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Urban Saver Survey: Willingness to Buy Equity Funds Increased


According to a survey conducted by the People's Bank of China in the second quarter of the national urban depositors, the willingness of urban residents to purchase stocks or funds has increased, and the recognition of interest rates has decreased.

According to the survey, 72.9% of the residents believe that the deposit interest rate is low, up 2.2 percentage points from the previous quarter and 2.6 percentage points higher than the same period of last year. The proportion of residents with moderate interest rates is 25.9%, which is 2 percentage points lower than the previous quarter. Compared with the same period of last year, it decreased by 2.4 percentage points. The reduction in interest rate recognition by urban residents has weakened their willingness to save. At the current price and interest rates, the proportion of residents who chose “more savings” was 32.2%, a decrease of 2.5 percentage points from the previous quarter and a decrease of 1.1 percentage points from the same period of the previous year. The proportion of residents who chose to withdraw funds to purchase government bonds was 14.9%, up 3 percentage points from the previous quarter and 1 percentage point from the same period of the previous year. The number of residents who chose to withdraw funds to buy stocks or funds accounted for 10.6%. , an increase of 3.4 percentage points over the same period last year.

The survey shows that the current price satisfaction index for urban residents is -11.8, which is the lowest level since the survey was launched in 1999. Among them, the proportion of residents who were “high price and unacceptable” was 24.8%, an increase of 6.8 percentage points from the previous quarter and 10.8 percentage points from the same period of the previous year; the proportion of residents who considered the price “satisfactory” was 13 %, a decrease of 7.9 percentage points from the previous quarter and a decrease of 16 percentage points from the same period of the previous year. From the residents' expectations of prices, 39.6% of residents believe that prices will rise in the next quarter, and only 7.1% of residents believe that prices will fall in the next season.

According to the survey, at the current price and interest rate levels, the proportion of residents who believe that “more consumption is the most cost-effective” accounted for 31.2%, an increase of 0.4 percentage points from the previous quarter, but still at a low level since 2002.

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