[Boutique] loan agreement
Party A: _____________________
ID card number: _________________________ Party B: _____________________ ID number: _________________________ Both parties agree to the following matters and sign this contract.
1. Party B lends to Party A RMB ________________________ and delivers it to Party A before _____________________.
2. Loan interest: ________________________________________________
III. Borrowing period: ________________________________________________ IV. Date and method of repayment: _______________________________________ V. Liability for breach of contract: _____________________________________________
6. This contract is effective as of _____________________. This contract is made in two copies, each party holding one. person A person B:_____________________
Date of contract signing ______________ Date of contract signing ______________ Model of private loan contract format 3 Lender: ×× Borrower: ××
I. Borrowing purposes
Zhang × × is engaged in self-employment and urgently needs a fund.
Second, the amount of the loan
The borrower borrowed RMB ** million from the lender.
Third, the interest on the loan
From the date of the loan, the interest is calculated based on the actual amount of the loan, and compound interest is calculated. During the loan period specified in the contract, the annual profit is 7%. If the borrower does not repay the loan on time, the overdue part of the interest rate will be 0.5%. Fourth, the term of the loan
The Borrower guarantees that the loan will be repaid in accordance with the interest specified in this contract from **Year* to **Year*. In the part of the loan that is overdue, the lender has a license period to recover the loan. V. Change of terms
When the state changes the interest rate and needs to change the terms of the contract, the two parties sign the file of the change contract as part of this contract.
6. Rights and obligations
The lender has the right to supervise the use of the loan and understand the solvency of the borrower. The borrower should provide relevant information truthfully. If the borrower does not use the loan as stipulated in the contract, the lender has the right to recover part of the loan and impose a penalty interest on the default part with reference to the bank. If the lender repays the loan in advance, the interest shall be reduced as required. Seven, warranty terms
The borrower uses 6 private houses to make a mortgage, and the loan cannot be returned to the lender, and the lender has the right to handle the collateral. If the borrower returns the loan as it is due, the mortgage will be extinguished.
The borrower must use the loan in accordance with the purposes stipulated in the loan contract, and may not use it for other purposes, and may not use the loan for illegal activities.
Borrower: __________________ Date of contract signing ______________
Contractor: __________________, ________________, both parties hereby enter into this contract for the purpose of borrowing, the terms are as follows:
1. Party A is willing to lend with Party B's RMB __________ yuan. At the same time as the conclusion of this Agreement, Party A shall pay Party B without any additional evidence.
2. The term of the loan is _____ years, from the ____________________________________________________________________________________________________________ Third, the interest rate per 10,000 yuan per month ________ yuan, B should be paid to Party A on the ____ day of the month, and must not be in arrears. 4. In the event of failure to return, Party B shall pay Party A in addition to the interest paid and pay the penalty in accordance with the interest rate. 5. The creditor's rights of this contract, Party A is free to let others, and Party B shall not object.
6. Party B shall appoint a guarantor to ensure the performance of this contract. It is willing to share the responsibility of returning to Beneley with Party B and abandon the right of first-instance defense.
Party A: ________________ Party B: ________________ Joint guarantor: __________ ________________________
The borrower must repay the principal and interest according to the time limit stipulated in the contract.
The borrower is obliged to accept the inspection by the lender, supervise the use of the loan, and understand the borrower's plan execution, operation management, financial activities, and material inventory.
When a guarantor guarantee is required, the guarantor has the right to recover from the borrower after performing the joint and several liability, and the borrower is obliged to repay the guarantor. Eight, the solution to the contract dispute
The disputes arising during the performance of this contract shall be settled by friendly negotiation between the parties and may also be settled by a third party. If the negotiation or mediation fails, it may be brought to the people's court by any party according to law.
9. If the contract is not agreed, it shall be implemented in accordance with the relevant provisions of the Contract Law of the People's Republic of China. This contract is in two copies, and each party holds one copy. lender:__________________
Part 2: Loan AgreementLender:
contact address:
Borrower:
identity number:
address:
phone:
guarantor:
identity number:
contact address:
Party B is willing to provide Party B with joint guarantee for the borrowing of Party B. Party A, Party A and Party B, have reached the following unanimous opinions on the basis of equality, voluntariness and equal pay, and reached the following unanimous opinions for the parties. Keep altogether.
I. Borrowing purposes
____________________ _______ _
Second, the amount of the loan
Party B's loan amount to Party A is RMB 10,000.
The collection account designated by Party B is:
Bank of deposit:
account name:
account number:
Third, the term of the loan
The term of the loan is _______ years, from the _______ years _______ month _______ days to _______ years _______ months _______ days, if the overdue payment is not repaid, it shall be handled in accordance with Article 8 of this contract.
Fourth, the way of repayment
Party B shall promptly repay the arrears and interest to Party A in accordance with the time specified in this Agreement. Party B shall pay off all the money stipulated in this Agreement upon maturity, and Party A will give the loan to Party B after receiving the repayment. The repayment account designated by Party A is:
Bank of deposit:
account name:
account number:
V. Loan interest
From the date of borrowing, the interest is calculated based on the actual amount of the loan. The monthly profit for the loan period stipulated in Article 3 of the contract is _______, and the interest is settled on a monthly basis. If the borrower fails to pay interest on time, the penalty will be increased by 8 per thousand of the daily amount of the arrears.
