Summary of the development work of the quota society in 2019

During the “Eleventh Five-Year Plan” period of Anshun City, in accordance with the archives spirit of the “Implementation Plan of the State Council on Deepening the Pilot Management System Reform of Rural Social Security System”, the 6 County Associations under the correct leadership of the Provincial Association and local party committees and governments, in the pedestrian and silver Under the supervision and supervision of the supervisors, with the support of all sectors of the society, we insist on taking the scientific development concept to take the overall situation of reform and development, firmly establish the direction of serving the "three rural", unswervingly practice the purpose, and actively assume social responsibility. Practically strengthen business innovation, service innovation and product innovation. Through active exploration and practice, unremitting efforts and pursuits, we have fully played the role of the main force of rural finance and achieved sound and rapid development.

By the end of October 2019, the balance of various deposits of the rural quota society in the city was 7.59 billion yuan, an increase of 6.175 billion yuan from the 1.415 billion yuan in XX, an increase of 436%; the balance of various loans was 6.16 billion yuan, compared with 12.94 in XX years. 100 million yuan grew by 4.866 billion yuan, up by 376%. The growth of deposits and loans has been the first in the banking industry in the city for five consecutive years. The deposit and loan market share has been the first in the banking industry in the city for three consecutive years since 2019. The income was 395 million yuan, an increase of 308 million yuan from the 0.87 billion yuan in the same period of XX, an increase of 354%. During the “Eleventh Five-Year Plan” period of the 6-county association of the city, it achieved full profit for five consecutive years, accumulating a total of 196 million yuan in losses over the years, completely reversing the long-term loss of the rural quota society. In the past five years, the total fixed assets of the rural quota society in the city has increased from 60.76 million yuan to 162.31 million yuan, an increase of 101.55 million yuan, an increase of 167.1%.

The city's rural quota society invested more than 23 million yuan on the basis of XX years, added and restored 22 outlets of business institutions, and carried out comprehensive additions, renovations and expansions in accordance with unified design standards. Among them, 22 township and township outlets were added and restored, and 5 outlets were added to the central administrative village. By the end of October 2019, 115121 new deposit and withdrawal businesses had been set up and restored, with an additional deposit of 72.49 million yuan; 3,864 accumulated loans, amounting to 40.21 million yuan. The city's rural quota society has 127 institutional outlets. According to the standards of modern banks, it has realized services such as deposit and withdrawal, instant electronic exchange, and automatic deposit and withdrawal machines. It has taken the lead in eliminating the blank of financial services in the country and has obtained the height of the National Banking Regulatory Commission. Affirmation and the high evaluation of party and government at all levels and the welcome of the general public. In November 2019, the relevant person in charge of more than 10 national ministries and commissions including the China Finance Office, the China Agricultural Office, the State Council Secretary, the People’s Bank, the Banking Regulatory Commission, the Agricultural Head Office, and the State Administration of Taxation, who participated in the National Financial Services Blank Township Promotion Conference in Guiyang And the heads of more than 30 provinces, autonomous regions, banks, banking supervisors, rural credit cooperatives, agricultural banks, and postal stores in Chongqing, Inner Mongolia, Hebei, and Guangxi went to Anshun to visit and learn the experience and practices of Anshun Rural Credit Co., Ltd. to eliminate the blank townships of financial institutions.

In order to build a credible environment and promote social harmony construction, the city's rural quota society actively implemented the quota project to establish a project. Through the establishment of the quota township, the quota village, and the assessment of the quota households, the rural households were difficult to solve the loan difficulties, the enterprise loan mortgage was difficult, and the rural quota social loan recovery was difficult. In addition to a series of questions, in exchange for social integrity awareness, as of October 2019, the city passed the provincial association inspection and acceptance of the number of townships, the number of provincial associations 150%; the city's 514,400 households, completed the file of 492,074 households The construction file reached 95.66%, and the number of farmers with a quota of 405577 was assessed, with a rating of 96.17%. 226,594 households received a small amount of loans and a joint guarantee loan of 3.328 billion yuan, and the household loan amount reached 44.05%. The city has issued rating credits for 3XX government officials and cadres, and established 2 quota units , which have been invested in all kinds of consumer loans of 133 million yuan. Basically achieve the goal of “consolidating the rural market and occupying the urban market”.

