communication and coordination, mutual understanding was further enhanced to ensure the safety of business operations. Operation, achieving safety and no accident throughout the year.
7. Do a good job in the safety and security work during the renovation of the holiday and the renovation of the branch office building. First, do a good job of duty-based duty arrangements and the duty of the city's branch comprehensive duty room, adhere to the implementation of the leadership leadership system and the administrative staff on duty system, business outlets insist that 3 people on duty 2 people, and often check the staff on duty The situation in place. The second is to do a good job in safety and security during the renovation period. Strengthen the office during the relocation to do the duty work of the building guards and the inspection between the floors, strictly enforce the building safety management responsibility system, and implement the night building inspection system. The third is to actively carry out fire protection work during the renovation of the building, and equipped each floor with fire-fighting equipment. Thereby ensuring the safety during the renovation and renovation of the building.
Difficulties and shortcomings Although I have done a lot of work in the construction of internal control system and achieved certain results in the construction of party style and clean government and anti-corruption prevention cases, but the main tasks of the party's work style and clean government construction and anti-corruption prevention cases There are still gaps in the actual requirements of internal control work, and there is still room for improvement and improvement. Mainly manifested in:
1. A small number of units, department heads and employees are not deeply aware of the party's work style and clean government building and anti-corruption prevention cases, and there is a gap in understanding the internal control construction. I believe that these jobs have little to do with the department. It is a work of retreat. It is the work of monitoring a department of the Ministry of Internal Control and Security. The degree of attention is not enough, and the relationship with the business development cannot be handled well, so that specific tasks remain on the surface and implementation is weak.
2. There are weak links in the construction and implementation of internal control. First, the rectification problem is not thorough, and repeated investigations have occurred frequently. Second, management is not in place and the implementation system is not in place. Discount on the study and implementation of archives. For example, if there are omissions in the seal cleaning work, it will leave an opportunity for those with ulterior motives. Third, the performance of some functional departments is not in place. The internal control inspection work is not taken seriously, the number of inspections is too small, and the reported information, data, and feedback reports are not timely. Fourth, the internal control inspection work is not standardized, the corresponding written records are lacking, some inspections are not registered, and no inspection report system is formed.
3. Internal control inspection methods lag behind business development and product innovation. At this stage, various business inspections are still in the process of viewing various registration books, monitoring videos, reviewing accounting statements, checking accounting subpoenas, checking all kinds of account cards, and inquiring about business parties. The specific business types are extracted, and special inspections are carried out in a targeted manner, thereby saving a lot of manpower and material resources, thereby improving management efficiency and reducing management costs.
In addition, the quality of personnel needs to be improved urgently, and the knowledge is urgently updated. Some of the new business, the new product technology content is not fully understood and mastered, operational use and specialized brick research is not enough, resulting in a certain amount of manpower, material resources, financial waste.
Second, next year's work prospects, we will closely focus on the spirit of the party's work style and clean government construction and discipline inspection and supervision internal control and security work conference and the annual work conference of the city branch, continue to deepen the implementation of the "implementation outline", strengthen the construction of leading cadres, to Preventing leading cadres' duty crimes and case prevention as the focus of work, strengthening internal control construction and management, intensifying supervision and inspection, paying close attention to the implementation of rules and regulations, eliminating major cases and accidents, and providing a strong guarantee for the healthy development of our business.
Seriously Grasping the Leading Cadres' Integrity and Self-discipline and the Construction of Party Style and Clean Government
1. Seriously strengthen the construction of leading cadres' work style. In-depth study of the xx major archives and the "Party Constitution", paying attention to pre-existing supervision and prevention, and timely discovering and correcting problems in the style of leading cadres. Continue to do a good job in the implementation of various systems within the party's supervision, and implement the party's internal supervision system such as personal major issues report, debriefing, democratic appraisal, defamatory talks, democratic life meetings, responsibility audits, and letters of inquiry. Strengthen public supervision, enhance the synergy and effectiveness of supervision, and promote the building of leading cadres' work style.
2. Supervise and urge the inspection tasks and responsibilities to be decomposed to the individual units, departments and leading cadres; improve the cases and internal control indicators in the performance appraisal of the Bank; continue to implement the “Special Opinions of the Party Committee of the Head Office on Implementing the Implementation Outline> Perform organizational coordination, supervision and inspection duties, and continuously promote the implementation of the Implementation Outline.
