Bank Internship Experience

Part 1: The experience of bank internship experience

Someone once said that the first time I entered the bank, I was very nervous and curious. Looking at the smooth floor, the white walls, the feeling of going to jail on the TV, the quiet corridors have a footstep. It feels a bit boring.
I think that I will go to work in the bank in the future, and that's it. I can go to work on time, but I can't get off work on time. I can't be perfunctory. I am wrong, I have to pay for a penny, look for a situation to find you, and feel the feeling of serious work while walking. At least I can still walk freely now.
Living in a recent era, no matter which industry, there will be more or less serious impulsive emotions. Perhaps the beauty of the financial world has been ignored by people. Like Director Deng, using finance as a lifelong career, he is in a high position, and tirelessly tapping the essence of his business. Not only does he have no shelf, he does not take finance as a step to become famous, and he still has a persevering attitude, from repetitive work. I have repeatedly tried my best to sublimate my work experience and ask the teacher for an article with seriousness and modesty. This style has made me admire. I am also honored to see such a leader. "Being a good person and doing things well" I was deeply impressed by the criticism of the director and teacher of the summer. Negligence in small details can lead to a very different future. Pu Jun Bank Beijing Branch Administration Department Director Jia Junying This is the first time that the "Financial Practice" teacher has seen the internal administrative staff of the bank and has also done personnel work.
Maybe we will think that a person occasionally has no principle, do not know how to make fun of people in the depths, imitate it, and try it out, it will damage your personal image, it will make people feel unreliable, others will be thin on you. I think what I have to do is to improve my interpersonal skills, not to practice hard. At least I won't lose the fun of drinking with my loved ones because of the practice of drinking. It’s always envious to see expert articles. At the meeting, I’m just eager to keep a record, I’m afraid I’m pulling something down, but during the discussion, Editor-in-Chief Yang’s editor has an opinion and asks for advice. He sincerely asked me what opinions I had. I didn't think about anything at the time. The answer was very perfunctory. I really didn't expect that as a student's opinion, they also paid attention to it. At the end of the lecture, there were many student cadres and teachers taking photos, but there was a lot of student cadres and teachers posing at the end of the lecture, but it was very excited, but I took it that day. The excitement of listening to the class at night was forgotten, and even the photos were not sent to the teachers. If these students are like this, they feel that they will add more impetuous to the world in the society. The teacher went to a financial company he had lectured to find an old friend to discuss business. Because the colleague was very busy, the teacher came out in advance and greeted me to go back by bus. At this moment, I saw the leader of the company. Standing in front of the elevator, he knew that the teacher was about to leave, and immediately asked the driver to keep up. Not to say a word, the action was not too big. I saw him followed the teacher’s hand, very sincere, and told me to see it for the first time. To those who respect the teacher, there will be such a level of success. I was exercising on Chang'an Avenue in a passenger car that day, which is the first time in my life.
There may be many people in the society who do not respect the teacher or have the use of the teacher, and then the people who can achieve great things are different. The so-called "the world's masters are different" is not the same, and may not be able to have hundreds of millions of assets. Then, small things are not handled by small people. I think that in my life, I will respect the teacher as the principle of knowing my friends. I will study for life and use the results to reward the cultivation of the "Finance Practice" teacher.

Chapter 2:

I have been internship for more than two weeks, and I have missed the life of sleeping and sleeping naturally. However, the tight and orderly internship life of CCB has allowed me to change the style of free and sloppy work in the past and consciously integrate into this excellent working environment. The rhythm of life has become regular, commuting to work on time every day, and the boring, relaxed days of school are gone forever. On the day of the distribution, I was a little nervous and a little excited because I didn’t know who was going to spend it. Fortunately, I was assigned to the Xiamen Construction Bank Songbai branch not far from home. On the first day of the report, I met two alumni. They also came to the internship. We were warmly received by Kang and Manager Lin. They had a meaningful conversation with us. From their words and smiles we can feel this *** and passionate team. Then the manager arranged for us to study separately. I was first assigned to the position of post-loan service.
Because I haven't touched it before, I don't understand a lot of business in the post-loan center. "Master" is an easygoing and bold person. From the first day, he carefully taught me the personal loan business. With the care and support of the masters and leaders, I have made rapid progress in all aspects and have a new understanding of banking work. In the work of the bank, we must first hold the principle of "taking serious work, being honest and being a man", working diligently in the internship position and doing our due diligence. During work, you must complete your work tasks in a timely and prudent manner. You should not be rashly perfunctory, and be cautious about every business you work. In the banking industry who won the customer who is the final winner.
An impetuous heart is calm, but not lacking in ***. I have just entered the society from school, I have a quiet heart, and after I work, my greatest experience is that personal development and improvement of ability not only require superb skills, but also need to be loyal to work and work-centered. Professionalism, that is, doing things can sink the heart. This is mainly reflected in the many small things in daily work, starting from the details. In today's fierce competition in the financial market, in addition to strengthening our theoretical quality and professional level, we should strengthen our business skills, so that we can work in the future to better provide customers with convenience, speed and accuracy. Service. At the same time, I also realized the difference between students and social workers. It’s a fake job. It’s a fake. After taking part in the work, let me further understand the essential things in life, that is, if you want to succeed, you want to get the state you want. First, you must pay 12 points. After the internship, we really realized that parents were hard-earned to earn money, and began to consciously cultivate their financial management capabilities. "It is not only knowledge but also the ability to teach yourself in college." After attending the internship, you can deeply understand the meaning of this sentence. In addition to English and computer operations, the theoretical knowledge of textbooks is rarely used. In this era of information explosion, knowledge is updated too fast, and it is certainly impossible to rely on the original knowledge. We must be diligent in the future work, and continue to learn and accumulate. When you encounter something you don't understand, you should be open-minded to ask others, and take notes carefully to understand the analysis. People who have no self-learning ability will be eliminated by society sooner or later!
I most appreciate the Sanmao that turns the Sahara Desert into an oasis in people's hearts. I also admire her most: even if it is not successful, it will not become a blank. The goddess of success does not favor all people, but all those who have participated and tried, even if they have not succeeded, their world is not a dull, not a blank. The work of the internship is busy and fulfilling. The space of life must be set aside by cleaning up and diminishing, and the space of the mind is expanded by thinking and comprehending. When I turned to face the sun, I found myself no longer stuck in the shadows. I began to learn to look for happiness from an internship that seems to be mechanically repetitive. I am happy to work internships and work hard.

Chapter three:

Because of the greater exposure to financial knowledge in the professional curriculum of the school, and the reason for the financial dual major, therefore, in the hope of combining textbooks with practice, and one who once wanted to be in the bank After working, I started my internship at Minsheng Bank.
On the first day of the internship, he entered the bank with a clean dress with a sly and novelty, but he was seriously criticized by the teacher in the costume. As a bank staff, a uniform dress is required, that is, the upper body needs to wear a white shirt, and the suit is black pants plus black leather shoes. Men need to wear a tie, while women's leather shoes require no toe before, and no back. In short, it is necessary to maintain a sophisticated, clean shape. As an intern, although there is no uniform clothing, it is also necessary to wear clothes with similar colors to the industry to maintain the overall image of the bank. After being edified, the afternoon changed into a professional dress and returned to the bank, and there was a bit of work on the outside.
Throughout the internship life, my internship can be divided into two parts, namely: being a temporary customer service manager and learning about the public business.
The customer service manager thought that the customer service manager was only a guiding role, but it was not. The work it covers can cover all aspects of the business department, that is, all aspects of the business, including general access to public and private business, loan processing and loan repayment, and part of the wealth management business. Etc., there must be a way to deal with the overall situation, to solve the sudden state of mind and good communication skills.
In one afternoon, I learned the guidelines for the customer service manager of Minsheng Bank and the service standards of the hall, and contacted the filling of various forms, helping to repay loans, opening and using online banking, and using the inquiry machine. Going to work on time every day, more than six hours a day.
As for the filling of forms, Minsheng Bank is a smaller commercial bank, which is different from China, agriculture, industry, construction, trade and rural credit cooperatives. It has certain preferential policies with other small banks such as Ningbo Bank and Everbright Bank. That is, because they use the UnionPay clearing system between them, there is no need to pay fees when accessing the money on the Ningbo bank card at Minsheng Bank. This fee is paid by the bank for the customer. In addition, if the transfer to the same city is transferred to the 5 major state-owned banks, you need to fill in the same city deposit and withdrawal form; if you transfer to a different place, you need to fill out the transfer ticket; if you transfer to Minsheng Bank, you do not need to fill out the form. For other purposes, such as debit card processing, password loss and unlocking, etc., you need to fill out the relevant forms. Instructing customers to fill out forms and help them get a number is part of my job.
The opening and use of online banking was a bit difficult for me who had never been in contact with it. Need to teach customers how to operate, and need to carry out related demonstrations. It is necessary to answer the difference between the client u and the browser certificate and the restrictions on the single and cumulative quota when the online banking application.
In addition, since the financial manager took a break during the week of my internship, I also took up the important task of introducing wealth management business. Although it seems a bit rough, many things have to ask the teacher to help, but gradually more and more skilled. For example, the “money-making money” business can be selected for 1 day or 7 days, which is suitable for those customers who need to use demand deposits and have a large deposit amount but the usage time is uncertain. The bottom line requirement is: 50,000 yuan or more for processing on the counter, and more than 52,000 yuan for online banking. At the same time, the current wealth management business is: after the customer's money is concentrated, it mainly invests in treasury bills and bills, thus reducing certain risks. In addition, I also understand the difference between “requisition” and “subscription” and so on.
During the internship, certain unexpected situations occurred. For example, a power outage on July 23 caused a shortage of bank backup power. In this case, when the computer is turned off as much as possible and the power consumption is saved, the speed of handling the business is greatly affected, and the machine of the number is difficult to use. In this case, how to stabilize the customer's feelings of not being bored while waiting, reasonably explaining and maintaining a certain waiting order has become a problem I have encountered. However, with the experience of the previous student work, I have handled this very well and made other people in the bank more satisfied.
The learning counters for the public business mainly include private business and public business. The private business mainly involves cash, while the public mainly involves various types of bills.
Since I have studied bank accounting courses at school and have been exposed to the practice of the clearing system, I have transferred from the temporary customer service manager to the public business under my application.
In the meantime, I first learned about the standard actions of counting money. At first, it was a bit blunt, and it was almost unsteady, and it was slow. Under constant training, I felt a slow progress from the original bundle of about 1 minute to the last bundle of 40 seconds. After asking for good standards, I learned that I had to count 16 bundles in 10 minutes. During the practice, I also saw the assessment of several graduated senior interns, which was quite stressful.
Of course, the most important thing is to learn about the bill. At my request, I asked the teacher for a national bill law to study. At the same time, I followed the accounting teachers to train the various bills. From the initial printing of the day to the round-trip, small payment system At the beginning, the work began. The handling of account opening, the inspection of checks, the uploading of photocopies and the operation of current accounts have given me a deeper understanding. For example, before opening an account, you need to check whether the basic account has been opened, which bank you are in, whether it is a blacklist of blank checks, and also verify your identity. This not only made me review the contents of the bank accounting course, but also touched on more practical operations.
In order to understand more banking business in the shortest possible time, I started to go home every night to recite the five-character roots and practice the five-character word. I hope I can prepare for it later.
In short, during the half-month of the internship of Minsheng Bank, I kept a regular working life, constantly understood the meaning of the work, and thought about the idea that I wanted to work in the bank in the future. At the same time, let me understand that during the internship, we must maintain a kind of humility and ask for courage, and take the initiative to fight for what we want to learn in order to gain more.
Ps: It’s so eloquent to play a bunch of words, I feel like writing a good official ah~哎哎, anyway, I have to hand it over, I can only write the official point~ I remember that the internship did not pay the internship report last year, this year’s miscellaneous pinch? Oh, anyway, it’s typing, a bunch of words...
But to be honest, I originally wanted to make myself want to be clear, but I still didn't think clearly, and it seemed to be a bit afraid of working. I feel that I still study well.