In order to solve the problem of the lack of financial services for migrant workers, in 2019, Anshun Office took the lead in setting up a migrant workers financial service center in the country and implemented the strategy of “services follow the peasants”, which aroused strong social repercussions and was led by party and government at all levels and the China Banking Regulatory Commission. Highly certain. By the end of September 2019, the Migrant Workers Financial Service Center had organized a total of 350,755 remittances from migrant workers to the society, amounting to 2.06 billion yuan; 9389 out-of-town entrepreneurial loans were issued, amounting to 140 million yuan; 10,309 return-to-home entrepreneurial loans were issued, amounting to 205 million yuan. 701 non-performing loans were collected, amounting to 7,743,300 yuan; 66 loans for assistance were issued, amounting to 965,500 yuan; 195 households supporting SMEs, amounting to 130 million yuan, driving 5,348 person-times, providing employment information for migrant workers 2,236 1213 rights protection information, assisted in handling 249 cases of migrant workers' rights protection, and recovered 4,558,600 yuan of compensation; during the financial crisis in 2019, 23 small and medium-sized enterprises were restored to production, with a loan amount of 12 million yuan and 179 jobs. At the same time, the service points outside the province actively helped migrant workers to provide legal rights protection, employment counseling, information and other services, and made outstanding achievements. The solid and effective work of the migrant workers' financial service center has formed a long-term mechanism for the financial services of migrant workers, and truly achieved the win-win effect of “satisfaction of local party and government, benefiting migrant workers, promoting the development of rural quotas, and recognition from all walks of life”. It has created a new situation in the financial services of migrant workers. Xinhua News Agency, CCTV, Financial Times and other important domestic media have repeatedly conducted interviews and reports. Wang Fuyu, deputy secretary of the Guizhou Provincial Party Committee, personally stated that it can be promoted. The Propaganda Department of the Guizhou Provincial Party Committee praised the Anshun Rural Credit Agency for serving migrant workers as “Anshun Experience” and requested to promote it throughout the province. In September 2019, Jiang Dingzhi, vice chairman of the China Banking Regulatory Commission, inspected the Anshun Rural Credit Social Workers Financial Service Center and highly affirmed the “Anshun Experience” and requested it to be promoted nationwide.

In the past five years, the city's rural quota society has regarded “good loans and success” as the core cultural concept of the company, and has been good at giving everything and fulfilling everything as the starting point and foothold of enterprise development. By continuously strengthening corporate culture construction, enhancing corporate cultural taste and cohesion. Employees, unite the team, and enhance the quality. Intensify the education and training of employees, adopt the combination of academic education and job training, combine the principle of off-the-job learning and correspondence education, encourage employees to receive continuing education and academic education, and take the title examination. The executives will take the post-training, special training, exchange study, and send them to participate in college professional training courses to improve and train; pre-employment training, job training, transfer training, etiquette training. Through a series of trainings and education, the management level of management has been improved and the overall quality of the workforce has been improved. Since XX, the number of employees in the Anshun rural quota has been 35,802. By the end of 2019, there were 1,300 employees in the rural quota society, 452 more than the 848 in XX, including 370 college graduates, accounting for 28.46%. Compared with 35 people in XX, the number of students increased by 24 points, the proportion of college degree increased by 24 percentage points; 538 people of junior college, accounting for 38.46%, 244 people increased from 294 in XX, and the proportion of college education increased by 3.8 percentage points; People, accounted for 21.23%, 98 people less than 394 in XX, the secondary school education ratio decreased by 25.23 percentage points; 116 people in high school, accounting for 8.92%, compared with 125 people in XX years, 9 people, the proportion of high school or lower education Reduced by 6.45 percentage points. The city's rural quota society has a total of 456 employees, accounting for 35.08%.

