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Summary of the personal work of the agent of rural credit cooperatives


Leaders and comrades:
My name is XXX. I am currently the secretary of the branch of Dongguan Zhenmenlou Village and the account manager of Dongguan Rural Credit Cooperative. Since I was appointed as the agent of Dongguan Rural Credit Cooperative in 1978, I have been insisting on waiting for the depositors for 24 years, laying down my body and serving, and winning the hearts of the village and the near and near depositors. By engaging in the work of credit cooperatives, providing the people with heart-felt service, they have won the trust and support of the people, and their social status has gradually improved. Gradually, a student who has just left the school has embarked on a party branch supported by the whole village and supported by the people. secretary. Although my village is far away from the town's resident area of ​​15 miles, it is a remote mountain village, the savings business is still expanding better, the amount of savings in the town and even the county's account managers among the top, is rated as an advanced individual in savings work. Looking back at the savings work over the years, my main experience and practices are:
1. Diligent and dedicated, you have to work hard to do your job.
Rural savings work is a lofty cause that benefits the national society and benefits the people. From the first day I just started this work, I have a belief and pursuit in my heart: the rural credit cooperatives have chosen me, trust and reuse of me; I also choose a credit union, dedicated to it, and live up to high expectations. Do not disgrace the mission, we must do our best to do it well. With a passion and a strong sense of professionalism and responsibility, it is 24 years. In the past 24 years, I have always insisted on doing a line, loving a line, a line, and a line. During the years of working in the savings business, some advised me to change my career, and some let me give up, but I have always strengthened my beliefs and persisted in my persistent pursuit. Since she has chosen her, she must be loyal to the end. After serving as the secretary of the village branch, I did not shake this thought at all. I have a kind of hard work and hard work that does not show weakness and does not admit defeat. All the indicators and tasks assigned by the business department must be unconditionally obeyed and completed, and strive to be overfulfilled; work should be aligned with the best comrades, and strive to be advanced; there is always a perseverance, never satisfied, and hard work Enterprising relentless pursuit. I remember that in the early days of being a savings agent, there was a village agent who saved more than 500,000 yuan. This was not something that ordinary people could not achieve at the time, and it was not easy to achieve. Although I was a newbie at the time, I thought: I have to do it by others, and I must do it well. With a feeling of comparison, rush, super and unwillingness to fall behind, through his own research and efforts, he quickly made his savings exceed this comrade. Over the years, with his own good work and good intentions, his savings business has always maintained the leading level in the town.
Second, open up channels to maximize the savings area
Over the years, in the process of carrying out the savings business, I insisted on maximizing the amount of savings. Regardless of the region, no matter who, no matter how much, as long as it can effectively pool funds and expand the savings business, we must think about it. It’s time to go and do everything possible to bring together all the money that can be gathered.
Pay attention to credit and win the trust of the people. To do a good job in saving work, credit is the foundation and the key. Over the years, I have always adhered to the principle of trustworthiness, credibility, and credit as a basic professional ethic, and established a good image among the people. In this respect, my starting point and the foothold are: the people have money to find me, it is trust and support for me, the people use money to find me, I have to understand and support the same, will be more heart-felt, want savers I think, the urgency of the emergency depositors. Even if there is not enough gold on hand, we must do everything possible to adjust the funds and solve the need for depositors to use the money. Over time, it has produced a good reputation among the people, and the people will find me when they have money. Our village has a 70-year-old grandfather. The old couple live on the sheep. Every time they sell the sheep, they will save the money to me in time. Some neighbors said, "You are two years old and your body is not good. You have to use money at any time. Why do you have money?" The old man said: "The money is in the hands of Hong Bao and in my hands. Convenient, with interest and insurance, how good!"
Enthusiastic service, the civil servant of the people. In my opinion, to make savings, we must rely on an enthusiasm, sincerity and love, sincerely for the people, lean down and engage in service, in order to win the hearts of thousands of families. Over the years, I have insisted that when I have free time, I will go to the village to cross-country, and I will build a home with the young and old, build feelings, talk about business, take the initiative to save money, and do business on the spot. Especially after serving as the secretary of the village branch, he has more dealings with the people and has more extensive contacts. I have turned this work advantage into a savings business advantage, and I have been a good cadre, and I have done a good job in business, and I have never been affected by cadres. The savings business has never been able to serve the people because it is not a cadre. As long as you truly love the people and the people, the people will go to you as well. Over time, the relationship with the people has narrowed, and the feelings have become strong, and I have supported the work. As long as the people have money in their hands, I will mobilize them to save them, and they will respond positively. In order to maximize the concentration of funds in the hands of the people, I bought a scale at my own expense, welded a special steel frame, free for the people to sell pigs to use the scales, and sell the pigs to the public to pay for them, not urgently Save them and use them with you. In this way, it not only controls the problem of pig outflow, but also increases the amount of savings. The same is true for the sale of money and the sale of cigarettes for the people. They should take advantage of their own cadres' frequent visits to these departments, take the initiative to serve the people as waiters, and pay for them. If they are not in a hurry, they will be saved. The people will trust, and they will take the initiative to find me for work. Some of the money that they do not intend to deposit will be saved by feelings. Looking back on the savings work for more than 20 years, I deeply feel that the rural credit cooperatives have trained me and cultivated me. It is precisely because I have done savings work that I can continue to penetrate the people on a regular basis, talk with the people, and cultivate a sense of honesty and trustworthiness, and exercise my organizational and coordination skills. Thanks to the trust of the people, the party work in our village has been ahead of the town every year and has never been dragged through the town.
Open up channels and develop resources in all directions. Our village is a remote mountain village far from the town. It is surrounded by mountains on three sides, and neighbors of Xishui County in the west and north. The people are not rich, and the village economy is not developed. To be active in the savings business, relying solely on the village means that the head can't be full of people. To this end, on the basis of ensuring that the funds in the village should be kept in existence, I insist on the idea that the outside of the village is outside, the eyes are outward, and the style is unconventional. Every effort is made to attract deposits and expand the savings space in all directions. First, the files of migrant workers were established. Their names, working locations, and telephone numbers were registered in detail, and they were contacted regularly. They often communicated with them and mobilized them to remit and save their working money. And send the deposit slip to their home, they say that they use the money, a phone call will be delivered to the door. A young man in my village has been working outside for many years. He has more than 50,000 yuan in my money. The second is to make full use of various relationships, such as relatives, friends, and acquaintances, to carry out storage and storage, and to store foreign funds in their accounts through matchmaking. I have a friend who works in Rizhao City. Through his relationship, an individual boss has saved 600,000 yuan in cash. One of my classmates worked in Linyi City. It was very rich. I mobilized him and said, "The money is there, you save it to me. As long as you call the money, I will send it to you immediately." My true feelings touched him, and he saved me 200,000. The third is to focus on the village and expand the field. In addition to running the village's savings business, I pay great attention to the cadres and people from the surrounding villages to come and go, exchange ideas, build feelings, and develop depositors. I often go to the people's homes in the surrounding villages to sit down and talk, to change my heart with sincerity, to expand my business with my feelings, and to strive for their understanding and support. Lu Yao knows horsepower, and he sees people for a long time. They see that I have true feelings, good attitude, credit, and

