Latest Social Practice Survey Report

Survey time: July 12th - July 28th
Survey location: China Xinhe Sales Department
Survey content: accounting for public business and savings, credit card, loan business, etc.
Purpose of the survey: understanding the necessity of the regulation of the national economy
Investigate the meaning: exercise the ability to adapt to society, understand the need to combine theory with practice

Bank Internship Survey Content

The university campus is like a small society. It has been two years since enrollment. We have gradually adapted to the life of this small society. However, as a college student, it is indispensable to contact the society and adapt to the society. Therefore, the summer vacation as a good opportunity to contact the society can not be wasted. So after the social practice of “three to the countryside”, I conducted a half-month internship at the China Xinhe Sales Department from July 12 to July 28. The purpose of this internship is mainly to understand the purpose of the national economic macro-control, and secondly to exercise their social skills and enrich their social experience.

After an internship in the letter of investigation, I objectively understood the knowledge I had learned in school, and made myself more fully understand the relationship between theory and practice. The contents of my internship are mainly accounting business and savings business. Others generally know about the card business and loan business. From these businesses, I have some preliminary understanding of the macroeconomic regulation of the national economy.

Second, understand the goals of the national giant regulation

At this critical moment of economic development, finance, which is the core of the national economic institutions, should undoubtedly play a leverage role in macroeconomic regulation and control. The goal of the national giant regulation is to control the overheating of the local economy and focus on adjusting the structure.

For a long time, deposit and loan spreads have been the main means for Chinese banks to obtain profits. Many banks rely on deposit and loan spreads to obtain profits. The result is inevitably chasing hot industries and large households. This high degree of dependence between banks and companies also increases the difficulty of macroeconomic regulation.

The development of the bank depends on the recovery of the overall economic environment, but the healthy operation of the economy does not depend on the bank's unprincipled lending. This requires not only the bank to carefully determine the direction of credit through the study of the overall situation of the regulation of the economy, but also must change the current simple dependence on deposit and loan spreads in China, especially the profit model that relies on the public business to obtain profits. This kind of bank can form a stable source of profit, enhance the bank's ability to resist risks and sustainable development; for enterprises, it can dilute the public business through targeted, so that some enterprises can cherish the hard-won credit funds. Improve the level of capital utilization of enterprises, prevent enterprises from blindly expanding, and enhance the self-accumulation awareness of enterprises; for the government, it can reduce the difficulty of economic regulation and control, and avoid the phenomenon of investigating the mouse in the giant control policy experiment caused by the high dependence of banks and enterprises. happened.

Of course, the bank's adjustment of the profit model is not to encourage banks to abandon their support for enterprises, but to require banks to strengthen their ability to resist risks while sending credit funds to the hands of companies with standardized operations and good returns. Financial stability is the biggest and least sustained support for the economy.

·Outline format of social practice report ·Student social practice report ·High school social practice report ·Supermarket social practice report

·Summer social practice report ·Social practice survey report ·The latest college students social practice report ·Social practice summary report

Three harvests and experience

As the saying goes, the journey of a thousand miles begins with a single step. These basic businesses are often not completely understood in books, so the basic physical objects are especially important. In particular, the current job opportunities of senior technicians reflected in the employment situation are greater than those of university universities. The ability to do things is stronger than that of the university department. From this internship, I realized that if the knowledge we have learned in college is combined with more practice, we use practice to test the truth, so that a university student has a strong ability to handle basic tasks and a comparative system. The professional knowledge, this is the real purpose of our study and internship.
This half-month internship, I think, prayed for a bridge to my future. It is an important experience in my life and an important step. It will also be of great help to the future. To others humbly ask for advice, abide by organizational discipline and the rules and regulations of the unit, and get along with people's civilizations. Some basic principles of doing things must be implemented in real life, and good habits should be cultivated in real life. Most of the experience and knowledge I have learned during this period comes from the teachings of company leaders and teachers. This is a valuable asset in my life. This internship also gave me a deep understanding that it is important to maintain a good relationship with colleagues at work. To do things first, we must learn to be a human being. We must understand the truth of being a human being. How to get along with others is one of the most basic problems in the modern society. There are many, many things that need to be learned for someone who is about to enter the society. I can only make myself more mature through continuous practice.