Implement the unified design of industry logo, uniform decoration standards for outlets, uniform staff dressing, unified service standards, and establish the overall image of the city's rural quota society. Practically promote the development with propaganda. Through the outdoor advertising, media propaganda, and cultural and sports activities, it has established a good social image of the rural quota society. In the past five years, more than 200,000 outdoor billboards, wall advertisements, posters, etc. have been produced, and more than 100 special advertisements for TV and newspapers have been produced. Xinhua News Agency, CCTV, Financial Times and other major domestic media have published rural quota social media publications 600. The rest. Actively organized various literary and art propaganda activities, successfully hosted the "XX Xinhe Spring Art Evening Party", successfully organized "professional team training", "warm migrant workers Wanlixing", that is, participated in "Chunhui Action" and other large-scale activities. Among them, “2011—village, township, and nostalgic warm migrant workers” is the most influential activity of the rural quota society in the province. The whole activity is based on the theme of “willing folks, passing the country, and narration”. In the form of symposiums and condolences, the local party committee government and the rural quota society will care for and care for the folks who go out to work in Guizhou. The whole group has more than 200 people, 19 vehicles and more than 30 units across the five provinces of Hunan, Chongqing, Guizhou, Fujian and Zhejiang, and condolences to hundreds of thousands of migrant workers. 19 media outlets including Xinhua News Agency, CCTV, Guangming Daily and Guizhou Daily reported that the community responded enthusiastically and the results were remarkable. At the same time, actively organize employees' "business skills competition", "love and dedication speech contest" and cultural performances and other activities. Activities such as “sending the drama to the countryside”, “culture to the countryside”, and “obligation to send the Spring Festival” were carried out. Organize the “send warmth” activities in the poverty-stricken households, condolences to the migrant workers, organize calligraphy lovers to go to the countryside to write free Spring Festival couplets for farmers. Organized the editors and publicly published the "Rural Financial Knowledge Popularization Reader", "Anshun Rural Credits", "History - Rural Credits Society's 58th Anniversary Review" and other large-scale propaganda albums, "Zhong Zhongxin Hefeng Record". At the same time, in the country's first creation of the Xinhe Exhibition Hall, to fill the gap in the construction of the national agricultural credit cooperatives, the Bank of China, the provincial associations and local party and government at all levels are highly affirmed. In 2019, Anshun City's support for local economic development performance assessment, Anshun Rural Credits won the first place in the banking system.

The development of not forgetting the dedication is the development concept that the rural quota society has consistently adhered to. In the past five years, the city's rural quota society has participated in activities such as “anti-snow condensing and protecting people's livelihood” in 2019, “resistance to drought relief” in 2019, “5·12 offering love” and other activities. The accumulated donations and materials have been converted into RMB XX million. Especially from July 2019 to May 2019, Anshun City suffered from a drought that never happened in a hundred years. The drought lasted for the longest time, the disaster area was the widest, the most affected people, and the most serious disaster losses were rare in history. In the face of severe drought, the city's rural quota society in the unified deployment of the Anshun office, according to local conditions, combined with the actual situation of the county, through the grant of loans to support the people to buy water pumps, generators, water pipes and other materials; The people repair water, build pools, build irrigation, repair irrigation channels and other drought-resistant infrastructure; obligation to send water to the affected people; help the villagers to cultivate rice seedlings; implement the loan expiration date, preferential loan interest rate and other measures to fight the drought , achieved remarkable results. The city's rural quota society has distributed 570 million yuan of drought relief and spring farming production loans to the people in the disaster areas. Among them: 165 million yuan invested in drought-resistant construction and drought-resistant equipment purchases, 32 new repair pools, 13 water canals and irrigation stations, supporting farmers, agricultural machinery and water conservancy departments to purchase 3,200 sets of equipment, looking for 12 water sources, buying diesel 32.4 Ton, water pipe 1XX meters, rectification of the canal 5.8 kilometers; 228 million yuan invested in drought-resistant seedling planting, actively support farmers to replant and replant, to achieve 135,000 acres of pumping seedlings, irrigated area of ​​137.7 million acres, laying the foundation for the harvest of summer food crops, Do everything possible to reduce losses caused by drought; 177 million yuan invested in other agriculture-related projects, support farmers to develop diversified operations to generate income and income, and achieve no reduction in the year of disaster. At the same time, the city's Xinhe employees donated RMB 1.52 million in donations, organized 1,692 water deliveries, dispatched 600 water trucks, and rushed to deliver more than 3,000 tons of water. The initiative of Anshun Rural Credit Co., Ltd. to actively undertake social responsibility has been highly recognized by the Anshun Municipal Party Committee and Municipal Government, and has been highly praised by all sectors of society.

