Credit Union Special Asset Management Department 2019 Work Plan
At the beginning of the new year, the special asset management department will take the spirit of “sixteen” as the guidance, and deeply practice the “xxxx” of xx, and combine the reality of the association, base on the post, sum up experience, adjust new ideas, and focus on the revitalization of non-performing assets. Strengthening the management of debt-to-debt assets and actively carrying out work for 20 years.
First, go ahead and optimize asset quality.
In the next year, the special asset management department will reduce the proportion of non-performing loans, resolve credit risks, and revitalize credit assets as the leading factor, strengthen supervision and management, and control non-performing loans to a minimum.
Document monitoring, tracking management.
In order to revitalize the non-performing loans and optimize the quality of the assets, the special asset management department will take the initiative to assist the business, finance and supervision auditing departments in the new year to conduct abnormal classification of the credit cooperatives under the jurisdiction of the credit bureaus. The household construction file and the monitoring account have plans and steps to implement the collection and eliminate the scaffolding of non-performing loans. The self-approved self-loans issued to the credit union staff to the related parties, the non-performing loans that have been formed have been assisted by the auditing and supervision department to order the collection and return within a time limit. If the credit officer violates the regulations and causes losses, it will cooperate with the business department and the supervision and auditing department to conduct the investigation and conduct accountability investigation until it is handed over to the judicial organ.
After the blockage before the Qing Dynasty, quality education was implemented.
Starting from the source, strengthen the quality of employees, improve the quality of credit, and provide loans in a targeted manner. In 2XX, the special asset management department will coordinate the business department to carry out intensive professional training for the credit officers under the jurisdiction, and concentrate on learning. The main content of learning is the issuance and management of loans and legal knowledge. Learn the General Rules of Loans, the Code of Credit and a series of operating procedures. Loan issuance is high quality, risk free and has rules to follow. Reinforce the sheep to make up for the purpose and enhance the sense of responsibility. To curb the rise of non-performing loans, it is imperative to strengthen the legal concept of all employees. The pre-clearance of non-performing loans has remained high. There is an important reason for the lack of legal awareness of employees, the weak internal control mechanism, and the “three types of loans” issued by credit unions. The phenomenon of “three types of loans” is serious, and I do not know how to safeguard rights and manage loans according to law. The mortgage is invalid, the guarantor is out of warranty, and the statute of limitations is lost. Only by carrying out legal education, legal system, and strengthening the rule of law can we ensure that credit assets are not lost.
Second, strictly control and do a good lawsuit.
In the year of the year, the special asset management department will take full advantage of its management functions and actively cooperate with the credit cooperatives to cooperate with the public security department and the people's courts to use legal means to conduct targeted lawsuits against non-performing loans. Strictly check, treat differently and avoid blindness. The creditors who have maliciously evaded the waste, lazy debts, and reversed debts will be proved according to law, and the creditor's rights will be safeguarded.
As of the end of the year, the non-performing loans of the association were x million yuan, accounting for x% of the total loans. The reasons for the accumulation of these non-performing loans are diverse. In order to correctly grasp and seriously absorb the negative impacts and unnecessary expenses incurred by the grassroots organizations in the past due to blind litigation, the special asset management department will shoulder the heavy responsibility and strictly enforce the lawsuits against the loans in the jurisdictions. Check, focus on management, careful investigation, classification and disposal.
Third, multi-strategy and strengthen debt-reducing assets.
How to manage debt-reducing assets to prevent human loss and accelerate depreciation. The special asset management department of the year will want to manage the management of thousands of parties and Shibaiji, and conduct full-process monitoring on all aspects of the entry, disposal and realization of debt-reducing assets, and improve its liquidity rate.
Strict management and active digestion.
Centered on the “Debt Asset Management Team”, it is responsible for the receipt, management and disposal of debt assets. Regardless of the amount of assets to be repaid, it must be studied collectively by the Associated Assets Management Group. The debt-to-debt assets obtained by the grassroots credit cooperatives shall be strictly in accordance with the "Measures for the Implementation of Financial Management of Rural Credit Cooperatives" and the Provisions on the Management of the Assets Repossessed Assets, and shall be registered in the Register of Debt Assets, grassroots credit cooperatives and special asset management. At the same time, the Ministry of Foreign Affairs will establish a corresponding debt asset account. At the same time, the special asset management department will cooperate with the Associated Press to conduct regular inspections of the debt assets.
Properly kept and diversified.
Multi-party publicity, increase disposal. By the end of the year, the Associated Press had existing debt-receiving assets, of which debt-bearing houses and steam vehicles were idle. To avoid artificial loss and accelerate depreciation. We will organize the implementation of the publicity and disposal plan. Leasing and transferring low-debt assets through various channels such as television and announcements; using the auction house to publicly dispose of the mortgaged real estate and vehicles, so that the debt-reducing assets can be sold, rented, etc. to be publicized and marketized, further enhancing social transparency and accepting Social supervision. For some real estates that are difficult to sell and realize in a short period of time, such as houses and equipment, open leasing and contracting methods, rent and contract them as soon as possible, and eliminate idle and scaffolding to reduce the loss and damage of debt-reducing assets. Reduce the loss of credit union assets.
First, go ahead and optimize asset quality.
In the next year, the special asset management department will reduce the proportion of non-performing loans, resolve credit risks, and revitalize credit assets as the leading factor, strengthen supervision and management, and control non-performing loans to a minimum.
Document monitoring, tracking management.
