Self-inspection and rectification report of the implementation of the annual credit cooperatives system

According to the spirit of the Notice of the Provincial Association for the Implementation of the 200x Year System Implementation Year, the leaders of the Association attach great importance to the timely convening of the special meeting to fully deploy this work, and the chairman of the board of directors is xxx, the chairman of the board of directors xxx, director xxx, deputy Director xxx is the deputy leader, the heads of various departments and the directors of various credit agencies are members of the system to implement the annual activity work leading group. The “Implementation Plan for the Implementation of the Annual Activity of the Rural Credit Cooperative System in xxx County” was formulated. The specific work is led by the Audit and Supervision Department and assisted by the Administrative Personnel Department. It is mainly responsible for organizational learning, training, assessment, conference preparation and data collection. Summary reporting work. The report on the development of the event is as follows:

I. The development of the activity work

Learning mobilization

1. On June 11, 200x, the Associated Press organized a mobilization meeting for the “System Implementation Year”, attended by the directors of various credit unions, account managers, and all employees of the Associated Headquarters. At the meeting, the organization of the Provincial Association of the "Notice on the implementation of the XX year system implementation year activities", "the implementation plan of the implementation of the xxx county rural credit cooperatives system annual activities", comprehensively arranged the deployment of the county system implementation year activities, the association The leaders put forward specific requirements for the implementation of the system activities.

2. Each society held a staff meeting in time to organize employees to learn the systems, methods and related financial laws and regulations promulgated since the establishment of the provincial association, so that everyone can clarify the purpose and significance of the implementation of the annual activities of the system, and at the same time The activities were carried out in a comprehensive deployment.

Self-checking

1. According to the “Implementation Plan for the Implementation of the Annual Activity of the Rural Credit Cooperative System of xxx County”, the employees of the county credit cooperatives carefully carried out self-examination against their job responsibilities, made self-evaluation of their performance, and weakened the implementation system. Rectification measures were proposed for violations.

2. The credit bureaus and the departments of the associations reported the problems found in the self-examination and the rectification measures to the Audit and Supervision Department on the basis of self-examination.

3. Each agency compares the main problems discovered by the Sichuan Banking Regulatory Bureau to the on-site inspections of the rural credit cooperatives in the province in the period of 200x-200x and the main problems discovered by the provincial associations in the various inspections from July to April, 200x. The problems listed in the question, whether there are similar problems in the self-examination.

Second, the problem found by self-examination

Ineffective implementation of the system. Although the association has formulated management systems such as the “Compulsory Vacation System” and the “Regular Rotation System for Important Posts”, due to factors such as tight staffing and large workload, the implementation is not enough.

The internal control system such as “accounting, cashier basic system” and “four-double system” has not been strictly implemented.

The settlement account management is not standardized, and the collection of account information is not perfect.

The reconciliation frequency did not meet the requirements and the reconciliation rate did not reach 100%. Some credit union unit deposit accounts did not insist on monthly reconciliation.

The computer operation log, the operator password, the wiping account, etc. are not registered in time, and the computer personnel handover has the phenomenon that the handover content is incomplete.

The implementation of the “three investigations” system for loans was weak. First, the pre-lending investigation is not in-depth, and the second is the post-loan inspection lag.

Credit file information is not uniform.

Third, rectification measures

In response to the problem of self-examination of xxx business outlets in the county's xxx legal entities, we will earnestly carry out the system implementation year activities, comprehensively improve the implementation of the county credit cooperatives system, and enhance the compliance and compliance operations of the various agencies. To prevent the occurrence of repeated violations, violations of rules and regulations, and improve the ability of the credit cooperatives to prevent and control cases. The agencies are required to do the following work seriously:

Do a good job in the whole chapter. The Associated Press will organize the work to carefully clean up the existing rules and regulations. According to the system implementation year requirements, the defects of the internal control system should be supplemented and improved as soon as possible. In particular, the key business procedures such as accounting, cashier, credit and other key business procedures should be formulated. Clear job responsibilities so that each position has rules and regulations.

We will strengthen the study of the basic system of internal control and the knowledge of laws and regulations by credit union cadres and employees, and continuously enhance the concept of system and legal system.

For the problems found in this self-examination, each society shall, in accordance with the requirements of the rectification notice, review and rectify item by item. If the time limit cannot be completed within the time limit, each society shall formulate rectification plans and measures item by item and report to the Audit and Supervision Department of the Lianhe.

The Associated Press will further increase the frequency of inspections on the implementation of the basic internal control system and the use of various types of registration books, and improve the enforcement of the system. At the same time, it is necessary to follow up and check the rectification situation of each society to ensure that the rectification is in place without leaving a dead end.