Summary of the work of the county housing provident fund center

In 2019, under the correct leadership of the county housing management bureau, under the supervision and guidance of the relevant departments, the county housing fund management center focused on the spirit of the work conference of the county bureau at the beginning of the year, and guided the work of the housing provident fund with the scientific development concept according to the determined work objectives. Great policy propaganda and efforts to expand and expand the work, strengthen internal management and supervision and inspection, take the initiative to care for vulnerable groups, and provide housing security. The various business indicators have been fully exceeded, and the county housing provident fund system has shown a good and rapid development momentum.

I. Completion of work targets for the whole year

Housing accumulation fund collection situation

In 2019, the county's housing accumulation fund broke through 3,000 yuan, reaching 33 million yuan, completing 110% of the annual plan, an increase of 57.9%; the county's housing accumulation fund collection balance reached 155 million yuan, the balance increased by 26.11 million yuan year-on-year. . In 2019, there were 940 business units in the collection, involving 45,78 employees, 90 new account-opening units in the county, and 2411 new accounts. According to the collection amount, the coverage rate reached 87.9%.

Housing provident fund withdrawal

In 2019, the county extracted 7 million yuan of housing accumulation fund, accounting for 21.2% of the total amount of the year, an increase of 47.3%.

Housing provident fund loans

In 2019, the county's provident fund loans were distributed to 1,220 households, an increase of 280 households; the county newly issued loans of 3.7 million yuan, helping low- and middle-income workers to solve the purchase area of ​​109,800 square meters, an increase of 15%; The total amount of loans was 112%; the total amount of loans at the end of the year reached 117 million yuan, an increase of 21 million yuan, an increase of 21.8%. The historical loan was recovered 16 million yuan.

Housing provident fund appreciation income

In 2019, the county's provident fund business income reached 5.5 million yuan, an increase of 2.6% over the previous year. The county's provident fund business expenditure was 5.404 million yuan, an increase of 2.1% over the previous year. The income and expenditure of the whole year was 60,000 yuan. Last year, it fell by 37.5%.

Second, the housing accumulation fund management work

The coverage of the housing provident fund system has steadily expanded, and the collection amount has increased rapidly.

1. Fully implement the Regulations on the Management of Housing Provident Funds, adhere to effective methods and measures, and stabilize the sources of funds. Since the beginning of this year, the Center has taken the collection work as an important task in the construction of the housing provident fund system, and continued to increase the propaganda of the Regulations, so that the housing provident fund system is deeply rooted in the hearts of the people. Adhere to the collection of target responsibility assessment system, fragmentation, and clearing through a series of methods and measures that are in line with the actual conditions of our county, consolidate the existing collection basis, and make full use of the favorable factors of natural wage growth and standard deposit ratio. Promote the rapid growth of housing accumulation fund collection. By the end of December, there were 172 units and 8,097 people had established a contribution fund with the center. The total amount of the year was 3.3 million yuan, breaking through the highest level in history.

2. New progress has been made in the work of collecting and expanding. Through publicity initiation, administrative promotion, policy promotion, atmosphere promotion, and service interaction, the housing accumulation fund collection work has been vigorously promoted. In the year, there were 9 new collection units and more than 241 employees. At the same time, 17 units in the county paid 279,000 yuan of housing accumulation fund that was owed in the previous year.

3. Increase the administrative supervision of housing provident fund and safeguard the legitimate rights and interests of employees. In response to the situation that some units did not pay or stop paying off the diplomatic service, the center arranged special personnel to go to the door for publicity. Through efforts, the 50 stop-off units such as the Transportation Management Office, the Electric Power Irrigation Bureau and the Science and Technology Bureau renewed the provident fund, amounting to 1.102 million yuan. .

The personal housing provident fund loan business has developed rapidly.

