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Property insurance additional theft insurance


1. The company is responsible for the loss or damage caused by the burglary, theft or the violent invasion of the insurance property storage premises during the insurance period.

The property of the insurance for theft insurance shall not include the special insurance property listed in Article 1 of the property insurance clause of the company, unless otherwise specified and uploaded on the policy or the batch.

2. The company is not responsible for compensation for the following items:

1. The intentional act or gross negligence of the insured or his representative causes the loss of the insured property;

2. The loss caused by the family or hiring of the insured or the resident or boarder stealing or condoning theft of the insured property;

3. Loss caused by the theft of the insured property in the event that the insured property depository is unoccupied or taken care of for more than seven days;

4. Losses caused by the theft of insurance property in the event of a natural disaster such as an earthquake or flood;

5. Losses caused by the theft of insurance property in the event of a fire;

6. Shortage or damage found during the inventory of insurance property.

3. If the insurance property is stolen, the insured shall protect the scene and immediately report the case to the public security department to trace the loss of property, and shall immediately notify the company and facilitate the investigation when it is deemed necessary for the company to conduct on-site investigation.

The insured shall file a claim within ten days after notifying the company.

4. The following documents shall be provided when the insured claims:

1. The fact that the insurance property was stolen has been reported;

2. A copy of the report to the public security department;

3. Loss list and related books and documents;

4. Other documents that the company deems necessary.

The company shall not be liable for the claim if it finds any false, deceptive or exaggerated documents provided by the insured.

5. This insurance is an additional insurance for the company's property insurance. In the event of any conflict between these Terms and any provisions of the Property Insurance Terms, these Terms shall prevail. Where the provisions are not specified, it shall be handled in accordance with the terms of property insurance.

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