In order to revitalize the non-performing loans and optimize the quality of the assets, the special asset management department will take the initiative to assist the business, finance and supervision auditing departments in the new year to conduct abnormal classification of the credit cooperatives under the jurisdiction of the credit bureaus. The household construction file and the monitoring account have plans and steps to implement the collection and eliminate the scaffolding of non-performing loans. The self-approved self-loans issued to the credit union staff to the related parties, the non-performing loans that have been formed have been assisted by the auditing and supervision department to order the collection and return within a time limit. If the credit officer violates the regulations and causes losses, it will cooperate with the business department and the supervision and auditing department to conduct the investigation and conduct accountability investigation until it is handed over to the judicial organ.
After the blockage before the Qing Dynasty, quality education was implemented.
Starting from the source, strengthen the quality of employees, improve the quality of credit, and provide loans in a targeted manner. In 2XX, the special asset management department will coordinate the business department to carry out intensive professional training for the credit officers under the jurisdiction, and concentrate on learning. The main content of learning is the issuance and management of loans and legal knowledge. Learn the General Rules of Loans, the Code of Credit and a series of operating procedures. Loan issuance is high quality, risk free and has rules to follow. Reinforce the sheep to make up for the purpose and enhance the sense of responsibility. To curb the rise of non-performing loans, it is imperative to strengthen the legal concept of all employees. The pre-clearance of non-performing loans has remained high. There is an important reason for the lack of legal awareness of employees, the weak internal control mechanism, and the “three types of loans” issued by credit unions. The phenomenon of “three types of loans” is serious, and I do not know how to safeguard rights and manage loans according to law. The mortgage is invalid, the guarantor is out of warranty, and the statute of limitations is lost. Only by carrying out legal education, legal system, and strengthening the rule of law can we ensure that credit assets are not lost.
Second, strictly control and do a good lawsuit.
In the year of the year, the special asset management department will take full advantage of its management functions and actively cooperate with the credit cooperatives to cooperate with the public security department and the people's courts to use legal means to conduct targeted lawsuits against non-performing loans. Strictly check, treat differently and avoid blindness. The creditors who have maliciously evaded the waste, lazy debts, and reversed debts will be proved according to law, and the creditor's rights will be safeguarded.
As of the end of the year, the non-performing loans of the association were x million yuan, accounting for x% of the total loans. The reasons for the accumulation of these non-performing loans are diverse. In order to correctly grasp and seriously absorb the negative impacts and unnecessary expenses incurred by the grassroots organizations in the past due to blind litigation, the special asset management department will shoulder the heavy responsibility and strictly enforce the lawsuits against the loans in the jurisdictions. Check, focus on management, careful investigation, classification and disposal.
Third, multi-strategy and strengthen debt-reducing assets.
How to manage debt-reducing assets to prevent human loss and accelerate depreciation. The special asset management department of the year will want to manage the management of thousands of parties and Shibaiji, and conduct full-process monitoring on all aspects of the entry, disposal and realization of debt-reducing assets, and improve its liquidity rate.
Strict management and active digestion.
Centered on the “Debt Asset Management Team”, it is responsible for the receipt, management and disposal of debt assets. Regardless of the amount of assets to be repaid, it must be studied collectively by the Associated Assets Management Group. The debt-to-debt assets obtained by the grassroots credit cooperatives shall be strictly in accordance with the "Measures for the Implementation of Financial Management of Rural Credit Cooperatives" and the Provisions on the Management of the Assets Repossessed Assets, and shall be registered in the Register of Debt Assets, grassroots credit cooperatives and special asset management. At the same time, the Ministry of Foreign Affairs will establish a corresponding debt asset account. At the same time, the special asset management department will cooperate with the Associated Press to conduct regular inspections of the debt assets.
Properly kept and diversified.
Multi-party publicity, increase disposal. By the end of the year, the Associated Press had existing debt-receiving assets, of which debt-bearing houses and steam vehicles were idle. To avoid artificial loss and accelerate depreciation. We will organize the implementation of the publicity and disposal plan. Leasing and transferring low-debt assets through various channels such as television and announcements; using the auction house to publicly dispose of the mortgaged real estate and vehicles, so that the debt-reducing assets can be sold, rented, etc. to be publicized and marketized, further enhancing social transparency and accepting Social supervision. For some real estates that are difficult to sell and realize in a short period of time, such as houses and equipment, open leasing and contracting methods, rent and contract them as soon as possible, and eliminate idle and scaffolding to reduce the loss and damage of debt-reducing assets. Reduce the loss of credit union assets.
recommended article
- Association of the Federation of Foreign Affairs Department work plan
- 2019 logistics department work ideas and plans
- Summary of supermarket work in 2019 and supermarket in 2019
- 2019 book management work plan
- Customer Service Department Work Plan
- Public Service Department semester work plan
- Disability Federation Work Program
- Sign Language Association Work Plan
- Department of Education's work plan
- 2012 campus radio station work plan
- Network Technology Department Work Plan
- College organization department school year last work plan
popular articles
- Association of the Federation of Foreign Affairs Department work plan
- a good saying that loves labor
- Young volunteer team work plan
- 2019 Quality Inspection Department work plan
- Thanks to the friend's words 2019
- New school year literary and art department work plan
- Korean swear words
- Taizai’s famous sayings
- Describe the fast time sentence 2019
- Strong words
- College entrance examination inspirational quotes
- Deaf people jingle 2019
- English famous words
- Sad love sentence 2019
- Du Yuexi's famous sayings
- Community Disabled Persons' Work Program
- The latest high school inspirational maxim
- Municipal Party Committee United Front Work Department 2019 work plan
- Classical life motto
- Community Neighborhood Committee Dibao Work Plan
- Injured sentence
- Ministry of Life work plan
- Teacher's famous saying
- Bing Xin’s famous words
- Integrated Management Department Management Work Plan
- Qq space mood phrase
- 2014 is very touching words
- Tao Xingzhi's famous sayings
- I want to say something to the teacher.
- 2019 Community Neighborhood Committee Work Plan