1. Adhere to the concept of scientific development and increase the intensity of individual loans. In the people-oriented, concerned about the requirements of people's livelihood, we always insist on the development of individual housing housing provident fund loans as the cornerstone for the survival and development of the housing accumulation fund system. According to the development of the housing market and the changes in the demand for employee loans, we actively and steadily adjusted the personal loan policy, highlighting the policy advantages, striving to expand market share, and continuously expanding the scale of housing provident fund loans. From December to December, the company issued 37 million yuan of housing loans to 122 employees, helping low- and middle-income workers to solve the purchase area of ​​109,800 square meters, a year-on-year increase of 15%;

2. Standardize the loan process and improve work efficiency. In order to facilitate the staff of the loan, according to the actual work, the Center has formulated the “List of Loan Acceptance Link”, which provides specific and clear regulations on the whole process of accepting the personal loan business, the acceptance of the event, and the time limit for acceptance. . According to the new purchase price of the county housing and the actual needs of the employees, the maximum loan amount will be adjusted from 200,000 yuan to 300,000 yuan.

3. Improve the loan system and actively prevent loan risks. Seriously implement the pre-lending review responsibility system, improve the mortgage management responsibility system, strengthen the responsibility system after the loan, do a good job in analyzing and controlling the loan risk, and timely receiving the overdue loan, and control the loan overdue rate within the specified range. The land guarantees the quality of the loan.

Housing provident fund management is more standardized.

1. Strengthen the construction of rules and regulations. 2019 is the "standardized management year" of the county housing accumulation fund management system. It is an important year for the construction of the housing accumulation fund system in our county from the single pursuit of the accumulation of housing accumulation fund to the standardized management. Since the beginning of this year, the Center has further strengthened the work of standardization management. One of the important points is to implement the Regulations on the Management of Housing Provident Funds through sound and perfect rules and regulations, and successively improve and promulgate the Measures for the Collection of Housing Provident Funds and the Measures for Performance Appraisal. , "Financial Work Rules" and "Administrative Measures for Administrative Faults" to promote the standard management of housing provident fund, to achieve the goal of professionalization of the team, standardization of work, and institutionalization of management.

2. Standardized operation in accordance with the requirements of the Regulations. In-depth analysis of the weak links in management, improve the management system, and accelerate the establishment of a long-term mechanism for the management and risk prevention and control of housing provident fund with both punishment and prevention and prevention. At the same time, strengthen departmental supervision and social supervision, strengthen communication with the financial and auditing departments, and accept the supervision of government functional departments. In accordance with relevant regulations, improve the transparency of the management information of the provident fund and take the initiative to accept public supervision.

3. Strengthen risk prevention awareness and improve risk control mechanisms. Focus on strengthening internal control, improve the post responsibility system and accountability system, optimize business processes, implement key monitoring of key positions in key departments, further improve the ability to resist risks and standardize management, and ensure the safe operation of funds. Actively explore a new business management model for separation of operations and management, management and supervision, and form a relatively complete internal control system.

4. Strictly implement the housing accumulation fund collection and use plan. According to the annual collection and use plan issued by the county bureau at the beginning of the year, the index decomposition management is implemented, and the responsibility documents are signed with the staff of each position to implement the target tasks. Supervise, statistical analysis and information feedback on the completion of the project on a quarterly basis, continuously research new problems, and adopt new countermeasures in a timely manner to ensure the completion of work objectives.

5. Intensify rectification efforts to ensure that non-performing loans are revitalized. For the old loans before XX years, formulate practical recovery measures. Since the beginning of this year, a total of 1.6 million yuan in historical loans have been recovered, including overdue loans of 360,000 yuan.

Strengthen the efficiency of the organization and further enhance the concept of service.

1. Deepen the openness of government affairs and enhance management transparency. Focusing on the object of depositing housing provident fund, we fully respect the public's right to know and supervise, strengthen the sense of purpose, improve the efficiency of work, effectively solve the hot and difficult problems reflected by the people, and create service-oriented organs. Constantly broaden the form of open government affairs, consciously put government affairs and business behavior under the supervision of the public, and enhance the openness and transparency of housing provident fund management.

2. Firmly establish the service concept, closely focus on the work ideas of “maintaining the legitimate rights and interests of employees and managing the housing provident fund”, and provide quality services to the employees. Seriously implement the "first question responsibility system", "first responsibility system", "service commitment system" and "responsibility investigation system", implement "one-time notification, one-stop implementation, one-stop service", optimize the approval process We will shorten the deadline for handling the work and further benefit the people.