3. Seriously implement the relevant provisions on the integrity and self-discipline of leading cadres. Continue to implement the "Several Provisions on the Integrity of Leaders in State-Owned Enterprises" and the "Requirements and Measures for Further Strengthening the Supervision and Supervision of Senior Management" by the Head Office, and continue to play the role of internal supervision mechanism.
4. Strengthen the education of honesty and integrity. Constantly strengthen the education of ideals and beliefs and professional ethics education, guide the employees to establish a correct world outlook, outlook on life and values, and fundamentally consolidate the ideological foundation of resisting corruption and preventing change.
Treating both the symptoms and the root causes, comprehensive management, and constantly improving the ability of our bank to prevent cases
1. Further implement the responsibility system for case prevention work. Conscientiously implement the "China == Banks to strengthen the case investigation guidance" and the relevant decisions of the municipal branch internal control committee, the six county branches, five urban sub-branches, seven urban sub-divisions and the municipal business department, monitoring internal control The “Top Rank” of the Ministry of Security implements the annual risk gold assessment reward and punishment system.
2. Further strengthen the construction of corporate compliance culture and enhance the awareness of employees in compliance with laws and regulations. Organize the staff to earnestly study the "Employee Code" and "Employees' Violation Measures", strictly abide by and conscientiously implement the "Double Ten Prohibitions", and pay attention to the education management and investigation of front-line employees, and be responsible for the institutions at all levels and The education management of department staff, education guides employees to conscientiously implement the scientific development concept, adheres to both business development and internal management, correctly handles the relationship between business development and risk control, and effectively prevents and controls risks.
3. Further implement the case prevention system. First, do a good job in the investigation and rectification of the case. Adhere to the case analysis system. Organize personnel to participate in case situation analysis meetings at some sub-branches and branch offices to promote grass-roots bank meetings to achieve practical results. The second is to strengthen the supervision and inspection of the implementation of the regular rotation exchange system for the responsible persons of the grassroots operational branches. Regularly check, evaluate and supervise management tasks such as job exchanges and compulsory vacations. The third is to do a good job in the implementation of the "eight-hour inspection management advice", do a good job of employee behavior inspection, and establish a full staff compliance file. The fourth is to establish an incentive mechanism for all employees to resist violations, and implement incentives for employees to intercept, report and resist violations.
4. Strengthen supervision and inspection. Inspect the implementation of the Party's style and clean government building and the case prevention responsibility system for all units under its jurisdiction. Focus on checking the implementation of the case prevention system, help and guide all banks to find weak links, put forward rectification requirements, do a good job of supervision, effectively change the situation of weak internal control, and strengthen internal control management.
Adhere to strict governance and strengthen accountability
1. Implement the responsibility system for investigation and handling of cases. Once an economic case is discovered, the case investigation plan will be immediately implemented, and the competent department will be reported to the competent department in a timely manner to control the person involved, minimize losses, improve case handling efficiency, strictly implement the case handling procedures, and improve the quality of case handling.
2. Increase the responsibility for accountability. In the case of inspections found or exposed, in accordance with the "Regulations for Violation of Regulations", on the basis of the separation of responsibilities, "two-line accountability", strict accountability of responsible persons and related leaders, and accountability for business management departments.
Do a good job in petitions, report and check, and play a supervisory role
1. Practically strengthen leadership. We attach great importance to the people's letters and visits to the acceptance and verification work, and timely report and approve the important letters and visits or reports. Issues that reflect the people strongly, report constantly, and have propensity, organize timely verification, and study and solve the problems reflected.
2. Implement the petition verification responsibility system to ensure that the rate of letters and visits reaches 100%. Letters and visits to the higher authorities and the leaders of the bank to express the results of the investigation and investigation shall be organized and verified within one month, and the investigation and handling shall be reported within three months. If there are any special circumstances that cannot be settled, the progress shall be reported as required. In the process of checking petitions and visits, we must adhere to objective and fairness and ignorance, and strictly safeguard the discipline of petition work.
In-depth promotion of special treatment of cases and governance of commercial bribery specials First, fully implement the requirements of the CBRC on the prevention of operational risks "Thirteen Articles" and "Ten Linkages". Strengthen control and management of key unit departments, key businesses, key links, and so on. Highlight special inspections on multiple parts of 12 cases including bank notes, important blank vouchers, remote customer deposits, large fund payments, wealth management, seals, signature cards, authorization cards, teller cards, cash boxes, consumer credit, and public loans. Focus on preventing the main risk points such as bank credit funds, counterfeit bank deposit slips, pledge loans, and misappropriation of customer funds. We will conscientiously carry out rectification and implementation of various types of inspections, especially those pointed out by audits, internal and external audits, and inspections by the regulatory authorities. Second, continue to carry out in-depth prevention and control of commercial bribery education, and further enhance the awareness of all employees in compliance with legal compliance and the resistance to unfair trade practices. Further improve the internal control, authorization management, capital constraint management, financial revenue and expenditure management, infrastructure projects and bulk purchase procurement bidding, human resources management and other systems, establish a long-term mechanism to prevent commercial bribery, plug the loopholes from the source.