6. Rights and obligations
Party A has the right to supervise the use of the loan and understand the solvency of Party B. Party B shall provide relevant information truthfully. If Party B does not use the loan as stipulated in the contract, Party A has the right to recover part of the loan and impose a penalty interest on the part of the default.
Seven, the guarantee terms
1. Party B voluntarily uses ____________________________ as collateral, and in the day, it will go through the mortgage registration formalities with Party A. If the amount cannot be returned to Party A at the expiration date, Party A has the right to deal with the collateral. If Party B returns the amount of Party A due to the expiration, the mortgage will be extinguished.
2. Party C voluntarily provides joint and several liability guarantee for Party B's loan, and the guarantee period is from the date of expiration of Party B's borrowing period. The scope of guarantee guarantee includes the principal of the loan, the liquidated damages or compensation for overdue repayment, and the expenses for Party A to realize the creditor's rights.
8. Processing of overdue repayments:
If Party B repays the overdue payment, in addition to the expenses incurred by Party A in realizing the creditor's rights, Party A shall also compensate Party A for the loss as follows: the part of the overdue repayment period within 30 days, and the amount of overdue repayment of the daily amount of one thousandth The proportion of compensation for Party A’s losses; for those over 30 days, the loss of Party A shall be compensated according to the proportion of the overdue repayment amount of 1,000 points per day.
The proportion of damages agreed in the preceding paragraph is determined by various factors. When claiming the liquidated damages, Party A does not need to provide additional evidence for its losses. At the same time, both parties waive the right of liquidation damages or loss compensation claims as stipulated in Article 114 of the Contract Law of the People's Republic of China. Nine, the solution to the contract dispute
The disputes arising during the performance of this contract shall be settled by the parties through friendly negotiation between the parties, and may also be settled by a third party. If the negotiation or mediation fails, any party may sue in accordance with the law in the people's court of the local party. X. This contract shall take effect from the date of signature by both parties. This contract is _____ copies, each party holds _____ copies. Each share has the same legal effect.
11. All forms of notices and reminders under this contract shall be transmitted in writing to the address reserved by the parties to the contract. If there is any change of address, the other party shall be notified in time, and the written notice shall be deemed to be on the 3rd day from the date of transmission. For delivery.
Party A: ____________ ___
Party B: ______________
Party C: __________________
Date of signing: Year __ _ month _ _ day
Part 3: Loan AgreementLender: Legal representative: Address: Borrower: name, gender, ethnicity, born on the date, work unit, residence, telephone: . identification number:
Borrower: name, gender, ethnicity, born on the date, work unit, residence, telephone: . identification number:
The borrower needs cash flow for business and jointly applies for loans to the lender. The lender agrees to lend, in order to clarify the responsibility, abide by the credit, and sign this contract. Article 1: The amount of the loan and the term of the loan
1. The loan amount of this contract is: RMB 10,000 yuan.
2. The term of the loan for this contract is: six months, from May 2019 to November 2019. 3. Borrowing payment method: cash. Article 2: Borrowing interest rates and interest
1. The loan for this contract is based on four times the basic interest rate of the commercial bank's current working capital loan. 2. The loan of this contract shall bear interest from the date on which the lender withdraws the loan. Article 3: Borrower's guarantee method
The two borrowers of this contract use personal credit and credit as the guarantee for the loan, and they bear unlimited joint and several liabilities. Article 4: Rights and obligations of the lender
1. The lender has the right to know the use, direction, operation status and creditor's rights of the borrower's borrowing amount.
2. If the lender finds that the borrower is involved in a major economic dispute, he has the right to recover the full amount of the loan in advance. Article 5: Rights and obligations of the borrower
1. The borrower shall pay off the principal and interest of the loan at the expiration of the contract.
2. The borrower shall use the borrowed item legally and shall not engage in acts prohibited by laws and regulations. Article 6: Liability for breach of contract
1. After the contract comes into effect, both the lender and the borrower shall perform the obligations stipulated in this contract. If either party fails to perform or does not fully perform the obligations stipulated in this contract, it shall bear the corresponding liability for breach of contract.
2. If the borrower fails to pay off the principal and interest of the loan at maturity, it shall bear a penalty of 20% of the loan amount on a monthly basis. 3. If the borrower fails to pay off the principal and interest of the loan at maturity, it shall add 50% of the interest on the interest rate of the borrowing.
4. If the borrower fails to pay off the principal and interest of the loan at maturity, it shall voluntarily repay the loan with the deposit, stock, movable property and real estate under the name of the individual.
5. The borrower shall bear the expenses incurred by the lender for realizing the creditor's rights. Article 7: Dispute Resolution
When a party to a contract commits a dispute arising from the performance of this contract, it may resolve it through negotiation. If the negotiation fails, it may bring a lawsuit to the people's court of jurisdiction.
Article 8: Contract Effectiveness This contract shall come into force on the date of signing and sealing of the lender and the borrower, and shall terminate upon the payment of the principal and interest of the contract and the relevant expenses. Article 9: Other
In the event that the contract is not completed, the parties may separately enter into a supplementary agreement as an attached file of this contract. This contract is made in triplicate. The lender and the borrower each hold one copy and the effect is equal. The lender and the borrower sign and seal:
Lender: Borrower:
Legal representative: Year, month and day
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