3. Adhere to the goal of improving the overall quality of cadres, improving work style, optimizing service environment, improving service level, enhancing public servant awareness, overall awareness, service awareness, integrity awareness, and integrity awareness, in order to solve the concerns of housing provident fund depositors. Focusing on hot and difficult issues, we will strive to create a unit image of “civilization, diligence, pragmatism, and efficiency” and strive to build the center into a “window unit” that is safe to the higher authorities and satisfied by the employees.

We must do a good job in building party organizations and play a functional role.

1. Strengthen ideological and political education and do a good job in the party's ideological construction.

The Center insists on strengthening ideological and political education as an important task of party building work. On the basis of perfecting and perfecting the learning system, it has ensured that leading cadres learn first and learn deeply, leading cadres take the lead in learning, level one level, and grasp at different levels. Implementation, so that learning has achieved leadership, planning, time guarantee, measures, inspections, and achieved good results in the theory and practice. Through study, it has enhanced the party spirit of party members and cadres, improved their ability to resist corruption and change, and established a Marxist-Leninist world outlook, outlook on life and values.

2. Effectively do a good job in the construction of grassroots organizations of the Party's general branch, and implement party affairs in a new way of thinking, new ways, and new attitudes. First, strictly organize the party's organizational life, adhere to a good group of democratic life meetings, adhere to the central group learning system, and convene party members' meetings, general branch meetings, and party group meetings in a timely manner to ensure the normal development of party organizations' lives. The second is to do a good job in the implementation of a clean government system. In accordance with the spirit of the relevant archives of the higher authorities, we will actively carry out activities such as anti-corruption and advocacy, and conduct evaluations in accordance with the requirements of "for the people, pragmatic, and clean", and continuously enhance the ability of the leading group to resist corruption and change. And seriously received the letter from the people to visit, this year, there has not been a violation of the use of funds in our center. And serious financial and brokerage laws, improve the supervision mechanism, always do the alarm bells, anti-micro-duration. The third is to do a good job in collecting party fees. Set up a party fee account, designate a person to be responsible, and ensure that party fees are collected and paid in full and on time.

Resist corruption and prevent change, and fully implement the responsibility system for party style and clean government construction.

Since the beginning of this year, the center has always placed emphasis on building party style and clean government and preventing capital risks from being important. First, in-depth development of warning education activities, building a line of defense for financial security and anti-corruption. The Center combines the relevant leading cadre corruption cases notified by the higher authorities and the illegal cases that occurred in the National Provident Fund Center in recent years, and carried out warning education activities, organized everyone to study hard, and made the alarm bells scream, stick to the bottom line, and build an ideological anti-corruption defense line. The second is to seriously implement the responsibility system. The responsible persons of each department of the center signed the responsibility for party style and clean government construction, and combined with warning education activities, organized all middle-level cadres to publicly report on honesty, organize employee appraisal, and accept employee supervision. The third is to implement the system of reporting on major issues, report important personal matters in strict accordance with the requirements, accept the supervision of the organization, and extend the scope of the report to all middle-level cadres. The center also organizes all cadres and workers to conduct incorruptible knowledge contests and commends the winners.

Third, there are problems

While summing up the work in 2019, we are also clearly aware that there are still many problems in the management of the county's provident fund. Some problems are still quite prominent, which restricts the development of the provident fund business to a certain extent.

Financial subsidies are not in place

However, because the housing provident fund subsidy funds of our county administrative institutions have not been included in the budget, 95 years to date has not been supplemented, and the lack of financial subsidies has become an important factor restricting the collection and development of housing accumulation funds in our county. Cadres and workers can't normally enjoy the housing accumulation fund policy, and the public has great opinions.

Housing provident fund payment rate is low

First, public opinion is not enough. The depth of the development of the provident fund lies in the intensity of the policy. Due to the insufficient publicity of the provident fund policy and development dynamics in daily work, the transparency is not high, and the participation of enterprises and unit employees is low. Second, the accumulation fund pool can not be effectively enlarged. Third, some units pay