At present, Anshun Rural Credits has become the largest local financial institution with the largest asset scale, the largest number of institutional outlets, the widest range of services, and the most significant support for local economic construction. After five years of reform and development, Anshun Rural Credits Co., Ltd. has created a new situation in which the majority of customers benefit, the local economy develops, the community praises, the local party and government are satisfied, and the rural quota society is profitable. It has achieved small to large and weak. The transformation of Xiangqiang has achieved a good and fast leap-forward development goal.

In the next five years, it will be a better and faster development of Anshun Rural Credit Co., Ltd., and the province will implement a new industrialization and urbanization strategy. It also proposed to focus on poverty alleviation and development, regional economy, county economy and infrastructure construction during the 12th Five-Year Plan period, and promote the transformation of traditional agriculture to large-scale and industrial management. These rare opportunities will provide a new development platform for the rural quota society; it will provide greater use of the rural quota society; it will create a better environment for the reform and development of the rural quota society. It laid a solid foundation for the development of the rural quota society "good, fast, better and faster". To this end, during the “Twelfth Five-Year Plan” period, Anshun Rural Credits will earnestly realize the path of commercialization and marketization, and focus on accelerating development, accelerating transformation, and promoting the main tone of the leap, in accordance with industrial strong cities and urbanization. Strategy, earnestly strengthen the "three rural" and poverty alleviation work, solidly promote the requirements of the construction of a new socialist countryside, deepen the reform, actively and steadily promote the transformation of the city's rural quota social system, continuously change the operating mechanism, and establish scientific labor, personnel, Allocate other systems; increase financial innovation, focus on improving financial service standards, continue to increase credit investment for “agriculture, rural areas and farmers”, actively participate in the construction of key projects for local industrial economic development, and vigorously support the development of small and medium-sized enterprises; Local economic construction and industrial structure adjustment direction, to meet the diversified needs of regional economic development, comprehensively promote the development of Anshun Rural Credit Co., Ltd. “good, fast, better and faster”, and strive to achieve “three major goals”: ​​First, strive to achieve “Three 100% coverage”, that is, the market demand for financial services of rural credit cooperatives, covering 100% of the towns and villages, covering 100% of the farmers, covering 100% of the small and medium-sized enterprises, and strive to build the rural quota society "farmers' banks, banks of small and medium-sized enterprises, community banks" brand. The second is to strive to achieve the "five best." Namely: the Anshun Rural Credit Co., Ltd. is the local banking financial institution with the largest asset scale, the widest coverage, the most trustworthy customers, the most social responsibility, and the most competitive financial market in rural areas. Third, the city's 6 county associations have reached the standard for establishing commercial banks, and strive to achieve the establishment of commercial banks by city.

In order to achieve the above development goals, Anshun Rural Credits will organize the implementation of the “five major strategies” to promote better and faster development. The first is to implement the "going out" strategy. Continue to adhere to the financial services of migrant workers, expand and improve service functions, extend financial services, build new financing and development platforms, and strive to establish inter-provincial establishments of rural credit cooperatives. The second is to implement the strategy of cultural development. Taking "Good Loan and Success" as the core corporate culture concept of Anshun Rural Credit Cooperative, we will adhere to the principle of being honest, new, bigger and stronger, concentrating the workforce, inspiring employee morale and boosting business development. The third is to improve the quality strategy. Put the quality of upgrading assets at the top of the work, and regard asset quality as the core and key to win the future development, relying on improving quality to survive and relying on improving quality to maximize benefits. The fourth is the property rights breakthrough strategy. We will strengthen the development path of rural commercial banks, strengthen the internal management and transform the operation mechanism by setting up commercial banks, build commercial banks to enhance their brands, and build commercial banks to enhance their competitiveness. The fifth is the strategy of talent development. Adhere to the people-oriented principle, vigorously carry out employee education and training, strengthen post training, introduce various professional talents, rationally allocate human resources, comprehensively improve the comprehensive quality of employees, and build a team of professionals with firm political strength, excellent business and solid style to promote Anshun farmers. The letter is better and faster.