Willing to deal with me, have money and willing to save it to me. Many people in the village are far away from home, but they have saved the money to me. Some villages in Qinshui County are more than 20 miles away from our village, and the people are also far away. The area of ​​our village with a radius of 20 or 30 miles has become a space for me to carry out savings business, and the deposits in single surrounding villages have reached more than 700,000 yuan.
Third, pay attention to learning, and constantly improve their own business quality
Good business quality is the foundation and guarantee for doing a good job. Over the years, I have been persistently strengthening business learning, as a key measure to improve my work ability and quality, to persist in learning, to do middle school, to learn to combine, to promote together, and to focus on learning, to use theoretical knowledge. Guide work practice and improve ability in practice; not only focus on learning business knowledge, but also study political theory, strengthen ideological and moral cultivation, and ensure good business work in the correct political direction; adhere to book-based learning and practice to practice Learn from both the business backbone and the public. Over the years, it is because of their hard work and persistent study that they have become more and more skilled in their business and become a business expert in their peers. For this reason, they have never made a mistake in their savings business.
The long-term work practice has made me deeply understand that as a good account manager, we must achieve "three stresses" and "three times". "Three stresses" means credit, stress, morality, credit is not to violate the will of the depositors, to pursue the greatest satisfaction of the depositors; to talk about feelings is to win the hearts of the people with sincerity, so that the depositors are not alert to you, sincerely support you To speak morality is to establish a noble personality and win the trust of the people with your good ideological and moral character. "Three Qin" is the brain, the mouth, the legs. Brain diligence is diligent thinking, diligent learning, broadening ideas, and developing business. The diligence is to do more mobilization work for the people, to promote the meaning and benefits of deposits, to win the understanding and support of depositors; to be a public servant , paved the body to run more errands, more services, moved depositors, and expanded business.

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