Strengthen internal control system construction and earnestly perform internal control duties
1. Strengthen internal control construction. Clarify the internal control tasks of each department, strengthen the internal control responsibilities of each department, and improve the coordination and coordination between a defense line and the second line of defense, so as to achieve joint management.
2. Strengthen the implementation and implementation of internal control, and give full play to the role of the internal control compliance team. Strengthen the construction of three lines of defense, implement the post restriction mechanism, carefully investigate and rectify the part-time problems of incompatible posts, and strictly prohibit the business operation of “one-handedness”. Strengthen the supervision and control of the daily operational risks of grassroots organizations after the supervision.
3. Increase inspection and accountability. Strengthen the inspection work of functional departments and standardize inspection methods.
Focusing on the operation of capital operation, focusing on grassroots business organizations, through the improvement and improvement of rules and regulations, we will conduct multi-level, multi-angle and high-frequency post-supervision supervision and inspection of key departments, key businesses and key links to effectively curb the occurrence of cases. . Increase administrative and economic penalties for those responsible for violations.
4. Vigorously promote the management of employee compliance records, and transform the existing “post-supervised error management system” of the Bank, making it an “employee compliance file management system” and more extensively record employee compliance behavior.
5. Actively carry out job management, departure audit, centralized reconciliation, patrol inspection, job rotation, etc., to prevent the case from appearing.
6. Implement the business manager's dispatch system for business organizations, supervise business operations and comply with laws and regulations to prevent operational risks.
7. Do a good job of “important control testing” and evaluate the test results.
8. Implement the “China==Bank=== Provincial Branch Internal Control Second Control Line”, clarify the responsibility of the second line of defense personnel, and do a good job in the second line of defense. Strengthen the training of internal control compliance personnel within the jurisdiction and improve the ability of internal control work.
Do a good job in safeguarding.
1. Strengthen leadership, clarify tasks, and strengthen responsibilities. Further adhere to the grading management, in accordance with the principle of "who is in charge, who is responsible, and the general manager of the first-hand rule", implement the responsibility system for safety and security work at all levels. We will earnestly raise our awareness of the importance of security work, earnestly perform our duties, and do a good job in security and security work to ensure that there are no four types of cases and major liability accidents.
2. Improve the follow-up work of image network transmission. Strengthen the alarm network and image network transmission management to ensure the effective operation of alarm networking and image network transmission, and standardize the monitoring duty and early warning operation mechanism. The uploading rate of the monitoring image and alarm signal of the treasury reached 100%; the city branch gradually established a comprehensive monitoring of the anti-grab and anti-theft of the treasury, office buildings, branches and branches of the headquarters. Establish a security early warning operation mechanism for outlets, ATMs, and office buildings.
3. Consolidate the basic work of safety and security to ensure that there are no cases of robbery, theft and fire accidents. The first is to strengthen security inspections. Make full use of networked image monitoring to check the work of counties, urban areas, and branch offices. Focus on the comprehensive duty of each unit, the prevention of business outlets, office building fire prevention, anti-theft and custodial supervision and coordination. The second is to insist on 100% inspection of the outlets, so that there are plans and priorities before the inspection, there are records in the inspection, inspection feedback after inspection, and safety inspections are issued every quarter. The implementation of the safety work tasks of each line will be included in the annual assessment content of the municipal branch.
4. Seriously implement the monitoring and inspection of business outlets. Regular analysis meetings and anti-fraud coordination meetings are held. Collect and summarize relevant cases related to case notifications and media disclosures in a timely manner, and monitor and record video information of business outlets, and carefully check, analyze, and comprehensively use them to find out the situation and make timely suggestions for rectification, and seriously investigate the responsibility and eliminate the responsibility. All hidden dangers.
5. Do a good job in the use, management, maintenance and maintenance of technical defense facilities.
6. Further coordinate with the company's work, ensure the security of the custodial work, improve the operating procedures, ensure the business needs of our bank, and ensure the safety of our funds and personnel.