Chapter 4:

I have been internship for more than two weeks, and I have missed the life of sleeping and sleeping naturally. However, the tight and orderly internship life of CCB has allowed me to change the style of free and sloppy work in the past and consciously integrate into this excellent working environment. The rhythm of life has become regular, commuting to work on time every day, and the boring, relaxed days of school are gone forever.
On the day of the distribution, it was a bit nervous, and it was a bit of Ji, because I didn’t know who was going to spend it. Fortunately, I was assigned to the Xiamen Construction Bank Songbai branch not far from home. On the first day of the report, I met two alumni. They also came to the internship. We were warmly received by Kang and Manager Lin. They had a meaningful conversation with us. From their words and smiles we can feel this harmonious and enthusiastic team. Then the manager arranged for us to study separately. I was first assigned to the position of post-loan service.
Because I haven't touched it before, I don't understand a lot of business in the post-loan center. "Master" is an easygoing and bold person. From the first day, he carefully taught me the personal loan business.
With the care and support of the masters and leaders, I have made rapid progress in all aspects and have a new understanding of banking work. In the work of the bank, we must first hold the principle of “taking seriously work, being honest and being a man” and working diligently in the internship position. During work, you must complete your work tasks in a timely and prudent manner. You should not be rashly perfunctory, and be cautious about every business you work. In the banking industry who won the customer who is the final winner.
An impetuous heart is calm, but there is no lack of Ji. I have just entered the society from school, I have a quiet heart, and after I work, my greatest experience is that personal development and improvement of ability not only require superb skills, but also need to be loyal to work and work-centered. Professionalism, that is, doing things can sink the heart. This is mainly reflected in the many small things in daily work, starting from the details. In today's financial market, Ji Li competition, in addition to strengthening their theoretical quality and professional level, should strengthen their business skills, so that we can work in the future, better to provide our customers with convenience and speed. Accurate service.
At the same time, I also realized the difference between students and social workers. It’s a fake job. It’s a fake. After taking part in the work, let me further understand the essential things in life, that is, if you want to succeed, you want to get the state you want. First, you must pay 12 points. After the internship, we really realized that parents were hard-earned to earn money, and began to consciously cultivate their financial management capabilities. “It’s not just knowledge, but also the ability to teach yourself in college.” After attending the internship, you can deeply understand the meaning of this sentence. In addition to English and computer operations, the theoretical knowledge of textbooks is rarely used. In this era of information explosion, knowledge is updated too fast, and it is certainly impossible to rely on the original knowledge. We must be diligent in the future work, and continue to learn and accumulate. When you encounter something you don't understand, you should be open-minded to ask others, and take notes carefully to understand the analysis. People who have no self-learning ability will be eliminated by society sooner or later!
I most appreciate the Sanmao that turns the Sahara Desert into an oasis in people's hearts. I also admire her most: even if it is not successful, it will not become a blank. The goddess of success does not favor all people, but all those who have participated and tried, even if they have not succeeded, their world is not a dull, not a blank. The work of the internship is busy and fulfilling. The space of life must be set aside by cleaning up and diminishing, and the space of the mind is expanded by thinking and comprehending. When I turned to face the sun, I found myself no longer stuck in the shadows. I began to learn to look for happiness from an internship that seems to be mechanically repetitive. I am happy to work internships and work hard.

Chapter 5:

During this period of time, I mainly worked in the internship of the sales department, which is a basic business, but it is the key link that can best learn things. Carefulness and seriousness are essential in the process of handling the business. This also puts higher demands on me and improves my ability to work.
Just internship, both physically and mentally tired, have thought about giving up, and the colleagues in the business department of Hehe have never forgotten their experience: always insist on being a "heart" person, learning business with humility, exercising skills and patiently handling Business, enthusiasm for customers. A real bank may be different from everyone's imagination. Maybe everyone thinks that the working environment of the bank should be comfortable and quiet. In fact, the bank is a very noisy environment. The sound of the printer, the sound of counting money, the sound of stamping, the work of the bank is very busy every day. Repeat the same work, although the work is very tired, but I feel very happy, and my heart is satisfied. The old employees are skilled in handling the business proposed by the customer, professional answers, flexible fingering, quick handling, and a good attitude are the goals I want to learn.
Banks are like life, accidental episodes, the customer gently "thank you", igniting the passion of the heart; the customer's incomprehensible complaints, the need for patient explanation. Passion makes me passionate about my work, patiently let me take care of my work, and strive to do every little detail, keep improving, passion and patience complement each other, in order to collide with the most beautiful sparks, work can do the best.
After this period of internship, I deeply realized that there is still a gap between the knowledge in the book and the actual application. It is not enough to master the knowledge of books. The practical skills in practice are more important. And this is where you need to learn and work hard. Only by combining books with reality and enhancing hands-on ability can we accomplish all kinds of work better.
I like a meaningful life. I am still just getting started, and the journey of life has just begun...